I want to say my favorite part of this video is the video game per usual, but the highlight is truly that you can crop a video. 🤣🤣🤣 I can only imagine the conversation that followed this.
@YNABofficial
4 жыл бұрын
😂🤣😂 Definitely a "Wait. What??" moment on my end.
@DwayneBrown
4 жыл бұрын
When I heard 192 categories, I laughed out loud and mocked such persons... BUT then I checked on mine, 102 (=
@YNABofficial
4 жыл бұрын
Haha! I should've gone higher in my example to be safe, Dwayne. 😂 But! If those 102 categories are serving you, then 👏.
@MToure
4 жыл бұрын
Yep! lol We all have so many.
@heathermiracle7154
4 жыл бұрын
Confess that you have that cat wheel as well (I wanted to write that "as wheel" but I don't think YNAB is ready for my pun game 😂)
@YNABofficial
4 жыл бұрын
😂 Haha! We love a good pun! And the wheel hadn't yet been moved (too big for the truck 😆) on the day this was filmed. Will make sure to include it in a future video.
@PlaninProgress
4 жыл бұрын
When I can’t budget actual cash, fiddle-faddling with the categories is the next best thing! I ❤️ YNAB
@fedos
4 жыл бұрын
"How many budget categories do you *really* need?" I don't know. How many do ya got?
@Laurenr5
4 жыл бұрын
I struggle with this so much. I think I need to sit down and really look at what categories I need vs. which ones are just cluttering up my brain. Thank you for the tips!
@LordFyrestone
4 жыл бұрын
SHOUT OUT TO FEMALE GAMERS!!!!!!!!!!!!!!!!!!! WHOOP WHOOP!!!!!!!!!!!!!!
@mirainoivuyo984
4 жыл бұрын
I think spending in specific categories is good for those things you really want to get a handle on. For me, that category was coffee. For all my set monthly expenses, that's just one big general category.
@laurenpool8367
3 жыл бұрын
2:51 brilliant...lumping all streaming services together. Exactly what I was looking for. Thank you!! Btw, you are a lovely speaker, and I truly enjoy your videos
@trmtnzr
4 жыл бұрын
Arent you essentially explaining a wish farm with the pots&pans example? Also, I found that “getting exited while saving” just doesnt work for me. I end up buying stuff when I need it, not when my budget allows for it (rule 3 🤪🤷♂️). Instead I started collecting/storing money in one general “All the irregular stuff that pops up unpredictable” and use that to move money to the appropriate category when buying pots, knives, shoes, clothes, the new tent i forgot i need for my vacation 🙈, and so on. I know that money doesnt _really_ has a job, but i figured it works for me. That way i got some money i can use where necessay and only need to use my wish farm to the big stuff. It kinda replaces S&M wishes. (I limit myself to the money in that cat - when its empty, i need to wait/save)
@YNABofficial
4 жыл бұрын
Hey, Julian! Yes, that example is definitely a Wish Farm...just a tiny version, like a little herb garden you keep in your kitchen window. 🌱😂 Hannah's video goes into detail with Dave's method of S-M-L wishes, etc. I put a link in the description box. 😀 Thanks for sharing about your general/unpredictable category. Glad you found what works for you! Thinking about it in my own budget, I think naming what I'm saving for makes me think twice about overspending in another category, you know? If I want to order food, but I have nothing left in dining out and have to reach into my new couch fund, I'm more likely to cook something I have at home (usually 😆).
@oliviabrumleve7493
4 жыл бұрын
Great video!! So useful for new budgeters! Ashley, are you going to start uploading videos on your personal channel again? I miss your planner chats and makeup videos!! Happy you're at YNAB, but miss your personal channel.
@bradfranklin-j66co
6 ай бұрын
0:30 how many categories strategy - save in specific categories, spend in general ones 1:30 creating a wish farm? Link to 1:40 don’t make budgeting so much effort that you quit 2:36 too many categories; list too long 2:44 pin categories to top / combination categories (streaming bills) 4:00 simply where you can; will adding category change my behavior
@asdfssdfghgdfy5940
Жыл бұрын
This is an each to their own thing, but I’d rather have more categories, especially for subscriptions which I change more often.
@JustJoia
4 жыл бұрын
I definitely add and subtract categories a lot of times. I just try to keep it simple. Because doing a split transaction will annoy me quickly. 😂😂
@Luvs2read33
4 жыл бұрын
I used to have a combined living expenses category but I had to split it up. I tend to overspend in groceries and household items and health/beauty aids so all of them combined ended up leaving me in a bind at the end of the month and my cats needed food or litter so I definitely had to split them up. I then had to further split groceries into weeks. Maybe someday I’ll stop overspending and be able to have the simple budget of my dreams. 🤷🏻♀️
@shelby7599
2 жыл бұрын
Hannah made a video explaining the difference between overspending and under budgeting. It may help you!
