There is a simple way round CCJ’s. Offered to pay debt. Make one payment then call and say you can no longer pay !! Claimant can no longer re open CCJ. It works !!
@Oye_TheRealDebtGuy
2 жыл бұрын
Claimant replies: once you’ve made the payment we’ll stop the claim.
@jordwhite1
3 жыл бұрын
Thank you for this. Got my claim for yesterday. Working nights doesn't help as there is no one to speak to. Your video is going to help me sleep now, then deal with stuff Monday morning. Its amazing the weight that you have lifted off my shoulders without even knowing. Thanks man x
@Oye_TheRealDebtGuy
3 жыл бұрын
You're welcome.
@markrhoden68
5 жыл бұрын
Too late for me, because of incompetence of letting agents. The greed of private parking company and my fear of court. The law is for those who can afford it!
@martinfidel7086
3 жыл бұрын
not really depends on how or what happened, if you have ~CCJ's did you know about them ? did you acknowledge them at all ? if not then you could use an N244 to set them aside and get your defence sorted, look on facebook at any of the "help with bailiffs" groups or this guy of course
@scottlee7542
5 жыл бұрын
1. Pay your debts on time, well not even bang on-time just don't take piss and ignore on purpose. 2. Don't get loans or credit in first place
@EBB505
2 жыл бұрын
My CCJ is from a £40 final broadband bill that I never received after moving house. Had no idea until I failed a credit check 5 years later and checked my credit file to see it had been issued the month before. No loans and didn't ignore on purpose. Some companies are ruthless, I paid £689 that same week to settle the amount but it's going to be on my file for 6 years.
@EileenClark-r9q
Жыл бұрын
This Guy is fantastic, he tells it how it is and how to deal with everything clearly, It has worked out as he has stated, and I can not thank he enough, I do not stress like I did and deal with everything works out ,and the creditors do not like it but back down Thank you so much Oye
@rachaelkennedy2134
3 жыл бұрын
I've just received an N1SDT form. I'm ill with worry. Thanks so much for this video.... I have contacted you via email as I would be very interested in a paid session with you regarding my debt x
@Phen0mable
6 жыл бұрын
I have like 6 or 7 CCJ on my history hahaha and I don't give a shit
@newadventures4035
5 жыл бұрын
thank you so much for taking the time to record this video as i found it to be very useful
@exrfn
4 жыл бұрын
Entering into a Tomlin order is entering into an agreement with the creditor hence admitting you owe a debt.I think by entering into this agreement is just a way for a creditor to win/get money from you.After all a lot of debt companies that buy debts in bulk like lowells are nothing to do with your personal financial circumstances merely a 3rd party interloper.If they were not named in the original agreement they have no legal standing as you cannot change/alter an original agreement.It's like rewriting your original agreement which as far as i'm concerned is not legal...I personally would not therefore enter into any sort of Tomlin order as the dca/creditor eventually gives up and zero's the account...This is what has happened when iv'e dealt with my wifes personal finances ref to a dca...No ccj and nothing entered on credit reference agency.I think it's just a blag because they know they cannot win if it went to court.Thanks...
@simonchurch.
2 жыл бұрын
This old video just popped up on my feed, but its still relevant. So if we say 'he who makes the claim has the burden of proof' then would the CCJ form have the reason/proof for said claim? ie, claimant says you own me £1000 for services rendered and the defendant says there is no signed contract clearly outlining the fee schedule. Would the CCJ tell this story..? If no then surely a conditional letter of acceptance would work along with an appropriate affidavit, which in turn is rebuting the CCJ..?
@kitpimpuk7949
3 жыл бұрын
It's interesting you cite that if the claimant "hasn't used a solicitor" isn't serious, I've filed my own paperwork to recuperate debts from customers and I'm quite serious, why do I need the added costs of a solicitor or using a middleman when I am familiar? Also when I comes to filing a CCJ I am also incumbent of the fact I've tried to politely get my funds or instructed the defendant quite politely
@Oye_TheRealDebtGuy
3 жыл бұрын
To be honest with you, I’m not focused on individuals like you. I support you recovering money from customers after honestly providing goods or services, I’m focused on banks and bank debt collectors.
