Wow. After a full day of rereading my finance textbook trying to figure out how to use this calculator for these types of problems, I now fully understand how to do everything in under 4 minutes thanks to your video. Thank you so much!!
@newbieblio
7 ай бұрын
Currently watching this video to practice with my own calculator for a finance exam, and you explained how to do this better in 3 mins compared to my professor. You just got another subscriber!
@DJOttmar
Жыл бұрын
In case someone wonders why the heck they get a different result: N is the number of periods, but there is another setting C/Y (accessible via key P/Y and then down arrow) that sets the number of compounding periods per year. If this is not set to 1, your result won't match.
@SurferTy
Жыл бұрын
Thank you! Mine was on 12! Screwed everything up. All good now! Thanks!
@srinidhishetty490
Жыл бұрын
thank youuu !! kept wondering why my answers were not matching.
@ash4856
Жыл бұрын
Thank you so much for this!
@christinee8353
Жыл бұрын
Cannot thank you enough...all was going smoothly, then did some advanced problems...even tried clearing it!!!! Then figured I needed to rewatch how to use the calculator😅
@zlatkarankine7773
Жыл бұрын
Lifesaver! I redid this thing like 1000 times until I read your comment! Thank you.
@eveline9530
2 жыл бұрын
i wish you had more videos... Hopefully, you are well and all is okay and just got busy with other stuff in life..
@harsharao2812
Жыл бұрын
While listening to your voice it's the same as Joe Biden's. And your class is good, do all quants and financial statement analysis problems here. I subscribed and thank you, gratitude 🤲
@chudyedeji7754
4 ай бұрын
Wooooooooow..... highly helpful in just 4 mins.... Wow!
@tslo1808
Жыл бұрын
Great video, concise and showing all inputs. Appreciate your time and help!
@Jack-uv6xx
2 жыл бұрын
Excellent... thank you!
@RenatoCris-g8t
Жыл бұрын
Thanks my teacher couldnt do this for some reason
@alienaliens146
9 ай бұрын
Was it for stocks?
@rjwarren77
3 жыл бұрын
extremely helpful, easy to follow, and understand. I searched and watched several other videos before coming across your video; I felt lost after each video, after watching your video just once, I am now doing assignment calculations with ease, on my own. Thank you
@RyanBrown01
3 жыл бұрын
Thank you for the feedback. Much appreciated!
@miguelangelmendivil9146
Жыл бұрын
I did exactly the same as you with my calculator and got different amounts
@ryanbrown5985
Жыл бұрын
Let me know what amounts you are getting.
@tregatregs8804
Жыл бұрын
My lecturer was just crap with no visual explanation of how to use the financial calculator. Thank you, Ryan, for making life so easy!!!!!!!!!!!!!!!
@tyanatee5900
2 күн бұрын
Im sayin,, then she got aggravated with us when a handful did not know how to work it.
@Britspence381
Жыл бұрын
Thanks so much for this clearly presented tutorial. I'm retired now and studied business math ~50 years ago. We had to work our problems without the use of business calculators, using charts in our textbooks. Handheld business calculators were new things, very expensive and couldn't be used on tests. I've always been fascinated by the calculators and am learning to use my BAll Plus now, 'just for the heck of it'. 😊
@ivy_2300
7 ай бұрын
I get a different result: FV = $101,242.28. Anyone else facing this problem or know why?
@ivy_2300
7 ай бұрын
Resetting my calculator fixed the problem, for anyone wondering
@rosazamora1066
2 жыл бұрын
Hello, I am taking finance and all the other videos I've watched just tell me the formula but not how to enter it. Your account is so helpful!!! Thank you so much! You make a difference.
@lindsayzenz4523
9 күн бұрын
Oh my goodness I have been trying to figure this out for so long and you just in a few minutes showed me how to do it thank you so much!!
@Circa1628
Ай бұрын
i got a textbook explanation of how to use the calculator. talk about confusing. i really needed a simple example explanation. thanks
@sidkings
2 жыл бұрын
Much appreciated Ryan. I got my calculator today, just getting to grips with it. Very useful video cheers.
@Dondo1
Жыл бұрын
My calculator keeps spitting 98029.60 instead of your answer even though I had the same entries. Is there a different format setting I’m missing?
