I would suggest paying annually on your subscriptions, you wont save a ton but every dollar matters.
@blossomdukes
28 күн бұрын
I skip a few hair appointments and unnecessary things to make sure I’m taking care of what’s important.
@fritzgabriel1995
27 күн бұрын
Exactly sis ! Take care of the priorities 🙏🏾
@maryannrogers8675
27 күн бұрын
I’m not going to Chipotle or the cafeteria. I bring in my own food from home and save even more. The nurses I work with sometimes go to Starbucks TWICE in one shift. That’s just insane to me. I’ll have Starbucks when I’m on vacation and not when I’m working.
@Brownocean
Ай бұрын
That's light work. You can handle everything on 1 check
@tegxtegx
27 күн бұрын
Thank you, Fritz!! You are authentic and for real!! You inspired me to make and keep a budget!!!
@fritzgabriel1995
27 күн бұрын
You are so welcome!🙏🏾❤️💫
@Maledis87
Ай бұрын
I work for pepsi and i have to eat out of my car. I saved so much money by prepping my meal and not eaitng out. You could easily spend a thousdand or two every month with prices now.
@fitogabo9076
Ай бұрын
That nextflix and chill gonna get you another baby 😂
@deehope6186
28 күн бұрын
😂PTO check is a beast. I usually put aside $500 to add on to the PTO paycheck
@cbrent65
29 күн бұрын
Too many streaming services. Just keep one and rid the rest. You can invest the difference. I’m a nurse my self. I just watch KZitem the wall or read
@fritzgabriel1995
29 күн бұрын
Lmaoooo bro you said the wall had me weak 😂🤣
@nimehifadhiwa....1867
28 күн бұрын
Thank you for being so authentic and for reminding us of the important things in life like setting priorities and actualizing them.
@ihatechyna
21 күн бұрын
Every year ask for a discount from your cable provider. If you’re always on time with payments and or are a long time customer, you can negotiate a lot more than 4 cents lol. My parents were paying less than 60 dollars for cable and they would upgrade the internet without increasing the price because they were trying to get everyone on the new towers. Just before moving to a new state the cable provider begged us to stay and even offered a discount and maintain the price if not match …. in an entirely different state.
@fritzgabriel1995
21 күн бұрын
Oh snap I’m a give that a shot ! Thank you !
@saybrittaney
23 күн бұрын
Lmao I’m new here. But you cracked me up talking about your old dog 😂
@fritzgabriel1995
22 күн бұрын
Lmaooo for real for real he old Lmaoo
@bigjsmamabear3629
19 күн бұрын
Everyone has an opinion about how you should budget your money. Thank you for your transparency.
@fritzgabriel1995
19 күн бұрын
Absolutely!!!
@freelowper7
Ай бұрын
I am so glad you figured out saving/investing so young. With your job security, a nurse can be a millionaire by 10-15 years. I am new to your channel so I don't know your current investments/debt. But just make sure you get a good financial advisor to help plot it out for you. I am happy for you.
@fritzgabriel1995
Ай бұрын
Yes! Thank you!
@WendyW7508
29 күн бұрын
Love it! I appreciate hearing this, and i am motivated to take a peek at where my money is going. I have a 401k, but.i should put a couple or few percents more in. I cannot wait till my student loan is done. I think a few more years on that. I flubbed on my car I bought last year. But its done now. And fill up my savings account every possible opportunity. I nickel and dime myself with door dash and amazon and shoes. Dang.
@999______
20 күн бұрын
Everyone lives paycheck to paycheck and it’s just some people can afford more bills. It doesn’t matter how you budget. If you miss one or two paychecks you’re screwed.
@fritzgabriel1995
20 күн бұрын
This is a fact I need to make a video of getting out of that cycle 🔁
@ftbtd
Ай бұрын
I have no idea why I was suggested this video, but I watched it anyways ;-) I really support your attitude and your will to stay modest, supportive and sensible. It also doesn't suck when you have to do something different and have a vision and goals and pursue them. Only people that adapt to new stuff evolve themselves. Go on.
@fritzgabriel1995
20 күн бұрын
Thank you so much I appreciate you for watching it anyways that’s love 😂🙏🏾🙌🏾
@pistachiosandpopcorn7146
Ай бұрын
Doing good. Just know this…there are pilots that don’t take their families on trips out of the country. There is so much to do in the us that frankly I have no idea …other than family…why people leave the us. And I mean for trips…not talkin leaving cause of politics. We got so much variety here that there is nothing to lust after in another country.
