I loved your statement- Debt, holds your future hostage. Love your plan!
@AmandasBudgets
3 ай бұрын
@@lisagratefulme yes debt holds your current and future hostage for sure
@IDesireeWealth
3 ай бұрын
I don't see why people DON'T understand that your low income... i mean you explain EVERYTHING. I budget because i want to see where everything goes . I want to know what I have and where I mess up.
@mariejones4981
3 ай бұрын
Amanda. You have a place its yours. You have a safe place for your family and food. These people complaining about what you have got nothing better to do?? Anyway you are doing great. Getting there one payment at a time and put a few bucks away for the slower weeks. 😊❤
@ladydisaves
3 ай бұрын
Hi Amanda! Watching on my way home from dropping Shyanne at horse riding lessons. 🤗
@AmandasBudgets
3 ай бұрын
Hey neighbors!
@luckyrobinshomestead
3 ай бұрын
It would be great if you could pay the cards or most of the cards off before things get tight again. Hopefully you have changed your circumstances enough that you will not have anymore horrible months. They sucked and you do not deserve to go through those again.
@withoutlimitsbudgets64052
3 ай бұрын
I have learned to save using adult piggy banks that way I can’t get into the container and take money out of it. I thought I could do that but realize real quick that when my daughter needed cash since I don’t normally carry it on hand, I ended up having to go into my empty nester challenge, which is my penny, Nickel, dime and quarter challenge and gave her the cash out of it for me to restart this challenge. I just started all over again! So I’m gonna be ordering adult piggy banks for those challenges! I already have two adulting piggy banks strictly for my 1000 envelope challenge which is going to net me $500,500!
@BrittanieRaynor
3 ай бұрын
Youre doing amazing Amanda! It's still crazy to me that in your last video YOU PAID 2 DEBTS OFF!!!! SO PROUD OF YOU. 🎉 I absolutely love the fact that you are low income because it shows that anyone and everyone can be successful. My why is quite similar to yours. I do not want to live in fight or flight mode. Im so sick of it. I want to feel relief in this life not constant struggle. ❤
@withoutlimitsbudgets64052
3 ай бұрын
Hey Amanda, yes life and envelopes, Jennifer does have what you’re looking for. You can get a complete pack, which includes everything or you can get individualize pieces of the sticker sets which will run you quite a bit cheaper! But yes, she does have those strips on her Etsy shop you just have to go into the complete packs and then go to where you’re gonna select what you want and do the individual sticker portion versus the complete pack. 8:44
@CaroleenaCardoso
3 ай бұрын
I absolutely love watching your videos you are one of mg fav budget/planning youtubers becauae you dont sugar coat the truth! (It's really refreshing) And i also love how soothing your voice is. I literally have been through the whole down falls of being in debt , collections for last couple years when sh*t hit the fan with layoffs and also helping my mom on an uppaid leave for half a year (im still cleaning up the mess. I just recently paid off $4,500) off of onw of my debts and it feels so good. My goal to focus on my last loan of $5200 line of credit and then ccs! (Ill be done i hope by 2025 (but im not gonna put myself in an ocerwheling feeling about it i just am gonna stay track. Ill be 31 in sept and hope the latest ill be done picking up these pieces by 33 so i can finally save for retirement. Btw i try Majority of your ads so you get paid❤ happy debt free love thanks for the inspiration 🥺
@OurRadiantHome
3 ай бұрын
New Subscriber! I love this 💜I have been working on paying down debt as well. Love seeing how others do it too
@AmandasBudgets
3 ай бұрын
Welcome friend!
@reyannahughes9577
3 ай бұрын
Thrivinginchaos does this to all over her planners. That's an awesome goal to have with your credit cards. I plan on getting out off credit card debt by the end of 2025.
@susanpacheco8318
3 ай бұрын
Your videos always hit home. I’m working really hard on paying firm my credit cards. I cut out all unnecessary spending so hopefully things get better soon 💜
@AmandasBudgets
3 ай бұрын
It’s time for plastic surgery my friend cut those cards up! It will free your soul
@anuvakeva969
3 ай бұрын
Omg this automatic subtitles you live in organ😂😂😂😂
@diannerichards6018
3 ай бұрын
Your keep it real and are as honest as you can be while being safe and if people don't believe you or understand than they can move in and don't need to worry about it crazy how some people don't get it. Too become debt free and live a less stressful life when it comes to money and savings
@Grammisjourney
3 ай бұрын
Hun where can I get the free pages hun for debt pay off?
@AmandasBudgets
3 ай бұрын
I will post them for free this week I had troubles with my computer 💻 and the link
@Grammisjourney
3 ай бұрын
@@AmandasBudgets Okay hun thank you 🤗🫶
@lziniti
3 ай бұрын
I have to ask this, because I watch and wonder all the time.....what are the salt and pepper shakers for? I enjoy your videos, Amanda. You're so real, I feel like I"m with a long term friend.
