I'm not even jealous just insanely inspired and motivated.
@sirih4085
6 жыл бұрын
Same but I'm also a little jealous as well ...
@phoenixwiseman4018
6 жыл бұрын
THANK YOU!!!! Finally! I was searching for this comment. Ppl are such haters, that’s why they are where they are.
@luckycharms8020
6 жыл бұрын
I'm a little bit of both lol. not hating tho!
@Sahra-np8el
6 жыл бұрын
same
@chococrazd
6 жыл бұрын
Me too! I was feeling a little discouraged, but seeing her life a really good and honest life is really inspirational
@aguardinasantos5829
6 жыл бұрын
Smart girl i love this, great living and responsible.
@Cherry-nu3uo
6 жыл бұрын
She's lucky, alot of people don't have the privilege to have their college paid for them. I think that was what helped her the most, that and her parents teaching her to be smart with money.
@aguardinasantos5829
6 жыл бұрын
@@Cherry-nu3uo yes and she didn't take for granted the help they give to her made good choices and this very importante wen we have to take care of yourself.
@Cherry-nu3uo
6 жыл бұрын
@@aguardinasantos5829 so true 😏
@LaidbackLuc9
6 жыл бұрын
Agreed. Any parent subsidizing their children's education would be over the moon of how grateful she is for that opportunity and yet frugal / intelligent she spends her money.
@Danoff1111
5 жыл бұрын
Easy enough when you have you're education paid for
@perfectlycreated28
6 жыл бұрын
I feel like she grew up with her parents living that #DaveRamsey life -- 3-6 month emergency fund, high yield savings, frugal living, giving generously
@LifeinLithuania
6 жыл бұрын
Yep!! I thought the same thing
@paulaaquino5847
6 жыл бұрын
yup and now she's killing it. What a goal in life
@mizzmiami3242
5 жыл бұрын
With No debt , no student loans.. sounds like someone around her was on Dave’s plan 👌🏽
@injectorshushan
4 жыл бұрын
You are amazing! at 24 years, you have so much wisdom and motivation! Im so glad you are so financially stable! I unfortunately am not, but i am trying to get into a good pattern! Good luck!
@carlytravis7133
6 жыл бұрын
This format (showing her apartment, clothes, shoes, etc) is so much better than having the person sit in a chair and read a boring list
@ericaschindler7393
5 жыл бұрын
wow goals. i hope to be living like her when i'm 24
@mjuhubbko2133
6 жыл бұрын
Do more vids like these I love thisss
@ParisianBookworm87
6 жыл бұрын
She’s making a lot of money at 24 and her life was set up for her since the very beginning. What’s so inspiring? Inspiration to find well-off parent and re-do my entire life?
@bbygirlk94
6 жыл бұрын
CREDIT SCORE AND FINANCIAL LITERACY GOALS
@bradleyconn1138
5 жыл бұрын
i respect her financial stability but 6k in investing at 24 isn't much money at all though, she could be making a much higher yield of passive income at that age.
@shiwan45
5 жыл бұрын
It’s sad that credit scores wasn’t taught in high school and college when I was growing up . Most people are in debt by the time you leave college
@BigRed2
5 жыл бұрын
wanda Shivers She can’t have an 830 credit score at 25 lol , sorry i know all about credit scores and there is now way she can have that high
@BigRed2
5 жыл бұрын
bradley conn It’s impossible to have a credit score of 830 by 24, i’ve noticed a lot of people lying in these
@icyolives
5 жыл бұрын
Big Red it’s possible. You can start building credit at 18. It’s also possible she was added as an authorized user on her parents’ credit cards, in which case she’d inherent those cards’ histories and they’d count in her credit score. In either case, it’s definitely possible. I’m 24 and my score is close to that.
@MCLJ928
6 жыл бұрын
Y'all don't understand how much I love these kinda videos.
@ccangl021
6 жыл бұрын
same!
@dominiquecymonetv
6 жыл бұрын
Love love love, I'm 24 as well and don't have a salary half as much as she makes but it shows me that It can be done.
@gmr2gnr
6 жыл бұрын
How much? Please elaborate? On a scale of 1-10?
@marginelouis6674
6 жыл бұрын
@@PritamDas_26 love that place lol.
@jrcmes
5 жыл бұрын
Marquita Aisha - Why do you love these vids so much?
@makimoments
6 жыл бұрын
My parents paid for my college and the day after my son was born i went to the bank to open an education fund! He is 2 1/2 we have currently saved $5000
@HASHTAGswaggin1
6 жыл бұрын
That's amazing, hes going to appreciate it so much when hes older, you're doing a great job (:
@sirih4085
6 жыл бұрын
I always planned that if I ever had children that I'll do the same thing! Open an account for each kid I had and every month I'll put money in it (even if it's 100 dollars each month) until the day they turned 18. It would be so helpful for them and also for me (if I did have children that is 😂)
@jenellebeggs6390
6 жыл бұрын
Yup! My daughter is 15 months with over a 1,000. Small contributions will pay off and my parents paid for my college as well.
@nokturnna83
6 жыл бұрын
That's really sad the costs of education in the US. I have a friend with 40 that just finished paying her degree... :(
@kimberlynguyen124
6 жыл бұрын
YAAAAYY
@leannarosep
6 жыл бұрын
Can’t fault her parents for being smart with their own money and having the ability to pay for her college. Although people are saying she’s lucky to have a head start after college with no student loan debt, she is doing a great job at maintaining a sense of frugality at a young age while growing her own wealth. I mean, she could’ve gone a very different way after college as a young woman in the big city on her own, but it appears she has a good head on her shoulders and can enjoy life while keeping a careful eye on her future.
