I know someone who bought a second hand car cash after 3 years because he maxed his tax-free savings every month and grew nicely. The car he bought has a record for being reliable for years and because it was cash he could negotiate a better price at the dealership (interest free). This made more sense because while a new car depreciates faster in its first 2 years, it's silly paying such high installments for 60 or 72 months while the value of the car drops whereas that money can be used on your investments or side hustle.
@nokulungadlamini4309
4 жыл бұрын
"Especially if you're..." 😭😭😭😭
@thandolwethu1982
4 жыл бұрын
Nokuhle though, If you know you know😂😂😂
@drmanny39
4 жыл бұрын
i was not ready
@nanazibi2071
4 жыл бұрын
I saw that 😅😭😭😭 sad 😢 reality
@lilianm9830
4 жыл бұрын
Damn 😂😂😂😂 i felt that
@peachesraikane
4 жыл бұрын
😂😭😭😭😭😭
@mihlefono
4 жыл бұрын
You are a great tipper😂😂 I'm getting that car in 2022
@nokuhlekumalo
4 жыл бұрын
Mihle Fono 🤣🤣🤣🔥🔥🔥 come throuuugh! Tell me when you do, so I can come obsess over your newer faster car.
3 жыл бұрын
Excellent. kzitem.info0iX9c4zM69s?feature=share
@LuvuyoNkosi
3 жыл бұрын
Nokuhle, you're the friend I never knew I needed ❤️😊.
@nokuhlekumalo
3 жыл бұрын
Hahaha hi friend ☺️🧡
@LuvuyoNkosi
3 жыл бұрын
@@nokuhlekumalo Please continue with the content friend, it's appreciated 🙏❤️
3 жыл бұрын
Awesome. kzitem.info0iX9c4zM69s?feature=share
@LuvuyoNkosi
Жыл бұрын
Nokuhle, I'm here 2 years later because now I need to start deciding which car to buy. I wasn't lying when I said you're my friend🥰😍. Your content is timeless!
@nokuhlekumalo
Жыл бұрын
🥹🥹🥹♥️♥️♥️ excuuuuse me ?? All the best friend!!
@philasandemarubelela5146
4 жыл бұрын
This was the most informative video I have ever watched! So relevant and so useful I’m definitely going to share this with my friends. It makes buying a car less daunting with all this info. ❤️❤️❤️
@nokuhlekumalo
4 жыл бұрын
Phila Sande Marubelela thank you so much Phila 🥺❤️. I really hope you guys are able to save a few more rands than the normal joe (me).
3 жыл бұрын
Awesome. kzitem.info0iX9c4zM69s?feature=share
@sinethembakumalo7333
4 жыл бұрын
Such an informative video! That time I'm not even planning on buying a car anytime soon but it was still interesting and worthwhile. Thank you!
@noluthandobulose213
4 жыл бұрын
Me2😂
@nokuhlekumalo
4 жыл бұрын
Sinethemba Kumalo 😂😂❤️❤️❤️ well when you’re ready to buy your car you will be so well equipped and you’ll save so much money! Sbwl to be you !
@ralphnguema3360
4 жыл бұрын
The start makes me think about Nicolette Mashile
@nokuhlekumalo
4 жыл бұрын
Ralph Nguema hahaha I get what you’re saying 😂.
@wandiledube1989
3 жыл бұрын
As a recent graduate and someone whose been working for almost 2 years, I needed this. Thank you ❤️
It is advisable that you don't inquire for credit from more than 3 credit providers or financial institutions because it messes up your credit score(speaking from experience). It is also advisable that when you shop around for insurance, do not inquire for quotes from more than 3 insurers because the more quotes you get, the higher the chances of paying more premium as per actuaries premium calculation formulas(work for an insurance company).
My 2cents : Look for your own insurance. Dealership insurance can be more important. I agree with Nokuhle;s statement about affordability. A tip I can give in terms of paying off your car sooner is increasing your car payment when you get an increase at work. One last thing, AVOID balloon payments. Interest on a car is calculated on the entire capital owed (meaning the bank charges you interest for the balloon amount 5 years)Think about it in this manner: imagine deciding to exercise and you losing weight monthly but your tummy(balloon payment) stays the same until the end of your contract.
