Hello! I forgot to ask in the video, but if you're comfortable sharing what you pay for things like rent, food, etc., on a monthly basis, please do so below! It's always helpful to have real numbers from real people and not just estimates. Thank you for your input!!
@TheSimArchitect
5 жыл бұрын
Love your idea! My PC is acting up right now, I'll put my numbers together and post a comment later. 😁
@robertlodder4744
5 жыл бұрын
hi jovie really love your videos. here is my monthly these are my monthly expenses as accurate as possible. i'm sorry for any language errors. income monthly after tax €1563,44(38 hours a week) rent €536,86. energy,water,light €35,00. tv,internet €66,61. health insurance €99,63. liability insurance €29,86. road tax €27,00. gasoline €100,00. groceries €150,00. waste charges €15,00. water board levy €22,14. sewerage law €18,92. samsung galaxy s10 €61,33. save monthly €156,34(nibud directive 10% of income). pay off dad €50 until march 2020. fixed charges €1430,02. money left €133,42. hopefully this will help you. i wish you a pleasant evening
@TheSimArchitect
5 жыл бұрын
@@robertlodder4744 Cool, Robert! Did you apply for Huurtoeslag and for the other slag that helps with health care? That should help you if you qualify. 🙂
@rirtif
5 жыл бұрын
Social rent demarcation is about €720/month, about half a single minimal income.
@TheSimArchitect
5 жыл бұрын
@@rirtif Yes. I guess that's why they consider "usual" rent to be just above it, so it's out of the social rent queue and in the free market... You can't just go and get a social rent anywhere in the country. I tried and it was VERY hard, I was really lucky to get mine because I got it through the "direkt kaans" thing, which sets your position in line according to how fast you click on the property as soon as it's available, otherwise I'd have to pay 800 plus without any huurtoeslag to help me, but I don't make "that kind of money" (3 to 4 times the rent amount at minimum) so I was stuck with anti kraak or temporary contracts instead, sadly, since renters would not approve me with such low income (plus how can you pay your bills if you spend your entire early retirement pension on rent?). Maybe someday there will be enough housing to accommodate everybody. If the government makes the limit higher it will only push the private market upwards. I am thankful, no matter what, for the fact I am not homeless and I have housing, basic health care and enough money left over from my pension to pay my bills and food, even though I come from overseas. I think that people who are born here or get the Dutch citizenship are even better because they can get welfare if they don't make enough money to survive and are sick/disabled/unemployed. I feel I won't need to use the welfare system, but it surely makes me feel safer if I have any issue in the future due to currency conversion or anything else after I get the Dutch citizenship (having an EU Citizenship does not guarantee they won't kick you out during the first five years if you can't fund yourself somehow).
@hungrybrah
5 жыл бұрын
Jovie, I find the volume is a bit too low. After tuning up the volume to listen your video and youtube plays next recommended video on the list it broke my ear
@JoviesHome
5 жыл бұрын
I'm so sorry about your ears! We are having some IT issues with the sound but working very hard to fix it. Thank you for watching and understanding. We are trying to figure everything out ourselves and it's not always easy.
@anna33376
4 жыл бұрын
hungrybrah her voice is also very silent!
@fredgien
4 жыл бұрын
Ania Maria And sexy😅😅😅
@dxpamane7618
2 жыл бұрын
She speaks like there's 5 people in the room sleeping
@rondalucy
5 жыл бұрын
Hi Jovie, I loved that you did this video. I have been here in The Hague for a little over a year and I am still blown away at how much more affordable it is compared to Atlanta, GA (to live in a comparably nice neighborhood). My income is a little lower, but when I consider what I DON'T have to pay for (gas, wear and tear on a car, parking, other commuting expenses, etc.) as well as the fact that health insurance here is extremely less expensive than in the U.S., I cannot complain. Also, I find groceries here to be significantly cheaper, as well as other household goods. If I were to compare where I live now in such a beautiful place like The Fred, with a beach nearby, and a beautiful city with all the things going on, to just as nice a place in Atlanta, I would be hard-pressed to find anything that compares for what I pay in rent (1010 EU). To live in such a nice place with all these things, one would easily pay $2000 to $3000 per month in a desirable neighborhood (and still not have a beach and as cool of a city closeby). Also, my utilities, Internet/cable, and mobile bills are a fraction of what I paid in Atlanta! Lastly, I wanted to also let you know that I had to turn the volume on my TV up almost all the way. Once the ad came on and blasted the speakers, it confirmed for me that something is going on with the sound quality of the more recent videos. I just wanted to share that. I also had a hard time hearing you, as someone else commented. Have a great day!
@Dutch1961
5 жыл бұрын
Imagine, the area around the Frederik Hendriklaan (Statenkwartier) is one of the more expensive areas in The Hague.
@rondalucy
5 жыл бұрын
@@Dutch1961 that's the point I was making. There are several places in the U.S. that are extremely overrated.
@Dutch1961
5 жыл бұрын
@@rondalucy we both know that because we live in The Hague. I think a lot of Jovie's followers don't know that, especially if they're not from The Hague, and they can't make it up from the figures you're supplying them with.
@mamabee2151
2 жыл бұрын
I’m also in Atlanta and thinking it all sounds way cheaper than what I pay here …
@Don-po8vl
Жыл бұрын
@@mamabee2151 everything also went up here in the Netherlands.
@verbimaarten
4 жыл бұрын
Average household income is not 2000 net a month. Average income for a full-time working employee is indeed about 2100 net. OECD is talking about income per capita. So it’s actually more about double, on average (4000 net a month), I believe.
@hansreymen5339
3 жыл бұрын
Sounds more plausible!
@TravelWithLilian
3 жыл бұрын
lol thank you... I was a bit annoyed with the lack of research she did
@Celticgirl81
4 жыл бұрын
We are thinking of moving to the Netherlands (from the US) next year. Your videos have been sooo helpful. Thank you!
@JoviesHome
4 жыл бұрын
Glad it was helpful!
@coenschipper3321
3 жыл бұрын
We're full.. please stay in the BEST country in the world!
@ANNEM90
3 жыл бұрын
@@coenschipper3321 are you serious!?
@hansderoo1
3 жыл бұрын
don't mind the other people: you are very welcome in the Netherlands!
@Honest_Man
3 жыл бұрын
Why are you moving
@lenov100
4 жыл бұрын
You have the same relaxing voice as Bob Ross had Jovie! i love it! Zeer ontspannend! Groetjes en ga zo door :)
@marco-lk3hj
5 жыл бұрын
€200 a week for your foodcosts???? Omg ! I’m Dutch, eat healthy and I spend €50 to €60 a week ! And I’m sure I cloud do less than that.
@martinusdenekte397
5 жыл бұрын
Nice....your point being??
@metalvideos1961
5 жыл бұрын
do you have a family? probably not right. when i lived with my whole family together my parents spend 250 euros a week at least on food. wel gulden it was back in those days.
@Angela-lo5bw
5 жыл бұрын
Ze zijn met 4....
@martinusdenekte397
5 жыл бұрын
Shenanigans los daarvan: wat wil i marco daar nu mee zeggen? Wij zijn met zn tweeen, gaan vaak uit eten en zijn dik 250 euro per week kwijt aan boodschappen en restaurants. So the f what? We werken er hard voor en zijn bereid het eraan uit te geven. Marco lijkt (ik houd een slag om de arm) een oordeel te geven over het bestedingsgedrag van een ander. En inderdaad, ze zijn met zn vieren. Gemiddeld gezien kan dat best eens kloppen. Het overgrote deel van het land heeft genoeg geld om dit te kunnen doen.
@NoorNoor-ul5zh
4 жыл бұрын
okey okey Gefeliciteerd!