@kyramioso
6 жыл бұрын
leannarosep thank you for this comment!! Others need to be happy for people who are thriving instead of going the envious, fear-based route by being negative about it. She acknowledged she was privileged to have her school paid for and that’s good. At 24 she’s already at a great place and by 30 she could be doing extremely well for herself if she keeps it up!
@dominiquecymonetv
6 жыл бұрын
PREACH!
@stuffykong
6 жыл бұрын
I’m sure the two must go hand in hand; that her parents must have been smart with money to be able to give her that gift and she lives her life according to what they taught her. My parents also paid for my college fully and I’m the cheapest person I know!
@foureyeswonder
6 жыл бұрын
Clearly this runs in the family cus she’s definitely taught well.
@peppa_pig_
6 жыл бұрын
Exactly. But it's also important to be conscious of generational wealth, and the fact that in order to be "smart with their money," they need to have it in the first place.
@christianharbin7979
6 жыл бұрын
Okay, so whoever her parents are...MAD RESPECT! and #Goals FORREAL! I’m going through so much financial crap right now. I will ensure that my kids will NEVER know what that feels like.
@LivLivesLondon
6 жыл бұрын
OR you teach your kids how to speak german, send them to a german school and let them study in Germany which cost ... 500 EUROS a term. Not 50.000 Dollars - and most of our universities are better than the ones in the US.
@christianharbin7979
6 жыл бұрын
true. To some extent, I'll have to play it by ear. I think if I want them to value smart money practices, I'll have to create ways for them to put these values into practice and, of course, make sure that I'm setting the right example for them.
@nobad6134
6 жыл бұрын
LivLovesLife Plus don’t many German or other European universities eg. in France, have courses instructed in English ? American kids should go to Europe for cheap education.
@MissSilk
6 жыл бұрын
My parents also paid for my tuition out of pocket and are currently paying my brother's. They struggled to finish school as working students before migrating to the US. I rarely received allowance because they really instilled in me that, all that I have is a privilege. I was taught to shop frugally, think before buying and that there is ALWAYS another option to material goods. I wanted to get a job when I started college and my parents gave me an ultimatum. They didn't want to see me struggle in life with debt like they have, so if I promised to finish school and contribute in whatever way I can, they would pay for college. So I did just that without complaint. I figured, all the stuff I wanted to buy or places I want to go to, I can do later.
@michellemarie1197
5 жыл бұрын
Same i want to become debt free and then have my kids not have to go into debt when they want to earn a degree
@sshenanigans95
6 жыл бұрын
The fact that she's a social media manager and making more than 50K is kinda shocking, as well as that she found that place for less than 2K a month
@LizIsaCheeseDoodle
6 жыл бұрын
sharon cohen that’s nyc for you. The wages are higher because the cost of living is the shocking part hehe (;
@anahansen8909
6 жыл бұрын
I mean also, it depends on what type of company she is working for or if she is a pivate consultant with multiple clients, etc. You don't know
@meerespflanzen
6 жыл бұрын
BootzDaMan11 agreed
@LizIsaCheeseDoodle
6 жыл бұрын
BootzDaMan11 I’m in social media and that’s not high for nyc area. Honestly I’m surprised it’s not more considering most social media associate or coordinator positions (below a social media manager role) will be starting at $40-50k!
@thriftasista101
5 жыл бұрын
For that money she probably works in-house for a bank or tech company. Believe it or not, 75k for NYC is a very okay amount of money. She’s not rich or poor, just financially savvy. I liked this because it seems very achievable!
@rayrayrun
6 жыл бұрын
Somebody make a parody in this format. a broke college grad with a mountain of debt
@aiai-j7i
5 жыл бұрын
The parody is in full view, it is called the USA.
@token8273
5 жыл бұрын
Yeah make it more relatable
@dazzeldil143
5 жыл бұрын
Now THATS more relatable
@gwendalynn_alvarado
5 жыл бұрын
Broseidon going to be me 😂 (we don’t have 60k dollars for college so scholarships and loans are gonna pay my tuition)
@jessicakabelwelter2774
4 жыл бұрын
I can when I graduate in a year and a half 😂😂😂
@valueking2283
6 жыл бұрын
She is living her best life.
@sevencolours5014
6 жыл бұрын
We don't know. Based on this video we can't tell. Maybe she is miserable, or happy.
@gigiprabhakaran8161
5 жыл бұрын
That’s definitely not true lol. I’ll be the first to tell you that money does not bring happiness
@honeybaae6911
4 жыл бұрын
Gigi Prabhakaran it bring me happiness more than anything tbh 🤷🏽♀️
@sarahmichelle6385
6 жыл бұрын
ok, i am jealous and full of regret at how i have lived life
@kgal1298
6 жыл бұрын
She's a unicorn! Most people are not in her situation so don't worry you aren't alone. I'm 33 and I'm just learning to budget now she's really lucky her parents taught her well and helped with school we didn't all have that. Personal debt in the US is around 13 trillion so trust me you aren't alone it's must more common to see people with debt than not.
@frames7449
6 жыл бұрын
so much same wtf
@BernardPumpkin
6 жыл бұрын
why would you have regrets when her parents paid for her lifestyle? i'm sure if we all had parents who had 100k to throw away on a social media degree, we all would be in zero debt.