@cooliodee9033
2 жыл бұрын
Here’s a question if you get CCJ would it affect to get onto a rental agreement
@EBB505
2 жыл бұрын
Yes, if you go through an agent you will fail the references due to adverse credit. We found out one had been applied through the wrong address while we were planning to move. We still got a rental house but it's just much harder. As long as you have paid in full, show the agent proof that the CCJ is satisfied, ask them if the landlord will let the property to you despite this. Sometimes the landlord will see you as a better tenant as you have been upfront and honest with your situation and you also paid your CCJ. It will be harder if you have a payment plan so it's better to settle before you plan to move. You can also try the private rental route and ask landlords directly but they might be skeptical. The advantage of using an agent is that they can influence the landlord to give you a chance because they have seen other tenants with CCJs, some agents may turn you down straight away but you just have to keep looking until you find one that will help you.
@Jinnysworld
7 жыл бұрын
Doubt you'll see this in time. My friend has mental health issues. She was served CCJ papers on Wednesday, with a Hearing booked for the following Monday (3 days + 2 weekend days). She was so shocked, she only told me about it Saturday night. I am so unprepared to help her. Its for Court costs, plus access to rental property by contractors. Thing is, she never denied access. They didn't turn up, many times! The last show up they actually did, she & I were in a cab, 8 mins away, on the way back from her benefit Tribunal Hearing. Contractor refused to enter, as it was only 2 x 12yr kids at home, while the babysitter went to the shop for milk. he said he'd be back, but never returned. She has no money, is disabled, and has 3 young kids on her own, and can't afford Court Charges, never mind food for herself every day. I don't know what to do to help her, apart from get her to tell the Judge if she's always been willing to allow access. If you see this early enough, any advice is greatly appreciated. The hearing is at 10am, but we have to be there at 9:30am. Many Thanks.
@Oye_TheRealDebtGuy
7 жыл бұрын
As I don't know the full story (as I am sure it is quite extensive) I would say the following. She should inform the court of her disabilities and explain her side of the story about the times they simply have not turned up. Any proof about the incident when the contractor said he will return may help. Regarding the court costs, she should request a payment plan that is affordable for her that she can stick to no matter how little it is. Try and get a duty lawyer at the court to help you as well if you do not already have a lawyer. I hope this helps and good luck.
@Browns82
4 ай бұрын
I've had a default on my credit file for 4 years. I'm happy to leave it there until it's barred. My question is can this turn into a ccj at any time and if it does, does that restart the 6 year counter?
@iammattpalmer
5 жыл бұрын
What about notice of issue of warrant of control? Is that same like ccj claim notice?
@kitpimpuk7949
3 жыл бұрын
I believe that's the terminology in Scotland
@WhatNAGWears
3 жыл бұрын
I’ve been sent county court claim forms from a law firm on behalf of an energy company that is no longer trading, the company is closed. Is it worth admitting debt and paying?
@atikurrahman8650
2 жыл бұрын
It was very helpful, nicely explained, thank you 🙏
@grapewater123
6 жыл бұрын
Thanks, have you done another video the other way round as I'm taking someone to court and would like to know if I'm successful if I can claim some of my cost back!!
@Oye_TheRealDebtGuy
6 жыл бұрын
Thank you. I haven't yet but I may be doing it in the future.
@LAknightYEH
4 жыл бұрын
Are you able to do a video on what we should do if going to a small claims hearing?
@bobde6937
Жыл бұрын
Very use information. Please could you advise me on my situation. I have received the CCJ to my old address from where I moved 12 months ago. I was not aware of any letters or orders sent to that address. I just noticed on my cr score app the CCJ order was added on the 18th Feb. Shouldn’t the claimant be checking my current address on the DVLA before sending out any orders? Please advise.