@donkey1512
4 жыл бұрын
Jovie: If you are outside of the EU... We're talking €20,000 a year Me: *cries in British*
@appleslover
4 жыл бұрын
*Cries twice after Brexit*
@swx6074
3 жыл бұрын
lmao
@johannaswart9537
3 жыл бұрын
eu as europe or europian unioin if eu as in europe that you don't haveto cry eu as in europian unioin than yea you can cry
@ronaldderooij1774
5 жыл бұрын
Per month I am paying 900 Euro for a small family house, house taxes 200 Euro a month, tax reduction 400 Euro. Insurance 200 Euro a year.You forgot to mention that health Insurance is 110 Euro PER PERSON (excluding children under 18 as you said).
@akimgul2208
4 жыл бұрын
We move to Amsterdam in January 2020 and for my family 4 children and i with my husband it was very very difficult to find house for rent we found one in Hilversum 1 hour with intercity till Amsterdam for 1650 euro.
@barvdw
4 жыл бұрын
@@akimgul2208 Hilversum is nice. It's quite suburban, but with an excellent connection to both Amsterdam and Utrecht by train, good schools, etc. And most national tv and radio studios are based in Hilversum.
@MHM-i2o
2 жыл бұрын
Please update this video to take into consideration the current housing crunch, inflation and the Affordable Housing Permit which is now in several cities including Den Haag when you get the chance. I know you're busy!
@harrybruijs2614
5 жыл бұрын
The employer in fact is in part paying by law for your health insurance and social insurances, ( werkgeversdeel) but this doesn't show on your paysheet. So in fact our real income is higher because we don't have to pay that part.
@lajvanegmond
5 жыл бұрын
the kids have the same insurance level as one of the parents, but the patents can chose their own level of insurance. I have basic insurance with high eigen risico (800, it gives discount on you insurance fee) and my wife has 3star insurance, with the minimal eigen risico). of course we choose my wife's insurance for the kids 😉
@bmw803
3 жыл бұрын
It's called "illusion that everything is free".
@LindaCasey
4 жыл бұрын
I'm not rich and I'm not poor, but I have plenty no matter WHAT I make. (it's one of my mantras), 🌹
@thijseijk25
4 жыл бұрын
I only get earned a bit more than €1000 a month and I'm completely fine. I can pay my rent. I can do groceries. And I can do fun things every now and then. What more do you need? It's might be better to buy a house. But if you don't have a certain income you won't get a mortgage.
@PhoenixNL72-DEGA-
3 жыл бұрын
Also if you have low income or live on social security benefits and you own a house you do not qualify for a lot of financial support like property taxes being waved and of course no rent subsidy.
@ultimatefirecracker1486
3 жыл бұрын
Umm living minimalistic isn’t cute sir you should always strive for a higher income
@thijseijk25
3 жыл бұрын
@@ultimatefirecracker1486 Because?
@ultimatefirecracker1486
3 жыл бұрын
@@thijseijk25 because? Lol you even have to ask why lol I don’t think anyone wants to live dusty.. what’s the point of having a job with the same income if you can just get a free check in the Netherlands 🤷🏾♂️ but each its own maybe you like living with the bare minimum and all your taxes going to the kings house.
@thijseijk25
3 жыл бұрын
@@ultimatefirecracker1486 yep you clearly don't understand this country. Maybe do some research before barking ;)
@LanavanLeeuwen
5 жыл бұрын
You can also buy a bicycle from your pre tax salary once every three years. This way you pay way less. And yes this also counts for second hand bikes
@JoviesHome
5 жыл бұрын
That's so cool! I didn't know about this!! Thanks for sharing!
@JasperJanssen
4 жыл бұрын
Jovie's Home it does depend on your employer, as of this year or maybe the last the specific “bike from gross pay” arrangement has been stopped, but there is a more general “buy stuff from gross pay” arrangement that includes bicycles. But your employer has to make arrangements for it (most do, especially larger employers). www.werkkostenregeling-wkr.nl/nieuwsblog/fiets-werkkostenregeling-zeker/
@shaakunthala
5 жыл бұрын
I never cook my own food, and I spend about €300 per month on food. Sometimes I buy food from cheap restaurants, or otherwise buy pre-cooked meals from supermarkets. My monthly spending on food used to be around €400 in the beginning, but as I got familiar with the supermarkets it became less. People say that if you cook your own food expenses will be even less. If you buy drinks from restaurants, then they are way more expensive than in supermarkets. I live very close to a city centre, and walking distance to a Jumbo. So I never had a bicycle (I can ride though). I don't need a car as well, because public transportation is close by. I pay €975 per month rent for a studio, including utilities. Different from an average person I guess, but I survived 9 months so far.
@JoviesHome
5 жыл бұрын
Thank you for sharing!! Are you spending 300 for just yourself or for your whole family?
@shaakunthala
5 жыл бұрын
@@JoviesHome Just me alone.
@darryltoombs1076
5 жыл бұрын
Hoi Jovie, unfortunately I was classed as 100% unfit by the UWV and my net income as I am now on a WIA is, I think, €1,485 per month. We bought our house but still have a small mortgage and my wife does a supreme job of juggling our finances, or, lack there of. We did have our whole roof covered in solar panels when we moved in so that was a good buy (I was still working then to). Going out anywhere is a luxury we don't get to do a lot of. We also only have basic health insurance but our own risk is used up very quickly with meds which is fine as have had a few surgeries and they were all paid for by insurance (have another one coming up soon, open rhinoplasty but this is also paid for). Shopping is just for my wife, myself and the feline fur baby but even though it isn't flash or fancy you can get very creative in the kitchen. I could go on and on and on....but I won't as you have covered everything quite nicely :-)
@masspence1
5 жыл бұрын
Had a little trouble hearing you. Amazing that employers will pay for mileage to and from work! Generous.
@JoviesHome
5 жыл бұрын
Thank you so much for the feedback. I have a few more videos pre-filmed using this microphone *but* soon there will be another big improvement made with the sound quality. Thank you so much for watching!!
@Bruintjebeer6
5 жыл бұрын
I even had one employer who paid my travel and my travel time.
@petermonnich7635
5 жыл бұрын
Its not amazing, it is normal.
@masspence1
5 жыл бұрын
@@petermonnich7635 it's amazing to an American who has never encountered that in forty years of working in USA.
@masspence1
5 жыл бұрын
@@jbird4478 I wish American employers could be that generous.
@halapunjete
5 жыл бұрын
The low income in the Netherlands is heavily reflected on the typical Dutch lifestyle and culture which is quite sober. So in that sense, it’s not fair to qualify Dutch people as naturally stingy. Their stinginess comes from a lack of financial means, which is totality understandable. This also explains why Dutch people on average go out to eat far less than other (western) countries, eat bread for breakfast and lunch, don’t do much on fashion, live in standardized row-houses, own usually just one car for the whole family, have inexpensive hobbies, can't afford luxury items (boats, jetskis, can't afford a pied-à-terre, second home, condo or a vacation cottage, take vacations on a budget (camping,cook on vacation) etc. This low income and sober lifestyle is compensated by a few socialist perks (free education, welfare, disability insurance etc.). But my biggest questions; does these free perks justify a sober lifestyles caused by low income? Personally I think it’s a huge trade off.