@BernardPumpkin
6 жыл бұрын
catherine - and?
@BernardPumpkin
6 жыл бұрын
mizzmolly - she wouldn't have her lifestyle if her parents didn't pay out of pocket for her college. she would be in mountains of debt and would need 3 roommates to live in a decent apt in nyc. are you this dense?
@ryckmall
6 жыл бұрын
I liked this format a lot better than the credit card bill/spreadsheet format.
@laflamed
6 жыл бұрын
Book Addict no i like both i wish they could do both.
@ryckmall
6 жыл бұрын
The bill ones are okay but I feel like this one was more personal. I felt like I was learning about a person not just a credit card statement.
@Destinay4lyf
6 жыл бұрын
i like this too. we get to see where the money goes and not at some transaction history report.
@erin8133
6 жыл бұрын
Same here. It wasn't 10 minutes about what they spend with their credit cards. Still really enjoy these kinds of videos though!
@psnisy1234
6 жыл бұрын
It's funny how she is 24 years old, but the everything sort of comes off like she's 30-33ish.
@NiaMSnow
4 жыл бұрын
That's because she's never STRUGGLED before. Her parents paid for her debt. So she isn't stressed like the rest of us
@selene4563
4 жыл бұрын
SunKissNicole Had she taken not having student loans for granted she would have definitely struggled after graduating-even without all the college debt. It’s all about responsibility, and mental and financial maturity.
@theorca3451
3 жыл бұрын
@@NiaMSnow you can’t say she hasn’t struggled because she doesn’t have debt. don’t downplay other peoples experiences just to make yours seem worse.
@Tesla-Cannon
6 жыл бұрын
It would also be interesting to see how men spend their money. Is it much different than females?
@devinngeorge
6 жыл бұрын
Might save more
@justwinginit909
6 жыл бұрын
Maybe, but maybe not. I’m female and I hate shopping for clothes.
@noghd2560
6 жыл бұрын
Men on average give a lot of money to women. There is a mismatch whereby men earn more yet women somehow manage to spend way, way more than men.
@gilabsolute1353
6 жыл бұрын
I feel like men may spend more/a lot on booze.
@haagjohnson2773
6 жыл бұрын
Oooooooh yeah
@mikejoe616
3 жыл бұрын
“The key to trading success is emotional discipline. If intelligence were the key, there would be a lot more people making money trading… I know this will sound like a cliche, but the single most important reason that people lose money in the financial markets is that they don’t cut their losses short.”
@jamesdavid1184
3 жыл бұрын
Assets that can make you rich Bitcoin Stocks Real estate
@richardlucas9062
3 жыл бұрын
Bitcoin is the most profitable investment online if you could trade with a professional broker that will guide you through the process
@williamhill9832
3 жыл бұрын
@@richardlucas9062 How do I start with a professional broker.
@richardlucas9062
3 жыл бұрын
❶❹⓪⑦③⓪❺❷⓪⑧⑧
@richardlucas9062
3 жыл бұрын
@@williamhill9832 Wh@ts Applications 🖕
@IjeomaThePlantMama
6 жыл бұрын
This combines the best of Refinery29's Sweet Digs and this channel's "How One Woman in New York spends her $$$ salary". Really love the format. Keep these coming!
@taylorbrown9497
5 жыл бұрын
Indeed! I love it
@Miscreance
6 жыл бұрын
I’m 25, with a college degree and unemployed.
@ZeinaIan
6 жыл бұрын
Same, except I'm 23.
@tc47440
6 жыл бұрын
Until recently. I was 38. MBA. Unemployed.
@tashtalksfilm
6 жыл бұрын
I’m in the same boat, I’m 24.
@tap1028
6 жыл бұрын
We are sitting in the exact same boat
@robinwells884
6 жыл бұрын
Just curious, what degrees do you guys have?
@olg06
6 жыл бұрын
She's 24 years old!?!?! But she seems soo old! Im 30 and the way I am financially, live, dress, & look I'm like a teenager next to her.
@cg2158
6 жыл бұрын
olg06 lol same!!!
@stuffykong
6 жыл бұрын
olg06 yes! She has such a good head on her shoulders!!
@bkdiver16
6 жыл бұрын
also her credit score is INSANE! Mine is great too but that is amazing!! Especially for her age, that isn't a long time to have built up credit!
@beesworld04
6 жыл бұрын
Same!
@ericcl5313
6 жыл бұрын
OP that's why she makes 75k a year straight out uni and you don't...
@vee9043
6 жыл бұрын
90% of your success is dependent on how well your parents prepared for you to be here.
@Mf7d89
6 жыл бұрын
Hard truth, wish I had this
@dariusd2003
6 жыл бұрын
Sounds like a book I'm reading called dream chasers. It's kinda sad how much your familial connections play into your successes.
@ryushishiratori2312
6 жыл бұрын
Absolutely. It's why it so so difficult for those born into poverty to get out of it.
@kokoyansui3339
6 жыл бұрын
True
@JohnDoe-th5kf
6 жыл бұрын
This definitely doesn't apply to poor families... I prepare for my parents or immediate family. & My parents took care of their parents even though none were or still aren't prepared.
@selene4563
4 жыл бұрын
To everyone who’s saying she’s only able to live like this because her parents paid for her college, do you know how many young adults right now have credit card debt for buying unnecessary crap? She had the maturity to not get herself into debt even after graduating. She didn’t take her privilege for granted.
@deussivenatura5805
4 жыл бұрын
Good parenting.