3 жыл бұрын
Awesome. kzitem.info0iX9c4zM69s?feature=share
@LERATONXUMALO
4 жыл бұрын
“ sharp you go home you sleep 🤲🏾” 🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣
@lunapurp
2 жыл бұрын
I really wish KZitem had voice notes, because I'd send you a 5 minute vn of how appreciative I am of this video. I am still in Varsity and your video is really giving me an idea of what I have to work towards and we really need more of creators like you to really help us understand real life scenarios. Thank you so much❤
@zethumzizi1926
4 жыл бұрын
👏🏾👏🏾👏🏾 ngifunde a lot. And I agree with you about customer service bra, I’m not buying a car anytime soon but I love car window shopping 😂so if benganginaki I know andibuyeli to buy khona mtase
@nokuhlekumalo
4 жыл бұрын
Zethu Mzizi 🤣🤣🤣 I literally walked out of Hyundai SAME TIME cause babengijwayela. Thank you for always engaging in my content Zethu 🥺❤️ even your question. Ngyabonga sisi I really appreciate it
@mabunda5726
Жыл бұрын
It's the "God will punish you" for me..!!🤣🤣 This was informative, thank you!
@becomingmo_
4 жыл бұрын
“Especially if you’re what” 😂😂😂😂😂😂💔
@nokuhlekumalo
4 жыл бұрын
Becoming Mo 🤣🤣🤣 ma’am, I didn’t say anything so you can’t quote me.
@sindimkhizei3687
3 жыл бұрын
😂😂And me thinking I'm buying a Mercedes this year 😂😂bear in mind it's my first job
@junesjournal4582
2 жыл бұрын
By God's grace I landed in your channel I really don't know how but last week God was speaking to me about buying a car next year since am still a student by soon graduating, I dreamt driving today a car and then I just found this video,,,, I believe He's saying something to me by the way I still have to learn how to drive first and overcome my fear of driving. Thank you for this informative message.❤️ A new subbie from now
@nokuhlekumalo
2 жыл бұрын
Go get your car 😉!
@ponagatsomashiane5502
4 жыл бұрын
I only discovered you today. OMG your content is on another level. I love it, I'm screaming. 😭😭🙂🙂🔥🔥
@ERNEST_MAMPANA
4 жыл бұрын
I need the money from KZitem guys😂😂😂 add multiple ads on your videos if you’re monetized.
@anele6883
4 жыл бұрын
I was entertained and informed at the same time 🙌
@asandangqondela8456
4 жыл бұрын
This was very informative video, I'm currently doing my final year and the plan is next year I'm buying a car for myself so I really needed to hear all of these things 🙂
@QinisoMazibuko
3 жыл бұрын
"because wazini kwi bhonet' wena ? " I died 🤣😂 , This was actually a great video.
@palesamdakane6921
4 жыл бұрын
I'm doing second year and this was very informative ❤❤Thank you sis . I love you so much😊❤you inspire me so much🤗I'm grateful I came across your channel ❤❤❤You are appreciated
I love your work and your humour 😂⚘ thank you for this video and the many others 👌🏾
@leratoseopela3779
4 жыл бұрын
You are so Intelligent my Queen thank for the Information.😍👑🇿🇦
@KVY_MAJOR
11 ай бұрын
Hey umtungwa na lo, can you kindly explain your Surname for me
@TheKatjie
3 жыл бұрын
Thank you for this informative vid. I am not a student, but you gave me some good tips as I am in the marketing right now for a car! Thanks!
@sammym2882
4 жыл бұрын
😊This was very helpful thank you so much. Could you please make a part 2 where you give tips about the process of buying or renting an apartment.
@nokuhlekumalo
4 жыл бұрын
Sammy M thank you my love ❤️! Will try my best ! Was already jotting down some stuff just to help people a bit.
@nokuhlekumalo
4 жыл бұрын
Hope you’ve checked it out babe ❤️ the video about apartments it out
@blackjacksbrand9324
4 жыл бұрын
I learnt a lot from you sis, knowledge that everyone needs to hear in their youth
@kwazi598
4 жыл бұрын
out of the country, third party, sadc licence.... your questions have intention 😂
@nokuhlekumalo
4 жыл бұрын
Kwazi Moo 🤣🤣🤣🤣🤣💀💀MA’AM !!! I know the plans I have for myself.