@dalidydutchgirl634
4 жыл бұрын
Your voice is so nice to listen to. Almost like asmr
@Oli4Post
4 жыл бұрын
Be fair next time when you compare US to Dutch salaries. Include also payments to health insurance and retirements and include the risk versus expense and cover of any health related issue. And yes, as long as you are heathy , privileged and white you still make more money in the States. You pay taxes in the Netherland so you have an extremely good infrastructure, education and welfare. And you can't exploit your employees by paying them below a sustainable income. Don't you see?!? It's first about "us" and then about "me". If you want to live below sea level, you have to cooperate and pay taxes to keep you feet dry. you have 2000 euro a month on average to pay for housing, clothing and food. The rest (insurance, taxes, retirement, welfare etc etc) is already paid for.
@barvdw
4 жыл бұрын
There could have been an overview, but all things you mentioned, she touched upon. She mentioned the cost of health insurance (which is a lot lower in NL compared to the US with lower deductables). The €25 000/year she mentioned are for a household after taxes, I assume retirement and welfare is also included, but insurance isn't. Just to say, yes, you can live quite happily in NL, and especially for an expat that is likely getting paid a higher salary (it's quite hard to get a work permit for the NLs if you're going to work as a cashier or a taxi driver if you're not from the EU), but when you're coming from say the US, this is something you should be aware of. Taxes are higher (but mostly paid for by your employer on your behalf), but will lower your costs considerably on items such as healthcare, education etc. I prefer it that way, and I guess you too, but it could come as a surprise for people who aren't used to it.
@GypseeQueenBee
4 жыл бұрын
why are you talking so quietly almost whispering?? You need to check the volume and sound please
@bensonming
3 жыл бұрын
This is how a normal european would talk, we aren't like americans we like to yell all the time :)
@drewbrown3082
3 жыл бұрын
@@bensonming depends how conservative they are. some europeans can be quiet loud
@bmw803
3 жыл бұрын
Hey lady. School ain't free. It's paid thru your property tax, which keeps going up every year. I've never heard any teacher or school staff being a volunteer. So, when you lose half your pay check, remember where the money came from.
@gloriascientiae7435
Жыл бұрын
Heheh there's always people coming in who get really disappointed, because they heard that NL is so wealthy. Well, yeah, but pretty much all the money you make ends up somewhere if you're in a bit of bad luck, So you get a nice house, nice roads, great healthcare, and not a day going hungry, it's just that the money isn't always in your own wallet so to speak. But then if you're good at budgetting and saving up, which is something we the Dutch aren't ashamed of doing/talking about, stuffs pretty decent here IMHO.
@kelsie.j
5 жыл бұрын
I currently live in the U.K. but I want to move to NL so badly. I’m a student atm so I can’t move just yet but I’m thinking of putting things in place for my future
@henkoosterink8744
3 жыл бұрын
Yes, but after Brexit there is not much of a future for British people in the EU.
@kelsie.j
3 жыл бұрын
@@henkoosterink8744 Yeah. It sucks.
@jessicaparker5204
5 жыл бұрын
Regarding housing - lots of people who are on this income and lower as s family rent their houses from a woningstichten. - social housing which is lower rent
@femsff7090
4 жыл бұрын
Yes and if you're really low income, you can also get subsidized for your housing if you rent through a housing corporation. I think it goes up to €300 a month or something.
@anupsharma8794
5 жыл бұрын
Hello Jovie! I enjoy your credible information every time whenever I get time to view your channel in KZitem. I am master student living in Wageningen, Netherlands and I feel living in Netherlands is quite expensive but the quality of life is awesome. Thanks for sharing :):)
@metalvideos1961
5 жыл бұрын
well for me as a dutchman life here is really expensive nowadays. cant do anything anymore because of the high prices of everything. stuck to my house because of it. o well you get used to it
@theyarnycaterpillar3563
4 жыл бұрын
Ik weet dat het moeilijk is,maar probeer te kijken of er in uw buurt iets is wat gratis is. Wandelen kan altijd. Maar misschien clubjes? Ik ga zelf altijd naar een haakclubje toe dan kom je toch nog buiten.
@Korilian13
3 жыл бұрын
One year on and buying a house is getting further and further out of reach for a lot of people. On a single salary its pretty much impossible for me and I don't think I have a bad salery.
@thedutchretrogamer
4 жыл бұрын
ov chipkaart is the way of transport ticket i rent and have 3 room and roof terrace and payy net 425 euro my electricbil is 187 euro nd health cost me 190 euro but 3 stars and i live in amsterdam i a loner and shopping a week costs m around 110 euro mostly meat
@orriolbohigas591
4 жыл бұрын
Education is not free. Nothing is free in this world. Education is paid with taxpayers money.
@Dutchbelg3
5 жыл бұрын
So about 20 years ago I moved to Antwerpen (Antwerp for the anglo-americans) in Belgium. Taxes on income are much higher.. (I pay 55 - 60 % but I am in the Upper 10 % of income) for this higher taxes there are some benefits compared to The Netherlands: Medical insurance is way cheaper per month but we don't get full recovery of all medical costs. Childcare is WAYYYY cheaper. A company car is taxed also wayyy less! Houses are also cheaper to buy in Flanders. But these prices are rising every year. I bought my house ( luxury spacious 3-level 4 bedrooms house in a row) at 175.000 Euro 15 years ago. The same house would now sell for 350 - 400.000 EURO. That is located in 1 of the major cities of Belgium.
@mianovak3331
3 жыл бұрын
Can anyone please tell me what is a usually sallary for a doctor or a surgent amd how much do mcdonalc and starbuck cost?
@vklaus8702
4 жыл бұрын
The taxes related to the size and weight of a car is the best I heard so far. We have big problems in Germany with those SUVs and Jeeps in our cities. It is limiting quality of life here like crazy...
@kille7543
3 жыл бұрын
We have the same (Dutch) system here in Denmark.
@lightknowledge5297
3 жыл бұрын
That is too much to pay for health insurance 110+385 = 495 Euro / month just for insurance.
@weeardguy
2 жыл бұрын
It's worth knowing that your excess cover ('Eigen risico') of 385 Euro is on an annual basis, while the montly premium is close to 110 Euro everywhere. You basically 'eat up' your excess cover every time it is relied on. If you didn't need it a whole year long, count yourself lucky nothing bad happened to you and you can either have a nice dinner or something, or save it up.
@tarquinmidwinter2056
5 жыл бұрын
We are retired and moved to NL (well east of the randstad) from UK 6 years ago for family reasons. From previous experience of visiting family here, we had imagined that life here would be considerably more expensive than in the UK. So we bought a cheap (but new) house (for cash, having sold our house in the UK) and a cheap car, and prepared to tighten our belts generally. However, we've since found that the cost of living here is about the same as in the UK, so we might have splashed out more on the house and car if we'd known that, and we've been pleasantly surprised to find that we can enjoy a good lifestyle here at quite a low cost. Some things are more expensive here, notably motoring, but others are cheaper: council tax, groceries, gas & electricity etc., so they average out. Modern houses are very energy efficient, so we pay only €70 a month for our combined gas & electricity bill. We use the car very little. Journeys of 5 miles or less are done by bike unless we have large items to transport or the weather is atrocious. Public transport is also very good, so unless you have a family or need a car for a particular reason, consider not owning a car, and just renting one on those rare occasions when you really do need one. One caveat: Being British, and our only income being our British pensions, I do fear that our income will go down and our expenses up in the event of any sort of Brexit. (Don't get me started on Brexit 😖😖😖!)
@JoviesHome
5 жыл бұрын
Thank you so much for sharing! What made you move here for your retirement?
@tarquinmidwinter2056
5 жыл бұрын
@@JoviesHome My wife is Dutch, her family is bigger than mine, our kids are all over the world, so it made sense to move here after I retired. Having the train station right under the terminal at Schiphol was a big pull.
@ancaas7945
4 жыл бұрын
70 per month for utilities! Awesome! That's a steal. How is your provider?
