Thanks so much guys for watching. Please we'd note all the questions and answer them. Here's the link to the Part 2 kzitem.info/news/bejne/ynmvuHqsmqxydXY
@OlateeeS4
2 жыл бұрын
Where are u in uk
@lucysinsight6032
2 жыл бұрын
Wow this is well detailed info sis. Hubby is so organized and filled with too much knowledge. He considered so much for his family, am really impressed
@TochiEsther
2 жыл бұрын
Awww, thank you so much
@gandepuun
4 ай бұрын
I love how you corrected him with "our channel" ❤. Congratulations to you guys.
@TochiEsther
4 ай бұрын
Yay! Thank you!
@treaspeaks
2 жыл бұрын
Mr. Dozier should considering starting a consulting agency in the future. Chief is so knowledgeable.
@TochiEsther
2 жыл бұрын
I guess he should. Thank you so much for watching
@TochiEsther
2 жыл бұрын
I guess he should, thank you so much for watching
@sweetvibes8255
2 жыл бұрын
I watched 5 of your videos in one day what a great lady you are. You're doing well with your contents
@TochiEsther
2 жыл бұрын
Awww, thank you so much
@ijeomamadu
2 жыл бұрын
Nothing like being informed about where you are going to. Making a plan and sticking with it, being intentional about it and going for it is the ultimate goal. Congrats Nwanne, u did that.
@TochiEsther
2 жыл бұрын
Thank you so much nne
@blessingsgalore9994
2 жыл бұрын
Your explanation is excellent. This compliment is coming from someone who works as a mortgage Specialist. I can also work out your Bank from the way your Credit card was approved. Well done!!
@TochiEsther
2 жыл бұрын
Oh wow, good to know. Thank you so much for watching
@barbaraababio5489
2 жыл бұрын
Welcome Oga 😀 Congratulations to you both. The best decision ever I am learning a lot from this August channel Cheerio 💃
@TochiEsther
2 жыл бұрын
Thank you so much
@kcstips2384
2 жыл бұрын
Congratulations to you both. This is so detailed and inspiring. God continue to bless your home abundantly ❤️
@TochiEsther
2 жыл бұрын
Amen, thank you so much
@FajirasConcept
2 жыл бұрын
Well detailed information. Indeed this info will be very helpful for everyone wishing to buy their first house in the Uk.
@TochiEsther
2 жыл бұрын
Thanks so much darling. 😊
@naijagurlandherpops
2 жыл бұрын
Thank you so much Tochi for taking your time to share this. And special thanks to your Oga too 🙏🏽 he did so well in dissecting this topic. May God continue to bless you guys and your works IJN. Amen 🙏🏽❤️❤️❤️
@TochiEsther
2 жыл бұрын
Amen and bless you too. Thank you so much
@JennyAnya
2 жыл бұрын
Hi Mr Dozie!!! Thanks for joining her on this channel today :)
@TochiEsther
2 жыл бұрын
Thanks so much 🙏
@datnaijagirl
2 жыл бұрын
This is thoroughly broken down. Thanks for sharing guys. You just made the process easy for a lot of people.
@TochiEsther
2 жыл бұрын
Thanks for watching
@AmarachiDuru
2 жыл бұрын
I love how detailed thus video is. Thanks to you guys. I think I'll start considering Uk now. It has never been on my list before now. More wins sis.
@TochiEsther
2 жыл бұрын
Please consider o, we are waiting for you 👌
@cyg_tiana
Жыл бұрын
Me too,I guess this video is giving me a re-think abt UK
@aginghappilywithhilda6625
2 жыл бұрын
Waoooow quite inspiring and detailed info here. New here and so impressed with your video. This is free info from the heart. Thanks for sharing and congrats to your beautiful home. Here with guys and kerp more coming
@TochiEsther
2 жыл бұрын
Awww, thank you so much
@chinagoromokafor3050
Жыл бұрын
Wooooooooow! Congratulations dear! I love una pattern!
