Looking to learn more? Check out these related articles from Ramsey: Should I Rent or Buy a House? - bit.ly/RamseyRentVsBuy How Much Rent Can I Afford? - bit.ly/RamseyAffordRent Moving Checklist - bit.ly/RamseyMovingChecklist
@wdeemarwdeemar8739
Жыл бұрын
About 12 years ago. My mom converted my room the day I left. I asked her why she said she didn’t want me getting any ideas.
@rustykatt3870
Жыл бұрын
Hi Wdeemar, in 20 years, would you have her live with you? Generational question.
@dawidstone3285
Жыл бұрын
Your mom didn't want you in the first place haha
@1amG1G1
Жыл бұрын
@@wordsalad01 👏🏼
@rainacherienne1010
Жыл бұрын
My friend’s mom done this, took down the wall and made one large room for herself immediately same week when my friend moved out. No way back.
@wdeemarwdeemar8739
Жыл бұрын
@@rustykatt3870 my mom actually became I’ll years ago but although she didn’t live with me I helped take care of her. So tough question but I did help her when she needed it
@jasminmesa1811
Жыл бұрын
This isn't so much a math problem but a behavior. Like motivation and navigating feelings of independence. You got this!
@roddiesimmons8773
11 ай бұрын
I totally agree! I know now when woman say there are no good men left, it just may be that they`re really no independent men around. How secure do you feel saying I am 31 and I still live with my parents. Who cares about the math, it just becomes an excuse for your timidity.😎
@redfox_84
Жыл бұрын
I'd have a great year financially too if I was living with my parents.
@cathyandresiak1975
Жыл бұрын
Then go move in with them!
@endlesswrestling163
Жыл бұрын
@@cathyandresiak1975 I think you're missing the point
@mxerb5912
Жыл бұрын
No kidding😂
@brendondowdy5651
Жыл бұрын
Then do it. Living at home is a super smart thing.
@brendondowdy5651
Жыл бұрын
@130IQ agreed. Alot of people benefit financially from you moving out so they say you should do it lol.
@fender7802
Жыл бұрын
I'm 30 and have my own house. My advice to him - stay with your parent's as long as you want. Who cares what people think.
@reese85
Жыл бұрын
Exactly! Times are hard
@stevenporter863
Жыл бұрын
Agreed, as long as there is a real timeline to follow. Not for a permanent arrangement. Living at home is costing him his dignity (not what other people think, how he sees himself). Also, he is 31, what if he gets in a relationship? Living at home isn't exactly a magnet like it or not.
@adel19997
Жыл бұрын
And help parents out as well.
@westsidesagittarius3103
Жыл бұрын
Literally the worst time to move anyway with inflation and all
@mohammad.Du93
Жыл бұрын
Exactly
@jimroscovius
Жыл бұрын
Marriage with combined finances is awesome!! We're living the dream - haven't had debt for years, paid cash for our cars, paid-off house, money in the bank and investments - thanks to working together!!
@jimroscovius
Жыл бұрын
@D Z They aren't working together.
@asdffdsa898
Жыл бұрын
Stay a man. Keep evolving. Maintain the ability to focus on yourself. Study your wife. Challenge and stimulation her emotionally, physically, mentally, and spiritually. Keep attracting her. Don't get comfortable. You have nothing to worry about...
@Krinbo
Жыл бұрын
Good for you, Jim! I hope to be you someday. 😀
@jimroscovius
Жыл бұрын
@Mindi Monstrr You can be if you want to be. No doubt we've been blessed, but it takes some work too.
@shachede6828
Жыл бұрын
@@jimroscovius GOOD FOR YOU! Keep it up!! Don’t let people that plan to fail or have failed tell you otherwise
@shumatsuopost
Жыл бұрын
It's great to see someone taking a step towards change and following their desire!
@JosePereira-ly5fb
Жыл бұрын
I just did that! Scarier than I thought, but I love this feeling
@billybobpeach
Жыл бұрын
I think Jade is such an awesome addition to the Ramsey Show. I just really enjoy commentary and unique outlook while she still holds the tried and true Dave Ramsey principals.