@tarquinmidwinter2056
4 жыл бұрын
@@ancaas7945 We've had a few different providers. It was Nuon, but we're in the process of switching to Budget Energie. We have a new tussenwoning - energy rating A - and there are just the two of us, so we don't use a lot. We also have solar panels. So even if you switch provider you may not do as well as we have. Prices have just gone up, so we're waiting to see how we do this year with our new provider. Finding the best deal is a bit complicated in NL. Stichting Eigen Huis helped us to switch. If you own your own home it may be worth joining them.
@creativecheersoffashionlau7364
5 жыл бұрын
Oh and this year for the first time i stopped my extra health insurance because I didnt use it for the last 10 years. And I am severly ill and need all kinds of medical help. So the extra insurance is really a waist of money. Unless you need a specific thing they cover. But then probably they wont accept you. My weekly groceries are about 150 a week because I buy organic and lots of fish. I buy for 2 adults and every other weekend three adult kids. And we always eat at home and my husband takes lunch with him. So I think your costs are pretty acurate
@CuidadalLago
5 жыл бұрын
Costs of taking the train are very high imho. It costs me around €300 a month to take a 50 minute train ride (each way) for 4 days a week. I only get partial coverage from my employer, which sucks! So not every employer covers this and train fare is very expensive!
@renskedj
4 жыл бұрын
I had enough of it. I can't pay all that. I work 3 days and have to feed 3 kids and my ex is on benefits. Costs me 100 a month extra since they changed it. I said to my boss: do you mind if I start at 10 and leave at 6.30? No problem. Now I pay 107 a month for the train. Normally it was 320. Cheap hours. You can also start early ( have the train before 6.30) and have the train back before 4. www.ns.nl/abonnementen/dal-vrij.html
@todymaverick
4 жыл бұрын
@@renskedj great workaround! did the same
@TallT1980
4 жыл бұрын
Amsterdam is very expensive. You pay less the more north or south you live. I pay about €500,- for a 3 story house with 4 bedrooms, attic, basement, front- and backgarden, including a parkingspot in front of my house. I spend about €70,- on food for myself and two kids. So, the costs of living here depend on where you live. Amsterdam is not comparable to the rest of the Netherlands. Anyway, i love your videos! Thank you!
@patglennon9671
4 жыл бұрын
Hi tyno, whatcity_ town is that?
@TallT1980
4 жыл бұрын
@@patglennon9671 It depends on the city, but of you choose a small town/village in the northern Province (Friesland) chances are that jou will pay the amount that i mentioned above. I lived in a city called Leeuwarden (big city in the north) where it was a bit more expensive. Now i live in a small village (Drachten) and it is like said prices. But i choose to pay this. It is possible to find something here for less money if you compromise. No garden, fewer bedrooms, etc. for example.
@patglennon9671
4 жыл бұрын
@@TallT1980 I appreciate the reply, this was helpful,pat
@teodorasobic7919
3 жыл бұрын
What are the custom fees for internet shopping? My father is in TN at the moment and I wanted to make some purchaces from cult beauty/beauty bay. In my country, you pay taxes/customs for every package above 20€. Can someone help and share their experience?
@thefenixfamily
4 жыл бұрын
I'm living in a super small apartment in a semi-seedy part of a small city in Florida. My total rent is $660 (split that with my gf), water included in that, with a power bill of ~$90 (I sit in the dark a lot lol). Internet bill is like $65. Because I need to drive to school and work most days of the week, my transportation costs per month are ~$70. I spend like $140 for food between me and my gf per month. I tend to have roughly $90-140 leftover every month, depending on how many hours I get at my job and whether there are any unseen costs.
@osjo69
4 жыл бұрын
I think other parts of the world are cheaper.
@arneclements6911
5 жыл бұрын
Hi Jovi, Please note that the "eigen risico" for medical treatment is 385 as you stated but it is per year
@DForce26
4 жыл бұрын
Which is peanuts, compared to the US ;)
@JasperJanssen
4 жыл бұрын
Ad Lockhorst much like health insurance for phones, pet health insurance usually requires you start when they’re young and healthy - no taking out insurance only once Loesje hits 15 and has a kidney problem.
@stephanieh.7464
4 жыл бұрын
Your videos are soooo helpful to me! I wonder if it's possible if you can record at a bit higher volume...I have to have my volume all the way up and you're still a bit quiet. :) Unless you are speaking quietly due to baby nap time? LOL
@lightknowledge5297
3 жыл бұрын
Monthly cost of living in Netherlands is more than : 1600 Euro housing + 250 Euro gas, electric, and tax + 800 Euro food + 100 Euro transportation + 495 Euro health insurance for each family member + child care + 2000Euro per year for a EU citizen or 20000 Euro per year if you are foreign + hefty car expenses if you have any + cellphone bill = All the Dutch nation is on the welfare .
@RuchamaGrace
5 жыл бұрын
I have Wajong because of a condition I was born with. I can't work anymore (I did work) I now have about 1000 euros a month of Wajong. On top of that I get subsidy's from the government for the rent and health insurance and that is around 300 euros. I live in a 90 m2 meter apartment including a 9 m2 balcony and including the cost for central heating (blokverwarming) it costs 580 euros per month. The only extra costs I have are insurances and the electricity. I don't own a car. And my income is sufficient for me. I must say that I am really lucky with this apartment. Because when I lived in a house with cheaper rent, I payed a lot more for central heating and had less subsidy from the government for the rent. So I had less money left to spend.
@JoviesHome
5 жыл бұрын
Thank you so much for sharing, Ruchama. It seems that you have a great deal on your apartment! Thanks for watching!
@RuchamaGrace
5 жыл бұрын
@@JoviesHome You're welcome. I enjoy watching your vlogs. I sure am happy with this apartment. It's cheaper because it's build in 1969. More recent built apartments are often more expensive with lesser space. The insulation is also good in my apartment. The view is great and it's at a good location (park at the back of the apartment, shoppingmall at 100 meters away) I can see a few kilometers ahead. But 2 stories higher then my apartment you can see over 20 kilometers ahead. And that is what you can get for this rent, if you are not in the west and don't go for the new buildings.
@ClevyReactsToo
5 жыл бұрын
I learnt so much from this video!! I'm a medical student and the cost of things is very high but we are surviving. Thanks for sharing
@barvdw
4 жыл бұрын
Buying stuff in the Netherlands: groceries are relatively cheaper compared to the US, clothing is more expensive (even with bargain shops like Zeeman), electronics depends but generally more expensive, too. Eating out is also more expensive, except if you live in NYC, than it's cheaper in the Netherlands. A typical 'lunch' can be a sandwich and a coffee, and you should find those for €7-10, but if you want a warm meal, it's going to be in the range of €12-25 without drinks. All taxes are included, if you have a business, you can deduct them from your taxes under certain conditions. Sales taxes have 3 tiers, the standard is 21% for services and goods, but certain basic needs can apply a reduced rate of 9%, e.g. for food, medicine, (school)books... it's this. And certain services like doctor's appointments are taxed at 0%. You can go to other countries, Germany is generally a bit cheaper, for instance, especially for electronics, Belgium can be cheaper, like for fuel for your car or tobacco or beer, but groceries are generally cheaper in the Netherlands, so in normal times you'll see both Dutch crossing into Belgium for shopping and vice versa.
