As I approach my 30th year as a dentist, my advice to you is to start you retirement account right away. Cut cost where you can. Delay buying a fancy car. Pay down the debt and put the maximum you can into your retirement account. My wife (also a dentist) and I started our retirement by the 2 year of starting a practice from scratch. Now she thanks me that I forced ourselves to contribute the maximum for retirement while we drove a older car and we usually ate at home. I have heard too many stories of dentist in their 50s who have not started their retirement account and can never afford to retire. Meanwhile, we paid for private education for our kids and we paid for all the tuition for a Ivy League education for both kids (we were blessed they both got accepted). It was a priority to us and we made it happen. Remember, “ Don’t keep up the Jones. What you see is not always what it seems.” Best of luck to you.
@OmarAbdulMalikDHEdMPASPACPAPro
4 жыл бұрын
This is some of the BEST advice EVER!👍🏾
@chelseawilliams8493
4 жыл бұрын
Thanks for the advice!! I start dental school next year.
@Schopenhauerscn
4 жыл бұрын
You are the prototype of The Millionaire Next Door.
@tsumardi
4 жыл бұрын
medical/doctor/pharmacy/bio-chem/etc is one of the degree that worth it going to university. I'm one of unlucky one going to great univ and choosing computer science. high in debt , competing in saturated field with most of my peers making the same money with no college degree at all. Yes, I keep up with technologies but can't keep up with tech certifications. Tech moving so fast, university can't keep up, still teaching calculus, chemistry non-sense while the industry need certifications. Tech companies valued certifications and code portfolio (github) than 4 year degree even master program is outdated.
@JK20239
4 жыл бұрын
Doesnt keeping up with the joneses also apply with private school ivy league? Choosing that over a state school means paying more for the same.
@cardiacmyxoma4073
5 жыл бұрын
I love how you're so straightforward; like other dentists/doctors would never share their incomes but you're different, you talk about things that actually matter. Thank you!
@akathetruthteller
5 жыл бұрын
yea stop it. ur a russian asset.
@twincherry4958
5 жыл бұрын
I mean at least be a Dr. not chiropractor, dentist. Be an anesthestogist* or surgeon.
@twincherry4958
4 жыл бұрын
@Joe Kinchicken #savage
@tommy13965
4 жыл бұрын
Joe Kinchicken you must be jealous you can’t get a tan you turn red like a chili pepper.
@FlaThunderstorm
4 жыл бұрын
@Joe Kinchicken She is of Korean ethnicity if I'm correct. And, that is why she has Asian eyes. Very strange giving advise on medical degrees and then criticizing her eyes. Very strange.
@tubqhe
4 жыл бұрын
Dave Ramsey's suggestion would be to live on the $40k and pay $100k a year towards student loans so that you can be free of student loan debt in 4 years. Live like nobody else so that in time you can live like nobody else.
@ToadLicker10
4 жыл бұрын
Dave ramsey doesn't account for taxes on incomes.
@CNT536
4 жыл бұрын
Vote for Bernie Sanders and he will wipe out all student debt by taxing the wealthy.
@CNT536
4 жыл бұрын
Jasmine Sofia most people who sign up for loans did it right after high school when they did not know anything and were asked to sign. You can either blame the students for taking it out, or you can have empathy for their situation... understand that when someone applies for a loan as a young adult, they do not understand the nuances in the pay of the career they are entering. In my case, I owe $508,000 from medical school. Medicine didn’t work out and I am not practicing medicine or able to work. Based on your logic, I shouldn’t have taken out the loans and tried taking a shot at medicine. Seems like you feel that people in these situations should be punished for life. Keep defending the rich, fuck the poor.
@ToadLicker10
4 жыл бұрын
@@CNT536 America should at least enable students to file for bankruptcy on these loans. People can file for bankruptcy on cars,boats, and whatever personal goods they want to buy. It's time to allow students the same privilege similar to how businessmen can reset after a failing company. I don't understand why students can't. Maybe if they could creditors would think twice about loaning hundreds of thousands to 18 year olds.
@CNT536
4 жыл бұрын
Jay Ken the reason that students can’t is because the laws are written that way. The reason the laws are written that way is because lobbyists are hired by these companies, and they are able to bribe politicians to pass laws that benefit them (and hurt normal American people) The key is to vote these corporate assholes out and get guys like Bernie in The jasmine person in this convo deleted her messages, most likely because she did not like to be exposed that she was wrong.
@throwdown47
5 жыл бұрын
I am a dentist 2 years out of school. Great insight to the other aspiring and young doctors. Luckily I chose military practice so I will be debt free in 2 more years.
@JeremiahRaem
5 жыл бұрын
Air Force or Army? Can you share your experience I am also highly interested in this path. I’m still in undergrad and graduate next year.
@Mamuမးမုၣ်
5 жыл бұрын
Yes, please do
@seanaslany2226
5 жыл бұрын
but don't you have to be in contract with them for sometime ?
@JeremiahRaem
5 жыл бұрын
The Brown Sean from my understanding for every year they pay for your schooling you will owe one year of service. So, 4 years of service in exchange for 4 years of schooling paid for.
@jayrider2726
5 жыл бұрын
@@JeremiahRaem years ago it was only two years
@walmariegarcia4384
5 жыл бұрын
Ughhhh I love how transparent you are.
