Make sure to put any questions you have down below!!!
@Elsa-qy9hr
9 ай бұрын
I'm with Wayne, I Highly recommend the HIGHEST interest rate FIRST. That helped me get ahead big time. Love your sound affects & photo shops Wayne 😂❤
@dfd7queen
7 ай бұрын
I did snowballs
@user-hg2tk3xj9y
4 ай бұрын
To much credit really is not an issue, utilized credit is the issue.
@joshuaderstine4133
7 ай бұрын
People don't realize how easy it is to get stuff off your credit report even if it's mostly truthful. There's an overwhelming amount of information on KZitem showing people how. It takes time and persistence but it is easy.
@ellapantoja1645
5 ай бұрын
I’m so grateful for all of your videos. I’m trying to raise my score right now. I made a huge mistake which I own up to wish me well. I literally asked them to lower my interest rate. They told me I either had to take out another credit card that has zero interest rate if I qualified. Or I have to work with debt education and let them close my account.
@UniversalTitleHere
3 ай бұрын
Great video and information! Your walk and talk style really works best for you imho; kinesthetic thinker. Again, great video, and you've come a long way! Please cover some of this "desktop" info in your walk and talks! ...oh and please lmk if you recommend anyone for the eastern suburbs of Nashville!
@SamMillerSells
2 жыл бұрын
Wayne, Great information and I enjoyed seeing the fun side of dealing with improving your credit - Sam
@TheRealWayneTurner
2 жыл бұрын
Thanks Sam. Glad you enjoyed!!!!
@Splenda2021
Жыл бұрын
@@TheRealWayneTurneryou have the best show and love your content
@JerryPinkas
2 жыл бұрын
Excellent helpful information Wayne! Really good info on raising your credit score.
@TheRealWayneTurner
2 жыл бұрын
Thank you Jerry. I’m having fun helping others.
@debbieanderson2088
6 ай бұрын
I really enjoy your videos- very informative- thank you
@isaaclopez2921
8 ай бұрын
You didn't mention child support, nobody talks about how child support screws with your credit. Nobody has ever talked about ways of removing it from your credit score.
@lm1534my
5 ай бұрын
I mean you could just pay it....
@doloresamaya442
6 ай бұрын
Thank you for your valuable information
@TheRealWayneTurner
6 ай бұрын
You are most welcome
@ocean1233
7 ай бұрын
Your doing a GREAT JOB 🎉🎉
@user-sd1qr5il6k
29 күн бұрын
Is there a way to get rid of a lien removed from a foreclosed house?
@kathyhuckaby3403
2 жыл бұрын
Excellent information … this rocks!
@TheRealWayneTurner
2 жыл бұрын
Thanks Kathy! I truly enjoy making these videos!!!
@thomasszymanskisr4735
8 ай бұрын
Hi wayne,I've had a very bad year 2022/23 wife passed last yr. Trying to pay everything,did ok till 4 mo.ago,all fell apart going to bankruptcy, don't want to have to.at the time we looked a tract of land in s.c. don't know if this is going be denied any advice
@user-sd1qr5il6k
29 күн бұрын
Third party debt collection is illegal from what I read.
@dfd7queen
7 ай бұрын
Thank you Wayne this is excellent information ❤
@larrylucas5731
9 ай бұрын
I'm doing just what you're saying. So, this time next year I'll be calling you to help me find a home. Thanks and talk to ya later!
@TheRealWayneTurner
9 ай бұрын
Look forward to hearing from you and helping!
@justinchamberlain3443
11 ай бұрын
9:10 I had to write a 30 day late notice..
@user-mg9vu9tc8i
8 ай бұрын
Very good information, thank you!
@ironhorse7588
6 ай бұрын
Great information 👍👍
@maryhorne3570
Жыл бұрын
Thank you!
@beachdweller3378
7 ай бұрын
Just a little caveat here. When you use free credit report or other free agencies, the transunion and experian scores are boosted up to various degrees. When the mortgage company pulls your score, your scores will often be less.
@TheRealWayneTurner
7 ай бұрын
Mortgage lenders will look at the FICO Score 5, so you just need to make sure that's the one you're looking at.
@cordovanbee
Жыл бұрын
Good stuff
@brendapatterson110
7 ай бұрын
I didn’t know you was a comedian too
@Maryallandy
Жыл бұрын
Excelent 👍
@aarontiffany9101
3 ай бұрын
pay your bills early . gas water electric rent cable/internet/phone . prove you can pay never had a missed payment that doesn't go towards a credit score for the most part only some consumer debt it is a damn shame it is wrong i understand the game i understand underwriters those are mostly 15year notes at a higher payment that weeds out the poor i hope things change it needs to quick a lot of jaded people out there who never managed to get established . pride of ownership is good for society / save live below means and hope things change
@tammyvega4284
Жыл бұрын
What about if, “I will not apply for credit cards”’ I want to be debt free, I have past due medical bills due to my heart disease because I didn’t have medical insurance. Bad credit because of no open accounts so they call me a risk??? I don’t understand this way of thinking how you became the bad credit risk, because I refuse to have open rotating credit but, but you can be in debt for 2o, 30, $40,000 and have good credit because you’re in debt?????
@tammyvega4284
9 ай бұрын
Where is my answer to my question?
@rexmilli
8 ай бұрын
The credit game is about being in debt, but in good standing. If you can't prove you can manage debt they don't want to take the chance.
@credittrickscredithacks
2 жыл бұрын
i really like this video
@TheRealWayneTurner
2 жыл бұрын
Thank you. Glad you enjoyed!!
@camlaglam4564
26 күн бұрын
Once again great knowledge thank you so much the Turner ❤❤❤❤❤
@loisthomas8764
2 жыл бұрын
Can you buy property if you own a house, and have only 1,000 down?
@TheRealWayneTurner
2 жыл бұрын
Yes, you sure can! As long as you qualify based on your debt to income ratio!!
@albertrodriguezjr
7 ай бұрын
Wayne, what if its already paid off when in collections.... how do i get it removed off the credit report. the debt has been satisfied but still listed on the report. help! : )
@dfd7queen
7 ай бұрын
My friend is a mortgage lender she said it won’t help you if you pay it off and they will not remove it $179.00
@CAgram123
8 ай бұрын
Need to make a video to address people with low credit scores because they have never used credit cards in their life and have no credit. What is your advice to those who want to establsh credit?
@TheRealWayneTurner
8 ай бұрын
I would recommend getting a secured credit card (like maybe a gas card), don’t spend more than 30% of the cards available credit, and pay it off every month. Within 2-4 months you will have credit established.
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