@anniek4681
5 жыл бұрын
You said that per region it can differ what a "koophuis" can kost. But 300.000 is realy high. I think those still are Randstad based prices. My parents have a 5 story home (incl: basement and "vliering" (a sort of attic just for putting your christmasdeco, and rearly used items away.) It could be sold for 150.000. This house is in Zuid-Limburg. If you spend 300.000 there you would have a villa. How furter you get away from the Randstad, how cheaper it is, so to speak. The same for rent. The most apartments i could find in the same aria for 600-700 euro had 3 or 4 rooms. Still, buying is cheaper, even in the south. I have bought and sold and bought again. First house was just before the gulden/euro switch. It was bought for 205.000 gulders and sold for 97.500 euro's in South Limburg. But this was in the worst selling period. Now i have bought for 203.000 euro's in Brabant. See the difference? Still not Randstad prices. Region can real realy realy be different. Even "gemeentelijke belastingen" differ per region.
@watermark086
5 жыл бұрын
I always wonder, do you benefit from people who click the notification button? Or not? Just a question out of curiosity.
@Jnze
4 жыл бұрын
No except people get notified almost immediately when she uploads a new video.
@keirthomson6084
4 жыл бұрын
She will not benefit directly from the notification button but will benefit from people getting updated about her new videos.
@ohhi5237
4 жыл бұрын
amsterdam is one of the most expensive cities on the planet, the rest of the country is a lot cheaper in monthly expenses
@mimimotor
4 жыл бұрын
London is way more expensive than Amsterdam.
@ohhi5237
4 жыл бұрын
@@mimimotor tomorrow is just another day
@nathaliek798
4 жыл бұрын
You should live in Toronto! Bachelor apartment is renting for 2100$ plus electricity 40$ plus internet 58$ plus effing crazy cellphone bill 100$ average ( no parking!,,) and transportation monthly is almost 180$. Food is crazy expensive, monthly car insurance with26 years of driving- 160$. So Amsterdam Rotterdam is cheap,!😜 plus we pay additional 13% tax on everything!! Services, clothing, restaurant bills, electricity bill, cellphone bill, water bill, you name it! It’s so taxed beyond belief 😡😡😡
@ohhi5237
4 жыл бұрын
@@nathaliek798 try a 21% base sales tax, or a 50% income tax, but this isnt a pissing contest, utilities are super cheap in north america, get real
@ohhi5237
4 жыл бұрын
@@nathaliek798 " Cost of living index in Toronto is 7.03% lower than in Amsterdam. Rent in Toronto is, in average, 14.45% lower than in Amsterdam. Cost of living rank 60th out of 456 cities in the world. Toronto has a cost of living index of 74.01." bye troll
@lightknowledge5297
3 жыл бұрын
I been to Netherlands for a week. I stayed in Alkmar city in an Air BnB place because all Amsterdam places are expensive so I used to take the train almost everyday from Alkmar to Amsterdam for forty minutes and it cost me seventeen Euros for the round trip ticket. It is nine Euros for each trip so you save one Euro with the round trip ticket . The bus/train ticket inside Amsterdam costs like 3.75 Euros . I paid $35/night for the room I stayed in Alkmar and I paid five Euros more for the breakfast ( one egg ,bread, cheese, jam, a glass of apple or orange juice) plus free coffee and free tea . I was sharing the toilet not the shower with my landlord downstairs. That room got no lock and that landlord used to complain a lot so I gave him four stars instead of five so he got mad and told me that I am not welcome to his house next time .
@blodekont5458
2 жыл бұрын
2150,00 Euro Netto.. many 2ould love to have that.. many work in 2, 3 or 4 shifts and don't get that.. I am curiuous where you have gotten these numbers from..
@Sanischan
4 жыл бұрын
Rent subsidies here are /Significant/ provided that you live in social housing. Our two bedroom apartment costs about 700 a month (including heating costs) but the subsidies grant us about 300 euros a month. Unfortunately Social housing isn't always easy to come by... (Social housing is housing that costs less than 720 euros a month, and is owned by a housing corporation. There are lots of these but it can be tough to apply for them, housing is usually assigned based on registration time. In my city we found our place within 2 months of starting our search. BUT I had seven years of registration time tallied up. I saw another house go out to someone with just 4.5 years however in a somewhat shoddier part of town. For Utrecht or Amsterdam those numbers go Way Up unfortunately. Im not sure about Amsterdam but Utrecht might just demand 15 years of registration time from you- although occasionally they also do lotteries for social housing. Exceptions may also be taken into account for emergency cases.)
@BulldogBS2016
3 жыл бұрын
Coming home soon, moving to Arnhem Netherlands 🇳🇱 in the summer, moving permanently cannot wait! Got a job lined up and ready to start.
@Snowshowslow
3 жыл бұрын
That sounds good :-) Where are you coming from?
@BulldogBS2016
3 жыл бұрын
@@Snowshowslow coming from California, I want to start over and do something new. I miss the old country and cannot wait to try something new!
@Snowshowslow
3 жыл бұрын
@@BulldogBS2016 I hope you'll like it here :-) And that you'll get to enjoy the typical European summers of travel some time soon... Be advised that the tensions are rising due to the covid situation right now, so you might not start off seeing everyone at their kindest. But hopefully that too will pass!
@renefrijhoff2484
4 жыл бұрын
There are hummers here, though only a few, just saw a few days ago a Hummer limousine. It had a blue licence plate which are used for taxi's and taxi like vehicles (vans for transportation of people, some limousines) . Also road taxes differs per province. In Zeeland you pay more for the exact same car compared to Zuid-Holland.
@norberth3778
4 жыл бұрын
Plus Diesel and LPG cars are way more in road tax, cheapest is gasoline cars, Belgium is the other way around.
@NicoVeenkamp
5 жыл бұрын
Our food and household budget is around €100 per week for a 2 person household. We buy everything organic and ‘ duurzaam’’ . Our main splurge is the sauna with dinner for around €100 for the two of us. This is once a month. This is the only time we eat out. We drive a minicampervan, based on the Opel Combo D, as a regular car. We travel around 25K km/yr. Our monthly cost with everything including taxes, maintenance and gas is around €340/month. We did not have to finance our car.
@JoviesHome
5 жыл бұрын
Thanks for sharing, Nico! Share your secrets to that food/household budget!! OMG that's so great!!
@NicoVeenkamp
5 жыл бұрын
Hi Jovie, our secret is sourcing your food and household items from a few good suppliers and focus on healthy, organic and sustainability. So we buy most of our food and household items at Ekoplaza which averages out, on a weekly basis, to about €70. We buy fish, cheese and nuts at the local market. Some fruits we buy at a good local greengrocer. They are also the distributor for a local farm that grows produce based on biodynamic principles and free range eggs from another local farmer. This runs to about €30 - €35 per week. Incidentals that are bought elsewhere are mostly some herbs (Erica), coffee and loose leaf tea (shoutout to Simon Levelt, Yay!!). That probably is at max €5 / week. So all in all about €110 / week. Sometimes less, sometimes more. Of course energy, internet, phone and TV are not included here. Our energy bill is around €140 / month and will be lowered to €130 next year. We run solarpanels so our main energy cost is gas. We have triple play at our Internet provider (Go XS4ALL!!!, XS4ALL moet blijven!!!) which runs to about €90 a month. We have a deluxe package because we have high speed fiber and I am a heavy user of Internet ;) . Just upgraded my infrastructure at home at no extra cost. So in all, add another €60/week on top of the previous mentioned €110 / week. Again, this is for a two adults household who live, in our view, the simple live. Hope this helps.
@Frazec_Atsjenkov
Жыл бұрын
Rent subsidy is not only for students, but for everyone who qualifies. It can significantly lower your rent. For instance, it is not uncommon to get around €350 in rent subsidy on a €600 a month appartment. Meaning that on balance, you only pay €250 a month in rent.
