Only reason I’m trusting your advice is because of that USMC shadowbox in your background Errr! 😂. I went from a 785 credit score all the way down to 426 when I hit a rough patch after my retirement. So far I’ve fought my way back up to 643. I’ve got a little farther to go but I’ll get it back! Great video!
@NaamWynn
6 ай бұрын
Rah!
@CasperTheFriendlyGhost777
6 ай бұрын
I’m started my ladder climb today at 600 score
@NaamWynn
6 ай бұрын
Let’s go!
@federal6616
6 ай бұрын
Lol😂😂😂
@yanaesprit7286
3 ай бұрын
Can you get a credit card or a loan with 600 score ??
@kendallsmith918
3 ай бұрын
@@yanaesprit7286navy federal pledge loan
@sdn4134
2 ай бұрын
I’m starting at 543 I got cards in the beginning out of necessity. Now I’m learning how to properly use them.
@user-zs1fr7im6l
6 ай бұрын
The total household debt of $17.3 trillion entering 2024 is a new high for the U.S.
@NaamWynn
6 ай бұрын
It’s high!
@ceejane-c4r
Ай бұрын
My first questions to you is how does it effect your hard inquiries on your credit report? 2/ Can you please make a video explaining the process and how long one must wait to apply for another credit card? Thank you,
@jun.oshima
6 ай бұрын
Hahaha😁Amex platinum, the king of coupon book style credit card!
@NaamWynn
6 ай бұрын
Seriously
@Albert-777
5 ай бұрын
What happens let’s say after one or two years you’re not an authorized user anymore,do you keep their good credit rating from your friends or does that disappear?(long term)
@kempwashington2722
5 ай бұрын
You keep whatever score you have at the time you're cancelled as authorized user. You keep your score.
@Albert-777
5 ай бұрын
@@kempwashington2722thanks 👍🏼
@Hand_me_a_handle
6 ай бұрын
So which tier do people that had a bankruptcy discharged fall in?
@darylhowell2806
3 ай бұрын
I was wondering the same thing
@PatriciaRodriguez-dm7oc
5 ай бұрын
Hi Naam, thank you for your content today! Do you have a program I can join to increase my score?
@allen9584
17 күн бұрын
Any recommendations on were to find a person I can pay for trade line ?
@galato4234
6 ай бұрын
Thank you for your videos. Do you know what will happen with a CO $1955 that will fall off on Jan 25 after 7 years. This means that it will not need to pay anymore in the life? Eventhough there is a plan to buy a house at the end of 2025. Thanks.
@NaamWynn
6 ай бұрын
Correct. If its not on your report don't worry about it.
@sandig4913
5 ай бұрын
I love your video's. Do you know how many points your score will go up after a BK falls off your CR.
@stevenroland686
4 ай бұрын
I just got ch 13 discharged in May 2024 I'm a navy Federal credit union member since 2019 which card should work for
@nboogii
6 ай бұрын
Do you have a video explaining more about tradelines? This is my first time hearing about them
@NaamWynn
6 ай бұрын
Trade lines are just primary accounts in your name. If you are hear about buying then they are referring to buying authorized user slots
@futjay3424
5 ай бұрын
So I bought a second car it got totaled, insurance paid it off and my credit dropped massively I was 640 now I’m like mid 400 I believe how can that be fixed as I need another vehicle loan asap
@Brilliantick99
6 ай бұрын
Navy Federal is amazing seriously
@NaamWynn
6 ай бұрын
It is!!!
@Honeysunshine70
4 ай бұрын
Wish i could get this one
@23SonicBoom
4 ай бұрын
I ruined my rep with them when I was in the service. ):
@talibandabanditt6858
6 ай бұрын
i have a 740 and cant get aproved for nothing onlly 500$ cc :(
@Smashg
5 ай бұрын
Go open up a navy federal account
@NKSEdits-q1y
6 ай бұрын
KZitem Recommended your video and I'm so Thankful, Really great stuff man, BTW, I was wondering do you need any editor for your videos? I've commented on your twitter post let's connect through there
@Lightdog555
6 ай бұрын
What is the average time your seeing on credit repair to get decent results
@Q2Go365
2 ай бұрын
Can you get rid of my inquiries and such while im deployed?
@NaamWynn
2 ай бұрын
Yes
@terrancejackson1561
Ай бұрын
WHEN I GET MY CAPITAL ONE PLATUIM CARD WITH THE 200 CREDIT LIMIT SECURED AFTER IT BECOMES UNSECURED HOW OFTEN SHOULD I ASK FOR A INCREASE ?
@BlockchainMoney87
Ай бұрын
Every year
@terrancejackson1561
Ай бұрын
@BlockchainMoney87 is it best to just upgrade this card ro something better
@BlockchainMoney87
Ай бұрын
@@terrancejackson1561 just check your inbox for they card offers
@ernestl709
20 күн бұрын
@@terrancejackson1561stay with it for a good 6 months-1year make sure you only use that 30% of your limit
@John-Jay-Allen
5 ай бұрын
There is a formula I believe where an individual can send letters threatening legal action against the Credit Reporting Agencies in order to remove delinquencies and errors.
@marciam16
6 ай бұрын
Appreciate you!!
@NaamWynn
6 ай бұрын
🙏🏽
@kendallsmith918
3 ай бұрын
Hit 681 last month the others are both over 670 plan on hitting 700 at the end of this month ill keep my fingers crossed
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