@tswari
4 жыл бұрын
Sis 🤣🤣🤣 my thoughts exactly
@faithmolefe9880
4 жыл бұрын
This was so helpful babe! Thank you for this!!!
@abrievandermerwe5614
3 жыл бұрын
Haha talking about that debt. Im strugling my ass of to get debt. I cant even😅im clean and trying not to be but for some reason its hard to get debt
@thaboshikwambane
3 жыл бұрын
Yoh weh... Who's qualifying for that Investec Professionals account straight out of varsity? R600k cost to company at your first job
@nokuhlekumalo
3 жыл бұрын
They waive those requirements for certain professions 🙏🏾 cause they know within a few years you will be meeting that criteria. So basically they’re trying to catch you early.
@Lindaaaaaaa2
4 жыл бұрын
"Especially if you're peeled"... Sissy love you more success in your life
@tapiwachamoto1835
4 жыл бұрын
I enjoyed this, very informative. Now I want a car🙈🙈
@kekgabilemokaleng7803
3 ай бұрын
Please help me understand,How does your professional account with the low interest they offer fit in with car I’m buying at the dealership since the dealership also will do the work of checking which bank is willing to finance me 🤔 how will I benefit from my professional account when the dealership has found a different bank willing to finance me?
@nokuhlekumalo
3 ай бұрын
The bank that the dealership finds for you will probably charge you a high interest rate + a balloon payment without them factoring in what you can comfortably afford. Basically your salesperson will push to get you whatever car you want because they make money that way, but the deal itself might not be the best for you financially. Have a look at this video where I briefly explain tricks to be careful of when buying a car. kzitem.info/news/bejne/zqqGx6ZpkKZ1ZWksi=qoHMT5ChwZ794BFY
@NethiMvelase
10 ай бұрын
Very informative 😄!
@Londi_Radebe
2 жыл бұрын
This video was very informative. I’m currently a PGDA student so I’ve been thinking about these things. Thank you so much❤️
@calemcherry3917
2 жыл бұрын
To the point and so helpful! You literally educated me so much on how to buy a car and all the QUESTIONS that a person wouldn’t even think of asking! Thank You So Much for being so thoughtful and honest about your tips! 😍👌🏽 PS: congratulations on your car !
@SiphehZ
4 жыл бұрын
Want to buy a car in December. This was so informative. Thank you.
@thandolwethuntshangase9557
4 жыл бұрын
3 minutes in and I subscribed 😂😂 "be all qhav qhav" love your energy
@mzimasiphehla6784
3 жыл бұрын
Very informative video Nokuhle. I have watched this video 3 times already🙈... I'm also looking to go into the same car buying process. Can the interest go above 13%? 🙈 specifically if you have no credit record and are a graduate?
@GuguladiM
4 жыл бұрын
You have beautiful hands and nails😭❤
3 жыл бұрын
Awesome. kzitem.info0iX9c4zM69s?feature=share
@nkuliziyanda8185
4 жыл бұрын
My favourite KZitemr🌼
@xolimthimkhulu9089
4 жыл бұрын
🤣🤣🤣I really enjoy your videos ♥️such a natural 😩
@nollys24
4 жыл бұрын
This is very informative, even for someone like me who has been working for 3 years. I want to buy a car this month because the job that I'm going to be working in next month requires me to have a car cause the place is very far
@nokuhlekumalo
4 жыл бұрын
Noluthando Sibiya yayyyy !! All the best with that sis 🥰❤️
@milaniinalim3357
3 жыл бұрын
You have the most beautiful eyes 😍
@nokuhlekumalo
3 жыл бұрын
Thank you ♥️
@jozzykeisha1355
2 жыл бұрын
I really enjoyed watching and listening to you. You have literally answered all my questions. Thank you!
@violatshuku6017
4 жыл бұрын
New subie and your videos are so informative especially for someone like me ,who’ll be soon out of university💯🔥🔥
@pumzakumalo
4 жыл бұрын
Thank you so much for this sis 💕 so informative. Will definitely come back to this video when I buy my first car. I’m so skeptical about opening an account to start building that credit record 🤦🏽♀️ Ford must do something hey!!🤭😅
@nokuhlekumalo
4 жыл бұрын
Pumza Kumalo hahahah sis just get a small nyana credit account and pay it off quickly . But you’ll be more than fine ❤️ I back you.
