I like your videos... Watching them is using the internet right.
@marvinmm4325
4 жыл бұрын
Thanks for sharing such information Nicolette, people from disadvantaged backgrounds we never had such financial education so it's a privilege to get to see your videos.. God bless you..
@FinancialBunny
4 жыл бұрын
Thank you
@thulidagracedndlovu4826
4 жыл бұрын
So true this is a godsend @marvin
@khotsomohlala1106
4 жыл бұрын
I feel like you having a conversation with me, plus i like your low key Live Bloopers😏. Aint nothing rehearsed but the info you give us
@oniccamokoena3411
4 жыл бұрын
Thank you Nicollet. Im getting smarter everytime i watch ur videos. I dont even gossip anymore. I have better things to talk about... Like finance. 😘
@gugugumede3199
2 жыл бұрын
Mara Onicca 🤣
@vandycbv502
4 жыл бұрын
i started watching your videos because you are beautiful but now, iam more interested in business than before. Thank you so much.......
@travelwithposh7129
4 жыл бұрын
Thank you Coco!!! You are honestly the absolute best!!!!
@thobiswamngadi419
4 жыл бұрын
Sis Nic please make a video on Trust funds and how they actually work, and their pros and cons altogether. Ngyacela.
@FinancialBunny
4 жыл бұрын
As in a trust fund or the trust structure
@thobiswamngadi419
4 жыл бұрын
@@FinancialBunny The trust structure, and their diffent types how they work and and a bit of advice for a person who already has one or would like to look at it as an option. Lol I usually hear the term "trust fund babies", it just spiked my interest.
@glesendamettelerkamp4960
4 жыл бұрын
Nicolete pls do a video on setting up a trust. Example buying your property investments in a trust! Even if its possible to put other investments, dividends etc into this trust. The pros and cons of a trust and most important the costs for setting up a trust.
@asandamoko5437
4 жыл бұрын
Always so informative, thanks sisi.
@carolmk3114
4 жыл бұрын
Thank you for the information it is very eye opening. Please include industry normals if its possible - it help us to have a type of benchmark. I would really appreciate numbers so I know exactly when I have hit a jackpot and when it would be wise to step back.
@mpumizwane5354
4 жыл бұрын
Hi Nicollete. Thank you for the video. I have a question. Do the home loans include the transfer costs? Like, for someone without the money for all those costs but do qualify for the amount you apply for?
@abongilem
4 жыл бұрын
Thank you for these videos. Can you please do a video on the pros and cons of changing banks for your home loan and what to look out for.
@FinancialBunny
4 жыл бұрын
Coolies
@mokgadisdiary8420
4 жыл бұрын
Hey Nicolette, thank you so much for this, the video ended at "do not be impulsive when it comes to.." would you mind please finishing you sentence for me? I truly appreciate your advice ❤️❤️❤️❤️
@FinancialBunny
4 жыл бұрын
Accepting offers I think
@mokgadisdiary8420
4 жыл бұрын
@@FinancialBunny thank you so much luv ❤️❤️❤️
@fredamadiba9753
27 күн бұрын
When I apply at different banks all at once .. Isn't this going to affect your credit score? Like being flagged as desperate Please advice
@beingteboho
4 жыл бұрын
ke kene sekolo joale, mohlang ke etsang loan mona tla be ke le motho a tsebang na o hloka ho botsa eng... thank you so much for this Nicolette.
@thulidagracedndlovu4826
4 жыл бұрын
Thanks Nicolette
@SprayandPray_Nub
4 жыл бұрын
Thanks a lot Nicolette, just wanted to know, do qualifications matter when applying for a home loan?
@FinancialBunny
4 жыл бұрын
Not as far as I know but there is a financial products for professional degrees. Just need to find more information on it
@rivoningo
4 жыл бұрын
Thank you Nicolette. 💯
@rakgadibettymashitoa8745
4 жыл бұрын
Thanks for sharing....
@khuthadzothovhakale1246
4 жыл бұрын
Thank you nicollet Can you also do a content for graduates someone who has never had credit in their entire life and probably wants to get a car or a house loan... Do I really need to have other credits so that they can calculate risk and assess me? Etc
@abongilem
4 жыл бұрын
Khuthadzo Thovhakale you will need to have some sort of credit because if you don’t, banks see you as a high risk and will most likely not want to finance you.