@bethanywilhelm8451
4 жыл бұрын
Thank you for being so transparent! It’s hard to find videos like this where the person is straightforward about things. Thanks again!😊
@magnum0173
5 жыл бұрын
So 400k is only student loans. Keep in mind that doesn't include house mortgage, car loans, plus other expenses. That's insane.
@captainchaos8032
5 жыл бұрын
Lets see a chart of that, if you can make a monthly/yearly one.
@Sesamestreet9080
5 жыл бұрын
Hector Martinez you’re assuming that’s what she does. In reality doesn’t do that and people love to upgrade their lifestyle once they get a taste of that type of money
@christiansoldier77
4 жыл бұрын
magnum0173 If a dentist lives on the bare minimum for a few years they can knockout their debt easily
@Sesamestreet9080
4 жыл бұрын
Christian Soldier sadly that’s not reality for most. People love to live better lifestyle when they get more money and put debt in the back of their mind
@user-lu6yg3vk9z
4 жыл бұрын
No really half goes toward taxes
@katiedeleon
5 жыл бұрын
Not looking forward to that dental school debt! Thankfully Texas has some reasonable tuition compared to other schools! I start school in the fall!
@DrWendy
5 жыл бұрын
congrats!! best of luck
@katiedeleon
5 жыл бұрын
Dr. Wendy thank you! 😊
@beenice9581
5 жыл бұрын
Good luck!!😁
@Brains-vb9yl
5 жыл бұрын
Congratulations Katie!
@katiedeleon
4 жыл бұрын
Jully Mahida i was a biology major, but I’ve heard of other people having nonscience degrees and they still do well!
@reh604
5 жыл бұрын
As a dentist and practice owner myself, I would encourage any considering this profession to think twice about it. Managing patients, staff and the business side of it all is a continuous headache.
@DrWendy
5 жыл бұрын
agreed!!!
@thelobb
4 жыл бұрын
Plus these practice management places make you treat very aggressively and fill anything a diagnodent beeps at. Yeah case acceptance is bad when patients figure out what's up
@briansurfer8625
4 жыл бұрын
That’s every business. But I hear ya.
@shayan1702
4 жыл бұрын
What would you have done different ??
@alexarihani2902
4 жыл бұрын
I took a military scholarship and think about staying to get the pension so I don't have to deal with the headaches.
@JK20239
5 жыл бұрын
180k is not going to pay off 400k with ease. After taxes, your at 130k. Interest on a 400k note is 26k. To even tackle the principle in 10 years, your down to 60k. You would have to live on bare minimum. Super difficult
@DrWendy
5 жыл бұрын
pretty much
@cinderea
5 жыл бұрын
By living off 50k, 80k is tackled every year. Very doable for 5 years. Then glory you have all the money forever. People pay mortgages in 6 years
@ggotay5199
4 жыл бұрын
WendyCinderea you are forgetting interest.
@emmacat3202
4 жыл бұрын
@@cinderea I would love to live on 50k a year.
@tastetravelcuriously2531
4 жыл бұрын
@@DrWendy same boat... but rph LOL dead dead PAYE, invest invest!!!
@NukaColaWarrior8434
4 жыл бұрын
Gotta become a drug dealer in order to get a good degree/job
@LordLoMR2
4 жыл бұрын
I made $220k as a new grad. Lol. Secret here is to apply when there are less dentists applying for jobs - you have more negotiating power. ;)
@yoleeisbored
4 жыл бұрын
congratulations! wow. what state are you working in? amazing
@vickyandersen8660
3 жыл бұрын
How do you know when there’s not many people applying?
@sevy12006
3 жыл бұрын
What dental treatments do you offer?
@RashaadRahh
5 жыл бұрын
Wow insightful
@hrhbrjr281
5 жыл бұрын
**Dave Ramsay has entered the chat**
@jaypaulhwang
5 жыл бұрын
I'm a graduating dental student. Thank you for the video
@thefordguy5596
5 жыл бұрын
jay hwang luck you, was it difficult?
@cerealis_5432
4 жыл бұрын
How’s it going? Are you enjoying dentistry?
@jaypaulhwang
2 жыл бұрын
@@cerealis_5432 It has ups and downs. Overall, I like it. Consider specialties if you are a dental student as the GP market is competetive.
@yoleeisbored
2 жыл бұрын
Congratulations man.
@jbarah05
5 жыл бұрын
It’s kinda funny how this pop up on my feed. I got made fun of because I decided to go the IMG route for medical school. I’m dual citizen and decide to go to my parents home country of Mexico. 40,000 dollars for 6 years of medical school. scored 250 on my step one and currently doing my residency in Texas. Meh I feel for you guys
@Starfishxoxo
4 жыл бұрын
What's img?
@sara215
4 жыл бұрын
Med student who is an American who chose to go to med school abroad. It is very risky bc they have a 50% match rate into residency vs 90+% for md and do students Although most imgs go to Caribbean’s and have worse grades who probs can’t get a 250 in the first place on step 1 so this def rare circumstance
@user-lu6yg3vk9z
4 жыл бұрын
International Medical Graduate
@ashleybowen3805
5 жыл бұрын
Yasss another video!! Please do a expenses/budget video. You are awesome
@DrWendy
5 жыл бұрын
thank you!!!!
