FreeFincal : youtube.com/@pattufreefincal This episode is also available on Spotifty : bit.ly/3zcP0tn Essentials : Do this Before Investing kzitem.info/door/PLgb4aazT9mz9L1nT4qMTIuBl6sPsXhD_1 Chapters <a href="#" class="seekto" data-time="0">0:00</a> Intro <a href="#" class="seekto" data-time="60">1:00</a> Early Days & First Investment <a href="#" class="seekto" data-time="739">12:19</a> Mutual Fund Mistakes <a href="#" class="seekto" data-time="873">14:33</a> Negative Returns & Reaction <a href="#" class="seekto" data-time="1093">18:13</a> Why Equity? <a href="#" class="seekto" data-time="1289">21:29</a> Asset Choice & Allocation <a href="#" class="seekto" data-time="1464">24:24</a> Real Estate as an Investment <a href="#" class="seekto" data-time="1639">27:19</a> Gold as an Investment <a href="#" class="seekto" data-time="1706">28:26</a> What if Indian Equity Fails? <a href="#" class="seekto" data-time="1874">31:14</a> Rebalancing Problem <a href="#" class="seekto" data-time="1967">32:47</a> Tax is a Big Problem? <a href="#" class="seekto" data-time="2202">36:42</a> Do this from scratch. <a href="#" class="seekto" data-time="2469">41:09</a> Tax Saving Blunder <a href="#" class="seekto" data-time="2563">42:43</a> Home Loan vs Investment <a href="#" class="seekto" data-time="2794">46:34</a> Pattu's Stock Selection <a href="#" class="seekto" data-time="3001">50:01</a> Individual Stock Picking <a href="#" class="seekto" data-time="3223">53:43</a> How many Mutual funds is ideal? <a href="#" class="seekto" data-time="3297">54:57</a> MF selection Mistake <a href="#" class="seekto" data-time="3341">55:41</a> Beating the Market <a href="#" class="seekto" data-time="3594">59:54</a> Everything about Essentials <a href="#" class="seekto" data-time="66">1:06</a>:09 Financial Goal Planning <a href="#" class="seekto" data-time="69">1:09</a>:25 Family Finances <a href="#" class="seekto" data-time="73">1:13</a>:59 Pattu's Financial Mistakes <a href="#" class="seekto" data-time="76">1:16</a>:31 Timing the Market <a href="#" class="seekto" data-time="79">1:19</a>:40 Online Platforms and Safety <a href="#" class="seekto" data-time="83">1:23</a>:04 Market Crash : How to handle it? <a href="#" class="seekto" data-time="85">1:25</a>:11 When to exit from bad choices? <a href="#" class="seekto" data-time="87">1:27</a>:27 Idhaan pa Personal Finance <a href="#" class="seekto" data-time="89">1:29</a>:56 Best Distraction
@Sanjeevdass1440
3 ай бұрын
Thank you so much boosan bro to let me know about pattu sir 💐💐💐
@travelwithchristselva
3 ай бұрын
You should provide his calculator link. That is worth using instead of sharing all your video links. Ok?
@saravananshanmugham9848
2 ай бұрын
Very good information for me... I am in a confusion.. invested in share..MF& gold bees... Can I contact pattu sir for guidance...
@sudarsananmohanam4366
Күн бұрын
Super interview taken by Mr Boosan sir and very politely answered by Mr Pattu sir... In total it's great interview and well knowledgeable to all investors.. thank you once again Boosan sir
@InvestmentInsightsTamil
3 ай бұрын
பட்டு சார் பட்டைய கிளப்புறார்... அருமையான episode. 👏🏽
@logeshwarans5537
3 ай бұрын
Nice to see comment from Vijay mohan sir. People like you, pattu, boosan are doing good job in creating financial awareness in Tamil . I follow all 3 of you
@kartinet2007
3 ай бұрын
Me too❤
@smsbear
3 ай бұрын
நீங்க இங்க எப்படியோ.. அதுபோல அவர் அங்கு அப்படி😅 பெரிய கை
@justbe3708
3 ай бұрын
Welcome Vijay Mohan sir. Wow 3 legends meeting point here. Pattu sir Vijay Mohan Boosan Thank you all for your great service
@BharathKumar-lh1xe
3 ай бұрын
@@logeshwarans5537exactly , happy to see ii in this chat. Best people
@meg7824
3 ай бұрын
This interview is worth watching even though lengthy 👍. Key takeaways: 1. choose nifty index funds(min risk) and invest 50% of investment amount in index funds for safety. 2. dont buy too much ELSS funds. 3. choose fixed income and equity asset class funds 4. dont worry about taxes and dont buy low cost stocks like 100 or 200rs 5. Decide investment amount based on 10% returns(min) expectation 6. Extra private health insurance needed for corporate insurance holding employees for safety. 7. Buy atleast 2 or 3cr term insurance not 1cr to beat inflation. 8. Don't choose fund based on last 1 yr returns alone. Check performance for all yrs..