@marcmontalvo787
Жыл бұрын
She is creative, thats it! Everyone says "do what you gotta do, sell what you gotta sell to get this money" but jade gives personalized examples! Go do private lessons and youll make double! Thats what sets her apart
@tucoramirez9729
Жыл бұрын
She's on the show because she's blk/a woman and that's a fact,,
@joeriveracomedy
Жыл бұрын
@@tucoramirez9729 Tuco gets it
@whothou
3 ай бұрын
She's arguably the best one in the show after Dave and is most definitely the most aggressive one after Dave. So can it with your "it's just cause she's black". She's objectively one of thee best on the show. @@tucoramirez9729
@bigcahuna42366
Жыл бұрын
It blows my mind just how expensive it is to live in NYC. Making a take home of $6k per month is honestly good money, but to find a decent place there and not spend more than a third of that income in rent is pretty tough.
@iamkesha.
Жыл бұрын
I rang in 2023 New Year in Dubai snd everyone says it is an expensive city. It is but it is a save, clean, no homelessness, no tent cities, crimes, etc. If you are going to live in an expensive city, wouldn’t you want to live in a safe, clean city? No American major expensive city is save and clean.
@christinebutler7630
Жыл бұрын
Of course, you could always. ...live somewhere else besides NYC.
@Xx0GsaburzxX
Жыл бұрын
@@iamkesha. you obviously haven’t seen America then. I live in SoCal and the county I live in is safe and clean!
@Zetpherious
Жыл бұрын
I'm confused...How is he saying he can't afford to live on his own when rent is 2K/mo and his take home is 6K..? He has 4K to pay for bills and groceries / transport (1K a week) and to save.
@arfriedman4577
9 ай бұрын
I think he didn't want to throw away money on rent and be down $2000 every month rented.
@Barneyjo
Жыл бұрын
Move out and move to a different state/ area. You will not regret it! Living with your parents is debilitating you by staying in a safe zone. Even if you fall on your face you are still moving forward. You will feel so much stronger and be much more attractive to others instantly! I don’t even know you and have faith in your survival 😂
@amyleigh7624
Жыл бұрын
Definitely! My cousins (ages 18-25) still live at home because things are expensive in CA. I keep telling them to move to another state like I did.
@AnaGiselle777
Жыл бұрын
Hi, yes That’s a good point of view. I would like to move to another state, that is fine when the parents are under 70, but when they are old the children should not live far from their parents, good parents who have been good to you and responsible, obviously. That happens to me, my father is 82 years old and he has been an excellent father, I want to move to another state and I am not doing it just for him, because he needs me a lot, love, frequent visits, etc.
@brandondavis9016
Жыл бұрын
@@AnaGiselle777 I am in the same predicament. My father is 82 and I am only 20 so I would’ve hoped to be leaving soon after college but I believe it is best for me to stay in the area due to his age.
@JohnSmith-fx7ge
Жыл бұрын
I'm a homeowner who lives 30 min from my parents. But they're older and need my help with certain things, they're great people, and now it's a great area. They're also not going to be around forever.
@Barneyjo
Жыл бұрын
@@JohnSmith-fx7ge That’s honorable! You have taken care of yourself so you can now care for your parents. By care I don’t mean physically care for them because they need help. But you are able to be adult friends where there is no other reason but because you respect and love one another and you have each other’s best interests in mind. ❤ love it! My dad use to say you never know what kind of a parent you have been until your kids have left your house. It was a head scratcher at that time but I get it now!
@arfriedman4577
9 ай бұрын
Stay in your parents home as long as they let you. Save as much as you can and invest as much as you can. My parents let us stay as long as we wanted and i was thankful. After college i paid rent to my parents. I eventually moved out. Who cares what people think if you live with your parents for a bit longer.
@MK-kk8ml
Ай бұрын
I can’t even get a damn job any damn where and keep getting laid off. I’m ready to get off earth at this point. I want to move out but I can’t I don’t have it !