@st3v3nb915
5 жыл бұрын
Dam that’s expensive . I even think about it twice on getting a 50k debt
@---dc1nw
5 жыл бұрын
Thank you Wendy for the videos. I will be attending dental school this upcoming year and the tuition for my school is about 90k a year so I'll be out with around 500k in debt. Your info on the outlook of employment was helpful. Can't wait for your next video.
@DrWendy
5 жыл бұрын
glad it helps! good luck :D
@cerealis_5432
4 жыл бұрын
How is dental school? Is it difficult? I hear the first year is the hardest with the heavy workload. I’m a freshman in college and seriously considering pediatric dentistry but I’m not sure I want to own my own practice or go to school for 10+ yrs
@BgirlSakura
3 жыл бұрын
@@cerealis_5432 it varies depending on what school you go to and their curriculum, but from my experience and friends from other schools, your first 2 years will be mostly class and lab based. You’ll be hit with a lot of science classes at first to set a good foundation. Once in a while, they’ll send you up to assist the upper classmen so you can get a feel for clinic. 2nd year was the worst for me because of the amount of classes , lab projects and NBDE board exams. That will probably be different for you since they have decided to integrate NBDE pt 1 and 2 together now . 3rd year will be about 50/50 in class and in clinic seeing a patient. 4th year is almost exclusively in the clinic with a couple of random classes here and there. Overall, there will be a lot of stressful times but it’s definitely doable. Make good friends, help each other out , and the 4 years will breeze by before you know it.
@thewerdo123
5 жыл бұрын
That was your mistake going to a private school
@annasmith743
4 жыл бұрын
thewerdo123 but she’s international... she can’t study for free, can she?
@bruhhmomentumm
5 жыл бұрын
This is something rare to see. And I'm glad to see that someone's willing to talk about salary.
@Darryldlowe
5 жыл бұрын
Some people don't talk about salary on KZitem because you might get paid more then your coworkers
@Darryldlowe
4 жыл бұрын
@Just another Bird no
@Rachel-ul8et
4 жыл бұрын
I suggest you go into private practice as soon as you can. You have a lovely bedside manner and your patients will love you, and send you friends and family. Treating family’s, friends, and seeing them over the years is a wonderful life. You also can have autonomy to do the dentistry that they need. When you work for someone else like a corporation it isn’t the same. The more personalized dentistry is, the better. Moving after a rapport has been established is a real loss to both parties in the doctor-patient mutual trust relationship. Cherish and nurture that.
@damn671
4 жыл бұрын
I’m 31 years old. My house mate is 33 years old. We live in California. I did not go college. My house mate went to Stanford University. I make between 100k - 120k a year selling stuff on eBay and Amazon. He makes about 85k as a resident Doctor. I have $0 debt. He owes over $300,000 in student loans. My point is, college is a RIP OFF. It is not needed for someone to be “successful”.
@DasniWater
4 жыл бұрын
You don't need college to be "successful", but I'm pretty sure everyone wants their doctor or dentist to have gone to college to receive adequate training and education.
@damn671
4 жыл бұрын
DasniWater Of course. Professions like dentist, physician, surgeon, etc, you need proper education... my point is college rips off students. Education mandatory or not... college degree does not guarantee success
@mitchellmimier5004
4 жыл бұрын
Residents don't make 85k, more like high 60's in CA. Also, when he graduates he'll be making 200-250k+, depending on where he lands.
@harvestingseason2725
2 жыл бұрын
@@mitchellmimier5004 yep, that's clearly something he's not taking into consideration
@BK-mk3vi
4 жыл бұрын
Dental school tuition is absolutely insane! Thank you for your honesty and keeping it real. The information you provided was very useful.
@Foreverizzy5
4 жыл бұрын
I think it’s so important for people to spend less on their undergrad. The name on that degree does not mean anything.
@anthonyromano6921
4 жыл бұрын
The issue is getting into the cheaper schools. State schools are way more competitive to get into.
@yulia1sel
5 жыл бұрын
Hello Wendy! I'm also Canadian student hoping to go to US dental schools. How diversely did you apply and how hard did you find the process of getting accepted? Thank you for your videos!
@PInk77W1
4 жыл бұрын
I’m a high school drop out and have zero debt. I have a pension and a paycheck.
@bettysmith4527
4 жыл бұрын
But, how much do you make a year? I have a college education, no student loan debt, and make 96K a year.
@PInk77W1
4 жыл бұрын
B C I made $31,000 last year. I will make $45,000 this year. I’m happy for you. I’m sad for those like u that have $100k or $250k student loan debt. Or like the mom I heard who has $369k student loans for her two sons. Good luck.
@RoniBlackmon
5 жыл бұрын
i love you. these are things they don’t tell us about going into dental. they make it seem like rainbows and butterflies. please continue with these. ♥️♥️
@DrWendy
5 жыл бұрын
thanks!!! it's so true people need to open their eyes to reality haha
@jayrider2726
5 жыл бұрын
I know someone who went into the United States Air Force as a dentist officer for only 2 years and they paid his FASA debt. The funny thing is he didn't like the military and really didn't enjoy it.
@mikemassino
4 жыл бұрын
When one is in the military it doesn't matter if you don't like it. You still have to do it. And no whining either.