@ninopornea5609
4 жыл бұрын
Woah is that a pogo plus in the drawer 🤩
@YNABofficial
4 жыл бұрын
Yes! Although, I haven't played in a long time. 😭
@geovanrich4916
4 жыл бұрын
This title makes me feel attacked lol. Thank you for the videos
@YNABofficial
4 жыл бұрын
😂😂😂
@christinemitchell6210
4 жыл бұрын
Please share more about how you split your groceries categories up by week. Do you set an automated goal for each week and if so how does that work for 5 vs 4 week months??? Inquiring minds want to know 🤔
@YNABofficial
4 жыл бұрын
Hi, Christine! Love talking about grocery budgeting - so much, in fact, I have a dedicated video about it. 😂 Hope this helps! kzitem.info/news/bejne/2Zp7k6iOiWindpg
@christinemitchell6210
4 жыл бұрын
Thank you so much for sharing!
@franny2466
4 жыл бұрын
I really considered getting YNAB and then I watched a comparison video reviewing it, and other budgeting apps. I learned YNAB is $7/month. Is that true? I don’t see $7 initially reflected in the App Store.
@absolutelilly
3 жыл бұрын
You need the YNAB service in order to use the app. YNAB does have a 34 day trial though. I recommend starting with the web version and learning that before using the app, or it might be confusing because the app doesn't have all the features the web app does - it's like a condensed version (I only use the app for on-the-go needs)
@elizabethmellen4178
4 жыл бұрын
Lol I always thought that I love “too many” (I don’t find splitting orders too difficult, and when things are lumped I sometimes forget where all it’s gonna need to go) but I “only” have 90 😂😂 Example : if I have $200 left in groceries but really that’s anything at the grocery store, and I think hmmm that’s enough for the last week for sure. But then we have $125 in groceries, realize we’re out of detergent and TP, and need a few misc toiletries, it might not be and I maybe shouldn’t spend the entire $125 I was planning on food
@ivancarlson953
3 жыл бұрын
You cannot control what you don’t measure. Too much information is better than not enough since details can be summarized.
@FeliciaWilliams1908
4 жыл бұрын
I admit that I have Amazon and Target categories along with all my streaming services separate. I am hoping to figure out if I really need all those categories. Very helpful video.
@MineMineMineMineMineMineMine
4 жыл бұрын
I love when you open the drawer and you get a sneak peek of the Pokemon Go Plus device hehe.
@iheartbrotherhood2
4 жыл бұрын
How do I add an emoji via the website on Safari/Mac?
@summermiracle9227
4 жыл бұрын
Jer’s socked feet
@YNABofficial
4 жыл бұрын
😂 I hope he didn't regret helping me film those clips.
@Mel-jt5fl
4 жыл бұрын
This was a great one! Very helpful!
@MToure
4 жыл бұрын
This is great. Thank you!
@gethsemane2
4 жыл бұрын
final fantasy vii remake!!!
@WithLoveShante81
3 жыл бұрын
Fun money account ❤️❤️❤️
@amycreagh3108
4 жыл бұрын
How do I justify saving for things I want rather than putting the money into credit card debt? This gets me into trouble.
@HaleyHinman
4 жыл бұрын
Your budget should always be about your priorities. Do you want that specific thing more than you want to be out of debt? Then that's your priority and where your money should go. :) No shame, you just gotta own it. Kind of like do I want this bag of chips more than I want to meet my carb count for the day??
@gaylehodgins7063
3 жыл бұрын
@@HaleyHinman Then what about the bag of chips? Spending Money category or groceries? I have a hard time making decisions :(
@anna_coy
4 жыл бұрын
Hi! I cant figure out how to got to he next line in the note section. when I press ENTER it just locks in what I typed. How did you move to the next line? :) stupid questions but I honestly have not been able to figure it out. Thanks!
@YNABofficial
4 жыл бұрын
Not a stupid question! I had the same issue the first time I used the notes section to organize a vacation. 😀 It's Shift + Return on a Mac to get to the next line, so I think that means it's Shift + Enter on a PC?
@YNABofficial
4 жыл бұрын
Just went to the PC to confirm. 😂 You should be good to go with Shift + Enter, Anna. Let me know if you have any issues!
@anna_coy
4 жыл бұрын
@@YNABofficial Perfection! It worked🤪 Thanks so much for the quick response. You guys are seriously THE BEST.
@mra0ul
4 жыл бұрын
How do I work with creditcards in ynab?
@YNABofficial
4 жыл бұрын
Hi, Oule! When I was getting started with YNAB, the free live workshop on credit cards helped me so much. You can sign up for it here - www.youneedabudget.com/free-workshops/, or we have a recording saved to our channel - kzitem.info/news/bejne/z4dmk4F-mqhjqG0. Let me know if you have any questions!
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