@kakashishinoda
2 жыл бұрын
Lol I make €1500 a month. I work 8-12 hours a day. I with I would have €2000 net. For my house and bills I have a €1000 bill. My mom has a salary of €900 a month. And now that she is workless she has even less. She is 65 and have a really bad back, now finally the uvw told her that she doesn’t need too look for a job anymore and she can retire.
@TheCustomer
2 жыл бұрын
I got an offer of €38,500 gross a year to work in The Hague. Any idea if this is good to live comfortably for a single person? I checked online and the apartments are around €1000 without bills for one bedroom unfurnished apartment.
@antjuh25
5 жыл бұрын
Good info. And for me €200,- per week is a little nuts. But then again you hev 4 people eating. I have only 2. And you said it good about the bikes. I never had a new bike nor would I want one. Second hand is just as good and much less change of getting stolen.
@Angela-lo5bw
5 жыл бұрын
Wij spenderen met 2 personen, 150 euro per week aan eten. Het is maar net waar je prioriteiten liggen. ;)
@antjuh25
5 жыл бұрын
Das waar. Maar hier eten ook 4 chihuahua's, 2 katten en 3 hamsters mee. Dus dat moet ook allemaal mee geteld in het budget voor eten en drinken. Als ik per week €100 uitgeef is het veel. Messtal tussen de €50 en €70.
@CheyenneNPC
3 жыл бұрын
$450k for a house? My one bedroom condo is more than that in California
@bernardlopez8179
2 жыл бұрын
I didn't expect to meet such an amazing woman like you, its a great honored i came across your comment. You look interesting. So I said to myself I had to know you. Thank you🥰😍😍
@Max-hw7xl
3 жыл бұрын
as a student in NL i get about 100 euros back for my 156 euro medical plan. its not the basic package, it includes my full psychological meds and needs. i basically pay 56 euros a month for my meds and any visits to a psychiatrist. outside of that, should i ever have a medical emergency, at worst the total cost could be the parking tickets my girl/family incur
@katgbetancourt
Жыл бұрын
Leiden: 650/850 euros apartment for 1 person, 1000/1600 euros for 2 people, 400 euros to buy food to make at home, 100 euros insurance, 100 euros ov card inscription in ns more taxes, more emergency, more extras per month
@adrianaadnan7704
4 жыл бұрын
It is low for salary but they also have less expenditure.school is rree. Electricity is cheap. Happiness is worth not having allot of $.coming from dubai. Yeah i'd rather be in nice weather not boiling hot weather n water n hot super expensive everything. Its way more effordable to live in Amsterdam than dubai. N for 3 bedroom electriciy in dubai u will pay almost 3k for electricity n ac a month n outside like oven.kids cant get out.
@TheSimArchitect
5 жыл бұрын
Well, I am a single 40 year old man who is early retired (VERY tiny pension, below welfare standard), no children, no pets, no car, no bicycle (can't ride), living in Ridderkerk, Rotterdam Metropolitan Area. Monthly Expenses - € 631 TOTAL (if not forgetting anything, not including shopping for electronics etc) Rent = 570 - 300 (Huurtoeslag) = 270 Health = 80 - 99 (Zorgtoeslag) = 0 (885 co-pay, spent 216 on dentistry, so I guess zero for 2019?) Waste Management, City Tax, Water Board = 41 (Applied for reduction, refused because I am not on Dutch welfare, can't apply for it because only Dutch citizens or people living here for more than 5 years can do so) Mobile = 13 Internet = 58 Water = 12 (I'll likely get an extra bill, didn't complete 1st year, large garden, too scared to see how much extra I'll pay, I'll take the punch at once when the bill comes) House Insurance (All Risk) = 7 Groceries = 170 (I cook 100% of my food, buy whatever I can on sale, repeat same dishes for 3 days, high animal protein diet, amount includes toiletries and cleaning supplies) Energy + Gas = 50 + 10 (I keep the gas heater off, cook all my food with electricity, 1 Duplex Fridge, 1 Chest Freezer, Home 100% of the Time with PC On when not sleeping, didn't get first annual bill yet, should not pay much more than that) I always try my best to save, since I am on a very tight budget until I figure out a way to supplement my tiny pension. Can't lower my groceries because I need a lot of meat (bariatric surgery) and those Dutch meat trays are insanely small, so they can charge more per Kg without showing how high their prices really are (death by a thousand cuts?)... I usually buy Beef Tartar, Pork Cutlets / Filets and Schnitzels whenever they're 50% off (buy one get one), otherwise I order beef heart from AH, it's perfect for sous vide stroganoff and one of the cheapest lean cuts of meat I can find! My chest freezer is my best friend saving on groceries, because whenever there's a 50% off sale I can just go ahead and buy 20 or more trays of the same thing. I also order almost all my groceries on line (AH is always the cheapest, only ordered from Jumbo twice for the past two years) for convenience, price comparison, budget control. I could go on and on about other tricks I apply when grocery shopping, but I don't know if people will want to read a very long text from me here 😁
@femsff7090
4 жыл бұрын
You should shop at Jumbo if you want lots of meat for little money. They have a rule that all products with today's date are free, you just have to mention it at the register (only exceptions are stuff they prepare themselves) and anything with a past best by date will get you a free product with a proper best by date. And if the price on the label/shelf doesn't match the price at the register, you get the product for free also. And if you see a piece of fruit that has gone bad (mold etc), you get a bag full of free fruits/veggies (depending on the Jumbo/employee, they'll either let you fill the bag for a max amount of €€€ or they'll fill it for you).
@TheSimArchitect
4 жыл бұрын
@@femsff7090 Wow! That's very generous of them! I will surely give it a try. I end up not buying much from Jumbo because the price of the items I tend to buy use to be higher there than from AH, as I tend to buy stuff when it's on sale, and Jumbo's "deals" aren't usually good for what I usually buy. Regular items tend to be cheaper at AH too, I usually buy meat when it's under or around 6 euros / Kg if possible (beef heart from AH is good, clean, already cut in cubes and great for sous vide stroganoff). I love to buy AH's pork loin when it's 1 + 1 Free. Knowing that I can get same day items for free is very nice for sure, I saw items like those but they usually only put a 30% tag (or similar) on them. I got contaminated eggs (worms) from AH and they only gave me a 15 euro gift card to compensate for the anti worm pills I bought (I ate some of the eggs from the same batch before finding the ones where the issue was visible). It took me more than a month exchanging messages with them and that's what they considered to be a proper compensation, ha ha ha. When they said I'd get a gift card I was expecting 50 or 100 euros at least. 😟
@weeardguy
2 жыл бұрын
About 'how high the prices really are': that's not true... by law, Dutch supermarkets (well, every store that sells items that are usually sold in quantities below 1 liter or 1 kilogram) are made to show the price per kilogram or price per liter. If you look at the price-tags on the shelves, you'll notice this. This way you can usually quickly find out if a special offer really is one or 'special offer' (read: just by stating SPECIAL OFFER, people generally tend to think they get a good deal while in reality they pay more than they would usually do. But checking the price per kg or liter can easily reveal if what you see really is a good deal or a rip-off (trust me, this happens a lot).
@Gerwin2276
4 жыл бұрын
Sorry for my English. The biggest difference with the states i think is social-security, if you have dutch nationality and you for some reason can't work you will get a minimal income (Bijstand) it's not much but enough to keep a roof over you're head, medical and food, there are not many homeless people and even if you are homeless there are places you can go for help (if you desire) to get beck on you're feet . we pay a lot of taxes on just about everything but that's a good thing if no one is left on the curb.
@corjp
Жыл бұрын
Time stamp 7.10 You spoke of a "Mamma fiets"...... NICE!!!!!! Me like Mucho much 👍👍😘😘
@micjakes1
3 жыл бұрын
Finally!!! No one will post how much apartments cost there. THANK YOU JOVIE!!!!!!