@arfriedman4577
Ай бұрын
@@MK-kk8ml I don't know you. However if you keep getting laid off, the issue may be yourself. I don't know what type of jobs you had. I wish you the best.
@coastallivingmississippi188
5 күн бұрын
@@arfriedman4577 laid off means fired
@arfriedman4577
5 күн бұрын
@@coastallivingmississippi188 laid off is like company downsizing or restructuring. It can be temporary or permanent. Fired is when there are thing like poor performance, bad behavior.
@armandoweckmann5699
Жыл бұрын
Some people are able to pull off living at home when they get along with their parents. Culture matters, too! In Latino culture, you move out when you establish a stable relationship/marriage. In the United States 🇺🇸 parents expect their kids to move out at 18. To each their own.
@arfriedman4577
9 ай бұрын
I'm from usa and my family and most of my friends families let kids stay as long as they could. We all worked. I paid rent after college.
@Coryraisa
3 ай бұрын
In Latino cultures, the grown offspring contribute to household expenses, not just mooch off the parents.
@siciliangamer
Жыл бұрын
This video needs to go viral. Guy making 80k with 40k saved not able to responsibly move out of parents home at 31 due to cost of living
@thejakelegion
Жыл бұрын
Nonsense. It's because he lives in LONG ISLAND, New York. He could live in 95% of continental America and afford to live on 80k.
@PolyMazda
Жыл бұрын
@@thejakelegion right on the button with that one. Long Island rent is a rip off because the insane property taxes thanks to decades of democrat control
@siciliangamer
Жыл бұрын
@Jake Legion ...it isn't like he just decided on a whim to move there. His elderly parents live there. So he has to move away from them when they will likely need him soon.
@Naturefan354
Жыл бұрын
@@siciliangamer Not to mention his entire life is likely there too.
@Sophie3647s
Жыл бұрын
@@thejakelegion Where will he find another job at 80K in the middle of no where?
@VibingCat39
7 ай бұрын
I didn't leave home until I was 32. Just make sure you're helping out and carrying your own weight.
@budgetingdaddyuk6761
Жыл бұрын
Best to move out wherever you are ready, both financially and mentally, especially with the ever increasing cost of living, rent etc.
@laneblount9888
Жыл бұрын
I lived with my parents for a year working full time. I was blessed to have no bills and was able to save up for a down payment and buy a home at 21
@aThinkingChristian
Жыл бұрын
Buy a duplex and rent one side to offset the mortgage.
@cutlerylover
Жыл бұрын
Love the Purple Rain tshirt under the blazer 😁Youthful and professional at the same time, haha
@MrJerry160
5 ай бұрын
Hey Jeff, why do I see you here? I thought you just lived with your wife no?
@elmerramirez1215
Жыл бұрын
I’m 26 and would still live with my parents if I wasn’t married, I was saving a lot of money
@elmerramirez1215
Жыл бұрын
Now I’m broke lol
@devengudinas1649
Жыл бұрын
No you’re married. She controls the money now 😂
@azteca6695
Жыл бұрын
I moved out at 32. In the meantime, I paid off my debit and hoarded money for my house. I'm 52 now, no mortgage or car payment now.
@brendondowdy5651
Жыл бұрын
Moving out early is a fundamentally bad idea. Nothing wrong with being 30 living at home. Why move out and get bills. Stay home save up money buy a house with cash.
@davidbrayshaw3529
Жыл бұрын
How many people stay at home and save up cash to buy a house? Not many, I would suggest. And this gentleman is a very good case in point. Presumably he left school 13 or 14 years ago and he has $80 k saved. At that rate, he won't be buying a house until he's about 70! You need to leave home in order to gain a sense of independence and to develop self-reliance skills. For many, the adversities that they face out in the "real world", give them greater drive and pushes them toward success.
@beckymigdal3140
Жыл бұрын
It is bad if he isn’t paying anything to his parents.
@brendondowdy5651
Жыл бұрын
@@beckymigdal3140 why?if his parents are financially sound of course. Then in return when the time comes he can help his children. America's capitalism (which I love almost always) has influenced people's thought on this topic
@jacqueslee2592
8 ай бұрын
You would want to save money to buy a house because you want a house under your name and for yourself. It only applies if you are single. Couples tend to buy homes because they have joint income. One income alone today cannot buy you a home if you have average salary even if you make $80,000-100,00.
