How much ITR do you pay ? And my salary is 5.5 lakh per annum . Ihave 2 credit card one is sbi(43k) and another one is pnb(25k) I don’t want to expand limit of these two credit card & my civil score is 722 and credit utilisation ratio is above 60 % should I get another credit card to minimise the ratio below 30% or what should I do ?
@LxWiredWisdom
2 ай бұрын
Jese aapne btaya ki, aapke pass bhut saare CreditCards h, to un credit cards ko kitne time k baad use karte ho, like 2-4-8-10 mahine ke gap mei taaki wo saare cards active rahe ??
@parrwchitransh4973
21 күн бұрын
Very very very very nice information
@biswadipsarkar3831
2 ай бұрын
Which app screenshot was that? Kindly share
@IamSpidey007
Ай бұрын
Bro very very basic points you shared. Which is already available on any finance apps or online since years. Nothing new. Holding so many cards and credit limit but you didn't share anything extra ordinary which we don't know.
@vimalbhatt3096
2 ай бұрын
Bhai mera 804 hai....first time 800+ from last 3-4 months....dar lgta hai ki mera b 800 se niche na ho jaye 😂😅
@YochanNaidu
Ай бұрын
What is that app where you check credit utilization ratio ? the one which u gave screenshot
@chandru2kc
Ай бұрын
Gpay
@rahulmedhi8275
2 ай бұрын
Mine was 794 and bob didn't offered me slab 1 which starts from 800. I feel that is pathetic.
@x_man007
2 ай бұрын
Best way to check cibil?? Cred showing of CRIF??
@contentmania4722
2 ай бұрын
Gpay
@shubhang722
2 ай бұрын
For each we have to maintain 30% or have all card limits combines less than 30% ?
@WhoAlex
2 ай бұрын
Combined usage should be under 30%
@namanydv_garud
2 ай бұрын
Combined bro
@ThePatilsaheb
2 ай бұрын
Hi…my cibil report showing 2 wrong loan entries of around 10k since last 3-4 yrs; hv reported to cibil but nothing changed and now for reporting cibil website ask to take membership to rectify error. Any solution?
@indocoreyt7212
2 ай бұрын
They might be your BNPL credit lines.
@shobhitgarg5707
11 күн бұрын
Nyc
@AksharaTG
2 ай бұрын
@TechnoFino You have showed an app to check credit utilization where total credit limit was displayed. What was that app?
@TechnoFino
2 ай бұрын
Google pay
@prodxlavender1426
2 ай бұрын
Baap re above 2 crore credit limit. 😱🫡 Mere paas abhi 10 bank ka total 13 unsecured cc he (include Amex). Mera total credit utilisation below 3% rehta he. 😊 Btw mera monthly income to bohoti kam he. 😅 Der saal ke andar ye sab cc liya without income proof. Totally cibil based. 🔥 Baad me aur bhi bank ka cc lunga lekin ltf, chargeable nehi chahiye. 🥴 Current cibil is 774 & I'm 25 years old.
@nandkishorsaini7862
2 ай бұрын
bahi self employed liyo ho ya salaried
@prodxlavender1426
2 ай бұрын
@@nandkishorsaini7862 Salaried
@prodxlavender1426
2 ай бұрын
@@nandkishorsaini7862 Salaried
@shubhankarghosh
2 ай бұрын
Suggest best ltf cc
@rahulkumar555
2 ай бұрын
Kaise kiya ye sab aapne??
@iSaurabhSri
2 ай бұрын
Jin cards ke issuer bank ka savings account nahi hai, unka auto-pay kaise set kar sakte hai? Ye facility to sirf banking customers ke liye hi hoti hai.
@TechnoFino
2 ай бұрын
Koi bhi bank k netbanking main bill payment option main jake almost sare bank k credit cards ka bill auto pay keya ja sakta hain
@Technicalmystery
2 ай бұрын
57 😮
@adityajain5238
2 ай бұрын
@@TechnoFino ye abhi BBPS ke bad possible hu kya? Because iss se pahle CC bill amount kah hota tha fetch different bank ka?
@iSaurabhSri
2 ай бұрын
@@TechnoFino Thank you so much.