@taylorr.s8082
6 жыл бұрын
She sounds like such a sweet person. Most of these videos (or all?) are people without kids. As a single parent, I would be curious about how budgets differ as parents.
@victoriahale5254
6 жыл бұрын
Taylor R.S I mean of course it’s diff you have a whole other person to pay for and single parent doesn’t mean the other parent isn’t chipping in just as much. There could be a lot of angles and many more stories to connect to more people
@TinyCricket89
6 жыл бұрын
Are you a single mother or single woman with a child? Because many “single mothers” aren’t parenting without some sort of financial assistance.
@gilabsolute1353
6 жыл бұрын
She is 4 years younger than myself and she is doing amazing! Even though she had some help along the way she is humble and disciplined to take her self further. Pretty inspiring to hear her story and get ideas for getting back on track financially.
@craftylesly7689
6 жыл бұрын
Wow I was shook at her credit score then I heard she had no student loans
@P0k3D0nd3M4cG
6 жыл бұрын
The only thing that would negatively affect your credit is if u didn't pay them and/or default. If u have bad credit rn, that's on u LOL
@jimjamesjimothy1308
6 жыл бұрын
P0k3D0nd3M4cG this guy doesn’t know how it works lol! You can pay before time and more than it’s due and it’s still a debt, so your cs is still not gonna be good.
@OmegaGrape
6 жыл бұрын
@@jimjamesjimothy1308 What are you talking about if it's paid off it's paid off. It doesn't effect your score.
@baileybee
6 жыл бұрын
JennaMarbles simply carrying a balance lowers your score. You clearly know nothing because loan proportion in regards to how much you have left to pay is a massive factor into credit scores
@seaglass8084
6 жыл бұрын
And she pays both cards off in full each month. What a dream.
@selena7861
6 жыл бұрын
The problem with America: teachers don’t even make $74,000.
@averycee5192
6 жыл бұрын
Must be nice to have zero student loans.
@Scarlett55505
6 жыл бұрын
Avery Cee must be nice for mommy and daddy to pay for your college
@pumpkinp3528
6 жыл бұрын
Gotta get that scholarship son. I got 30k/year. My mother pays for the rest, around 8k/year. Still better than paying 30-40k per year.
@averycee5192
6 жыл бұрын
Pumpkin P I can’t get a scholarship because of my skin color.
@pumpkinp3528
6 жыл бұрын
Avery Cee are you white or are you Asian? Those are the only two demographics without racial scholarships. As for me, I’m Asian, male and did not qualify for fafsa (DACA at the time.) but still got 30k/year to go to a private engineering/Archie school. Granted I still have to pay around 8k per year, it was still cheaper than going to a state school. During the time, I held down multiple part time jobs and my mother helped pay for the first 2 years of my school and part of the next year and half (I paid for the final year I took.) Now then, if you can’t get scholarship, it just meant that you didn’t try to apply for enough scholarships or your test scores were too low. If that’s the case and you’re poor, you will qualify for fafsa and state schools would be nearly free.
@marinescu7849
6 жыл бұрын
Avery Cee enough privilege for you lol
@Nereslovesfashion
5 жыл бұрын
Saving for your kids education is 100% the way to go. I see the difference between the way my friends who were lucky enough to have their college paid for and the struggle I go through with the Amount of debt I have and the difference is night and day. Having that clean slate after college is the best way to do it. I will 100% try to pay for my kids education by saving little by little as they grow.
@lynns4122
4 жыл бұрын
That's awesome. My parents are paying for my school right now and seeing the stress my peers are under pay off loans is honestly heartbreaking.
@hanyakina
6 жыл бұрын
*Reading the title* So we are at the same age.... *have another existential crisis for days*
@gm7285
6 жыл бұрын
I literally just pulled myself out of one and now I'm in the hole again
@saammmy7
6 жыл бұрын
Don't feel bad about that. I'm 26 and haven't even finished college yet...
@roberta.lofgrenjr.9182
5 жыл бұрын
Kinara Uma, Cheer up Kinara, Maybe some day you could win Power Ball and live on 5th Ave. and have the last laugh on her. ONE NEVER KNOWS.
@TheSweetForever
5 жыл бұрын
Finally someone who doesn’t eat and drink out everyday 🙄. Yes girl. I love her financial literacy. She’s so good and smart for our age.
@JessicaViray
3 жыл бұрын
It’s 2021 and I’m still inspired by her lifestyle and financial choices. ✨
@ninjanerdstudent6937
6 жыл бұрын
This video gives me hope that I may someday have friends to hangout in my place.
@maybear209
6 жыл бұрын
Can you do one with a social worker who makes 35-50k depending on where they live or which position they’re at?
@KRLEEQ
6 жыл бұрын
She probably went to NYU or Columbia for communication and marketing.
@AmberSpan20
6 жыл бұрын
Yes. I have a Masters degree in SW and making less in the field than I currently do as a contingent worker w/ a large tech company.
@AmberSpan20
6 жыл бұрын
Student loans ups the butt!
@gennagresham3986
3 жыл бұрын
I make 96k+ as a social worker. Two jobs though. Manageable.
@XclusiveChiq
6 жыл бұрын
You could afford an 1800$ rent @18? Wow
@nicoleluang9591
6 жыл бұрын
I think what she meant by that is she's been living in NYC for 6 years so when she was 18 she probably went to college in NYC.