@brendondowdy5651
8 ай бұрын
@jacqueslee2592 if you live a place that's not run by dems and overpopulated 100k is plenty to buy a very nice home.
@olimphus26
Жыл бұрын
The only criticism I always give these guys is the disconnect between what they think the rent prices are and what those prices actually are. “Can you get something for $1500?” No I can’t, there is none, unless I move to another city but that would entail quitting the job I am totally happy with right now and I do not want to leave that job just to look for a cheaper rent in another city. That’s a very unrealistic advice.
@Gamebreaker08
9 ай бұрын
Paying rent is fastest way to never being a homeowner. Don't listen to these tools. Stack your money. That's 2K extra a month that could be going in your pocket.
@lorirogers9304
4 ай бұрын
Everyone on Ramsay’s show are really disconnected from the rest of us poor schmucks.
@dahliahart6
Жыл бұрын
I see so many comments saying " I'm saving up, I just want to be ready" sounds like the kid that never jumps in the pool, just stands on the side phyching himself out.
@unspokentenacity
Жыл бұрын
The eagle that never leaves the nest is known as a turkey.
@whoelsebutme8
Жыл бұрын
Lol that’s me!!!
@FrancodeChicago
Жыл бұрын
Being prepared is the key to success
@sixteen.candles.4644
Жыл бұрын
Right.
@Cpix38
Жыл бұрын
Over half of Americans are living paycheck to paycheck. Maybe that’s a sign that moving out before you’re ready is actually one of the worst things you can do. For what? Dumb pride? And then we wonder why there’s a mental health crisis in this country.
@TechnMoto
Жыл бұрын
At this point just stay with your parents and invest all your money. Heck you should have a ton of cash by now living with your parents.
@Jfresh55
Жыл бұрын
Bro 6k are you crazy. That’s a ton of money
@erickdabandan76
Жыл бұрын
LOL. Not in NY!
@besweeeet2
Жыл бұрын
Stay with parents. Save more money. Buy a property. Rent it out. Raise prices of lessons. Don't get married purely for the financial benefits (or potential lack thereof). Wins all around.
@rainacherienne1010
Жыл бұрын
Don’t get married purely for love neither.
@lorirogers9304
4 ай бұрын
My son is in a similar situation, but not as old and around $100,000 saved and no debt. I’m alone, so I’m in no hurry to see him buy a home, and crap homes in our town are over $300,000.
@ykciR
Жыл бұрын
I’m 28 and still living with my parents. Sadly I have to move out. I have a baby on the way 😂😂. But I’m building my house in cash! I would still be living with them if it wasn’t for my new baby.
@keronhodge4773
Жыл бұрын
I agree stay home as long as you can and stack that paper.
@hustlasstory7611
Жыл бұрын
Living at home and making a baby... i couldn't imagine.
@lorirogers9304
4 ай бұрын
Are they kicking you out? That’s the last thing they should do, unless you’re moving in with baby daddy.
@gypsypath1
Жыл бұрын
Intergenerational living helps everybody, from grandkids having actual relationships with their grandparents to helping each other when someone needs a hand or is sick to making it easier to build generational wealth.
@RubyMVmistress
Жыл бұрын
Yes, I live in a city with lots of Vietnamese, and a lot of them do this. They all have their own cars, sone beaters, some nicer. Their house are paid off. The traditional families are more successful than the modernized vietnamese family.
@asdffdsa898
Жыл бұрын
That has to be the intention. Most people in the US who are in their 30s living in their parents are there out of financial fear.
@Krinbo
Жыл бұрын
I agree that intergenerational living is a really great lifestyle for people who are specifically going for it. I also believe that being paralyzed and depressed to the point where you don't want to do anything and your parents enable this by expecting nothing of you is harmful.
@naomirachel9161
Жыл бұрын
Not every form of living with your parents is intentional multigenerational living. That is a myth.
