Buying a home in the United States is very challenging given that housing affordability is close to an all-time record low due to the increase in home prices and mortgage rates over the past several years.
In today’s video, I discuss what’s an assumable mortgage and how to find a home for sale in which the homebuyer may be able to assume the homeowner’s low mortgage interest rate. In other words, if a homeowner has a low interest rate that can be assumable by a home buyer then how does one take advantage of that, how can you find a home for sale with an assumable mortgage and lastly, what are the pros and cons of an assumable loan mortgage
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Compilation of Housing Market Forecast videos:
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Reports I shared:
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To give you a quick mortgage interest rates update, according to the Mortgage News Daily the average 30yr fixed mortgage rate is around 7% for the current mortgage rates (at the time of filming this video for those with excellent credit).
Comment below: what’s your housing market forecast? Do you think a housing crash will happen or are your housing market predictions that the real estate market and home prices will continue to surge?
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Jason Walter, CPA (inactive CPA lic 103885)
Sacramento real estate agent and native (DRE 01923240)
Mortgage Loan Officer, NMLS 2566691
Revest Homes (DRE 02174879, NMLS 2362319)
jason@meetjasonwalter.com
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Disclaimer:
Jason Walter is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only.
This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you. Thank you for your support! Jason Walter is a licensed real estate agent and mortgage loan originator with Revest Homes in California (DRE 02174879, NMLS 2362319).
#housingmarket #interestrates #mortgagerates
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