@bonnieandclyde222
5 жыл бұрын
What about when you did not live at the address and have proof from electoral register and housing
@Oye_TheRealDebtGuy
5 жыл бұрын
Then you may have grounds to set the claim aside.
@samdavinchi1624
6 жыл бұрын
Hi Oye. I 've got a Judgment for claimant in default over an unpaid private car park invoice (penalty charge) It is my x.misses car but still on my name, I have moved from that adress and live in a different adress. Court and civil enforcement don't have my current adress but her adress, so I'm not worried about bailiffs comming to my door. All I'm concern is if I don't respond and totally ignore it would they continue chasing me and get access to my bank account or eventually find where I live cos the car is on my name .?
@MeMissLady
5 жыл бұрын
Thank you for dropping gems through your videos. It's really appriated bro😊 How can you find out what year a ccj was issued to you?
@Oye_TheRealDebtGuy
5 жыл бұрын
You're welcome, it should say on your credit file.
@dazlee
4 жыл бұрын
Who’s unliking these videos lol creditors most likely lol
@margarethill801
2 ай бұрын
And YOU MUST BE A CHANCER THEN - !!! LOL !!!
@hazzybee3166
6 жыл бұрын
Hi I got a CCJ but I only realised when I checked on Experian I don't remember receiving any letters and I definitely didn't attend court but it appears there is now a CCJ on my account for £664 what steps can I take to solve this as I'm now scared and I do have bad credit history in general which I am now trying to sort using your token method arrangement for payment but for the CCJ I'm not quite sure what to do
@Oye_TheRealDebtGuy
6 жыл бұрын
If the CCJ is over 28 days old it will stay on your file for 6 years. If it has been issued incorrectly you can try and challenge but the process is long.
@sakkirchoudhury9410
5 жыл бұрын
What happen if u don’t any fink di
@ness1078
2 жыл бұрын
I wouldn't advise people that if a claimant hasn't put solicitors details on the form they're not serious about the claim. That's ridiculous! Many people don't use a solicitor for small claims court as you don't need to!
@Oye_TheRealDebtGuy
2 жыл бұрын
You haven’t been to many hearings, I can tell. The court won’t take you as serious as the other side if they have a solicitor. The court house is their playground. I don’t advise, I give opinions.
@londonparispakistan.3747
2 жыл бұрын
How I checked my ccj I can't find I dont have a reference num can you help me.
@pretty166
5 жыл бұрын
Hi Oye i wonder if you can help i have just received a claim form from Northampton County Court Business Centre I have just researched on KZitem and come to discover that they are not a court. The claimant is Lowell portfolio Ltd. What should I do. Ignore or complete, claim form it's not blue it's just a regular letter. Confused.
@Oye_TheRealDebtGuy
5 жыл бұрын
Definitely do not ignore it, if you do you will receive judgement against you. Follow my video.
@Leongoldfarb
3 ай бұрын
Oye why do you advise people that to breach the statute barred debt by acknowledging your debt with token payments.... You admit the debt using this method... Please explain?
@Oye_TheRealDebtGuy
3 ай бұрын
When did I advise anyone to breach statute barred debt?
@frankw9836
3 жыл бұрын
Arrow global brought me to court ( or wanted to) last year because of a £1400 Capital one debt they "bought" i requested to send me proof of the alleged debt but they didn't. So one day b4 the hearing Arrow closed the court case. Happy days so i though . The Debt is stature barred since May . But before May they applied for another court hearing , which is now set for August. what can i do ??
@estherokoro1045
3 жыл бұрын
I have a county court hearing. The claiment refused mediation. My initial l defense was based of the fact that they didn't respond to my request as I asked for a breakdown of charges.(it was far to high) They just said I owed the 2.5k. I repeatedly asked for breakdown and they refused. Now they want to take me to court. Should I reach out to them to they negotiate outside court or just attend ?