@justbyron1536
28 күн бұрын
Retiree again: I'm so proud of you that you're thinking like this in sharing the information. You're young and as you continue to mature you will see where you could have saved so much much more and it's such a wise thing to be doing your investment and realizing your responsibility to your child without your child being a burden. One thing: think about how many hours in a day that you have to be dealing with the streaming and looking at movies and all. If you're working how can you have so much time to be looking at videos that much? You could eliminate most of those streaming services. But again, you're young and I pray for you and I know you are praying for you! Keep on being intelligent - - and humble!
@fritzgabriel1995
28 күн бұрын
Thank you very much I really appreciate you 🙏🏾❤️
@cblaze42
29 күн бұрын
Great video bro 💪🏾🇭🇹
@fritzgabriel1995
20 күн бұрын
Thanks 💯
@DreamyBudgets
26 күн бұрын
I feel you on the needing a wax it’s too damn hot lmao
@listen-learn-speak2465
Ай бұрын
Your wife need to get rid of her music if she is at home, it’s FREE channels for your child to watch and pick one or the other for you Hulu or Netflix..
@patrickwilson6603
25 күн бұрын
Fritz, apologies if I came across as introducing. First off, your responsibility as a father is not negotiable its your job. Every paycheck 3 bucket s, 50% to your fixed costs, 30% to saving and investing and the 20% is concise spending. Do not play the stock market. Put your investment into low cost index funds. If you put $200 per month Every month never touch the money you are playing the long game. If you use compounding power of time at 5% over 20 years see how much you actually have. Do the math. Get rid of your subscription
@fritzgabriel1995
25 күн бұрын
Thank you so much for the free game. Love you brother. (Guys this is feee game please read and follow also !)
@patrickwilson6603
25 күн бұрын
@@fritzgabriel1995 not a problem, please make an effort to do the math. I am walking it like I talk. I shut it down 7 years ago and never spend a winter here in the snow, I'm in Asia for 4 months. Stay out debt especially CC. Live your best life you only have 1.
@fritzgabriel1995
25 күн бұрын
🔥🔥🔥fire thank you so much again my man !
@Mrsjengood11
29 күн бұрын
HULU Disney, etc all included with credit card and cell plan
@fritzgabriel1995
29 күн бұрын
Thanks for that !
@TEEthatsME313
28 күн бұрын
Which one?
@Mrsjengood11
28 күн бұрын
@@TEEthatsME313AMEX platinum 20.00 per month in streaming credit Chase Sapphire and Capital One have similar benefits either through cash back or statement credits
@dionneking8
29 күн бұрын
I work 2 jobs and save what i can i make sure to pay my rent earlier with gods grace
@adrian3747_
Ай бұрын
where do u reside? i live in SoCal and just renting 2 br apt for $2480. 😭 i’m also an RN but it’s hard to save up despite overtime. The cost of living here is ridiculous i dunno how other people are surviving & still traveling a lot.
@fritzgabriel1995
Ай бұрын
NY cost of living is tuff here to! Best thing you can do is take on a roommate off load the coast of housing. If your single.
@yackie23
28 күн бұрын
Have you thought about trading in your car for something less expensive used car?(not luxary) The car payment and car insurance are high costs😅.
@fritzgabriel1995
28 күн бұрын
I would’ve done that but I paid it off already so I’m just driving it until the wheels fall off 😂
@yackie23
28 күн бұрын
@@fritzgabriel1995 Oh cool!!!
@Amor09876
29 күн бұрын
How do you budget the 300 I just use my debit card that has like 50k .. I think I’ll open a new debit card just for me to b on a budget
@fritzgabriel1995
29 күн бұрын
Definitely open a new one and set a side a smaller amount for what you actually need within a week to survive.
@Mrsjengood11
29 күн бұрын
seems excessive foe electric $252. Is that because of the state you live in or excessive usage? My electric is 100 per month
@fritzgabriel1995
29 күн бұрын
girl to answer your question... My Christmas tree is still up 🤣😂
@bigjsmamabear3629
19 күн бұрын
My electric is $350-$450. I live in FL
@GoodNewLife
Ай бұрын
Automate your kids 529, even if just a small amount per month. If you trying to retire early invest outside of your 401k to make it possible. Again small amount first then build up as budget allows. As you said, pay yourself first. Keep at it!