@hormazbobinmaker7510
Жыл бұрын
Thank you, I have an exam tomorrow & this really helped.
@unityaboriginelove6595
2 жыл бұрын
This video saved me a headache. I didn't know that I was supposed to enter a payment($0) even though, the problem doesn't have one. I kept getting the wrong answer. Thank you so much for showing us EXACTLY what and how to enter the numbers. I have subscribed to your channel.
@noellejacobs6010
3 жыл бұрын
Thank you so much! The pervious video I was watching left out the step where you press "compute" which caused me to be completely lost and unable to complete the problem. You were extremely helpful!
@mikeyavelli7351
Жыл бұрын
Wiley does a poor job of explaining how to use the BA II. I had no idea I needed to hit the CLR TVM
@jagatdave
3 жыл бұрын
thanks.. i checked your example to check whether my BA2 plus reset worked or not...
@lapu1602
2 жыл бұрын
i followed this step by step and got the wrong answer. help
@lapu1602
2 жыл бұрын
did a hard reset. works well now. Tip for others
@milenadeltorto7158
Жыл бұрын
Why am I getting (in last exercise) -99501.87?
@ryanbrown5985
Жыл бұрын
Inputting 0.25% for I/Y will get you the result you mention above. Some calculators default to dividing the rate by 12 for monthly compounding, and it just so happens that 3/12 = 0.25, so I am sure this is what happened here. If you did not purposefully enter 0.25% in for I/Y, check the settings on your calculator. The BAII plus should not default to divide the rate by 12, so resetting the calculator to the factory settings should fix it. Sorry for the late reply. I'm sure you already figured this out by now.
@milenadeltorto7158
Жыл бұрын
@@ryanbrown5985 thanks!
@adewuyiabolajisimbiat5887
2 жыл бұрын
I find this extremely helpful. Thank you.
@Littleone77
Жыл бұрын
I’m getting 101,255.22 Not sure why
@sweetpea6690
Жыл бұрын
Thank you.. it helps me to understand..
@jaykay7276
3 жыл бұрын
Method of explanation was really easy! Now concepts are much clearer!!!
@jessvschidinma
3 жыл бұрын
Very helpful. Thank you!
@RyanBrown01
3 жыл бұрын
Glad to hear it help! Best of luck!
@abhishekpatel8381
4 ай бұрын
thank you, this video was better than the answers from ChatGpt and various other textbooks
@daughterofyahweh007
Ай бұрын
This was extremely helpful. Thank you! I just started a finance course and the instructor verbally explained how to calculate the future and present values but didn't go into as much detail as your video. You were thorough and walked us through it visually which helped me tremendously. I went from looking at this as a second language to better understanding what it all means.
@lilaidsHD
8 ай бұрын
Thanks. Couldn't understand how to use this and now that I watched this it's so simple.
@marcusfleming8622
2 жыл бұрын
I reset my calculator, and I keep getting 116,075.45. I am trying to figure out where I keep messing up. Please help.
@ryanbrown5985
2 жыл бұрын
Sorry. I've tried getting that number a few different ways using common mistakes and was not able to replicate it.
@raccoon874
10 ай бұрын
*my BAII Plus gives me a different total for both of these examples, and any other example I try to replicate*
@raccoon874
10 ай бұрын
Nevermind, I reset the calculator to factory - *[2nd] [+/-] [ENTER]*
@Veronicasharma
8 ай бұрын
I was having the same issue. Thanks "resetting" was helpful.
@_sweater.weather_169
Жыл бұрын
My calculator spits out a different answer even when I follow step by step any help
@manishtulsiani5943
27 күн бұрын
FV(0.08/365,10*365,8) can this be calculate in this calculate, how please?
@alexbasevich1098
Жыл бұрын
This might save me on my final today lol
@yp918
3 жыл бұрын
very helpful and easy to watch
@user-yy6gr9yt3w
9 ай бұрын
Hello Ryan, In my first question, i am getting answer 101,255.22 and you have 115,762.5 I don't know what I am doing wrong can you please reply me?
@valentinengatchayokeu2971
Жыл бұрын
What an amazing video! Thank you so much
@janicejramos3289
Жыл бұрын
This was so easy to follow. I finally got it, thanks!
