When you do not have credit to begin with, you are often left with no one willing to give you a loan. If you cannot get a loan then you cannot build your credit. People with less than a 600 FICO credit score typically obtain a secured credit card. Now, there is also an alternate loan you can obtain to increase your credit score faster.
Self Lender sells a product called a credit builder loan that are traditionally sold by credit unions and community banks. It is essentially a loan to yourself where you make payments to yourself that gets funneled to a CD account. At the end of a 1 year term, the money is accessible to you and you can do as you please with the money. Please see the video for more details.
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Негізгі бет How To Build Credit with Bad Credit or NO Credit [w/ Self-Lender]
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