@FinancialBunny
4 жыл бұрын
Yes you need credit history to show you can manage cretit
@FinancialBunny
4 жыл бұрын
You can also try save up and buy cash or save for a huge deposit
@imtibest4823
2 жыл бұрын
Hi Nicolette thank you for the very informative video, I wanted to know is the best strategy to go multiple banks myself? Or use services like Better Bond and Ooba to apply at the banks on my behalf? Are there cons to using the latter?
@adeolaogunleye7965
4 жыл бұрын
FNB pocket savings interest rate is 6.05% and you still have your money in your account.
@KhanyaNolz
4 жыл бұрын
Can one re-negotiate the interests rate after they have accepted the initial offer from the bank
@FinancialBunny
4 жыл бұрын
Not really, when you accept you are also accepting their terms
@somizit2757
4 жыл бұрын
Yes you can, I've done it.
@KhanyaNolz
4 жыл бұрын
@@somizit2757 thank you
@FinancialBunny
4 жыл бұрын
Nah don’t get confused by this. How are you going to negotiate immediately after you have accepted? Can you relook are the interest rate a year after signing most definitely but not immediately
@mokhuranegranny9568
3 жыл бұрын
So what should I do if my home loan is rejected due to missed payments from the past?
@mthokozisimagagula
4 жыл бұрын
I got 10 % with another bank after my own bank was offering 10.5 % while they see all my transactions. Would you suggest a person also shops around for another property insurance offer as opposed to the bundled one with the bank? Awusese muhle ke nawe...we are tyring to focus here :-)
@sweetbqueen2485
3 жыл бұрын
Love your channel
@allthingstan372
2 жыл бұрын
Which bank do you use
@luxolotwazi5706
4 жыл бұрын
I once thought of saving up to 1M in 5 years and then go buy a home..but then ......
@FinancialBunny
4 жыл бұрын
What happened
@luxolotwazi5706
4 жыл бұрын
its very difficult when you're in the bread winning position...
@kagiso2762
4 жыл бұрын
Some financial advicers don't know how to sell.
@FinancialBunny
4 жыл бұрын
Sell what?
@theodelroy
4 жыл бұрын
Did you use a bond originator or you made contact with all banks individually?
@FinancialBunny
4 жыл бұрын
I made contact with the banks myself. It’s so much easier with the online application feature
@blessingserwaa2321
4 жыл бұрын
Does high interest rates also mean paying of the loan quickly or what please throw more light on that for me
@dalfinahhappiness430
2 ай бұрын
Meaning you are paying more
@francoisjohn
4 жыл бұрын
Hi Nicolette can you make a vid about the scandalous issue that you mentioned.
@FinancialBunny
4 жыл бұрын
What scandalous issue?
@francoisjohn
4 жыл бұрын
@@FinancialBunny You mentioned it in the video. About you having to pay for them taking the house off the market, or something.
@FinancialBunny
4 жыл бұрын
Francois Jantjies oh- I have a video about that. I tried to buy a house signed the OTP didn’t know it was legally binding. Called the banks and they said they wouldn’t give me the loan called estate agent to get out of it and she was like nah let the bond originator apply on your behalf. She did and understated my expenses so one of the banks pushed out an approval. I rejected the banks offer as it was over 30 years and the estate agency basically said they had lost potential income with the house off the market so I settled out of court
@francoisjohn
4 жыл бұрын
@@FinancialBunny Ok thanks. Appreciate your feedback. Love your vids
@mukondeleliratshilavhi5634
4 жыл бұрын
wouldn't a bond originator do all this for you? Or is it still better to DIY?
@FinancialBunny
4 жыл бұрын
That’s their job. They might not get you the best deal.
@mukondeleliratshilavhi5634
4 жыл бұрын
@@FinancialBunny understood
@luciamokolo4742
4 жыл бұрын
Thank you so much for this video 💜💜
@isaacisaacks3865
4 жыл бұрын
Is it advisable to buy a house cash?
@FinancialBunny
4 жыл бұрын
I think buying anything cash is advisable but I know there are people who may argue otherwise
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