@nnamdisebastian8989
2 жыл бұрын
Welcome Mr. Dozie. New to this channel. Looking forward to learning from this video. Your success is inspiring
@TochiEsther
2 жыл бұрын
Awww, thank you so much
@judithsconcept
2 жыл бұрын
congratulations to you Tochi, i'm happy for you, i'm here in the premier watching and enjoying hubby speak about this
@TochiEsther
2 жыл бұрын
Thank you so much
@ogomsseries
2 жыл бұрын
Good to have you on the channel Mr Dozie🤝🤝🤝,atleast I picked something’s about this video,the right site to go for the right process,it’s well detailed and thanks for sharing. Congratulations once more
@TochiEsther
2 жыл бұрын
Thank you so much for watching
@thedammyspace5190
2 жыл бұрын
You welcome Sir So nice to have you here
@TochiEsther
2 жыл бұрын
Thank you for watching dear
@toyosiokafor7289
2 жыл бұрын
Thanks for this detailed information. Ireland and Uk will have nearly same requirements for purchasing a house, enjoyed watching
@TochiEsther
2 жыл бұрын
Thank you for watching
@duangchitphanchamfar1695
2 жыл бұрын
Hello this is my first time to watch your KZitem video clips. It’s amazing
@TochiEsther
2 жыл бұрын
Awww, thank you so much
@duangchitphanchamfar1695
2 жыл бұрын
Could I possibly buy the property there?
@chinagoromokafor3050
Жыл бұрын
Congratulations! Happy for you!
@ChySpace
2 жыл бұрын
Nice having your husband on today. This is very insightful. Sharing this with someone very close to my heart lol.
@TochiEsther
2 жыл бұрын
Please do o, o di very necessary 🤣🤣
@nandibwanali5624
2 жыл бұрын
So happy I found this channel. Thank you both
@TochiEsther
2 жыл бұрын
Awww, thank you so much
@mzp3tite
2 жыл бұрын
CONGRATULATIONS! Great video. You are both inspirational. Thank you for sharing and God continue to Bless You All ❤ x
@TochiEsther
2 жыл бұрын
And bless you too. Thank you so much
@devettemorris5036
2 жыл бұрын
Thanks so much for creating this video. It has been very helpful to me as I am looking to purchase a home.
@TochiEsther
2 жыл бұрын
Good to know. Thank you so much for watching
@Foodgardenuk
2 жыл бұрын
It’s the way Dozie looks at you for me , when are we meeting our cuties ( children )? Congratulations once again
@TochiEsther
2 жыл бұрын
Awww, thank you so much. They have appeared on the channel already o
@welshwifeychannel4849
2 жыл бұрын
Getting a mortgage is very important and you both explain well congratulations
@TochiEsther
2 жыл бұрын
Thank you so much
@LyndaEze
2 жыл бұрын
Amazing! Welldone Tochi and Hubby! Keep it up👌👌
@TochiEsther
2 жыл бұрын
Thank you so much
@cyg_tiana
Жыл бұрын
Welcome Mr Dozie,congratulations to u two
@ivyjay002
Жыл бұрын
Very informative. Thank you guys so much.
@vikkyomeche4743
2 жыл бұрын
Kudos to both of you, you did a great job on the video.... Your husband is supportive.. may God bless and be with you both. Amen
@TochiEsther
2 жыл бұрын
Amen! And God bless you too
@emaediongubokobong9817
2 жыл бұрын
Welcome Sir. thank you for gracing us with your presence.
@TochiEsther
2 жыл бұрын
Thank you for watching
@nkirechisomkarelayefa9933
2 жыл бұрын
Super informative! Thanks to you guys, this video is timely. 🙏
@TochiEsther
2 жыл бұрын
Thank you so much for watching
@jonkeedatacollection
2 жыл бұрын
My bros and sister, both of you are solomon and solomoness, rational and intelligent
@sweetvibes8255
2 жыл бұрын
Hello Tochi what a great content from you and husband. Please what part are you guys, I'm in London
@AmarachiOmah0611
2 жыл бұрын
Welcome Dozie , you guys are doing well.