@kdlofty
4 жыл бұрын
What about somebody who claims for a time period that hasn't occurred yet?
@TheL184
4 жыл бұрын
Hi Oye, I have a CCJ from a parking company from 2 years ago but it says on my Credit report 'discharged' Could you give me any idea what this means? Am I right in thinking that the parking company have exhausted all options and are instructed to let it run until it's removal in 6 years?
@arabiancars5777
6 жыл бұрын
Hi Oye First Thank you very much for your valuable information, However i do have 2 CCJ's and its there for 2 years now i paid one of them in FULL and its still showing there that i have 2 CCJ's !! how it can be removed ?
@Oye_TheRealDebtGuy
6 жыл бұрын
Hi Mora, you’re very welcome. Unfortunately CCJs stay on your file for 6 years. You can try and ask the creditor that you have settled the debt on to ask for it to be removed but the chances of them doing it is slim.
@samdavinchi1624
6 жыл бұрын
OyeTv Channel Do you mean even if I pay the money I'll still have the ccj for the next 6 years.
@mubashirsaleem843
5 жыл бұрын
@@samdavinchi1624 yes
@lukeskywalker1574
Жыл бұрын
Return to sender, proof of claim, deed of assignment etc. They are all corporations thus have to follow procedure or they are fraudsters
@denisst.bernard8723
4 жыл бұрын
How does debt repayments work in the current corvid19 crisis,?
@satinderkaur5818
6 жыл бұрын
Hi I have ccj what I don't received any paperwork so how do I have to find it who I have to pay CCJ please let me know and how to stop CCJ
@Oye_TheRealDebtGuy
6 жыл бұрын
Hi, go on www.experian.co.uk and obtain a credit report. You should be able to see who has given you a CCJ. It is too late to stop it as you already have it. If it is incorrect, you can apply to the court to try and remove it.
@satinderkaur5818
6 жыл бұрын
Thank you get back to me I am appreciate to you yes I had applied to the court I don't know what they asking me what I have to say to them
@Oye_TheRealDebtGuy
6 жыл бұрын
If the CCJ was incorrectly assigned to you, you need to inform the court and the creditor. The court will provide you with the full details of the creditor. I hope this helps.
@geoffpoole9107
6 жыл бұрын
Hi Oye, Last week I received a letter concerning a CCJ that was issued to me in 2015. The thing is, I was unaware of this CCJ until I received the letter last week. I received no paperwork regarding the claim. Any ideas on what to do?
@longclaw3844
Жыл бұрын
How do I fill the questionaire form out? What do I put on it. This is a car park company trying to get money off me
@Oye_TheRealDebtGuy
Жыл бұрын
Read this article: www.therealdebtguy.com/guides/what-is-a-county-court-judgment-ccj-and-how-can-i-stop-it
@johnward7009
6 жыл бұрын
Hi I just checked my credit on Equifax and it says I've got a ccj I've never received a letter for this and I'm a little worried. I've got a letter from Marston bailif saying I owe them money ordered by the courts I contacted the court fines team and they told me if I avoid the bailif for 6 months it will go back to court and I can make weekly instalments. Please tell me what to do
@Oye_TheRealDebtGuy
6 жыл бұрын
John Ward watch my videos regarding bailiffs I have 2 of them. They are very important for you to see especially for the bailiff you mentioned. No need to panic just try and make a payment arrangement with the court. Do not let bailiff into your house.
@tundeanjorin5763
2 жыл бұрын
Hi Oye Unfortunately I had 3 CCJ's due to my unpaid parking private charge notices. It's affecting my ability to rent a bedroom or a studio flat where I have been rejected by Estate Agents to rent a property. I could I get my CCJ's removed?