@tazx007
5 жыл бұрын
Hi Dr. Wendy, do you have an e-mail we can ask you questions at? I'm a Canadian student with some questions about dental school and a career in dentistry!
@DrWendy
5 жыл бұрын
hello, you can direct your questions right here and I can try to answer then for you
@billrussell4832
5 жыл бұрын
*Aspiring dentist here🙋♂️.*
@Stoneface_
5 жыл бұрын
Bill Russell good luck
@ristonalaimo5048
5 жыл бұрын
but you're still hot and probably a good dentist, so who cares!?! :)
@ristonalaimo5048
5 жыл бұрын
@Big Foot it's my opinion. i dont do drugs. those are some strong words coming from a person with the name "big foot". give me the name of a girl you think is hot and i'll find a non-photoshopped image of her and give you 5 flaws in her appearence you can never unsee. you want to argue over what's beautiful, i think looking average is beautiful. id rather be invovled with a normal looking person than someone who has an unnaturally large ass ect. go chase society's opinion of beautiful in circles while i see it's right in front of me. rofl.
@ristonalaimo5048
5 жыл бұрын
@Big Foot i heard what u said. we still disagree. it was an innocuous initial comment, everyone is so serious lol.
@DrWendy
5 жыл бұрын
@Big Foot I'm 32 years old do you think I give a shit if creep ass dudes on youtube think I'm hot or ugly. Jesus. Also neither of you are dentists so wtf
@matkins6813
5 жыл бұрын
Nice smile, you can get a job modeling it, and fits your profession.
@김동준-t9p
4 жыл бұрын
You ok bro?
@bitehunter122
5 жыл бұрын
You will make more money on KZitem talking about your experiences in dentistry. Bet. Best wishes!
@DrWendy
5 жыл бұрын
lol thats the dream
@cynthiaabella6043
4 жыл бұрын
So why be a dentist if you want to be a KZitem star.
@bitehunter122
4 жыл бұрын
Cynthia Abella Doing both is funner! 🦷😄
@ruyperez8276
5 жыл бұрын
Thanks for sharing Dr. Greetings from Mexico
@wendylee2744
5 жыл бұрын
This is why I never went to dental school. Did an Masters in finance and first job landed $110k. Had only $120k student debt and making $240k now. Problem with dental school is you are really stuck in only one career rest of your life. If you do a leading Masters degree or top MBA then there are many career choices you can swap to.
@tmcc6847
5 жыл бұрын
Woah
@yudelleanlisatajirikenyana4519
5 жыл бұрын
You should do a video about your experience too Sounds interesting!
@kawaiikoibito3268
5 жыл бұрын
Great! But you're gonna always need a dentist to go to just be happy you found something FOR YOU
@danieliusrutkauskas9765
5 жыл бұрын
Wtf?? In Lithuania the average is 27k for your degree Edit: per year
@ricardorodriguesrr18
5 жыл бұрын
Wow interesting. What was your undergrad major? What kind of experience did u have before your Masters ?
@frankish5314
4 жыл бұрын
This is why I go to the Philippines once a year and everything (including cleanings) done there and pay out of pocket and get great care for pennies on the dollar.
@ADFDGGE
4 жыл бұрын
yes exactly , turkey and colombia as well , 70% discount compared to USA ... just go for the best clinics abroad.
@xandroid87
4 жыл бұрын
So ironic as most of the top dentists and doctors in Philippines are US university graduates. 😂😅
@yoleeisbored
4 жыл бұрын
what about Molar city in Mexico?
@norcalbry
5 жыл бұрын
I thought it was the gender pay gap that you’re earning less 😂
@gatorbuilt
5 жыл бұрын
Life Lesson: For those whom work on a SALARY basis, you'd better ask HOW MANY HOURS you'll be working...as a Construction Manager I make some good money, but the hours can be brutal, and frankly not that impressive when you figure it all out. The days of the 2080-hr work year(5 days x 8 hours x 52 weeks) are long gone...more like 2600 hours MINIMUM(5 days x 10 hours x 52 weeks), and likely working a bunch of Saturdays, even Sundays...meanwhile the FLSA(Fair Labor Standards Act) allows a company to dick a salaried/managerial employee...imagine working 20-25% more hours FOR THE SAME PAY, while your hourly folks are getting OT? Just food for thought.
@dyaonna
4 жыл бұрын
Learn a new skill set
@gatorbuilt
4 жыл бұрын
Why?...I make 6 figures...can build ANYTHING(professionally licensed in multiple states with UNLIMITED CAPACITY), including a home or business that the typical buyer pays between 25-50% mark-up, and I can maintain them at COST(I.e. I design, build, manage the process and collect the profits, that's getting paid FOUR TIMES per project possibly)...try searching Senior Construction Project Manager on ANY job board and ask yourself what dumbass would post an ignorant post like yours...I get paid base, bonus, per diem, expenses and then some side hustles when I just wanna design or actually use my hands at MY CONVENIENCE, not necessity...like any PROFESSIONALLY LICENSED individual I have to complete CONTINUING EDUCATION, in addition to having to stay abreast with new methods, techniques and materials...and when you graduate from the BEST School of Construction Management in the WORLD- as I did- you'll be fending off dozens of calls, messages and emails for years like I have since 1994...GTFOH with your silliness...guaranteed this lovely DDS Dr. Wendy will be paying a contractor LOTS of money for her home and business some day, and be happy to do so...what exactly do you do, DYAONNA, do tell..do you live somewhere? Drive on Roads, have a place of business?...yeah, you paid someone like me. My skillset sits on top of ANY "BEST PAID" careers on ANY list...wanna hear about my Computer skills, Combat sport skills, musical talent(multi-instrumentalist), multi-language...do tell, ya '5-word troll'... LOL...it's raining on my project today, so g'head, if ya got the chops. Bring it, fool!