@Nepthu
Жыл бұрын
My family lived intergenerational. There are a TON of benefits, but a drawback is most people in the family remain single and find dating as an adult off-putting.
@siciliangamer
Жыл бұрын
This is the reality of the situation. In many places even living at home until 31 doesn't net enough income to move out of your parents home. This is the real reason so many people are having difficulty these days. The fact that their advice to him based off the Ramsey plan is to try to somehow get more income is 😂
@nicolasgirard2808
21 күн бұрын
In Europe and Asia it's still pretty normal to live with your parents into your 30s because of how expensive housing is
@incognito1427
Жыл бұрын
Same age here and Left my parents home at 17 y/o to become a grown man.
@davidbrayshaw3529
Жыл бұрын
It took me 'till 20. By 28, I had a wife, child and a mortgage.
@TheWalamala
Жыл бұрын
@@davidbrayshaw3529 you want a cookie for the brat
@davidbrayshaw3529
Жыл бұрын
@@TheWalamala It's too late for that. He left home at 18. He's about to turn 25 and he's paying a mortgage on an apartment himself, now.
@natefreeman1466
Жыл бұрын
Paying mortgage on an apartment? That doesn’t even make sense lol.
@Coastpsych_fi99
Жыл бұрын
Good for you! I’m happy to spend time with my mother and save money.
@Themoomabides
Жыл бұрын
Caller: I’m a full time teacher, full time private lesson instructor, and I don’t sleep. Ramsey Hosts: Sell the car and drive Uber.
@austinayala
Жыл бұрын
Your point is?
@Themoomabides
Жыл бұрын
@@austinayala you don’t see the irony in selling your car to drive Uber?
@austinayala
Жыл бұрын
@@Themoomabides now i do 😂
@legomaster7770
Жыл бұрын
@@austinayala On their deathbed, no person ever says, "I wish I had spent more time working."
@austinayala
Жыл бұрын
@@legomaster7770 I will be the one saying that actually
@adamseidel9780
Жыл бұрын
Lol, he’s on Long Island and they ask him if he can find $1,500 rent. Go back to Tennessee George 😂😂
@gtf5392
4 ай бұрын
Great advice by the two hosts on this one. They looked at all angles of expenses, income and the caller’s specific situation rather than just giving blanket advice.
@BIOHAZARD_V2
Жыл бұрын
I think he definitely should wait until he can at least get that 80k in the next year or two. The ‘social impact’ damage has already been done past 30 so no point in rushing out now. I think she is underestimating the cost of living there.
@mbank3832
Жыл бұрын
I agree. People in this country just move out even tho they are not ready financially because they want to look good to their friends as they are embarrassed that they haven't moved out at a certain age. This is the same thing as driving a car you can't afford, because you want to impress people you don't care about
@asdffdsa898
Жыл бұрын
@@mbank3832 It's not about society past the age of 23. It's your own comfort and fears.
@mbank3832
Жыл бұрын
@@asdffdsa898 me? oh no, i am just a messenger. I was never a fan of following social norm
@daveblackman816
Жыл бұрын
10 years ago
@DJ_Patent
Жыл бұрын
Ha ha, i just tapped reply to say same thing.
@Georgemorales5559
Жыл бұрын
I was thinking more like 13 years ago
@SDALLE99
Жыл бұрын
Never. When they die, it’s your house anyway
@gabriellekelly3462
Жыл бұрын
I was gonna say 20, but close enough lololol
@ONLY1KUDWE
Жыл бұрын
🤣
@mmsk1717
Жыл бұрын
HOA fees in NY are absurd. $900+ a month!
@Coryraisa
3 ай бұрын
Rent. There is no shame in renting.
@Eddie-3466
Жыл бұрын
"Buying a cheap condo with low HOA fees can be a smart decision. It's important to do your research and take into account factors such as location, the condition of the property, and the cost of associated expenses like HOA fees. Start looking now and it could be the best decision you ever make!"