@nikkonkde
5 жыл бұрын
I'm about to move to Amsterdam in December and your videos are pure gold to me and my wife. Thanks for all your effort of putting all this info together for free. I really appreciate it 🍷
@JoviesHome
5 жыл бұрын
I'm so happy that the videos help your family! Let me know if there are any other topics you'd like me to cover!
@JoviesHome
5 жыл бұрын
Good luck with your move!
@ervie60
5 жыл бұрын
Be prepared to pay through the nose for housing in Amsterdam. Socialhousing is affordable but there are huge waitinglists. Do check now for housing on local Dutch sites..good luck!
@neerajsaxena
3 жыл бұрын
Thanks for the video, really informational, helpful. The costs are almost correct. I've been researching a lot for the living cost in NL. You covered them all. kudos.
@daroof4ever
2 жыл бұрын
I notice you don't have any curtains on your windows and it's wide open so anybody can see inside of your house.. That's weird because in America we close everything so nobody can look in our houses. Being that I am such a private person I wanna go around and close all your blinds lol
@fofo3426
4 жыл бұрын
Just a quick correction: in US, we don’t get health insurance from employer for free. The amount is deducted from your pay check.
@timnewman1172
3 жыл бұрын
And if you lose your job, you lose your health coverage!
@nikkikamstra1671
3 жыл бұрын
Riding your bike is not for free... if you considerate all cost of energy.. the CO2 footprint of driving an electic bike is lower than manual cycling
@Conclusius68
5 жыл бұрын
Hi Jovie, There is a difference between average income and modal income. The latter is the income Average Joe (the income the largest part of the working population) earns. According to NIBUD, in 2019 the modal income for Average Joe in the Netherlands is € 35000 a year, before taxes. Also, there is a nice 30% ruling for expats (on certain conditions), which means 30% of your gross Dutch salary is tax free for 5 years.
@ThatExpatMom
5 жыл бұрын
You're talking money and I'm scoping out your open concept living and playroom behind you 😍gorgeous. But seriously this was a great video and so informative ❤️
@JoviesHome
5 жыл бұрын
Thank you so much!
@creativecheersoffashionlau7364
5 жыл бұрын
Was very curious of the outcome of this video. Would love to hear comparison with the US. Ofcourse I know about the Netherlands but I just was in Hawaii and was astoned about the prices. A loaf of bread for 6 dollars !!!! And then I really searched for the cheapest But also i saw employers searched and they were offered 15 dollars an hour!!! For just a shop job. So I think just the difference is the income compared to the costs. ( ofcourse I know Hawaii is even more expensive because of the location but I want to go live there so I was researching. ) ( glad I read your audio will be better soo. I really liked the original better. Better just had kept your money instaed of buying the mic 😂)
@28586harry
3 жыл бұрын
Nice info but can you talk little faster? Out of those 24 minutes, almost 20 minutes were just useless expressions and silence.
@pauls4803
5 жыл бұрын
I love these overview videos :) But when you're talking about the average rents being between 750 and 2500 euros it's too much. Its true for the so called 'free market' rents (privately owned). However most people in NL who rent a house or an appartment have a so called 'social rent' appartment. I think about one quarter or even more of all houses in NL are so called social rent ones, provided by designated corporations (woningbouwverenigingen). That means they have a maximum rent set by government laws of around 700 euros and depending on your income and the monthly rent they pay people can have a monthly government payback of max around 300 euros to pay their rent. So the house rental market in NL is split into a social rent market and a free market one, with the first one being the biggest and cheapest.
@Dutchbelg3
5 жыл бұрын
That' is true but I guess this video is targeted to people immigrating into The Netherlands and these people will never be in the Social Rent system. For this Social Rent plan you have to register first and you will get a ranking according to your personal situation. Only when you come into the top ranking you will get an offer to rent a designated apartment (NO you do not get to choose! But you can refuge the offer a few times.. however then you get demoted to a lower ranking!) If you immigrate and want to rent immediately you are dependant on the Free Market which is that expensive as Jovie told here.
@pauls4803
5 жыл бұрын
@@Dutchbelg3 Correct, but if you plan on staying in NL for a longer time and your income isn't too high it's defenitely something to consider. To put yourself on a list at a corporation as soon as you get here for example. And it's also a big part of the Dutch housing system. Even though for like a house in Amsterdam you might have to wait 10+ years before you will be offered something of your choice, outside of the bigger cities the wait is considerably shorter. And you do get to chose. Usually they advertise the available apartments seperately and if it's one you like you react. And usually the person who responds and is first on the waiting list will get it
@gert-janvanderlee5307
5 жыл бұрын
@@Dutchbelg3 Yes, you can choose which house or apartment you want in social housing.
@JasperJanssen
4 жыл бұрын
I’ve been registered at Woningnet Utrecht for decades just in case, even though I do not currently need a house nor am I planning to need one any time soon - but if the time comes I will be reasonably high on the list. I’m more likely to buy eventually, but you never know when you will suddenly start being a low income person in need of housing, and 9 euros a year is a small price to pay.
@mamabee2151
2 жыл бұрын
I don’t understand how the salaries can be so low yet the houses are still 350~ How are people paying for that and still paying for the other stuff they need ?
@johannaswart9537
3 жыл бұрын
2816 euro each month is rhoughly 3435 US$ so yea 1 dollar is 0,82 euro 1 euro is 1,22 $
@mariannevandenberg9777
4 жыл бұрын
How come you never talk about the people that works hard but still don't have enough money to pay the bills..Why you never talk about voedselbanken ..Why you never talk about the 60.000 people living on the streets
@nizarbrazil
2 жыл бұрын
Nice video, but I would suggest you speak louder. Sometimes it's hard to hear what you say.
@greycats99
4 жыл бұрын
Belasting Road tax in this Country is extortionate! Unfortunately i have a 10 y.o. diesel car and I pay 1,870 euro a year just for that. I don't think anywhere else in the World is as expensive as that. And no, mine is not an SUV....
@xXTheoLinuxXx
5 жыл бұрын
Buying a house instead of renting is not always cheaper. If you are renting a house on a lower income well you get support from the taxes (huurtoeslag). So you don't have to pay the full rent. And if you're buying a house and it is payed off, well the Dutch IRS wants some money too, because for an obvious reason, mortgage is debt and they helped you in that situation, but that doesn't mean they forget you when it is payed off ;)
@JoviesHome
5 жыл бұрын
Hi Theo, you bring up a good point. I didn't consider the huurtoeslag when coming up with this cost of living video. The reason is because if people who are thinking of moving here from abroad, I don't want to give them the impression that it's easy to get a social apartment. Dutch people wait years and years on the list if they qualify. Expats moving here for a job likely won't, given the salary requirements for highly-skilled migrants. But again, I totally get your point for Dutch people! Thanks for watching and commenting :)
@xXTheoLinuxXx
5 жыл бұрын
@@JoviesHome true! But it depends a lot of where you want to live in the Netherlands. The home market in the big cities are under high pressure, and I believe the entire west side of the country suffers a lot. I live in the North East, and the market overhere is a bit different, but so is the area. There isn't exactly a supermarket around the corner. I can live with that, but I assume others don't :)
@PeteyPeteee
4 жыл бұрын
thanks for all your videos, you are a lovely person who is great to listen to.
@juliazoutendyk5959
5 жыл бұрын
Thank you for doing this video. Now I know that we could afford to live there.
@vt9007
3 жыл бұрын
Excuse me, why do you whisper? Do you think you are really interesting or annoying?