@selvipugal2580
2 ай бұрын
Thank you
@appu.sruthi
2 ай бұрын
thanks G
@shivaranjanikarthik9529
2 ай бұрын
Thanks🙏
@mohanrajs5676
2 ай бұрын
Thank you bro ❤
@devipriyanka6656
2 ай бұрын
What 5th points means We need to invest in any stocks?
@ajith7682
3 ай бұрын
I'm a 22 years old watching this video..i'm just about to start my investing thanks for these lessons.
@tharanyamohan2999
3 ай бұрын
Way to go bro... I missed this age, 35 plus now... pls do study more and start investing bro😊
@Sanjeevdass1440
3 ай бұрын
Good bro but try to only investment not trading 💐💐
@rjshb
Ай бұрын
Smart. Keep it up. I had no clue of these things at 22.
@nameisadi1287
Ай бұрын
True. Even I'm 22 now and just now started to earn. And trying to invest 35% of my income in midcap emerging funds.
@arul4987
Ай бұрын
U r lucky bro..start slow..in for a long hold
@nigileshkanna5492
3 ай бұрын
Two of my mentors on a single screen. Will always be grateful for these gentlemen's contributions in my personal finance journey ❤️
@santhoshkumar-vd7qh
3 ай бұрын
Boosan is nowhere close to pattu.
@clloydwalton
3 ай бұрын
@@santhoshkumar-vd7qhlet’s not compare both genuine fin influencers
@santhoshkumar-vd7qh
3 ай бұрын
No offence intended
@prabhafancy4587
3 ай бұрын
@@santhoshkumar-vd7qh AND ALSO GAVE FALSE NEWS THAT HIS PORTFOLIO IS NEGATIVE DURING THE PERIOD OF 2009 TO 2014 ...WHETHER NIFTY WAS RAISED ABOUT MORE THAN 100 PERCENT IN THE SAME PERIOD........
@finance.boosan
3 ай бұрын
@@santhoshkumar-vd7qhno doubt about it, I'm nowhere close to him
@balajiprasath4760
3 ай бұрын
I didn't know about Pattu sir until now. Very knowledgeable and thank you Boosan for taking the efforts to bring in such quality people and content. Way to go, Boosan!!
@kkruler290
3 ай бұрын
நிறைகுடம் தளும்பாது என்பதுபோல உங்களது உரையாடல் இருந்தது, மிகவும் பயனுள்ள தகவல்கள் , நன்றி❤
@prabhafancy4587
3 ай бұрын
BUT POI SOLLUM.....AND ALSO GAVE FALSE NEWS THAT HIS PORTFOLIO IS NEGATIVE DURING THE PERIOD OF 2009 TO 2014 ...WHETHER NIFTY WAS RAISED ABOUT MORE THAN 100 PERCENT IN THE SAME PERIOD........
@srinivasanvijayan9310
3 ай бұрын
I am following pattu sir from 2018 , he is different from others. Very logical.
@prabhafancy4587
3 ай бұрын
BUT POLITICALLY BIASED..... LOT OF STORIES.... AND ALSO GAVE FALSE NEWS THAT HIS PORTFOLIO IS NEGATIVE DURING THE PERIOD OF 2009 TO 2014 ...WHETHER NIFTY WAS RAISED ABOUT MORE THAN 100 PERCENT IN THE SAME PERIOD........