@harlonturner8329
4 жыл бұрын
dyaonna its amazing how offended he got from your suggestion.
@dyaonna
4 жыл бұрын
Yes it sounds like he is close to burn out better to get out now but hey what do I know lol
@gatorbuilt
4 жыл бұрын
DYAONNA: Just gonna act like I don't see these passive aggressive messages...the world sees your cowardice...must be related to Harlon. But, to answer your question...you know NOTHING of the real world...GET A JOB, loser! Only weak fools burn out...then fade away...you're 15 seconds of fame has flamed out. Move along, while us adults make a living...a GOOD LIVING. Friendly reminder: I MAKE A GOOD LIVING because I gotz SKILLZ...lots of them! Still waiting to hear what brilliant career path you and Harlon have chosen. Ya need a nickel to buy some punctuation? Better getcha some grammar and syntax lessons...you'll look like a(nother) dumb millennial with your run-on sentences and vacuous posts when your resume reflects a basic lack of command of the written language and how best to communicate effectively in written format...just sayin'...no charge for that bit of advice....type of guy I am...get to work, slacker- err- millenial. Best of luck
@MikePietronRealtor
5 жыл бұрын
Paid off $109,000 of me and my wife’s student loans in 18 months. #ThanksDaveRamsey
@MikePietronRealtor
5 жыл бұрын
Ryan M don’t be a hater :) his stuff works!
@MikePietronRealtor
5 жыл бұрын
Ryan M 9 people have liked it so I don’t think they mind. :D
@maebunny5298
5 жыл бұрын
I'm 16 and started listening to Dave Ramsey for quite some time now because of my mom. I'm trying to be as smart as possible while following this career because I know the debt can just start piling up. Would be great if you have some tips or referred me to some of his advice that helped you :)
@jackandamy
5 жыл бұрын
Thank you for the video. I have a one question. What do you think about idiopathic pulmonary fibrosis? The number of dentists treated for idiopathic pulmonary fibrosis (IPF) at this Virginia tertiary care center was about 23 times higher than expected. Is that true? Hope it’s not true... please let me know what you think when you have a chance. Thank you.
@warrenandyiching
4 жыл бұрын
Can I ask why you didn't go to dental school in Canada and then come down? Twenty years ago, even though I really wanted to go to the US, I decided to stay at McGill and attend medical school there for next to nothing. As a result, I graduated with no debt and came to the US for residency and practice. I felt I got the best of both worlds. Thanks for sharing your story!
@berendsen817
5 жыл бұрын
My tuition is only 5k a year
@jayjay-kt2oq
5 жыл бұрын
Where is that?
@waterandsand4845
5 жыл бұрын
Come to Georgia! Dentists here have a high earning rate here!
@JK20239
5 жыл бұрын
Doubt it. GENERAL DDS on avg earn about 150k. Your debt to income ratio is 3 to 1....RIP
@jenGeeJushawshee
4 жыл бұрын
LMAO, no one gets dental care or work done in Georgia!!
@waterandsand4845
3 жыл бұрын
@@jenGeeJushawshee they do. That’s a wildly ignorant statement you’ve made.
@waterandsand4845
3 жыл бұрын
@@JK20239 in comparison to cost of living its better for the DDS; more likely to live affordability. Debt will always be a problem, but if you can live affordably you’re more likely to pay it off.
@LaCajunWash
5 жыл бұрын
I took my $400,000 student loan and went to the casino to place in all on black in Roulette. The pitboss came over with bodyguards to signal to the dealer go ahead. It landed on black and security had to escort me to my 98 beat up civic but insisted I stay the night provided a complementary sweet on the house, I said no thanks, I want to go home... btw, I made all of this up
@aacc2216
5 жыл бұрын
Lmao
@ninjaslash52_98
5 жыл бұрын
Imagine though
@DougMPA
5 жыл бұрын
I wanted to be a dentist when I was younger but didn’t go and went into policy and government instead. Love your channel.
@captainchaos8032
4 жыл бұрын
I have a friend that's a pediatrician, she got out of debt really fast with these easy steps. 1. She got a few DR. friends to write up medical evals to declare she was a cronic cripple. (which kind of bars a person working in the U.S). 2. She got a job in a foreign country overseas. 3. Got a few citizenships elsewhere and moved out of the U.S, and ended her american citizenship.
@sevy12006
3 жыл бұрын
In our country most dental schools only require 100$ tuition per semester
@yoleeisbored
3 жыл бұрын
what country is that? yeah the higher education system is a mess here in US..
@Travie68
5 жыл бұрын
Were you on an F1 visa while going to dental school? How did you get to stay and work in the US if so? Thanks in advance!