@marinescu7849
6 жыл бұрын
Her parents paid for her college, they probably helped her with rent too. She is living her best life lol
@sct4040
6 жыл бұрын
Yeah
@IjeomaThePlantMama
6 жыл бұрын
Doubt it. Shes probably only been in that apartment for 2-3 years.
@BernardPumpkin
6 жыл бұрын
her parents did everything for her. she didn't earn anything
@ShaBeKnowin
6 жыл бұрын
Love the new productions style for this series. I still wish it had the bank statement aspect sprinkled in a little more. Felt like it was a bit more about showcasing her apartment than how she spends her money
@waterbender19
5 жыл бұрын
I feel like it was a very wise choice to not show her face. I feel like thats why we feel inspired instead of jealous.
@ballersforlife1674
4 жыл бұрын
It's because she's Asian and parents also didn't approve
@FunWithAJ
5 жыл бұрын
She has no college loans. She shops at whole foods. She has incredible luck to get a private 1 bedroom with private yard. Lots of this is luck and unrealistic.
@snicholson8884
4 жыл бұрын
There are people who live like this. It's amazing what having no debt, thanks to parents can do for an individual. Same thing for parents who ensure that their kids don't have to pay rent. Thousands of dollars saved every year! No worries about eviction notices, or increasing rent. Homelessness wouldn't really be a thought for that adult child. This is what parents should do: make it better (not necessarily easier) for their kids. And install a stable sense of humility and financial literacy within the family. I'm sure she's in a good place for both herself and if needed her parents too!
@averycee5192
6 жыл бұрын
Did she seriously spend $9 on a container of watermelon...?
@randomweirdo25
6 жыл бұрын
I am 25, my husband and I combined make 40 thousand a year. Yet its barely enough to get by sometimes.
@preettyE
6 жыл бұрын
@@MiguelLopez-fh7vx Would the same job that pays 40k in the US also pay 40k in Honduras?
@dariusd2003
6 жыл бұрын
@@MiguelLopez-fh7vx you do know finance is typically a well paying career at most companies?
@juanshaftpatel7488
6 жыл бұрын
so now you are a team of poor people..
@xoteish
5 жыл бұрын
same 🙁
@RisingStarFalls
5 жыл бұрын
You’re very fortunate enough to have a spouse (and I don’t mean that in a rude, snarky way). You and your husband at least get to split the bills! It’ll get better for you. I would look at JuCo programs or certification/trades programs!
@cmac2295
6 жыл бұрын
No lie. I am so jealous and salty rn 😂😂😂
@mckenziemahal4939
6 жыл бұрын
And why are they giving us prices on soap and light bulbs? .
@wavygoods877
6 жыл бұрын
To see her cost of living at a glance...I'm starting to see that I spend a lot of money on everyday things my moisturizer cost $48 alone
@CC-si3cr
5 жыл бұрын
I think it's to show she's not buying Tom Form deodorant and Goop cleaning products. Girl is keeping it real!
@itsmeGeorgina
5 жыл бұрын
What she spends in a year
@IshanAli
6 жыл бұрын
As much as I Love NYC I wouldn’t want to live there. The rent seems so much for 1 month you could easily get 3-4 bedroom apartment elsewhere
@sct4040
6 жыл бұрын
Ishan Ali Where though, where it pays a decent wage? NYC is where the jobs are.
@P0k3D0nd3M4cG
6 жыл бұрын
Except for most counties in SoCal
@AR-dr1sb
6 жыл бұрын
just get roomates
@UpTheAnte
6 жыл бұрын
A lot of people that want to live in NYC will actually get apartments in New Jersey because it's a bit more affordable but still very close
@JillianCristina
6 жыл бұрын
You can find some hidden gems in the housing market there, just like this woman did, which makes it more affordable. Plus, since the cost of living in NYC is higher, minimum wage (and wages in general) are higher to make up for this. As someone else said, NYC is the place to go for jobs, especially high paying jobs, considering lots of companies are either based there or have offices there. I live in Michigan currently and one bedroom apartments in my town are just a bit cheaper than NYC and there aren't well-paying jobs around here so I can't afford an apartment but if I got my same job in NYC I could easily afford an apartment there. Also, I personally love NYC so I'd rather have a 1 bedroom apartment there than a larger apartment elsewhere. To each their own!
@mahimakalla1861
5 жыл бұрын
It was really good to see this video... I just turned 29... Having paid off my 60k student loan over 6 years, i was only able to start saving early last year.. so this video really helped me put my own life into perspective and realise i am actually doing ok and to not stress so much! Thanks for sharing.. ❤
@hawtjam
5 жыл бұрын
When I was 24 I had a part time job, no savings and I was going out all the time. No regrets whatsoever!
@Hannah-cy8mm
6 жыл бұрын
Could we please do a realistic college grad? Like this was nice, it was okay. But we have debt. Can’t afford an expensive apartment without a job because we don’t have rich parents to fall back on. I wish you would do this for real college grads
@Mikayla320
6 жыл бұрын
Hannah Pollan I volunteer myself. Lol. I just graduated but have a ridiculous amount of debt.
@YayYayWoot
6 жыл бұрын
She IS a realistic college grad. Just because she doesn't have debt doesn't mean she's not.
@OmegaGrape
6 жыл бұрын
You don't have to be rich to graduate without debt.
@Hannah-cy8mm
6 жыл бұрын
Are you serious? The average student graduates with over 60 thousand dollars of debt. This isn’t normal to graduate with none. Unless you have a hundred grand laying around, chances are good you’re gonna have debt.