@Standbyualways
2 жыл бұрын
Thank you for the tip on how to verify that everything clears out! You're appreciated!
@LovepreetSingh-dh2de
Жыл бұрын
Actually my calculator shows107.689. i did the same calculations
@imaddahoui5434
28 күн бұрын
how to calculate PV with yearly different spot rate and stable PMT ?
@neetubinwani7111
4 ай бұрын
For the second question, I got 94,183.51 - can you pls help?
@Alenezi314
Жыл бұрын
God bless you dude I have an exam next week, and you just showed up. keep it up.
@cheyennemanning7286
2 жыл бұрын
Thank you so much
@atulupmanyu9231
10 ай бұрын
How do I calculate a rate of return when payments and nper is different? E.g outflow of 100000 for 5 years and fv of 940000 in the seventh year?
@herlindasanchez9699
2 жыл бұрын
Thank you so much!
@spdhaliwal5931
3 жыл бұрын
Hi Ryan i am trying to calculate the PV of a 20,000 FV zero-interest bearing note with 8% interest rate. i am not getting right answer. can you please help.
@ryanbrown5985
3 жыл бұрын
Enter this: 20000 [FV] 8 [I/Y] 0 [PMT] Number of years [N] [CPT] [PV] NOTE: You did not indicate how many years until maturity in your comment. You will need to know this and enter it just before [N] above. For instance if N is 5 years, you should get PV = $13,611.66. Remember DO NOT use 0.08 for the rate. Use 8. This is a common mistake. Hope this helps!
@spdhaliwal5931
3 жыл бұрын
@@ryanbrown5985 term was 9 months
@ryanbrown5985
3 жыл бұрын
@@spdhaliwal5931 When calculating PV of fixed income securities that have maturities of less than 1 year, the quoted price will depend on the day-count convention used for that particular security type. So you will need to know what type of security it is (T-bill, commercial paper, Repo, etc.). Once you know this, you will need to look up the day-count convention for the particular security you are trying to price, and use the appropriate formula for that day-count convention. I do not use the TVM function on the calculator when answering questions about price or rates of fixed income securities with maturities of less than 1 year. In those cases I use the appropriate formula directly. If this is for a class, your professor may provide you the appropriate convention for the security, or you may need to find it on your own. Here is an article about day-count convention. www.investopedia.com/terms/d/daycount.asp Hope that helps. I'll try to add more info a little later.
@spdhaliwal5931
3 жыл бұрын
@@ryanbrown5985 thanks a lot for ur help.
@carlosdiaz1227
Жыл бұрын
Better than my professor we need a Video on NPV and
@thienuzumakiclan
6 ай бұрын
Hello! I got the same calculator as yours, but I got different answers. Could you please help me out?
@blessedbythebest24_7
2 жыл бұрын
Hi, for an example if PV =410.71, FV=1817.91, NUMBER OF PERIODS =17, HOW CAN I FIND THE INTEREST RATE ON A TI83PLUS CALCULATOR? Thanks
@ryanbrown5985
2 жыл бұрын
Sorry for the late reply. You would get this by entering: -410.71 [PV] 1817.91 [FV] 17 [N] 0 [PMT]
@dr.santhoshg1727
7 ай бұрын
What if fv compound semi annually or quarterly?
@ConorKeenan-h5t
Ай бұрын
Fantastic video. Thank you!
@vivnkalsi
7 ай бұрын
I tried to plugin the same values in the calculator but I am not getting the same results. I am getting difference of 5000 every time. Is it because of the calculator or the method of putting the values in the calculator
@Fboy2284
Жыл бұрын
Helpful!! Thanks
@patrickdurdenman7221
Жыл бұрын
God bless you sir
@kirolosatef2425
2 жыл бұрын
Thank You Very Much
@seriouslycat6056
2 жыл бұрын
Good video
@PitbullBoxy
8 ай бұрын
Thanks bro, my finance professor is not the most proficient in English
@priyankadas8855
5 ай бұрын
Is it possible to get normal distribution and inverse using BA II Plus?
@seerawno9733
10 ай бұрын
why do I get 101, 255.2156 I did the exact same steps as you.
@danielsalumu2654
2 ай бұрын
Very helpful, thank you sir
@victormoisesgalvan1596
3 жыл бұрын
Can you do something on annuities?