@treviniaturner3881
Жыл бұрын
$60/hr is good but $100/hr is a bit much unless your a sought after teacher
@sonojon0
Жыл бұрын
Agreed. He’s going to need a good reference sheet or word of mouth to be $100/hr worthy.
@jimhandler1129
Жыл бұрын
It's the norm on Long Island
@CaseyBurnsInvesting
Жыл бұрын
Move out of NYC and you can put 35-50% down on a nice place.
@jonquindiagan682
Жыл бұрын
I’m right there with you. Thank you for sharing this!
@5280Roadrunner
Жыл бұрын
His parents are way too kind or make it way too easy on him. Dude, you’re 31, grow up, move out and start your own life.
@lavy1513
Жыл бұрын
Is this a western thing, to kick children out. You actually save more when everyone lives together (if you can get along).
@QuantumVoid-ro3hi
3 ай бұрын
It is a thing among highly innovative and industrious countries, yes. Ya know, the countries that all the ones whose kids still live at home mooch off of, just like their kids.
@karenhardie1132
Жыл бұрын
Dave's people believe in getting out on your own. They feel it grows you up. Mom and dad are not holding your hand. Get out into the world and figure out your problems and life independently.
@brendondowdy5651
Жыл бұрын
Yeah and they are wrong on this topic. All throughout history and other cultures people have stayed at home much longer. Moving out at 18 is statically one of the worse ideas possible.
@karenhardie1132
Жыл бұрын
@@brendondowdy5651 The U.S. does seem to look at it differently then other countries. Multi- generations living together helping each other. Not us, we see it as mooching and being a loser.
@brendondowdy5651
Жыл бұрын
@@karenhardie1132 yeah it makes no sense. Like in some cultures (I think islam) the first born will always live at home. Like imagine how much better of a country we'd be in you couldn't move out until financially responsible lol.
@musselmanmedia5236
Жыл бұрын
@@brendondowdy5651 yep. america only country where trying to force your kid out is looked at as responsible
@DarkAlkaid
Жыл бұрын
@@karenhardie1132 I think its odd too cause they say getting married to bring you an extra income and working together is good yet you can't get the same results staying with your family? I think parents should allow kids to stay home for as long as they want so long as they contribute some money so long as its cheaper than renting so they can build up some money. Leaving without much capital is a bad start.
@jacqueslee2592
8 ай бұрын
You would want to save money to buy a house because you want a house under your name and for yourself. It only applies if you are single. Couples tend to buy homes because they have joint income. One income alone today cannot buy you a home if you have average salary even if you make $80,000-100,00.
@Sevkingblade
Жыл бұрын
Well normally I would say that he should move out a long time ago but if he plans to stay in New York I would say stay at home as long as you need. Or move out and suffer under the high rent situation and determine for yourself that staying in New York is not worth it 🤷🏾♂️
@listerinr
Жыл бұрын
Spoiler Alert: He raised his rates and lost all of his students.
@wahinepaddler4
Жыл бұрын
😂🤣
@susan5661
Жыл бұрын
How much is Paul contributing to his parents each month?
@jasonrodgers9063
Жыл бұрын
I'm guessing "zilch".
@musselmanmedia5236
Жыл бұрын
im. 23 graduated college live at home i help with dishes landscape the yard cut the shrubs help my neighbors do laundry clean the house walk the dog and work where i can when im hired out to jobs freelancing
@georgewagner7787
Жыл бұрын
If he's teaching for someone else, they're taking a cut. That happened to me with English tutoring and I didn't know what the new rates were so I really got stuck
@jimroscovius
Жыл бұрын
I moved out and was working fulltime at 20. Don't be a 31-year-old baby hanging on to mommy.
@war8036
Жыл бұрын
And what year was this in Jim? The 60s 70s or 80s?
@5280Roadrunner
Жыл бұрын
But that means he would have to adjust his life style and become responsible. Somebody fail him by not protesting him for the real world (mom and dad)
@WilliamGilbert88
Жыл бұрын
Shame on you to judge others.
@jimroscovius
Жыл бұрын
@@WilliamGilbert88 I'm not judging. I'm just saying not to be that guy.