@Oye_TheRealDebtGuy
Жыл бұрын
This link will help with your question - www.therealdebtguy.com/guides/what-is-a-county-court-judgment-ccj-and-how-can-i-stop-it
@traceygoodman6203
Жыл бұрын
Thanks
@iftakharmohammed1942
2 жыл бұрын
I have a writ of control and really worried, it’s a debt I ignored for years, how can I deal with this, I rang the enforcement officer and he was very rude and not willing to help
@ninjaman1714
2 жыл бұрын
Write to the so called enforcement and ask them do you have a contract with them and if so produce evidence? Did they breach GDPR rules in obtaining your information. You want the name of the man or woman making this claim against you and evidence that they have suffer financial loss as a result of breach of contract. You want to see the deed of assignment, allowing them to peruse you. You want a copy of the warrant issued by the courts, along with the court seal and name of the judge authorising them to make contact with you. Tell them until those conditions are met, you do not wish to hear from them again. Put it in writing and make sure it’s a Royal Mail, signed for letter. Oh and also tell them in writing that you will only transact business via the post, they do not have permission to use your telephone number or email address either. If they pass your details on to another 3rd party interloper, you will seek legal remedy in a court of law - reason for this, when they realise you are not a pushover, they will sell on your debt to some other goon. Good luck
@iftakharmohammed1942
2 жыл бұрын
@@ninjaman1714 thank you 🙏 for the reply …you have put my mind at rest and I can take some sought of action to resolve my debt issue.
@Oye_TheRealDebtGuy
Жыл бұрын
Read this article before you decide to follow that tactic - www.therealdebtguy.com/guides/4-methods-used-to-tackle-debt-you-should-avoid
@charlieminaj2
Жыл бұрын
after 6 years its statue barred debt, also get the commemorative coins, the court cannot refuse legal tender on payment for a court debt
@dwaynethompson5695
6 жыл бұрын
Hi Oye. Just came across your video and found it very informative. I recieved a letter saying that a decision was made by the court, but i didnt get the forms you explained at the start of the video. What can i do about this. I have been told aboit the n244 form to set it aside, but will this help?
@Oye_TheRealDebtGuy
6 жыл бұрын
Hi, you can certainly apply for it to be set aside on those grounds, whether or not it will be granted really depends on the judge and what the claimant says. So keeping it simple it's 50/50.
@pedroantonioedu7319
3 жыл бұрын
I'm in the same situation and i don't even know who is the claimant. How can i find out?
@my2946
2 жыл бұрын
@@pedroantonioedu7319 find the ccj details on your credit report, call the county court the ccj is registered with and they will be able to give you the details of the claimant or their solictors
@calezy1
3 жыл бұрын
Where do i send my response to the claim? Is it via email or via the address they have listed on the form?
@Oye_TheRealDebtGuy
Жыл бұрын
This article will help - www.therealdebtguy.com/guides/what-is-a-county-court-judgment-ccj-and-how-can-i-stop-it
@MJPB87
6 жыл бұрын
Bro, do you have a contact email address? I have been sent a claim form by a debt buyer (with no solicitors involved), I've done the AOS and now need to prepare the defence. Need some tips.
@Oye_TheRealDebtGuy
6 жыл бұрын
Here it is - debthelp@oyetvchannel.com
@acharich
6 жыл бұрын
OyeTv Channel - I've emailed u Sir.. 🙏🏾
@lordbottaro4549
2 жыл бұрын
Still got the CCJ didn’t you? Haha.
@Jamalk96
5 жыл бұрын
Hi, I have a question; it’s too late for me. I’ve made stupid mistakes at uni with payday loans on a part time wage and have 2 CCJ’s, one totalling £580 and one adding up to £240. While these have been paid off I am really struggling to improve my credit through methods such as obtaining Credit cards or an overdraft. Does the amount of the initial debt matter as I have a friend with 1 CCJ totalling 4000 and he can still obtain a credit card, I am a lot more better off now and I find it so unfair to suffer another 3 years without having a chance to obtain any credit at all.