@YayYayWoot
6 жыл бұрын
@@Hannah-cy8mm the average is 35k. Even then, your repayment would be about 350 a month. When you make what she makes, 350 a month isn't going to hurt you
@hayatsecret911
5 жыл бұрын
I’m 27 with a masters and unemployed 😔
@leesue8752
4 жыл бұрын
Advice I've always heard is 1)never ever pay for grad school and 2)don't over educate yourself. Is it different in your field?
@annabortion7866
6 жыл бұрын
I really love this series. It's so eye opening to see how people spend their money. My own parents won't even talk about finances with me so I've been trying to teach myself as much as I can!!
@watchmesave4912
6 жыл бұрын
Thats great you're teaching yourself. I am roo. Good lick on your journey
@TheSweetForever
5 жыл бұрын
Finally someone who doesn’t eat and drink out everyday 🙄. Yes girl. I love her financial literacy. She’s so good and smart for our age.
@HB-to5gv
4 жыл бұрын
1800?????? We get two bed two baths for 1400-1600 in Texas
@rubina358
6 жыл бұрын
I kept thinking to myself how much I like this person. She's very level headed and i think would be a great friend
@ruzzelladrian907
6 жыл бұрын
No student loan debt. Fresh start. No problem climbing the middle class after college. Winning.
@Sunflower94H
5 жыл бұрын
I like how she stated that her parents paid for her college and that gave her a clean slate. Unfortunately every one doesn't have parents to help them like that or even parents that can teach them to be financially responsible. It's never too late to change and set goals for yourself once you realize your mistakes.
@alexismayorga8323
4 жыл бұрын
Get it girl!! I love seeing financially dependent women! I make 108k a year and am 24. Silicon Valley type of living makes it hard tho. But this is very motivational
@ivyb.
6 жыл бұрын
i rly love these videos! financial literacy, income, spending, budgeting is rarely taught at a young age, so these videos are super helpful in just understanding how people spend their money. (with both the good and bad!).
@rimelalami9279
3 жыл бұрын
I see that she traveled to Morocco 🇲🇦
@brbmaybe
Жыл бұрын
When I say I have been coming back to this video every six months for inspo... I mean it.
@brbmaybe
Жыл бұрын
Would it be too much to ask for a "where are they now" update vid???
@fauhlin
5 жыл бұрын
this is literally the perfect lifestyle and everything that i want post grad 😭 shes really living her best life! also my parents are paying for my college but i’m still going to be drowning in debt :/ thanks fafsa
@travelingbagel3586
6 жыл бұрын
24, aka only 2 years out of college making 75K as a social media manager? I have 2 friends approaching 30 (both in NYC), with much more experiences doing social media, works for very well known companies and they make 55-60K. Something doesn't compute.
@2000Iria
6 жыл бұрын
She probably went to NYU which makes it easier to get a high paying job
@uglydoll6361
6 жыл бұрын
I'm sitting here saying the same my husband works for a govt agency and makes less in nyc how she making that much ?
@duct_tapeheart6484
6 жыл бұрын
@@uglydoll6361 government doesn't pay well in general... Private industry has more margin for negotiations
@MyAkachi
6 жыл бұрын
There are companies that pay well above the industry average. That's not surprising.
@danicoleb5394
6 жыл бұрын
I've questioned this too. This would've been understandable back in the mid-2000s when social media really began to boom and you're one of the innovative young professionals who saw early on the potential for how social media can improve a company's PR campaigns/branding... but in 2018? I don't see how she obtained $75,000 with only 1-2 years MAX out of college now that EVERYBODY is on social media and EVERY media, journalism, communications, and marketing student is clawing for these "easy" jobs.
@sykoelf
6 жыл бұрын
social media manager at 75k?! jeez whatttt
@omfglongbeach
6 жыл бұрын
in manhattan though, where rent + util is 2k/mo for a small apt
@LifeOfPia
6 жыл бұрын
I'm so curious about this too. Was she a famous KZitemr? What did she do as an internship? I imagine there was something remarkable about her to land such a great job.
@IjeomaThePlantMama
6 жыл бұрын
@@LifeOfPia not really. She lives I NYC where there are THOUSANDS of companies trying to market themselves to better stand out. Combine that with use currently being in the tech age, and you can get big bucks if you have the background
@debbyhaynam6188
6 жыл бұрын
I'm 23. Started my job at 22, 65K for Marketing Coordinator in San Francisco. NY and SF have to pay a lot because the cost of living is so high, but also there are tons of jobs.
@karenng9793
5 жыл бұрын
Right!? whos giving out these jobs!? Probably parents with good contacts in high places too.
@alexandravincelli4982
5 жыл бұрын
Debt free with a savings account and good credit, GURLLLL 👏🏼🥂
@nineteenboston498
4 жыл бұрын
Finally, one I can relate to. She's almost exactly on par with what I had in savings and investments at that age, though I made less so I had to live with roommates to achieve it. She'll do fine! To everyone watching it's never too late. Start now, living frugally/reasonably and saving is worth it.
@Destinay4lyf
6 жыл бұрын
Im 24 and broke. Barely got 100 bucks in my card but ordered dominos tonight.
@indiaxlovee
6 жыл бұрын
Salaan Sare because you don’t care about it
@melissagarcia4477
6 жыл бұрын
Jajajaja oh god im the same😂
@juanshaftpatel7488
6 жыл бұрын
and thats why youre poor
@Marina1686
6 жыл бұрын
I wish I could afford domino's now. Just had pasta with can Tuna.