@DhamotharanChandran
3 ай бұрын
I never watched a video with this duration in my lifetime except movies., that much information and the way the conversation was handled. And I felt like cleared so many questions and confusions at the age of 33
@ajayprasad9919
3 ай бұрын
Anna ❤ Ajay here. Please do this kind of videos 1 in 10 videos. Sharing financial experts life experience is invaluable 💯. Thanks 🙏
@ShaChan0108
29 күн бұрын
This is a fantastic conversation! I am an ardent follower of AIFW and have seen Pattu sirs messages and now hearing him speak makes me feel like he has experienced life in its raw glory and is sharing his wealth of experience for all of us!
@JustChill76
3 ай бұрын
Host looks like tamil actor Mr. Vishal. It is a compliment ❤❤
@prasannavenkatesan9267
3 ай бұрын
He is actually Vishal. I wanted to comment this on his earlier videos.
@VenkateshMS-su9nr
2 ай бұрын
Pattu sir is an ocean of financial prudence. He gives simple solutions to financial planning. The questions raised are equally good thsy covered most of the problems. Great insights. One stop shop for addressing all the financial planning one comes through in his or her life.
@Tarapadb
2 ай бұрын
Very nice interview... Interviewer allowing the guest to speak fully and letting his expression fully is appreciated
@xnivaxhzne
3 ай бұрын
Very excited for this Collab. I heard about pattu sir from the investment insights channel.
@JustChill76
3 ай бұрын
Host is speaking in a very respectful tone. Keep rocking ❤❤
@baalaa_sandy
3 ай бұрын
this one video is more enough for my whole future finances. very insightful.
@jeysank123
27 күн бұрын
Best financial advice I have heard. His advice is applicable regardless of where you live in the world. Really admire his honesty. Thsnk you.
@justbe3708
3 ай бұрын
Welcome Pattu Sir. Thanks for your great service
@sundaramgokulnath7562
3 ай бұрын
1.30 hrs of worth spending of time to know personal finance. Beautifully done.
@svijayarani4747
3 ай бұрын
மிக அருமையான தெளிவான விளக்கம் பாராட்ட வார்த்தைகளில்லை 🎉🎉🎉🎉🎉
@rohithradhakrishnan1698
3 ай бұрын
One of the best interviews in the area of personal finance .Thanks from kerala🤞
@ShwethaR-vy1ld
3 ай бұрын
Chance eh ille, very insightful!! The amount of efforts you take for an interview and the urge to educate people is clearly shown!! Thankyou for letting us know these information which we wouldn't have known otherwise!!! To get these info by ourselves would have taken years of mistakes😊😊😊😊
@keepsmiling8028
24 күн бұрын
Worth spending 1.30 hours. Worthy question and answers. Much appreciated.. keep going . Thank you both 🙏
@deen8173
3 ай бұрын
please add english subtitle specifically just for this video humble request from a tamil guy who find this useful and to reach and help many people around India by breaking language barrier
@finance.boosan
3 ай бұрын
I'm working on it. Eng subtitles will be available in a day or two.
@oswaldrajesh
3 ай бұрын
Enable CC
@deen8173
3 ай бұрын
@@oswaldrajesh pls read the above comment
@oswaldrajesh
3 ай бұрын
@@deen8173 read my comment again. you don't need subtitles as enabling CC on the video does the same job.
@deen8173
3 ай бұрын
@@oswaldrajesh arei yar bro boosan hadn't add the subtitles when the video released kk that's why he replied stating he is working on it. So pls try to use brain to understand
@senthilmurugan4204
3 ай бұрын
Super Booshan.. My all question answer is this one video.. very useful for all.. continue your journey❤❤❤
@rajkumarbose9405
3 ай бұрын
Well said on the self esteem point that we get when handling an emergency fund. I have realised that in my life with practical experience.
@srivijay80
3 ай бұрын
Love this open minded discussion Boosan bro. Hats off to Pattu sir - GOAT of personal finance planning, life goal based investments. KZitem allows only one like though
@babupachiyappan3163
3 ай бұрын
Excellent, it's worth of time in life. Thanks Boosan for such a wonderful discussion and dlighted to listen Mr. Pattabiraman, very humble and practical midset, he just given his 15 years experience in 90 minutes..
@paramasivamp8512
Ай бұрын
First house investment is a good option by avalimg housing loan provided EMI is about 30 to 40 % of salary . Tax concession for repayment of principle and interest is a great help . Added with iever increasing house Rent .we need to pay tax. It is the duty of the govt to consider the tax rate linking with inflation instead of keeping the same tax rate for years together for the old scheme.