@TochiEsther
2 жыл бұрын
Thank you so much
@chifamilyvlog
2 жыл бұрын
This is really interesting watching I love what am seeing..let me sit down well and watch
@TochiEsther
2 жыл бұрын
Please do🤣
@dncijeomamba6300
2 жыл бұрын
Thanks for sharing such an important information. God bless you 🙏
@TochiEsther
2 жыл бұрын
Thank you so much ma
@Ellasfam1
2 жыл бұрын
Nice video thanks for sharing well explained keep the good work Welcome and thanks for encouraging 😊🥂 looking forward for more ..
@TochiEsther
2 жыл бұрын
Thank you for watching
@TochiEsther
2 жыл бұрын
Thank you for watching
@DorcasOdeleye
2 жыл бұрын
Congratulations on your new home, May God bless you and your family abundantly.
@TochiEsther
2 жыл бұрын
Thank you so much
@ekeomaodunze9107
2 жыл бұрын
Congratulations dear Tochi…I tap into your achievements 🍾🍾🍾🙏🙏🙏
@TochiEsther
2 жыл бұрын
Amen. Thank you so much
@TochiEsther
2 жыл бұрын
Thank you so much. Amen
@VivianOseni
2 жыл бұрын
Nuggets, weldone sir, mortgage advisors is key for visa holders can't say this enough, congratulations
@TochiEsther
2 жыл бұрын
Thank you so much
@yourtastelifestyle1827
2 жыл бұрын
For some reasons, I was just smiling at the beginning. I love it😍 Your husband should just become a housing consultant abi agent😀 Massive congratulations again to you both and official welcome to OUR channel Sir!
@TochiEsther
2 жыл бұрын
Please may I know the reasons biko🤣 we’ll definitely consider it. Thank you so much for watching
@KikiToriahReality
2 жыл бұрын
Congratulations to you both,good to see hubby on your channel
@TochiEsther
2 жыл бұрын
Thank you so much
@TochiEsther
2 жыл бұрын
Thank you so much
@Jenny_fine
2 жыл бұрын
You guys really took the best decision, congratulations once again to you both 🥂.
@TochiEsther
2 жыл бұрын
Thanks so much Onyinye
@LuxembourgInfohub
2 жыл бұрын
Huge Congratulations! This is Awesome!🎉💕
@TochiEsther
2 жыл бұрын
Thank you so much
@adageorge9320
2 жыл бұрын
I stumbled on your channel a few weeks ago and I have been stuck on your great contents. You give out so much value. We'll done sis. May i ask where your location is in the UK plz 🙏
@TochiEsther
2 жыл бұрын
Thy Adaobi, kindly check my Q and A video I answered all these questions. Cheers
@TheXaviersfamily
2 жыл бұрын
Thank you so much for your transparency. Congratulations once again
@TochiEsther
2 жыл бұрын
Thank you for watching
@abigailokaro136
Жыл бұрын
Welcome our God's sent angel Tochi.
@johnsonugoji2377
2 жыл бұрын
Quite insightful. Thank you for the enlightenment.
@TochiEsther
2 жыл бұрын
Thank you so much sir
@segomalinda7481
2 жыл бұрын
Congratulations 👏🏾, great informative video 👏🏾👏🏾
@TochiEsther
2 жыл бұрын
Thank you so much
@catherinepamei78
2 жыл бұрын
Rooting out for it. Congratulations 🎉 once again.
@TochiEsther
2 жыл бұрын
Thank you so much
@ogochukwuokonkwo180
2 жыл бұрын
was that your baby snoring? lol. Dont mind me, I LOVE this video!
@TochiEsther
2 жыл бұрын
Thank you for watching 🤣
@lifeofchacha
2 жыл бұрын
This is well explained 👌 & congratulations once again.