@user-kl8vj2qy9w
5 жыл бұрын
Same i wanna know
@PerfectPicture2012
4 жыл бұрын
No wonder, dentist makes number 1 on suicide rate.
@gwillis01
4 жыл бұрын
I thought number 1 would be newly minted MDs.
@peachesasmr9366
4 жыл бұрын
this is why going to the usa as a canadian is crazy....dental debt here is around 80k for dental school around 40k undergrad....jesus amercia.
@saltymedpac3943
2 жыл бұрын
400k?! What the shit?!
@bgates275
4 жыл бұрын
I don't care how much you make. What is more interesting is how much you save, working an average amount of hours, after you pay your taxes, student loan, housing, car bills etc. ? What is your lifestyle like now, in your current position? I mean dentistry can be lucrative, but I could see a point at which the opportunity cost is no longer worth it, especially if the actual work is also really stressful. I think that point has already been passed in some professions like law.
@Nickwbuk
5 жыл бұрын
Hygienist from Windsor! ❤
@vasiovasio
4 жыл бұрын
2:44 Thank Me Later!
@ahf5471
4 жыл бұрын
You have a great profession that will provide you a very comfortable income for many years. You will have numerous opportunities in your life to use your earnings to make smart investments. You have put yourself in a great position for a successful and fulfilling life. $400,000? A small sum for what benefits that await your future.....
@akathetruthteller
5 жыл бұрын
greenbay is not a undesirable place to live.
@dnice4335
4 жыл бұрын
STAY away from MIDWEST in WISCONSIN..... or MONDOVI,
@Master-or5bb
5 жыл бұрын
When I came out of dental school I had about $320,000 in debt.I went to UCLA
@Stoneface_
5 жыл бұрын
Master 1207 damn that’s like More expensive than medicali
@kahramancoban4403
5 жыл бұрын
Wow in uk your debt after university is around only £10,000 to £65,000
@baldcamel1534
5 жыл бұрын
Master 1207 nowadays it's more like $450,000
@pout4990
5 жыл бұрын
I'm in France and I never heard about student's debt 🤔
@leyleyb4227
5 жыл бұрын
@@pout4990 c'est parce qu'en France on a pas vraiment de facs/écoles privées comme aux USA ou UK ! Pour être dentiste il fallait (jusqu'à cette année) passer le concours de la PACES et après tu faisais tes études normalement a la fac qui est gratuite (enfin, il faut les frais d'inscription mais ça coûte ~ 200€, les frais du matériel ~ 5000€ ...) Bref voilà
@j1mc142
3 жыл бұрын
Thats a Gen Z thumbnail. "I owe $400,000 :)"
@DrWendy
3 жыл бұрын
lol I am def not gen Z
@robg2347
4 жыл бұрын
Hi Dr.Wendy, Iam new to your channel and found it to be interesting. I love how transparent you are and how you take the time to explain things. Looking forward to watching more of your videos and maybe answer questions if I have anything I need to know.
@cair4742
2 жыл бұрын
How much do you pay a year for student loans? Dentists make an average of $164,000 a year, but what is the take home pay actually like when you are paying student loans? $100? $60k?
@martinrev8487
4 жыл бұрын
Move to rural Wisconson. Work your butt off for 3 years and make $240,000 ($158,000 after tax) with a bonus. Live off of $28,000 (you can do this in rural Wisconson, and you'll be too busy working to spend anyways) and pay 130k a year to crush your loan in 3 years. Work one more year, and you'll have over a 100k in the bank, your bougie life begins then. You are welcome. ps If your boyfriend doesn't like it, dump him, as he fails the marshmallow test.
@Cozzera
5 жыл бұрын
You have very pretty teeth.
@chaffls8786
5 жыл бұрын
I’m still waiting on that video you mentioned you would upload! Love this❤️
@aw8758
5 жыл бұрын
LOAN FORGIVENESS ...not sure why y’all don’t look into this. These people never ever talk about this NOR do they try to do it !
@seanh1454
5 жыл бұрын
a w the public student loan forgiveness program has a 99% denial rate. The government doesn’t have the money to forgive loans
@vsub6549
5 жыл бұрын
Hot women
@JH-qqqqqiim
4 жыл бұрын
I’m so glad I didn’t go to school. I just started saving money straight out of high school. Bought a duplex and lived in one side. Long story short I’m in my early 30’s and have zero debt and a few rental properties. I also have a blue collar job that I actually enjoy that pays about $65,000 a year. I know it’s not a lot, but with the rental money I make close to $100,000 a year, and my retirement is solid. My 401K is icing on the cake.
@Eaglejake
4 жыл бұрын
Nice J H. Take some Small Business Management classes and find a mentor (someone that has excelled, and you trust) that started their own business. Your "Blue Collar" job is great now, but as you get older and with more experience, you should look to running your own small business. Those that go it on their own, hire some workers, make a good penny. Good luck!
@kisssanand5437
4 жыл бұрын
J H Keep investing in real estate. Love this. School is for some but not all.
@moocowman101
4 жыл бұрын
J H How did you save up enough to buy a rental property with just a high school diploma?