@malaibala6223
3 ай бұрын
பட்டு - புஷன் அவர்களுக்கு பாராட்டுகள் மற்றும் வாழ்த்துக்கள். மிக உபயோகமான ஒரு அருமையான உரையாடல்.. நன்றி
@தமிழகஇந்தியா
Ай бұрын
Boosan thank you for inviting Mr Pattu and interview was awesome and keep me scrutinizing whether am I go in the right path or not? Thank you so much for both of you❤❤
@kaushikramkee7101
2 ай бұрын
To watch finance content that does not hover on fear mongering is such a relief. This podcast makes you feel that finance is not as hard as people think it is. Thank you for publishing this gem of a podcast.. I look forward to watching more videos like this :) Amazing, Boosan!
@saravanansenthur123
3 ай бұрын
Good episode... Pattu sir is an ocean.. Letus take a mug of water and grow. He is giving such pragmatic and logical ideas about finace and investments. Boosan sir, in future this combined podcasts do better.. Congrats
@jayborn2win
17 күн бұрын
Mr. Pattu is a genius and gentleman in the personal finance industry.... good job both of u... thanks a lot.🙏
@karthikkumar3653
Ай бұрын
One of the fantastic interviews I have ever listened to. Interviewer needs equal applauds for making it so Simple but rich in content.❤❤❤
@rajavignesh725
3 ай бұрын
Such an amazing video... No one will ever teach u these. Everyone should really watch and get the ideas and perspectives to apply them to their personal finance❤
@PriyamGokul_Official
3 ай бұрын
Vazhkaiku thevaiyana urupadiyana video.. I have seen ..every family man and woman should watch it.. thank you so much both of you for your valuable information 😊
@umamheswari85
3 ай бұрын
Excellent insights from Pattu sir. It's personally beneficial with new financial recommendations. I never spend time on podcasts due to its lengthy runtime, but I wasn't distracted at all and couldn't take off my focus. Thoroughly enjoyed this interview. I'd say watching this video fully itself is a wise investment.
@srinivass104
2 ай бұрын
Pattu sir ur great . I started investing by seeing you i was 25 when i started and now I'm 32 . .thanks for this great work
@sachusatheesh8121
3 ай бұрын
Very much useful and eye opening for long term investment ideas , changed my perception of return percentage and beating inflation idea. Thanks for sharing this beautiful experience
@rpssolomon
11 күн бұрын
I am wondering about the interviewer , first time watching but such a clarity in speech, intellectual questions, Not hurry to get the answers as they wanted, Maturity in speech starting from the introduction. Keep going.
@gemsatheesh
3 ай бұрын
Excellent conversation..lot of insights about various investments, approaches..great..Keep it up..
@smkumar.
3 ай бұрын
Very good conversation. Please keep up more collaboration
@nandhuvenkat7708
3 ай бұрын
So much of information in a single video.. You made me to start investing Boosan.. Thank you😊
@antonygeorgej5653
13 күн бұрын
Now my age 24 i learnt best idea from in this discussion thanks 🙏🏻 I'll start my investing
@MrSenthil98
3 ай бұрын
I followed pattu sir since 2019
@rakeshrajulakshmi9434
2 ай бұрын
This is truly one gem of an interview on personal finance. Way to go.
@KPS_04
8 күн бұрын
Excellent interview. Thanks for the subtitles. I misunderstood Pattu as a pessimist on equity based on a few KZitem clips and a few of his articles. But now I understand that he is more of a realist. But still feel midcap and smallcap can be included in one's portfolio. Anyways, I learnt a lot from this interview particularly about the need to not look at our portfolio on a daily basis, not having to consume so much finance related news every day and focusing more on increasing salary by working on skills related to our job industry. Many thanks 🙏🏻
@Unnaipoloruvan.01
Ай бұрын
So much of information to take into in one go❤ Wow
@karthikkeyan6545
3 ай бұрын
Nice interview... Mr. Boosan. Hat's off 🎉
@njayagopal
3 ай бұрын
I normally won't listen this much lengthy video but Pattu is an open book...very detailed explanation...need to thank Boosan not to interfere intermediate while Pattu sir is talking❤
@haricharan8550
Ай бұрын
Hey Boosan, thanks, man❤. Really appreciate your efforts. One of the best n practical videos.