@Musketeervids
4 жыл бұрын
Great video. It covers a lot, and to go in all detail on each of the subjects you mentioned would make it a loooonnng video. Two things that caught my attention were the € 200 a week costs for groceries. That is quite a lot. Depending on what (brand or non-brand) and where (AH or ALDI) it can be cheaper, imo. I have a 3 adults household and I pay less than € 150,-. And the 25.000 k income a year for a family maybe enough to get by but to live comfortably you’ll need more a year. And the Dutch tax app is just a treat compared to the US one. I’ve done a few years of US taxes and I was suprised at the old fashioned way it had to be done and sent in: ON PAPER. Come on...we live in the 21st century. I did use a program that one has to pay for, but at the end I still had to print it and send it to the IRS by post! Another striking difference is the costs of universities. Here in the Netherlands one goes to public schools/universities in general. Private universities aren’t common here. My son used to be at a private university in the US and the tuition fee compared to a Dutch university.....astronomical. The price of the annual tuition to a Dutch uni is € 2.143 for the upcoming year. That is a tip compared to the 70.000, we had to pay for his US university. And though he loved his US alma mater, the level of education isn’t better than the Dutch uni. Some of the 1st yrsr stuff in uni my son already covered on his Dutch high school. I haven’t watched all of your vid’s yet but have you covered the difference level Dutch High Schools compared to the US Highs Schools in one of them? My son has visited both a Dutch and a US high school and there are some interesting differences people would be interested to hear about too. And another thing is the differente approach to credit cards. They are not as common in the Netherlands as in the US, but even if you have and use them, it will be used differently. In the US your card credibilty rate is important and this you build up by spending with your card a lot AND paying (ofcourse). Here the card is rather used as a back-up plan, during vacation to rent a car or for internet purchases only. So, the use of the card is very different. Here we don’t use them in supermarkets or drugstores (as you have found out the hard way).Here our debitcard is used like the creditcard is used in the US. With one big difference. If you spend it the amount spent is gone immediately from your account, so no suprises like with creditcard bills after a month.
@JoviesHome
4 жыл бұрын
Thanks so much for watching and commenting- we added your question to our list of potential topics. I really appreciate you taking the time to share your thoughts.
@Musketeervids
4 жыл бұрын
Jovie's Home i added something on cc to my post. Maybe inspiration for another topic?
@HansKr
5 жыл бұрын
Nice video. Living in the Netherlands is rather expensive, but in my opinion there is a lot you can do to reduce the costs of living here. For instance the costs for food can be reduced if you go to the weekly market, don't shop at the high-end supermarkets etc. Some online research for insurances, electricity, gas etc. also can also save you a lot of money.
@berthamoen4488
5 жыл бұрын
Not true. If you compare this with other Western European countries.
@edwardeduardus7398
4 жыл бұрын
I always like to see culture differences and even I notices Holland/The Netherlands seem to moving towards "American" giving up our culture (which is part of American foundation too, but another story). Funny about the cats: Pssst is to get a foreign cat away, to our own cats we talk (at least we do) like human beings. Dressing to supermarket: You have "home clothes" (pyjamas, handyman etc), regular clothes (jeans, dress, runnings etc) and "formal" for a party, wedding etc... Funny thing I noticed living in Ireland: You can go to a supermarket in Ireland with "like u just came out of bed", nobody cares here, while if you go for a job interview: SUIT in Ireland: In Holland, you dress well (according to the job/company standard) but "overdressed" can be work against you!
@clifffan3
3 жыл бұрын
I can hardley understand you. my speaker is on 100 %
@atarvos8686
4 жыл бұрын
There are so many misconceptions about what people earn. And it really is different, depending on your job, age, function. But also the tax brackets you can get. Better is it to look and compare 1) low income n.vt. 2) middle income (niet modaal) 35.000 t/m 70.000 € per jaar met een 32 urige werkweek 3) high income n.vt. Uitgaande van een twee verdieners gezin waarbij de vrouw partime werkt komt het gemiddelde op. Plus minus 64.000€ uit Dan zijn er nog de toeslagen...en aftrek posten voor de belastingdienst. Maar het beste kun je dus uitgaan dat het gemiddelde inkomen rond de 5000€ t/m 5500€ per maand zit. En nog een 13 maand aan vakantiegeld hebben. Vanaf daar moet je gaan aftellen Huur/mortgage Gas/water/licht Abonnementen o.a. televisie internet Zorgkosten Auto's Verzekeringen Boodschappen Overige En dan gaat t heel hard en blijft er weinig over. En.....vergelijk amsterdam nooit met de rest van nederland. In amsterdam regeert de waanzin. Een zeer elitaire stad, een links bolwerk dat zn eigen regels en wetten hanteert.
@k.b.392
3 жыл бұрын
Is about 60 K USD/year enough to live in NL???
@Malaila17
5 жыл бұрын
The dutch tax office actually has a slogan "we can't make it more fun, but we can make it easier" . My boyfriend told me he always thought that they should be able to make it more fun as well. Then he went to live in the US for a couple years and he greatly appreciates that they at least make it easier here now. About the rent situation: The numbers your provide are for houses that are in what we call "vrije sector". There is also social housing for people with low incomes. These have a rent below 720 euros. Depending on location and size some even start at 300 euro's (studio apartments). If you live in social housing and you have a low income you can apply for rent subsidy as well, which pays about half your rent. Side note: there are not enough of these houses, so you have to be on a waiting list for 5-10 years at least before you can get one (especially in cities).
@gert-janvanderlee5307
5 жыл бұрын
I doubt that immigrants from the US will be able to apply for social housing. And even if they could they wouldn't qualify for a home for the first 6-15 years (depending on the area you want to live). So that's why she mentions free market rent.
@lindsayc7720
Жыл бұрын
We need an update! Wondering about a home budget on 2023 for a family of 4.
@evie8143
5 жыл бұрын
It's way to expensive, I'm going to move from the Netherlands. 😂 but seriously do you find living here experience?
@jani9711
5 жыл бұрын
Evie naar welk land vertrek je dan wat goedkoper is.?
@eastfrisianguy
4 жыл бұрын
Oh my God, I wish the collection of taxes in Germany was that easy! I use my OV chipkaart for public transport when I visit the Netherlands. I had a job offer in Utrecht, but the rental costs even within a 30 km radius would have easily eaten up 60-70% of my salary and I would never have been able to pay the upkeep on my car. Some friends of mine bought a 3-storey row house from the 1970s in Winschoten (East Netherlands) 11 years ago (unrenovated) and paid "only" €290k for it and said they were "lucky" to get such a cheap house. 20 km away in Germany they would have paid about half for the same house or could have built a completely new house for the money.
@jasperscott2676
2 жыл бұрын
My wife and I are moving to the Netherlands where do America's go out to eat
@edwardeduardus7398
4 жыл бұрын
I always like to see culture differences and even I notices Holland/The Netherlands seem to moving towards "American" giving up our culture (which is part of American foundation too, but another story). Funny about the cats: Pssst is to get a foreign cat away, to our own cats we talk (at least we do) like human beings. Dressing to supermarket: You have "home clothes" (pyjamas, handyman etc), regular clothes (jeans, dress, runnings etc) and "formal" for a party, wedding etc... Funny thing I noticed living in Ireland: You can go to a supermarket in Ireland with "like u just came out of bed", nobody cares here, while if you go for a job interview: SUIT in Ireland: In Holland, you dress well (according to the job/company standard) but "overdressed" can be work against you!
@tiablasangoriti8347
2 жыл бұрын
Thank you for sharing this helpful information Jovi.
@haralderdmann8250
4 жыл бұрын
Thanks for sharing, love how you comment about A'dam, I'm living and working there ;-)
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