@CarolsVideos
6 жыл бұрын
perhaps the ordering dominos when you know you don't have much money is part of the problem
@toyintoy
2 жыл бұрын
My parents were amazing for helping me pay for college also 🤗 it truly helps
@c__graz
6 жыл бұрын
She has an amazing life!
@darkflamemaster9334
6 жыл бұрын
amazing? Where half of your chdck goes to rent? You are forgetting she doesnt make 75k..about 20% goes to taxes. I would know i make around the same and pay only 900 in rent and barely make it.
@c__graz
6 жыл бұрын
DarkFlameMaster 2105 Considering she doesn't have student loans to pay back and seems incredibly happy, yes, I would say she has an amazing life.
@N0TORiOUSLYiLL
5 жыл бұрын
i just turned 23, graduated may 2018.. and currently a nurse making 83k But i keep probably half of that after taxes lol (NY)
@ally-lz6qr
5 жыл бұрын
god she is extremely extremely extremely lucky to have her parents pay for college
@salinasn3
5 жыл бұрын
Allie Zilper same. My parents did the best they could but I knew that I couldn’t rely on them so I had to pay out of pocket and student loans.
@EdwolfXx
6 жыл бұрын
My video would be 2 seconds long just me saying, "im rly broke"
@av782
6 жыл бұрын
This is extremely unrealistic for 99.9% of people that are 24 years old.
@indiaxlovee
6 жыл бұрын
Sole Sista how is this unrealistic? Get a high paying job, i make 95k in nyc at 22
@stupidsmartperson
6 жыл бұрын
It’s not meant to be a map telling you how to live. Just opening the door to watch others. There’s no need to be realistic. A 40 year old making $15k per year wouldn’t be realistic to me, but I would still like to watch.
@monicatrujillo9672
6 жыл бұрын
Curious on the credit cards she recommends for these different categories
@demidosunmu5297
6 жыл бұрын
if i had to guess, I'd say it's the Chase Sapphire Reserve/Preferred and Chase Freedom Unlimited.
@crumbc0re
6 жыл бұрын
Imagine that life
@tomboydee3326
6 жыл бұрын
Hi I'm 29 a college drop out I want to be like you 😥😥
@oswaldo9127
6 жыл бұрын
Go back it's not too late.
@minigangsta128
6 жыл бұрын
It is SO not too late. Just get yourself into a decent school. I cant stress how much a School's name can do for you!
@eeeeeeeeeeeeeeeeeo
6 жыл бұрын
Go back to school for the medical field (nursing, radiology, respiratory, anything). Invest in yourself now, so you can be way better off later. You don't have to accept the position you're in
@Susanajogs
5 жыл бұрын
Go back to school you're still young. I'm 24 and I'm going back for a teaching degree. If you don't want to be around all the little kids take night classes, that's where the adults are.
@mbv22311
3 жыл бұрын
so unrealistic ur telling me a 24 year old ... isnt ever gonna go out for drinks and dinner and eat out ! IN NYC? I could neva
@xRoshtack
4 жыл бұрын
How are people saying this is unrealistic? It's not like you must be in debt, barely surviving and have a ton of college loans for in your 20s in order to be consider "normal" or "realistic". This comes with financial awareness, making smart decisions but agree, sometimes you need a bit of luck :)
@AmayzinOne
5 жыл бұрын
Salary is much higher in New York than Columbus. Great job and congrats on your success. I’m 23 and just graduated college. I have a job as a software developer for 62,500 a year. But lucky it’s in Columbus so I only have $1000 rent.
@eojmaa
5 жыл бұрын
i’m 22 with a career & financially stable:) improving by 1% everyday is my goal.
@youtubechannel_990
4 жыл бұрын
‘give back to my friends, to my Church and to my community’. Amen. more of this😍❤️.
@phoenix1907
6 жыл бұрын
75k (dollars) is a lot in the Philippines. Thats about 3.75 million here, and you could pay for an apartment for a year, my tuition, shopping sprees, clothes, food, etc. Generally anyone who makes that amount her is considered rich.
@cherrielai9569
6 жыл бұрын
um ye she lives in new york which is a lot more developed economically than philippines. things are of course going to be a lot cheaper in phillippines thus u can do all these things with that money
@LaidbackLuc9
6 жыл бұрын
New York is a lot more expensive than the Philippines. I live in Amsterdam (NL) and while it is cheaper than NYC, it's more expensive than the Philippines. Average rent here would be around $900 / month instead of the $ 1,800 on housing this girl spends.
@BRBallin1
6 жыл бұрын
$75k in new york is like $50k in a modest location
@aahsimovieprojects
6 жыл бұрын
Yeah but the phillipines is a third world country, and NYC is one of the most desirable cities to live in worldwide. You do the math.
@HappyRussians
6 жыл бұрын
Yes and?
@colleenmariet
6 жыл бұрын
I’m mad jealous. Lol 😂
@lois6187
6 жыл бұрын
For anyone who thinks they aren't successful because no one paid for their school, there are many ways to avoid/minimize school loans. 2 years of community college + 2 years of university. Scholarships. Military Service. Degrees that have grants due to low turnout. Forgiveness programs based off time of completion. Etc.