@sunnyjoshi1560
2 ай бұрын
I have recently got a credit card and made 2 monthly payments as well. But in Cred my cibil is still locked 🔐. Please someone reply till when am i able to get my cibil score number??
@hitirfan
2 ай бұрын
CIBIL Google Pay , Amazon Pay, CIBIL ki website pe dikh jayega
@SyncWithSrikanth
2 ай бұрын
Sometime it takes more than 6 months. Its common so don't worry.
@jaiprakash9920
2 ай бұрын
Sir my cibil from 720 to 780 but experian 840 to 760 essa kyo yeh opposite kyo chal raha h
@WhoAlex
2 ай бұрын
Aisa hee hota hai ek kam hoga toh dusra badhega inn dono mein
@asadkhan06
2 ай бұрын
My CIBIL score is 813 & I have 9 credit cards with a combined limit of 31.61 Lakh. My credit utilizstion is usually 2-3℅
@Nav975
2 ай бұрын
You are Best Bro🎉🎉🎉 My 750 , and 7 credit cards😊
@Capcops
2 ай бұрын
Sir please icici bank ke all savings account par video banaiye.❤
@manishsodhani0309
2 ай бұрын
Sir maine branch app se instant loan rs 500 ka liya h isse credit history generate hogi????
@Patil000kdgdjsi
2 ай бұрын
Ha bhai hoti he date hogi bharo..time Pe aage piche mat bharo 6point badh jayenge
@omkasera_
2 ай бұрын
Bhai mere pass 4 unsecured cards he or cibil 777 he agr mai 1 secured card le lu to mera cibil 800+ hoga
@manaskumar4059
2 ай бұрын
Nehi bro jo 4 credit card rakha hena har card ku mila ke jitina amount huta he uska 30% usk karo and bill due date se pehele bhardu hujega kuch mont me 800+ hujega
@mpasha10
2 ай бұрын
Hi sir I am using HDFC bank infinia card since 4 years, bank is offering me second Card HDFC Bank biz black credit card it's for me to take.
@mmahmed5
2 ай бұрын
Hello sir I am using hdfc bank infinia credit card since 3 years, bank offering me second credit card hdfc bank biz black metal credit card, it's worth for me to take 2 card.
@contentmania4722
2 ай бұрын
I checked on gpay and my cibil is also 799
@Englishbook9823
2 ай бұрын
Hi sir Nowadays u r videos very delayed, please give credit card videos continuously
@groupstudywithme
2 ай бұрын
One question, karte kya ho app?
@amrit0501
2 ай бұрын
business
@insaafkaro009
2 ай бұрын
@@amrit0501tum technofino sir ke PA ho?
@akshayb4192
2 ай бұрын
Wrong. 780 Vs 800 makes huge difference in BoB home Loan. It impacts by 0.25%
@contentmania4722
2 ай бұрын
Same for SBI car loan
@TechnoFino
2 ай бұрын
Mentioned it already :) no big differences in case of approval rate, only difference is sometimes you get getter rate in case of HL/PL
@x_man007
2 ай бұрын
My friend's cibil is struck at 790🤣 Not increasing Any tips
@krunal343
2 ай бұрын
2 rs ke liye mera cibil 700 pe chala gaya
@VeganAffy
2 ай бұрын
My 782
@gurpreetsinghlabana
2 ай бұрын
👏
@dapkuparwankhar3711
2 ай бұрын
🎉
@kragi2
2 ай бұрын
Cibil 804 Experian 766 Crif 789 Not sure why my Experian score got dropped so badly in April this year
@RuhuBaba
2 ай бұрын
Same for me. Experian
@groupstudywithme
2 ай бұрын
They changed their calculation method
@mohammedasif1
2 ай бұрын
My Experian also 766
@shanu_sharma
2 ай бұрын
Same with me , dropped from 872 to 770
@cardwaalebaba
2 ай бұрын
Bhai I would like to do a podcast with you on my channel. Recently maine Anna DM - Vikrant Bhai ke saath bhi podcast kiya hai. Let me know how we can connect for this.
@kumar827ytr
2 ай бұрын
Hlo brother I need a international credit card number bro please help me
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