@rummymurthy
3 ай бұрын
Excellent episode, Boosan! The takeaways for me were many. Like no need to invest in gold, health insurance is a must etc. <a href="#" class="seekto" data-time="68">1:08</a>:00 - 10K spending, and 15K savings. It is 40% and 60%, not 25-75.
@justbe3708
3 ай бұрын
Wow greatful, very valuable discussion. Both also talking very informative and stated from basic to ultimate touch. Really thankful to you both Pattu sir and Boosan.
@TamilBoyInRiyadh
Ай бұрын
Kudos to the Boosan !! Very quality question 👌
@prasannavenkatesan9267
3 ай бұрын
Agree on multiple things. Not buying a house and getting into the EMI trap. The frustration of paying more tax if my salary goes up. From now on gonna pray for paying more tax!
@mavericandlogic
3 ай бұрын
Very precise and clear explanation. Kudos to Mr. Pattabiram and Mr. Boosan. It was insightful and useful for us.. like how to handle finance on a 360 degree basis😊
@dineshpnathan9241
3 ай бұрын
Boosan looks similar to actor vishal Any body noted? Good content... Lots of insights to apply in action.. Start reading finance daily.
@priyapalani6242
3 ай бұрын
Boosan oda first video paatha udaney naan pota comment. He looks like Vishal
@dayalanthangavel8349
3 ай бұрын
i feel like read one financial book , nice conversation , thank you
@jeganwins
Ай бұрын
One of the best finance podcasts ever. Very good questions from Boosan bro and eye opening insights from Pattu sir. Loved it !
@fortheknowledge145
3 ай бұрын
Very true about real estate investment. It's not wrong but not everyone's cup of tea.
@kpsomu
3 ай бұрын
Excellent video👌As many have commented, allowing the interviewee to talk fully is an art, in which Bhooshan seems to be an expert!
@shaikl.abdullah6720
3 ай бұрын
தமிழ்ல அழகா விளக்கம் கொடுத்தீங்க நன்றி
@venkateswarancr
3 ай бұрын
The best video I have ever seen in my life time Tons of valuable information Thank you for sharing your views experience and knowledge.
3 ай бұрын
Thanks for the Video Mr.Boosan and Mr.Pattu Sir.. Can we have video about SMALL CASE!!!
@finance.boosan
3 ай бұрын
SMALLCASE Better than Mutual funds? Everything You Need To Know (w/ English CC) kzitem.info/news/bejne/wG-ix4mpsYVmiHo
@tayaamad
3 ай бұрын
Thank you so much BOOSAN AND PATTU SIR 💯 this conversation really feeds some important knowledge to me I really learned something 🆕 today... Iam madhan and I am 26 here i started my investment in SIP for the next 15 years and this is happening because of your All perfect videos mr Boosan ... I am really proud of myself 😎 ... Meendum nandri by madhan
@subramaniamvenkatraman5571
3 ай бұрын
Thanks Boosan for this conversation in Tamil with Dr.Pattu sir, very humble and very insightful interview. Maturity of questions shows your hardwork for this episode and as expected Pattu sir's insight is unbeatable and has differentiated view and stands out from rest of que. thanks both
@ramboo23
3 ай бұрын
Nice conversation Booshan. Happy to see Pattu sir in your channel. Questions are very relative and Pattu sir on point. Best wishes both. Thanks foe another wonderful content.
@logeshwarans5537
3 ай бұрын
Good to see 2 of My favourite people doing collaboration
@77yuvaraj
3 ай бұрын
Really loved this episode crystal clear indepth definitions....makes me lot of sense...loved it❤
@Muthalraj-h7y
26 күн бұрын
நீ ஒருமையில் பேசுவது எனக்கு பிடிக்களை
@alagaranand197
Ай бұрын
Really very nice interview...
@sabarinathaneswaran7376
3 ай бұрын
Thanks for the video bro❤.. And I want to thank Dr. Pattabiramar Sir, really eye opening speech for beginners. Thanks a lot sir for better understanding of investment strategies and management.