@Jamalk96
5 жыл бұрын
As you’ve said before I’m aware it won’t be removed but what steps would be required to take next as constantly checking once every 6 months for eligibility is just as damaging
@carlinepreece6313
5 жыл бұрын
What if you lose the court case document and did respond after the 14 day period. The case was 21 March
@Oye_TheRealDebtGuy
5 жыл бұрын
If you've responded call the claimant solicitor if you do not have the case number to get it or the court may give it to you. You should have filed your defence within 28 days.
@kmdlopper
5 жыл бұрын
At what point does a CCJ appear on your credit file? Would it come on as soon as you get that piece of paper? I got a letter from a parking company threatening me with legal action if I do not pay £165 for a parking fine. The company car park has already sent a waiver to Parkingeye, but they continue to send letters :/
@Oye_TheRealDebtGuy
5 жыл бұрын
From 28 days after judgment has been granted! You will receive a letter from the court saying judgment has been granted against you.
@kmdlopper
5 жыл бұрын
@@Oye_TheRealDebtGuy So even if the judgement goes in my favor, it will still appear on my credit file? Also when you doing your next Debt Q&A homie, those things are great
@Oye_TheRealDebtGuy
5 жыл бұрын
@@kmdlopper if you the judgement isn't granted (goes in your favour) it won't appear. Q&A coming soon brother.
@kmdlopper
5 жыл бұрын
@@Oye_TheRealDebtGuy Got it. Thanks mate :)
@yeshbrough
Жыл бұрын
Hi Oye, if I have recieved a claim form but not yet a judgement is it still possible to offer the claimant token payments? Would this be enough to satisfy a court of my attempt to pay what I can? I really hope so. I made a token payment today and informed my creditor that I would continue do so (quoting section 7.3) but did not realise having a claim form may change things. Would really appreciate a reply 🙏
@Oye_TheRealDebtGuy
Жыл бұрын
Hi, this article on my website will help you - www.therealdebtguy.com/guides/what-is-a-county-court-judgment-ccj-and-how-can-i-stop-it
@mohammedchowdhury5841
Жыл бұрын
Hi, i had similar issues, I’ve currently got a claims form. What happened when you offered token payments? Did you get any luck? I want to make payments to avoid getting a CCJ.
@bappy12345
6 жыл бұрын
I have never received any letters, But my experian shows a CCJ judgment of £355. Never has such debt. I am already panicking. Please help. Thank you
@Oye_TheRealDebtGuy
6 жыл бұрын
Mohammad Bappy Chowdhary contact the court who issued it. They will give you the details of the claimant, then you can contact them and get the details of the claim. If it's incorrect then contact the court again in order to contest it, they will tell you how to do it.
@bappy12345
6 жыл бұрын
OyeTv Channel, Thank you very much. Cant sleep properly because of that. Never been to any sort of legal issues in life. Will contact the court. Thank you.
@Oye_TheRealDebtGuy
6 жыл бұрын
Mohammad Bappy Chowdhary don’t lose sleep over it. It isn’t that serious. Yes contact the court, good luck and thank you for subscribing.
@Dirtysquiduk
6 жыл бұрын
Hi at the start of the video you mention if the "address for sending documents and payments (if different) box is empty they are not serious about the claim, well my box is empty but has a small 6 digit number at the bottem left hand of the box, any idea if this is a form of solicitor detail?
@Oye_TheRealDebtGuy
6 жыл бұрын
Adz 8888 if it doesn’t have a solicitor name or address in that box. It’s unlikely the claimant is being represented. You still need to deal with the claim form though.
@Dirtysquiduk
6 жыл бұрын
OyeTv Channel OyeTv Channel great thanks for the advice, I do owe the money and plan on dealing with it asap, I don't have the means to pay in full atm but could do a payment plan, what way would you advise on going about this, addmiting or disputing? Thanks
@Oye_TheRealDebtGuy
6 жыл бұрын
No problem. Contact the creditor and speak to them about a payment plan. Also complete the claim form and submit it as a precaution.