@snayemzimela3211
3 жыл бұрын
this was enjoyable👌 and informative ...... you so entertaining ❤
@amandamokome
4 жыл бұрын
wow, this is so helpful.... can you please be my friend I am looking for people like you in m life lol. I am about to graduate and I have always wanted to buy my own car but I knew non of these things you just told me about, thank you so much for sharing this will be looking forward to seeing more video, and can we follow you on social media so that I remind my self of this motivation, thank you so much.
@nokuhlekumalo
4 жыл бұрын
Amanda Mokome thanks for watching babe ❤️ can’t wait until you buy your car soon!!! You can definitely follow me on Instagram it’s @nokuhle_kumalo so you don’t miss out on any posts 🥳
@nokuthulatshabangu2201
4 жыл бұрын
Nokuhle is such a beautiful name 😊
@bonolomatjiane3301
4 жыл бұрын
This was so informative, thank you so much 😊
@hlengiwehadebe_
Жыл бұрын
Very informative. My credit score though 😢😂
@bonniemonamodi1562
2 жыл бұрын
This is informative, thank you
@oliviajoans
3 жыл бұрын
ABSA hates me. Lol I've bought two properties and a car... They are realistic about my poverty
@leratolesela
4 жыл бұрын
Especially if your melanin drip too much ✨😂😂😂
@mosadikobe4110
2 жыл бұрын
You are amazing!!!👑👑i enjoy and appreciate you.thank you for this💕💕💕💕💕💕💕
@andynetshilindi6775
3 жыл бұрын
😂😂😂😂especially if you’re….lol i like u already 😂😂😂😂😂m subscribing to ur chanell
@mbalenhlepalesamalinga9265
4 жыл бұрын
"...and if you want to claim"😂😂😂😂 l watched till the end hunney😂😂😂💕
@itumelengbabune567
4 жыл бұрын
Hey nokuhle, I hope all is well. I'm looking at buying the same car as yours, how's the petrol consumption, I often do you fill it and how much is it to fill it in? I'm gonna use it for work
@nokuhlekumalo
4 жыл бұрын
Hey there, my car chows fuel because it’s automatic and I speed (and I travel 80km per day in average)💀😂 so I use a full tank each week and it’s about R600 per tank. But I’ve heard someone else who has the same car but In manual and they say the car treats them a lot better ito fuel.
@itumelengbabune567
4 жыл бұрын
@@nokuhlekumalo Thank you for responding, I went for a Hyundai grand i10 1.2 manual, I travel 34km a day, I got it on Monday , poured full tank, its still on full even now so I'm yet to see how much I'm gonna spend per month
@sonkengema5823
4 жыл бұрын
Your hoodie tells me we were in the same class@ UCT
@akhonashabane8463
4 жыл бұрын
Hey. Can I buy a car if I have a fixed contract but it will be renewed once the period has ended?
@nokuhlekumalo
4 жыл бұрын
Akhona Shabane how long is your fixed contract for ? And is it guaranteed to be renewed or is it just ‘likely’? My contract is also fixed but it’s for 3 years, so if it’s around those no. Of years then yes ✅. (If it’s only for 1 year + renewal, you may have a bit of a hassle but you should still give it a go and see).
@mbaliemichelle4842
4 жыл бұрын
This was so informative. Thank You.
@luyandarhngcobo5508
4 жыл бұрын
Especially if you're...
@nomcebomakhos
2 жыл бұрын
Lol I like most of your videos they are so informative bro especially the ones about cars yey uyasebenza ,I started calculating how much I wanna spend, keep up the good job 😉I like you 😂I'll go for demo🤗
@bongiweradebe4829
3 жыл бұрын
Okay this video answered my question from the previous video I watched😑. Just discovered your channel ungadinwa lol 😝
@kokomabitsela8560
2 жыл бұрын
💞💕Thank you for the info 💋💋💋💜💙💚🧡you are a 💥
@nqobileshezi7194
4 жыл бұрын
Thank you so much for this video 👏🏽 Love it and very informative 💓
@akuagawe1480
4 жыл бұрын
unengqondo man. yhu and I love your authenticity😍
@ntandonbsmncube5007
4 жыл бұрын
🤣🤣🤣🤣🤣i saw that shade. Yeyi because being ◼
@goldim6050
2 жыл бұрын
Which insurance is best and how much monthly ?which one do you use ?how is first for woman?
