Well,...the last time I checked my credit score was 833. It is nice to know even if you got to 850 it wouldn't matter to a lender,...you would still get the best rate.
@aac8033
Жыл бұрын
love the video , no bs , just straight to the point , just subscribed!! , thank you!!!
@se7encrows
Жыл бұрын
“216 hundred thousand dollars”. I had to watch that twice to make sure I heard that right. ;)
@Arvabelle
Жыл бұрын
LOL oops 😂
@nordoflobsquipple3121
Жыл бұрын
216x 100,000! Love how you think. 🤑
@edwinbrace4681
Жыл бұрын
Just found this channel and I appreciate the content
@adityavishwakarma8019
Жыл бұрын
THank's for this knowledgeable video
@willjohnson4047
Жыл бұрын
Awesome video for real. Scores actually go up to 900 and the reason I know this is because I actually sold a car to someone with: 900, 897, 893, and 890
@josephukedaddy0548
Жыл бұрын
Great video, and..... you look amazing!! Love the dress and hair!!
@Arvabelle
Жыл бұрын
Thanks!
@jasonquintana6550
5 ай бұрын
Your video and your content and the information it's so outstanding. Thank you for all the good information you're awesome!
@briangosselin6676
Жыл бұрын
let's just say my credit limit is 5,000 dollars and I use 3,000 of it but I always pay it on time and have yet to miss a payment would this still affect my score in a negative way? I use my credit cards for every purchase so I can get cash back and pay it in FULL but I'm not sure if the 10% rule still counts ?
@SomebodyPickaName
Жыл бұрын
No it shouldn't hurt your score, as long as you're completing the pay-offs before your balance is reported to the credit bureaus monthly. Double-check with your credit card company but it's generally monthly, on or around your statement date.
@Real_Han_Solo
4 ай бұрын
Great video you’re smart
@benjaminchaston7202
Жыл бұрын
I love the Institution and Account listed at the 3:30 mark. 😀
@Arvabelle
Жыл бұрын
If you know you know
@Danny_ll
Жыл бұрын
ive been 790 for my adult life, i think i dont borrow enough to get it higher
@newbeginnings9457
Жыл бұрын
I’ve been around 830 for years! It’s pretty hard to get 850 but I’ve been close!
@AR-it2re
Жыл бұрын
Great video
@Arvabelle
Жыл бұрын
Thank you!
@TheKingOfInappropriateComments
Жыл бұрын
In other words you can work really had to get a perfect credit score then you get penalized for actually using it. Use too much credit, you're screwed. Even if you pay your bills on time. Use too little credit, you're screwed. Don't open up enough loans, you're screwed. Open too few loans, you're screwed. Want to close some of the accounts you're not using because it's just a security risk? You're screwed.
@BMW_DAILY
Жыл бұрын
Side note, Credit Karma and other 3rd party groups are not accurate 100% of the time.
@SomebodyPickaName
Жыл бұрын
Right, because Credit Karma doesn't use FICO as the score model - they use VantageScore so people then check their FICO and it doesn't match up.
@Numbers-Magic-Official-AR
Жыл бұрын
ah thank you have a good life
@Numbers-Magic-Official-AR
Жыл бұрын
Why
@rainbowmusic2275
Жыл бұрын
Only usa people do this work
@goldrush7293
Жыл бұрын
A perfect credit score means you have been in debt forever. Giving greedy bankers all your money. My credit report shows can not determine. Cash is King!!
@neilouellette3004
Жыл бұрын
Same here. At 59 yrs old I've never owned a credit card. Never. Only problem w/that say I go on vacation and want to rent a car. Need a security hold of $500-$1,000 w/a credit card. Oh well. Cash is King!
@noahneutral7557
Жыл бұрын
I have a credit score and I have 0 debt and I pay for everything with it and then pay them off. It's not that hard to maintain one.
@briangosselin6676
Жыл бұрын
debt can be good, recommend reading rich dad poor dad! + getting cash back for just using a credit card instead of your debit card is pretty cool!
@Runnygraph20
10 ай бұрын
The only problem is my car ins.cost me double now never had a wreck even thought I only owe one thing that is a bs medical bill that is 4 times what it was😂 idk how my credit has ANYTHING TO DO WITH MY CAR INS.BUT IT DOES I pay it in full every year and I'm penalized from a little bill that was bs and I refused to pay it
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