@Dirtysquiduk
6 жыл бұрын
OyeTv Channel that's great thanks for all your help
@Oye_TheRealDebtGuy
6 жыл бұрын
You're welcome. Please remember to subscribe. If you have already, thanks.
@charliesheen9709
4 жыл бұрын
can you do how to remove a CCJ?
@matth1210
3 жыл бұрын
Takes 6 years to come of your credit report regardless if you pay the debt off in that time or not.
@buddha1736
5 жыл бұрын
Hi Oye can you please tell me if they can gain an attachment of earnings from a CCJ ? 👍🏻
@Oye_TheRealDebtGuy
5 жыл бұрын
Alan Watts that's an option.
@buddha1736
5 жыл бұрын
Oye ok thanks 👍🏻
@samdavinchi1624
6 жыл бұрын
I received a county court judgment claim form over an unpaid private parking notice... I responded to pay in instalments but instead of sending it back to court I send it to the claimed address ( told by advice centre ) After 4 weeks I received another letter ( country court judgment by default ). Can someone advice me what's my situation
@Oye_TheRealDebtGuy
6 жыл бұрын
For personal situations email debthelp@oyetvchannel.com
@samdavinchi1624
6 жыл бұрын
OyeTv Channel I've tried to send e.mail but it keeps getting rejected and won't be delivered..
@Oye_TheRealDebtGuy
6 жыл бұрын
Hi, try hi@oyetvchannel.com
@samdavinchi1624
6 жыл бұрын
OyeTv Channel There's no name of any solicitor on the top left two boxes of CC. FORM. Only the name of the civil enforcement company on the both boxes. Please would you tell me what that means. An advice center told me that they won't take you to a magistrate court for hearing.
@Oye_TheRealDebtGuy
6 жыл бұрын
Hi, for personal situations please email debthelp@oyetvchannel.com
@philipwalters3565
5 жыл бұрын
What if the debt has nothing to do with you and they won't listen ?
@Oye_TheRealDebtGuy
5 жыл бұрын
Go through the court procedure and send the proof.
@philipwalters3565
5 жыл бұрын
@@Oye_TheRealDebtGuy Thank you for your response - unfortunately If the debit is not yours - you won't have any proof - Because I told them it has nothing to do with me they won't tell me what the debt is for because they say it's against the data protection act - I'm disabled, housebound and don't know where to turn. I've tried several organisations on line and each one say it's out of their specialty - The last advice I got was to wait till it goes to court and then dispute it.
@Oye_TheRealDebtGuy
5 жыл бұрын
No problem. Simply ask for a signed agreement by you or a contract signed by you. If it is not your debt then they will not have this.
@philipwalters3565
5 жыл бұрын
@@Oye_TheRealDebtGuy Thank you - didn't think of this - will give it a try
@joellemijere4523
6 жыл бұрын
got a ccj in april 2013 but because i needed to open a business account agreed last week to pay by installement to get a letter for my bank. The question is in a year it will be 6 years for the ccj,will it be cancelled or it will start again because of the new agreement
@Oye_TheRealDebtGuy
6 жыл бұрын
Hi, it will still exist but should not appear on your credit file. If it does, contact the credit reference agency. Please don’t forget to subscribe. If you have already thanks.
@joellemijere4523
6 жыл бұрын
OyeTv Channel what i mean it s will they pursue me for another 6 years because of the new agrement i have made with them to be able to get this letter for my bank to open a business account. ??????? or they can only put it once
@Oye_TheRealDebtGuy
6 жыл бұрын
Joelle Mijere, they cannot re register the CCJ if that’s what you mean. It can only be done once.