@ryanbrown5985
2 жыл бұрын
Thanks for the recommendation!
@jameschen329
2 жыл бұрын
Legend
@raoulatchikpa2836
3 жыл бұрын
Very helpful! It made my financial course easy on that point. Thnks so much Emmanuel. Regards
@AlyssaNam
2 жыл бұрын
this helped a lot! ty!
@SuperCarmelek
Жыл бұрын
Nothing worked for me the n doesn’t work it shows me 3 instead
@air2wenty
7 ай бұрын
Do we always put PV in a - number?
@damianhoulihan3937
7 ай бұрын
Very helpful, thank you!
@user-yy6gr9yt3w
9 ай бұрын
I got the same as urs, i had to reset the calculator and then use the calculator again.
@massfrank
2 ай бұрын
Very Nice Explanation
@omogenaija1
2 жыл бұрын
How do you to NPV on the calculator? I thought I would find a video on your channel.
@ryanbrown5985
2 жыл бұрын
Thanks for the comment. I'll do that video next.
@neetubinwani7111
4 ай бұрын
I followed the similar steps - why am I getting 116,147.22?
@neetubinwani7111
4 ай бұрын
Now i had got the correct answer - there was some figure under P/Y
@spacewalktraveller1
Жыл бұрын
Thanks Ryan you're a star.
@trap_time
Жыл бұрын
Learned everything for my finance class in 4 minutes lmaooo
@hectorbermudez3838
Жыл бұрын
Hello dear, thank you for your video. It is really easy and well explained. However, I did both exercieses several times and the result was different, close but different. May be the set up of my calculator? thanks again
@ryanbrown5985
Жыл бұрын
It’s probably a setting. Can you tell me what answers you are getting? Also I suggest pressing RCL them each variable and verifying that you didn’t make a mistake imputing the numbers.
@soniamannar1670
Жыл бұрын
@@ryanbrown5985 it’s happening to me too. For the first problem I got 115,969.34!! It was close! My math mid term is coming up soon so if you see this pleeeassee help! 😢
@labden9540
Жыл бұрын
Thanks, this wasnt intuitive at all
@verademers8438
Ай бұрын
Thank you very much
@kingdavid7503
Жыл бұрын
Exactly what I needed
@Seriouslyneedtostopwatching
11 ай бұрын
I wish you made more videos
@bryanlee9175
11 ай бұрын
I calculated the present value for the second question to be $94,090 instead of $94,259.59 though. Is this working correct? PV=(1-d)^t × FV = (1-0.03)^2 × 100,000 = $94,090
@user-tr5jq2zi5g
Ай бұрын
Extremely helpful! How about a video for computing future value of a series of amounts.
@trap_time
Жыл бұрын
Thanks G
@ratpackenterprises1607
8 ай бұрын
In the second problem, the discount rate of 3% is not the same as an interest rate of 3%, though. Right? The solution we got assumes that the interest rate is 3%, but the interest rate should have been (by i = d/(1-d)) 0.03/0.97.
@SonofIsis7
6 ай бұрын
Thank You, Sir!
@DragonRaiderX9
5 ай бұрын
Much obliged!
@misscarter9954
5 ай бұрын
I am currently studying for my CIMA and this has helped a lot!
@isabellesteger8011
7 ай бұрын
For anyone that is really struggling and keeps getting the wrong answer or your C/Y you put in wont stay put, I bought a used BAII plus for obvious reasons, and I had to reset the entire calculator so that it would let me keep my own personal settings. Theres a sim-card like button on the back of it to reset!
@kelera9765
Ай бұрын
Simple and Easy. Downloaded a FC but didn't know how to use it. This video helped me alot and will come in handy this semester
@joseignaciomonasimurgueyti4226
12 күн бұрын
Arrived late to my class today, but this video helped me get all caught up. Appreciate you!
@sumankattel01
11 ай бұрын
who is watching these from exam hall?🤣. Thank you pal!!!
@jenniferqin7114
6 ай бұрын
THANK YOU SO MUCH!!!!
@Thesandchief
7 ай бұрын
thanks for the help
@JJSM-cz7sm
Жыл бұрын
Thanks for the video, I am wonderding for single cash flow problems if I don't enter PMT, is there a default amount setted for PMT so that we must enter PMT as zero?
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