@AmandasBudgets
3 ай бұрын
They were a gift from my dad for my birthday I just liked seeing them
@CameraQueenSLC
3 ай бұрын
Great job, Amanda.
@adrienneadelsperger897
3 ай бұрын
❤❤❤❤
@sarahdiamondart
3 ай бұрын
Im working on paying off 4 credit cards and2 loans
@AmandasBudgets
3 ай бұрын
Woo hoo you got this! Cheering you on bestie
@PamelaHooper-qy5zh
3 ай бұрын
I don't know if I will ever be out of debt. I paid off a few of my debts. Next march 2025. I'm getting new car. A reliable car 2018 and up. I'm not applying for new credit cards. I have old collections against me. I'm paying a hundred to each each month. Unfortunately the interest rate is terrible on that big number. But if I don't pay on it they will garnish my check.
@AmandasBudgets
3 ай бұрын
Sounds like you should message me on instagram
@amyjones8613
3 ай бұрын
Life in Envelopes Jennifer sells those budget stickers you are talking about. I bought some and recommend them. Great debt video Amanda! Proud of your progress 😊
@AmandasBudgets
3 ай бұрын
Do they fit happy planner?
@BrittanieRaynor
3 ай бұрын
@@AmandasBudgets yes! They fit happy planner and erin condren
@CashBudgetRetiree
3 ай бұрын
❤ Hi Amanda! ❤ Cheering you on from Illinois!
@AmandasBudgets
3 ай бұрын
Yay! Thank you! Cheering your journey on as well
@CashBudgetRetiree
3 ай бұрын
@AmandasBudgets Thank you Amanda! #lovewatchhours
@withoutlimitsbudgets64052
3 ай бұрын
I started my budgeting journey well before KZitem! Honestly actually used some envelopes and a shoebox! On the outside of each envelope, I would write with Bill I’m saving for or what item or anything I was saving for or needed to pay the name of it on the outside of the envelope and then below it the amount I needed to pay exactly that is how I started my budgeting journey so long ago and it worked phenomenally! I ran into a problem When I was single with children, living on my own with no support from anyone, including the father and only receiving $20 a month for two kids for child support due to the fact that this particular individual had other children and refused to work himself! I was putting myself through school working and had kids. It was the way in the method to do things! I love the happy planner system. I’ve got the whole punch as well and I paid $20 on eBay. It was used but it mint condition and I absolutely love it myself! 20:59
@withoutlimitsbudgets64052
3 ай бұрын
Hey Amanda, yes life and envelopes, Jennifer does have what you’re looking for. You can get a complete pack, which includes everything or you can get individualize pieces of the sticker sets which will run you quite a bit cheaper! But yes, she does have those strips on her Etsy shop you just have to go into the complete packs and then go to where you’re gonna select what you want and do the individual sticker portion versus the complete pack. 8:44
@amyjones8613
3 ай бұрын
My why is taking control of my life and finances
@cottoncandiez8872
3 ай бұрын
? Managers in your area only makes minimum wage? That's ridiculous
@AmandasBudgets
3 ай бұрын
Because they say “that’s how we start you off to see if your worth the investment and then in 6 months to a year you can get a raise anywhere from 25-50 cents” by then you might as well forget it! Store managers don’t even make a salary big enough to equal $20 a hour! My last store management job I made about 18-19 a hour + 30 percent on my income taxes because I live in Oregon! I was living at work I worked so much.
@cottoncandiez8872
3 ай бұрын
@@AmandasBudgetsoh my gosh! That's such terrible business practice they must be going through people like crazy! Makes me feel content with my crappy factory job at least they're starting to up our pay even if everything else about it sucks
@mariejones4981
3 ай бұрын
Yes our area is the same we start at 11 the managers might make 12. Terrible. And sadly they wonder why people can't keep up with bills and eat.
@Grammisjourney
3 ай бұрын
Yes hun me too I myself am on a very low fixed income trying to pay off my debt so I decided to save the 100 low income challenge I do $1 challenges when I finish I put that money in my 100 low income challenge great advise thank you for the free page ❤🤗
@carlamurray9634
3 ай бұрын
I got some from Amazon for my bills, cheap, but you can use them for your spending too! I use a happy planner classic. I do my monthly budget and then put my stickers on the days bills are due! I actually don't do do a weekly, I just put money into everything weekly, including the extra. But I only get a check once a month.
@carlamurray9634
3 ай бұрын
My why? I was tried of always working week to week to pay bills. I wanted to pay everything at the first of the month and then only have to stuff my hubby's check the rest if the month and my once a month check!
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