@TochiEsther
2 жыл бұрын
Thank you so much
@osinolajumoke4235
2 жыл бұрын
Welcome Mr Dozie, you're such a knowledgeable person. Congratulations to you both. My question is the mortgage will spread over how many months or years?.And if you don't mind where in the UK are you based please.
@TochiEsther
2 жыл бұрын
Noted
@angelaajayi9848
2 жыл бұрын
Thanks for sharing 👍 I really appreciate it
@TochiEsther
2 жыл бұрын
Thanks for watching
@okpevictor3109
2 жыл бұрын
Oga welcome I can see why madam is always smiling in her videos
@TochiEsther
2 жыл бұрын
Thank you so much 🤣🤣🤣
@victoryactivitiestv
2 жыл бұрын
this is really helpful, thanks for sharing this with us
@TochiEsther
2 жыл бұрын
Thank you for watching
@Nabiyeni100
2 жыл бұрын
Thanks this is most helpful!!
@estherloisobinna3540
2 жыл бұрын
Dee!!! You guys look amazing 🤗 🤗 🤗
@TochiEsther
2 жыл бұрын
Thank you dear
@adaobiokonkwo1006
Жыл бұрын
Lovely video. Welcome sir.
@liberals6707
2 жыл бұрын
Congratulations once again to your family! Welcome here Mr Dozie. Please help expatiate on the credit card issuance, what does it take to get one? Also what's the duration for paying off a mortgage?
@TochiEsther
2 жыл бұрын
Noted
@oyindamolalawal7601
2 жыл бұрын
We are 9k strong 💪....let's go guys #roadto15k Lovely video....my own question is that, you mentioned paying a solicitor...does this amount to be paid to solicitor determined by the cost of the property?
@TochiEsther
2 жыл бұрын
Thank you so much. Your question has been noted
@lillychinyere5906
2 жыл бұрын
Very big congratulations . Am very happy for you guys.
@TochiEsther
2 жыл бұрын
Thank you so much
@esosaesosa6598
2 жыл бұрын
I am happy to have watched as it is a well detailed vlog, thank you very much. My quetion is, did your wife, I mean Tochi also build her credit score? I mean for couples buying together, do both patners build their credit score or just one of you.
@TochiEsther
2 жыл бұрын
Noted
@adaking2933
2 жыл бұрын
i have found your channel so insightful since i subscribed a few days ago, weldone for the great content. you seem to avoid answering the question of what city you live in, its okay if you dont want to share that but can you share what cities are around or close. am looking to move to England and will like to learn about other affordable but also diverse cities.
@TochiEsther
2 жыл бұрын
I’ll answer that question in my next video ok. There is a video on cheapest cities to live in the uk on my channel, you can check it out
@adaking2933
2 жыл бұрын
@@TochiEsther i have seen that one, if you can narrow it to cities in England, that will be greatly appreciated. For now, i will stay tuned for your next video. Weldone.
@enockkojoaidoo3708
2 жыл бұрын
Thank you Sis, I have followed you right from finding a job until am finally in Uk. Thanks so much for the info. Please I want to know some of the banks I can create account with them and get a credit card. Most of it how to create account. Not mobile account.
@jumokeajayi6173
2 жыл бұрын
Congratulations and Thank you again Tochi, Please where in the UK did you buy your house?
@TochiEsther
2 жыл бұрын
Noted
@chicecil7240
2 жыл бұрын
What a funny response.
@VeraEkwa
2 жыл бұрын
Congrats to you both. Your hubby is quite knowleageable. Yes Rightmove etc have all what u need to know about houses in the UK. Which city are you guys
@TochiEsther
2 жыл бұрын
Thank you so much for watching
@dorisiphie
2 жыл бұрын
Thank you for sharing this is great information
@TochiEsther
2 жыл бұрын
Thank you for watching
@raheeljamil1122
2 жыл бұрын
I am coming UK in three weeks and I intend to buy a house there. I have following questions. 1. What is the value of this house? (So I get an idea of what I can get in how much) 2. What is the location of this house? 3. Instead of a full house, do I also get the option to buy a room only?