@omgsockss
6 жыл бұрын
You still need to have parents who are smart enough to make sure you exercise these options. My parents told me I could go to school where ever I wanted and money wasn't an object even though they'd saved $0 for my college. I had about 30k in student loans, they paid over 35k out of pocket and I graduated with a 10k unpaid tuition balance that caused me to be unable to receive my diploma or access to my transcripts. As an 18 yr old I was not smart enough to realize this is how college would end for me. They, as adults should've steered me (and theirselves) in a better/less expensive direction.
@adygirl13
5 жыл бұрын
Military service lol. What an option. That aside- community colleges, scholarships and forgiveness programs don't exist in the UK. Worked my way through medical school but that was in order to survive, never mind paying tuition
@lois6187
5 жыл бұрын
@adygirl13 Not liking an option, does not negate that it still is an option...Many people are happy to have options.
@lois6187
5 жыл бұрын
omgsockss It all depends on the person. Many people grow up w/ little and become successful without much help at all. Active parents would help, but it’s folly to think you cannot prosper without them. I’m sorry for your predicament, and I don’t believe you’ve made too harsh of a mistake (or your parents for that matter). Independence is a life lesson you unfortunately had to learn the hard way, but everyone has it hard sometimes...Maybe we should teach children how to take charge of their own lives early on, so they seek out information instead of expecting a play by play all their lives.
@VanessaAttah
5 жыл бұрын
I did that and still have debt lol.
@SisterJanet
6 жыл бұрын
She is saving a surprisingly small portion of her income considering her salary, even with the 401k and zero loan repayments.
@jensmith5994
6 жыл бұрын
It makes absolutely no sense to have investments in an outside investment account before you are maxing out your 401k, IRA, and HSA (if you are eligible for one).
@mckenziemorgan5867
6 жыл бұрын
I love how they always show girls who were already born rich.
@kgal1298
6 жыл бұрын
Yesterdays was more realistic I think because the girl was only making 25K, but her bf needed a talking too. It's true this is out of reach for a lot of people, but maybe it will inspire some younger women to get financially savvy before it's too late.
@hamthehamster1892
6 жыл бұрын
Didn’t she say she lives with her housemates
@ChanelleFT
6 жыл бұрын
Her parents paying for her schooling doesn't necessarily make her rich. They might have been working a long time on that education fund.
@periwinklepeach7
6 жыл бұрын
She wasn't necessarily born rich, her parents could afford her college. That doesn't automatically mean rich.
@TheSweetdst
6 жыл бұрын
Definitely not true...
@1SavageQueen89
6 жыл бұрын
She is doing great! So proud of her!
@ChristianRumi
6 жыл бұрын
related a lot to this.. i share a lot of commonalities with her in financial status, preferences, and lifestyle, except i’m working on a second degree and am still sharing lodging
@DD-d6d3
6 жыл бұрын
I prefer the other format where we see credit card bills.
@kailynnzauner1004
6 жыл бұрын
Yeah same
@EsotericElle
6 жыл бұрын
D D you get nothing out of that
@cheesedanishable
6 жыл бұрын
Totally agree! Clubs are a waste, front yard's where it's at
@niaking1963
6 жыл бұрын
This is nice to see. Gives me a picture of what I'm aiming for. Blessed to have her parents pay for her college. I know people whose parents paid for their college but have debt in other ways so she was smart about it.
@dmurphy8264
6 жыл бұрын
Yes. She may have had some things provided to her, but one of those things was clearly financial literacy. Her parents didn't just give her a fish- they taught her to fish.
@JiaRuAu
5 жыл бұрын
My parents opened a bank account for me when I was six and taught me how to save my pocket money (obviously they had to deposit it for me). I thank them every day for teaching me about financial responsibility at a young age. Also, I don't live in the US so I didn't need to pay a gazillion dollars in college fees.
@ndeshingooli2484
4 жыл бұрын
I'm 25 with a Science degree and I'm unemployed 😭
@chisomonyea2207
5 жыл бұрын
y’all get a lot of gifts I’ve noticed.
@deangelogeorges9218
6 жыл бұрын
Wow we’re the same age, make the same amount, have the same amount in savings AND 401k, and if I combine my student loans and rent our rent is the same. But her credit score got me lol.
@minigangsta128
6 жыл бұрын
Right? lol. I'm same age and same income too, and ALL my friends and I are high 700s. I dont know ANYONE who has broken 800. But maybe she got a credit card at like 18 and her parents made her use it and build credit. I only started building credit 3ish years ago. Maybe in another 3 years I'll be at her level, haha
@sleepingone
6 жыл бұрын
If your parents add you as an authorized user, it adds a lot of history to your credit report. That’s how my friend is in the 800s
@JillianCristina
6 жыл бұрын
wendyh120 I know lots of friends whose parents have done that, which has really helped them. I had asked my dad to do that for me and he refused, and he wonders why my credit score cannot get above 650 (I have no loans to pay off and can't get approved for a credit card above $500).
@dramaticvirghoe
6 жыл бұрын
what is a credit score?
@jackiem1682
6 жыл бұрын
My parents added me as AU and I also purchased a house at 23 so that helped, A LOT!
@marthagomez4103
6 жыл бұрын
So she pays all the food every Friday for her friends? Wish i had a friend like that.
@jasmim9194
4 жыл бұрын
i never realised how big of a problem student loans is in the us until i went to these comments where most people are talking about how lucky she is for not being in debt, that's crazy
@MonkeySpecs301
5 жыл бұрын
4600/mo after taxes isn't much, enough to get by but still stuck at a job.
@QueenOyinkan
5 жыл бұрын
She's so financially secure at 24! That's amazing! Respect!
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