@JH-qqqqqiim
4 жыл бұрын
moocowman101 Roommates and overtime. I kept my expenses as low as possible and worked 60-80 hours a week. Either overtime or by working a second job. It’s easy to not spend money when you don’t have a life lol. A kid fresh out of high school I had zero debt. I think it’s ridiculous that we teach our teens that the very first step they should take into adulthood is to go into $50,000 worth of debt.
@JH-qqqqqiim
4 жыл бұрын
moocowman101 Also I bought it owner occupied, so I only needed 3.5% down payment. FHA loan
@markmorris76
2 жыл бұрын
Theres no way insurance is paying 100% of a crown in Wisconsin and that you get $1600 a crown. Thats impossible., The Colorado description is accurate,. No well run practice asks you to recruit patients. Every time a doctor moves they lose their entire patient and referral base. It's ridiculous to location hop if you want to be asuccessful dentst. I get you're young but so much is not reality here,
@soggyturnip
5 жыл бұрын
Was there a reason you didn't come back to Canada? Are the salaries lower there?
@DrWendy
5 жыл бұрын
my boyfriend is American and it is difficult for him to immigrate to Canada and take Canadian boards :)
@soggyturnip
5 жыл бұрын
@@DrWendy oh makes sense thanks for the reply! I was just very suprised by the American salaries you said because when I was looking at Canadian dental salaries they tended to be about $100k/yr
@DrWendy
5 жыл бұрын
@@soggyturnip they do tend to be lower in cities like Toronto however I know friends that make up to 40% production in smaller towns
@GarryPatricio
4 жыл бұрын
Definitely a monster looming over your life --> grad school debt. It definitely has helped get me over the 6 figure mark as far as salary is concerned though. I guess you just take what's manageable and don't have overly optimistic hopes of post-grad income. Great video Wendy! Thanks for posting!
@tanimagupta3108
4 жыл бұрын
What about scholarships?
@itakunaiix7092
5 жыл бұрын
thank you for the honesty and information! I am in between the DAT and MCAT and im not sure which way to go. Hopefully whatever I do leads to a good, happy life!
@kevingodinez3733
4 жыл бұрын
Itakunaii x hey any updates?
@cerealis_5432
4 жыл бұрын
What did you end to choosing?
@bluethunder9102
2 жыл бұрын
?
@utopianslay
5 жыл бұрын
How much did you pay in living expenses throughout school?
@redcastlefan
5 жыл бұрын
You could just study in a cheaper uni or in a cheaper country you can get a full dentistry degree for 8k in many places. Is the name of the uni and its prestige really that important ?
@mrTop-ik6zt
4 жыл бұрын
In the netherlands it cost around €15.000 to be a dentist. €2500 per year. But it is difficult to get into. And the start salary is €42.000 and the average income is €99.000
@pikusarker1359
3 жыл бұрын
Can dentists earn 200k euro in netherlands?
@Blade2323B
5 жыл бұрын
why is it so expensive to become a dentist in America? here in Syria I became a dentist and only paid like 1000$ lol. studying in America is so expensive.
@codywheeler429
5 жыл бұрын
Weaboo Trump Just what I know from the media. I’m surprised you can even go to college in Syria. Seems like it’s so unsafe
@Blade2323B
5 жыл бұрын
@@codywheeler429 Before 5 years yes it was bad in most of Syria. but now most of Syria is at peace and people came back to their regular lives. watch Eva zu Beck's recent video What it's like Being a Tourist in Syria.
@thegreatdogzilla5855
5 жыл бұрын
@@Blade2323B its gonna pick up again U.S. won't play police anymore. its up to the people now no more fleeing.
@DJ_BROBOT
5 жыл бұрын
It's because of standards. All dental schools aren't the same, research and practice-wise outside the west, and some schools in the east. And schools make many pay for this privilege of accessing the resources and standards found in said schools . For example, under US standards, a dentist in the Philippines would not be a dentist here, nor would he be certified here either. I've seen this many many times.
@WJGSix
5 жыл бұрын
But can you be a dentist in America with that same education and certification? I’m pretty sure if you’re a dentist in a big accredited school in North America you can practice anywhere in the world.
@gangatalishis
5 жыл бұрын
why did you go to school in America? why not just go to school in Canada?
@SunRise-ul7ko
4 жыл бұрын
It's sad how I pay more than the equivalent of your education in income tax every year, while not having completed high school. So don't feel bad about having to pay for your degree, as I never even got a high school diploma out of the government.
@williamfeldner9356
Жыл бұрын
Where did you go??
@nikhilvig1954
5 жыл бұрын
Sadly in India you only get $10000 if you're a undergrad in dentistry. That's a very sad reality.
@akkok5059
5 жыл бұрын
In India that's not bad. The economy is different. Many people are in poverty, right?
@Stoneface_
5 жыл бұрын
Lily Boi Exactly and India is way cheaper too. It makes sense that they’re paid less than the people in US.
@DungNgo-fv8xm
5 жыл бұрын
You are amazing. Keep doing you and continue pursuing your journey :')
@keziahmwangi9920
5 жыл бұрын
Very very nice video..I'm a D2.Please talk about how to move to the US to work as a dentist.