@chichi5800
2 жыл бұрын
Hey! That is quite personal info so I am not sure if they would give you the details but like her husband said, and I agree, you need to compare locations in the UK to determine what you can afford. For example a 3 bed house in London where I live can go for 350-400k whereas in Chesterfield in the Midlands the same house could go for 170k. So you have to do your research to determine what you can and cannot afford. Also if you are considering purchasing a newly built property, the Government has schemes in place such as the help to buy scheme where the Gov assist with providing a loan on top of what the banks will give you and you also have shared ownership scheme where you can purchase a percentage of a property, please look online for more detail to consider which one would work for you (though I personally believe the second one can be a bit of a headache, my two cents). No you cannot buy a room only, you may want to consider buying a studio flat or one bed apartment although worth considering what the implication of that will be on the stamp duty land tax (a tax paid when buying a property) when you then decide to buy a bigger property later. All this info can be found on the gov.uk websites. Hope this helps
@raheeljamil1122
2 жыл бұрын
@@chichi5800 thanks a ton.
@buchisspace
2 жыл бұрын
You can buy a studio flat instead of a room..much better.
@estheribkA
2 жыл бұрын
Thank you so much for this, so helpful and informative. Congratulations and God bless your family ❤️❤️❤️
@TochiEsther
2 жыл бұрын
God bless you too. Thank you so much
@funkeelegba1922
Жыл бұрын
Congratulations 🎉🎉🎉
@fat2fitphobia
2 жыл бұрын
This is amazing 😻
@TochiEsther
2 жыл бұрын
Thank you so much
@Tolanimeliang
2 жыл бұрын
I love your transparency
@TochiEsther
2 жыл бұрын
Thank you so much
@jozzycorner
2 жыл бұрын
Congratulations to you both is everybody dream to get a better place to stay am waiting tho
@TochiEsther
2 жыл бұрын
Thank you so much
@FaithOjone
2 жыл бұрын
Nice 👍👍 make I go learn
@ojoolasunkanmi1772
2 жыл бұрын
Welcome
@valleriemuckoya3394
2 жыл бұрын
I also came to Uk in 2019, have a debit card, not a credit card. So the question is does one have to get a CREDIT card to build your credit score and show banks how you are able to payback money (to know if you can pay back loans..etc). However, I still get to see my credit score of my debit card, on Experian. Please can someone shed more light on this and where do I get a credit card, must it be with my current bank. I plan to buy a house in a years time.Massive congratulations Tochie and Dozie!!God bless you guys.
@TochiEsther
2 жыл бұрын
Noted
@VanillaStrawberry1343
2 жыл бұрын
Vallerie Sign up with clearscore. They then send you your score per month and also inform you of what loans you may be eligible for if you apply and credit cards. They do the work for you. You do not have to get a credit card only with your bank Bless you
@valleriemuckoya3394
2 жыл бұрын
@@VanillaStrawberry1343 thank you so much
@valleriemuckoya3394
2 жыл бұрын
@@TochiEsther thank you.
@motunrayosolomon6974
2 жыл бұрын
@@VanillaStrawberry1343 Clear score is requesting 3 years of UK address history, does this mean that only people who have lived in the UK for 3years can register?
@Mulangi
2 жыл бұрын
As of July 2022, there is a 4th CRA called Crediva.
@maureenachu
2 жыл бұрын
Wow I’m so happy for you and your family sis, congratulations once again.