@nestamnguni821
2 жыл бұрын
Thank you for the information dear. You have helped me a lot!!!
@lethabomolemane2244
2 жыл бұрын
Such an informative video! correction about Residual Value. I dont think you can just trade in the vihicle with RV and somebody will inherit your debt. The RV value is your problem since its part of your debt with the finance company.
@MoticusFervor
4 жыл бұрын
literally the best thing that's happened to me since lockdown!
@nkosinathindala4745
4 жыл бұрын
Especially if you're BLACK!!! 😂 😂 😂
@RiginiorMashigo-Shorts
2 жыл бұрын
New subbie💃 definitely watching till the end.. love your content.
@Mnotho479
2 жыл бұрын
“Wazini ngeBonnet wena “ 😭🤣I gasped . Love the content !
@nokuhlekumalo
2 жыл бұрын
😂😂♥️
@ntokozodube9298
4 жыл бұрын
Yayyyyyyy💃💃💃 thank you for this video
@masandekhwela1913
3 жыл бұрын
Ngingakulalela every day ntombo, and thank you this is so informative plus I need a car manje. Thanks a lot.🥰😍
@vuyisilegabuza4178
3 жыл бұрын
Especially if you’re 🥺😩😂💕 ah Mma Kumalo👌🏾
@apelelekoyo6350
3 жыл бұрын
"a boy going through puberty"😂😂😂😂I died Right there.😂. It's my fight time on this channel. This is Very informative and entertaining, didn't want it to end definitely gonna subscribe. 🤓Is that the Uni. behind the mountain..🔥🔥🙌. Great Content. 😅 am not even halfway my degree buh I can't wait to get a car.
@ThandoMboniswa
4 жыл бұрын
😂😂 we will not take you to jail! Let me keep watching
@nokuhlekumalo
4 жыл бұрын
Thando Mboniswa 🤣🤣🤣🤣 you are definitely someone who would take me to jail, but we’d probably both be in that cell together 😭.
@ayabulelamahleza
3 жыл бұрын
I am literally dead at “especially if you’re”. 😂😭
3 жыл бұрын
Awesome. kzitem.info0iX9c4zM69s?feature=share
@samaritan2899
3 жыл бұрын
This is not undergrad info😏 the way she understands insurance!
@letshegosebego7682
3 жыл бұрын
🤣🤣I like you. This was very useful, thank you💕
@appreciatemakamu7461
3 жыл бұрын
This video was very informative, in fact.... You just got yourself another subscriber . Thank you a lot ❤️
@MonwaShezi
4 жыл бұрын
I love your videos. Just advice if you want to get sponsers refrain from using profanity. Otherwise, excellent work!
@hlengiwezulu52
3 жыл бұрын
Hey love, thanks for this. It was really informative, which dealership did you go to?
@audreymabele7731
4 жыл бұрын
This is so informative. Definitely didn’t know a lot of these things.
@nokuhlekumalo
4 жыл бұрын
Thanks for watching and commenting sis 🙏🏾
@nqobilembatha7930
3 жыл бұрын
Most helpful video I've watched 💕🥺 Thanks again Nokuhle
@jbssibiya137
Жыл бұрын
😂😂😂😭😔 especially if you're 😂
@nokuhlekumalo
Жыл бұрын
😭😭😂
@zethembebenedictmbatha
3 жыл бұрын
Love the vibes, but definitely getting that 150k BMW 😂
@muhalimodike1732
4 жыл бұрын
Did you indirectly say you rich, kikikiki Just teasing
@carspotterkzn6714
3 жыл бұрын
3:22 qhav qhav💀💀😭
@mpiliesebata1498
3 жыл бұрын
This wa very informative. Thank you!!!
@nlnxumalo1444
4 жыл бұрын
So which bank granted you the transaction to buy a car?
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