@JohnLee-qn4nb
5 жыл бұрын
Dr Wendy, thank you for your honesty and openness about the dental profession, especially about the debt and the “glamour” of dental practice. Unfortunately your videos don’t garner the number of views that they deserve. Dental schools continue, as they had in the past, to prey on the ignorance and lack of financial literacy of these young aspiring dentists about the realities of graduating with so much debt and the detrimental impact on their lifestyles. There is another vlogger who is currently a USC dental school who commented on dental school debt. I was appalled when she described how she was told during orientation by the financial director that “it’s going to be okay.” As a USC dental alumni, I can safely say that taking on the debt was one of the worst financial decisions anyone can make. Again thank you for your videos.
@DrWendy
5 жыл бұрын
aw thanks so much for your feedback!
@AntiMasonic93
5 жыл бұрын
I taught law school debt was the worst. $400,000 of debt for going to dental school is outrageous. I cannot imagine being in that much debt.
@JK20239
5 жыл бұрын
The problem with dental is your capped at 150k for General DDS. 180k for higher living areas. Debt to income is close to 3x.
@aahsimovieprojects
5 жыл бұрын
@@JK20239 There are lots of dentists making significantly more than 150k.
@foreigncreations1793
5 жыл бұрын
They make that money back rather quickly
@aahsimovieprojects
4 жыл бұрын
@Anthony Bush Yeah 250k is certainly possible if you're a good at business in addition to being a decent dentist. I still think the debt to income ratio for a private school educated dentist is a little shitty compared to an MD. You can go to an MD school for 150k as opposed to 400k for DDS and the earning potential can be much higher depending on the specialty.
@andreadominguez4474
5 жыл бұрын
Do you think someone can make a bigger income if they own a dentistry.?
@mew2wins919
3 жыл бұрын
Absolutely. I am a dentist
@Gentlemanadventurer26
4 жыл бұрын
Join the US Navy and have them pay for it....
@Robin-bp1qt
5 жыл бұрын
Ms.Wendy what if i graduated here in the philippines but i want to work in usa.is it possible for me to work in usa ? thank you
@clair3kee432
5 жыл бұрын
Once X Buddy Yes it is possible BUT you will have to attend more schooling in the US. Because your education system in PH isn’t as good as the US.
@thesharperb47
4 жыл бұрын
Thank you for the insight! I'm starting DMD in the fall and appreciate your words! Do you have any updates on if you decided to move/ change offices or something! Thanks!
@DrWendy
4 жыл бұрын
I have moved since this video :)
@cgasucks
4 жыл бұрын
My dentist retired a few months ago. I"ve been seeing him since I was 12 (I'm 48 now). He was relatively new to the trade when I first saw him and his practice was quite modest and lived quite frugally the first few years to pay off his student loans. Now decades later, he's kicking it somewhere in the Bahamas. My new dentist is in the same spot as you are now and about your age. He's cooler than my previous one and have no doubt he'll pay off his loans in no time.
@DrWendy
4 жыл бұрын
thanks!!!
@taranoish4309
4 жыл бұрын
Thanks for making this video! Is it really that easy to find a job after dental school? How much would you work and get paid if you worked as a dentist in one of those "greedy" dental corporations?
@harithajupudy8603
5 жыл бұрын
i love your videos so much! can't wait for the next one following this topic because no one talks about this stuff when its so important to!
@DrWendy
5 жыл бұрын
haha agreed!!!
@nicolemisigo5385
5 жыл бұрын
Omg please do a follow up. I’m currently trying to decide between dentistry and hygiene. I would love to know about you rent and the car you drive and all the perks
@DrWendy
5 жыл бұрын
haha definitely not a perk but i will
@jchangmcg
5 жыл бұрын
Another downside of DSOs is the high number of DHMO insurance plans they accept. Someone does have to accept these insurance plans I guess, but you end up doing high volume and risk burning out physically and mentally. I was even a clinical director for a DSO for a year and a half and did not like the amount of pressure and sales tactics the corporations wanted to implement in our region. I finally took the leap and just opened my own practice 3 months ago. It’s a lot of work but I love the autonomy I have. The downside is in most cases you’re taking on more debt. I was fortunate enough to go to an in-state dental school and my parents also helped me out some. Anyway, great video and always love hearing from other dentists!
@DrWendy
5 жыл бұрын
thanks for your input!!
@Montesmike15
5 жыл бұрын
400k as a dentist? How much do you think a hygienist tuition would cost at a community xollege?
@briannasutton8687
5 жыл бұрын
Michael Montes my hygiene program in Missouri is about $25,000
@Montesmike15
5 жыл бұрын
Brianna Ipock not bad at all, di you find it difficult to find a job? Part time/ full time?
@lostinspace1719
4 жыл бұрын
Car payments for 20 years ..of 400 bucks a month that's only 96 thousand dollars lol..I make 29 dollars an hour driving a dump truck ..you should of went to school in China were everything is cheaper would of been proble 2000nd.
@samwisegamjee599
11 ай бұрын
Hi , I am a foreign trained dentist, 31 yrs planning to seek dds . According to you ,is it worth so much debt. And if u can suggest what other next bst career path I can pursue . TIA.
@Mayochup191
5 жыл бұрын
I always keep coming back to this channel for the realness! Thanks Dr. Wendy.
@DrWendy
5 жыл бұрын
awww thanks so much :D:D
@NaNa-er4sw
4 жыл бұрын
College is a super business in the US, such a rip off😌
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