@TochiEsther
2 жыл бұрын
Thank you so much
@emmanuelodeode3432
2 жыл бұрын
You welcome mr dozie 🥳🥳🥳🥳
@TochiEsther
2 жыл бұрын
Thank you so much
@Vickyscornerr
2 жыл бұрын
Wow I learnt alot here👌
@TochiEsther
2 жыл бұрын
Good to know. Thank you for watching
@danamikcomedy
2 жыл бұрын
Thank you soo much for sharing ❤
@TochiEsther
2 жыл бұрын
Thank you so much for watching
@roseawino9227
Жыл бұрын
WELCOME BRO
@sophiaosagie1044
2 жыл бұрын
Thanks for sharing! How did you find a developer?
@TochiEsther
2 жыл бұрын
They are everywhere
@sophiaosagie1044
2 жыл бұрын
@@TochiEsther thanks for replying.
@glorytolulope6044
2 жыл бұрын
Thanks to Mr Dozier for deciding to come on the channel.
@TochiEsther
2 жыл бұрын
Thank you for watching
@makaliaross7297
2 жыл бұрын
Very good information thank u much
@TochiEsther
2 жыл бұрын
Thank you for watching
@oluomachiajuzieogu2986
2 жыл бұрын
Thanks sis for this video 🤗 my hubby and I have been looking forward to this video😁 I have a question. Can someone coming in as a student with dependants get a credit card as soon as she arrives in the UK? I love what your hubby said about getting a credit card and building a your credit score as soon as in arrive in the UK.
@TochiEsther
2 жыл бұрын
Noted
@katy24oct
2 жыл бұрын
Tochi pls reply to this questions.am also interested
@TochiEsther
2 жыл бұрын
I'd do a Q and A to reply all questions in the comments I can't reply every question individually. Thanks for understanding
@naijagurlandherpops
2 жыл бұрын
Great question. Can a student get a credit card? 👍🏽
@katy24oct
2 жыл бұрын
@@TochiEsther pls can u tag me where u did question and answer?I will appreciate that pls
@pathwayuk
2 жыл бұрын
Congratulations 🎉
@TochiEsther
2 жыл бұрын
Thank you so much
@petertemitayoobajuwon1973
2 жыл бұрын
Please is the mortgage advisor from your bank or one needs to search for a mortgage advisor online?
@jumokeolaopa
2 жыл бұрын
Congratulations to you and yours . More wins in Jesus name. I want to ask, did you get into the Uk through study or work visa?
@TochiEsther
2 жыл бұрын
Noted
@fsho6586
2 жыл бұрын
Well done guys. Pls recommend a mortgage advisor
@TochiEsther
2 жыл бұрын
It depends on your location
@ikpemmainyang8302
Жыл бұрын
Which part of the UK would you advice someone coming in newly to settle or probably buy a house, please?
@Naijamuminaustralia
2 жыл бұрын
Uk has similar processes with Australia good to know
@TochiEsther
2 жыл бұрын
Oh wow, good to know
@ritaokuma8662
2 жыл бұрын
Welcome dozie
@nkirukaedward-alali9339
2 жыл бұрын
Thanks for this video. My question is about credit card. I came into the Uk five months ago and I asked for a credit card from my bank once I opened the account, I was advised to get some pay for a couple of months and come back. Went back in December and I was still denied. They said my credit score is not good meanwhile I don't owe anyone, I pay all my bills via direct debit and I'm always on time. How do I circumvent this? Is there any other organization that gives credit card. I heard since covid bank are not so open to give credit cards anymore
@TochiEsther
2 жыл бұрын
Noted
@olusolafolorunso
2 жыл бұрын
Get on electoral register, take a sim-only plan
@yorubagospelnetwork
2 жыл бұрын
Get on d electoral register.
@nkirukaedward-alali9339
2 жыл бұрын
@@yorubagospelnetwork done that. Did not work
@yorubagospelnetwork
2 жыл бұрын
@@nkirukaedward-alali9339 really? Then call your bank and ask them what you need to do to get it up....they will be in a better place to advise....for credit card, check clears core for possible card options. Don't do a hard search though, that will reduce ur score....applying repeatedly for loans too often can also do that.
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