@NRVAPPASAMY1
3 ай бұрын
Post Card: Insurance- Life, Health Index Funds 50-60% EPF/PPF/Debt Funds 40% Questions to Dr Pattabhiraman Sir 1. If one starts today when index is at high whether it is wise to invest now or to wait for 20% correction? 2.If my expectation is 10%, is it good park my funds in Invits which offer 11-12% now and to invest in equity later when it corrects 20%?
@aknv5050
2 ай бұрын
First I'm thanking both of them 🙏🙏 The wonderful episode!!! Eye opening video for me because I made many mistakes in the equity market past few years, My request beginners must to watch.. Once again thanks boosan....
@techeye7005
3 ай бұрын
bro thank you for this video. and I am a beginner and this video gave me a life worth of advice and insights . so once again thank you so much for both . keep doing these kind of content
@visugreat95
3 ай бұрын
The best interview, everyone who is new to share, markate should watch this 🎉
@raghav291992
3 ай бұрын
Really a good conversation. After so many days listening to a good conversation for a straight one hour without hitting the back button. Way to go
@عبدالله-ط8ث3ض
2 ай бұрын
23 here! Gonna start my investing journey from here on!
@Sara.apr24
3 ай бұрын
The knowledge pattu Sir has is highly matured and commendable. Thank you so much sir.
@sudharsanans8989
3 ай бұрын
Many thanks to Boosan for giving us this wonderful interview video with Pattu sir. It's a complete package solution guide for many in this financial world. ❤
@swetha6303
Ай бұрын
Thank u thank u 🙏 As always .. best content by Boosan ❤
@DhanRajkannan
3 ай бұрын
Great episode, "Beating the Market" section is the ultimate eye-opener 🙏
@kavitapardiwala
3 ай бұрын
Please add subtitles for those of us who cannot understand.... Humble request... Would be grateful
@palanivisu1344
Ай бұрын
Good interview and well put together. I realized lot of my mistakes from this gentleman answers I started investment only at age of 50 but previously I was just into properties and land which I purchased at good market price 20 yrs ago but I have put all my money in one basket the value has increased people say but I have no access to this fund. Luckily I don't have any house loans so I am now trying to put my that money into investment. Good job and great content.
@imainnocentboy
3 ай бұрын
I consider take away as Simplify your life with Index investing 💰 thank you for a informative and memorable content
@vinothkumar-gl1cq
3 ай бұрын
As usual Boosan has put the right questions. I feel pattu sir is like answering pattum padama.
@Rajesh50
2 ай бұрын
Request to the Interviewer. Kindly reduce the length of your questions and make it shorter. You can explain only when the Interviewee needs clarity. Lets give more time to the experts we invite
@dineshbabu2140
2 ай бұрын
Thanks a lot Boosan and M. Pattabiraman for the great interview and insights :) - It's really helpful
@rameshrami6680
3 ай бұрын
Very Useful Content... I am slightly confused some of my financial life, This video cleared all my doubts Thank u Pattu sir & Boosan Sir...
@kannathasandeepak2051
3 ай бұрын
Make Sense 😀. Thanks for sharing this valuable information.
@KrtMurthy
28 күн бұрын
Watch from 1hr25 minutes to end of the video.
@padmanabhanr4242
3 ай бұрын
THanks for hosting "Pattu from freefincal' !!!
@venky1973
11 күн бұрын
I just stumbled upon this gem. Great content.❤❤❤
@Nantha_Mahi
2 ай бұрын
Boosan 😳😳 என்ன ணா இது எதோ பக்கத்துல 2 பேர் உட்கார்ந்து பேசுற Feel. Keep doing brother
@partibans6019
3 ай бұрын
The way you are interviewing very excellent. Keep it up bro. Your channel will become 5L subscribe soon
@dhineshkumars8177
3 ай бұрын
Thanks Boosan and Pattu sir.👏🙏
@ricky1wdv1
3 ай бұрын
Good episode overall! Whatever the experts say, (as pattu himself rightly said), until about 30 or 35, the risk taking gambler mindset is difficult to get rid of. Also a kind advice for the host is to talk with a little more humility, I am sure he will become more mature over time.
@senthilkumaran7809
13 күн бұрын
Because of this Sir, i have subscribed the channel, really i like so much, this is my first long timing vedio in my life watching
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