@mhodge0890
29 күн бұрын
Yea bro it’s best for her to stay home because you don’t want to pay for that Day Care lol
@Mrsjengood11
29 күн бұрын
Does your company match 401k contributions?
@fritzgabriel1995
29 күн бұрын
No but we get a pension 😃
@thesmartguyy
28 күн бұрын
@@fritzgabriel1995can explain more about the pension thing? Is it a NY thing? Do they pay based on the years you work for them or what?
@fritzgabriel1995
26 күн бұрын
Man I still got to figure that out we just got it January so it still in the works but we did almost strike for it.
@Mrsjengood11
29 күн бұрын
Is full time 32 hours per week?
@fritzgabriel1995
29 күн бұрын
36 hours per week is full time 😃
@Mrsjengood11
29 күн бұрын
Gym membership can’t be covered with your HSA account?
@lionessrising
29 күн бұрын
I would not do that. I pay for the gym membership now and never touch the HSA. My financial advisor is making me pay for everything out of pocket now and stack that HSA until retirement. That’s when you need or have more medical expenses. I have over $20k in my HSA
@Mrsjengood11
29 күн бұрын
Sorry but when a haircut and date aren’t in the budget, (if this are things you enjoy) then it’s time to reevaluate the budget!
@fritzgabriel1995
29 күн бұрын
🤣😂 I'm down bad right now lol
@saybrittaney
23 күн бұрын
I think I misunderstood too. Are you paying child support to your current wife?
@fritzgabriel1995
22 күн бұрын
Lmaoooo I call it that but it’s not actually real child support. I just prioritize the money they need
@gp20ss
28 күн бұрын
Bro where in the world did you find a home for 1k a month
@fritzgabriel1995
27 күн бұрын
Dem covid times bro. I got that low low interest rate. Also was a foreclosure
@jessio4312
Ай бұрын
Why he pays child support if they still.married ?
@fritzgabriel1995
Ай бұрын
its not really child support. But I call it that so I put it in my mind I better not miss supporting my boy lol
@kelisyahwheeler5376
Ай бұрын
I’m glad you asked because I was curious too 😂
@GovindaA
Ай бұрын
ngl yall be making mad money though plus that ot be nice asf so is a budget even necessary.
@fritzgabriel1995
Ай бұрын
Got to budget no matter what 🙏🏾stick to the basics or that money gonna be gone lol
@Maledis87
Ай бұрын
@@fritzgabriel1995agree with you! Budget helps you save money
@GovindaA
Ай бұрын
@@fritzgabriel1995 true, all about what you save at the end of the day. Im also tracking my expenses too following what youre doing. But food is killing me lol, it taste too damn good.
@Brownocean
Ай бұрын
Are you Haitian?
@fritzgabriel1995
Ай бұрын
yes all day ! Sak Pase!
@chrisharris2367
29 күн бұрын
@@fritzgabriel1995hey what kind of nurse are you
@SuperFilicia
29 күн бұрын
600 dollars for yourself and you cant get a haircut? What do you do with the 600?And your wife? 1000 for groceries! Where is her 600?
@fritzgabriel1995
29 күн бұрын
Im on that rice and beans. Investing every dollar.
@JohnJohnson-up8xt
29 күн бұрын
people are dumb, who cares if others take vacation, if its not in the budget, dont do it, screw what others do, sell the crap in storage, use youtube free, if you going to be serious, act serious, you cant afford one dog, why you in a HOA, ridiculous, you are wasting so much its ridiculous, stop hanging with your broke, credit debt friends, take care of your needs, its going to make sense when you make sense.
@fritzgabriel1995
29 күн бұрын
Man that’s some good advice. Im a blame you for not telling me this sooner 😂
@JohnJohnson-up8xt
29 күн бұрын
you making no sense, best to you on your route to good common sense, Bye,
@fritzgabriel1995
29 күн бұрын
Next weeks episode won’t make sense either 😂
@cherryalexander8598
Ай бұрын
T mobile - I have free Netflix and Hulu (the basics)!
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