@joellemijere4523
6 жыл бұрын
OyeTv Channel thanks man! its just because i needed to open this business account and the bank ask me to get a type of arrangement to pay the debt. that''s why i then agree for monthly paiement.
@Oye_TheRealDebtGuy
6 жыл бұрын
Joelle Mijere you’re welcome. I know banks do this as they want to see that you are moving towards clearing the debt.
@TrashCanDan
3 жыл бұрын
I've got myself into a bit of a pickle with a couple of Lowell Solicitor debts which are now showing on my credit history. Basically 3 years ago I was with BT and cancelled to switch to another plan, this was all sorted without issues, so I thought, however later on in the year Lowell started contacting me to collect a debt to do with BT, I saw online their bad reviews so just ignored their letters. I went travelling and continued my life. A few years on I am back in the UK and have received a letter this week saying that they entered a CCJ against me late 2019. This unfortunately is the only letter I have kept. I have 2 Lowell debts on my credit history which started a few years ago, both under £500, however I would ideally like to avoid paying them and get these debts removed from the system. I've checked online and am seeing some various answers like asking for proof, conditionally accepting if we have me and lowell have a contract, and now I'm confused with what to do. Has anybody dealt with Lowell Group/ Lowell Solicitors before? Thanks for your help.
@Oye_TheRealDebtGuy
Жыл бұрын
Yes, many times.
@ikikatabudoacademy-okinawa1688
3 жыл бұрын
Great advise thank you Michael
@christinecarey9165
3 жыл бұрын
Great advice really helpful with my insolvency course
@isabelmacedo3713
6 жыл бұрын
I'm panicking my mummy is gonna get a ccj if she does not reply until 24 July I'm crying! My mumy will probably reply but I'm really worried!
@Oye_TheRealDebtGuy
6 жыл бұрын
Don't panic. Please ask your Mum to follow the video.
@cortezforever
4 жыл бұрын
Can you help me with this???
@Oye_TheRealDebtGuy
Жыл бұрын
Here's how to communicate with me - www.therealdebtguy.com/join-our-community
@sakkirchoudhury9410
5 жыл бұрын
Fink does it mean your name will be clear after 7 yeras plz let me no mate thanks
@Oye_TheRealDebtGuy
5 жыл бұрын
It should be
@danshe3241
3 жыл бұрын
What do I write in the defence part?
@Oye_TheRealDebtGuy
3 жыл бұрын
Write your defence.
@danshe3241
3 жыл бұрын
Ok. 😂. But I do owe the money so I have no defence except my life situation over the last 5 years has stopped me paying it. 🤷🏼♂️
@rachaelkennedy2134
3 жыл бұрын
dan did you defend it and what did you write! I have a few days to respond to the N1SDT form and I'd love to know what to put. I want to defend it, even if it gives me an additional 14 days to obtain further info such as CCA or come to a payment agreement with debt collector. Is this still possible at this stage?
@petrus666love
4 ай бұрын
Very useful, thank you kindly .😊
@whiteboywhite3292
6 жыл бұрын
ONLY 17% GET PAID IN THE WHOLE COUNTRY FACT
@dennisaiston5947
5 жыл бұрын
thank you.
@Oye_TheRealDebtGuy
5 жыл бұрын
You're welcome
@MsBigdreamz
5 жыл бұрын
Grateful for the video, ps are you reachable via email? If so may I have your email address? Cheers
@Oye_TheRealDebtGuy
5 жыл бұрын
You're welcome. You can send an email to hi@oyetvchannel.com
@MsBigdreamz
5 жыл бұрын
@@Oye_TheRealDebtGuy brilliant thanks, expect me email.
@Dusty118
5 жыл бұрын
Hi Oye, please advise what can happen if a ccj is ignored? Does one just get a bad credit rating or anything worse than that? Personally I’m not too concerned about receiving one as I never borrow money from banks (due to dealing with interest). Could this lead to anything more serious than that? Kindly advise.
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