@Lugiox
Жыл бұрын
I’m in a similar situation and this is terrible advice. I’m 31, living at home, and a millionaire with a high paying job…. and basically ready to retire lol. You bet I’ll do the same for my kids ;)
@TheMagdielzuniga
Жыл бұрын
I teach private lessons for a living and charge $75/hr. You can indeed make a lot more for the same amount of work- get it my guy!
@princealmighty5391
Жыл бұрын
I want to learn guitar any advice sir
@drewdelaney4166
Жыл бұрын
Take home pay is 6k a month and he can’t afford a 2k rent apartment?!?! That BS. I’d move out yesterday making that and stuck at home. I rented a beautiful brand new one bedroom apartment in NH for $1850
@shawnreed4859
Жыл бұрын
Must be nice I’m trying to get my parents to move out my house.
@devengudinas1649
Жыл бұрын
Should have never moved them in 😂
@miketracy9256
Жыл бұрын
He has a decent income and savings, but with the wrong people now in charge, my advice would be to pay your parents much. larger emergency fund. My suggestion is to stay home, help your parents with home chores, and keep saving until you get married and the home prices decline. What do your parents think? Do they like having you around? Avoiding any home with an HOA is best because those HOA fees go up faster than inflation. until I
@arfriedman4577
9 ай бұрын
In nyc area and outskirts condos and coops have fees most of the time.
@cathyandresiak1975
Жыл бұрын
Here we go again, thinking it is so awful that he is living with his parents and assuming he feels bad about it. Maybe his parents like having him there. Only in America! Many countries the families live together and they are not shamed for it.
@blackworldtraveler3711
Жыл бұрын
Not really only in America. I’ve been to 65 countries including Iran. Spent time and lived with families and seen their kids grow up through the years. What you just said is slowly becoming a myth. Kids in other countries aren’t as whiny either. They do what they have to do and part of that is leaving home. Worse cases the entire family will be in the streets if they don’t leave.
@FrancodeChicago
Жыл бұрын
Cathy I agree. It’s called union - in Africa the man or woman stay in the home until they get married and start a family and everyone helps each other
@Buggu3
Жыл бұрын
Paul is a BIG BABY
@noso4609
Жыл бұрын
Wow! Arrested Development in America is real!
@PolyMazda
Жыл бұрын
I feel this guy’s struggle. Long island’s rent is a joke and it causes people to live so tightly
@jimhandler1129
Жыл бұрын
It can be done. I rented my house for 10 years, now I own my home on Long Island.
@Bnhuskins
Жыл бұрын
Or move.
@sconnell1791
Жыл бұрын
I do not miss that place. Absurd with the property taxes. It basically doubles your payment compared to many other places.
@BonnieJeanTlq
2 ай бұрын
I don’t think you can find a place to rent in NY city area any more. 🤦♀️
@katiefountain2407
Жыл бұрын
To each his own.... I know I was plotting and planning on my adult independence. I moved out just after my 18th birthday. I didn't even have a job yet. Thankfully found one a week later.
@davidbrayshaw3529
Жыл бұрын
I wonder how long it would have taken you to get a job if you were still living at home. I'm betting, a bit more than a week.
@MalcomMalediction
Жыл бұрын
@@davidbrayshaw3529 so what. It just means u had more time to find a job u actually enjoy rather than being desperate n taking a job u hate.
@umismiles
Жыл бұрын
Great episode! Paul move out and come marry me 😂 jk. You got this brother! You're doing well for yourself! Excited for you!
@josephjames8131
Жыл бұрын
Stay at home and save.
@jacqueslee2592
8 ай бұрын
But the root cause of this phenomenon is never mentioned and who was responsible for this why this generation did not become adults when they turned 18 but their parents and grandparents did. They lived through different era when housing and rent were affordable and homes and rentals were easily obtained and there was a surplus of housing everywhere. If I had lived in that era, I would have had a good paying job right after college, I would have had a home by 25 given my work ethic and knowledge. As an adult living with parents, yes, your family relationship can become strained unfortunately for those who have toxic parents, but I told them I rather pay them rent rather than a corporation or foreign investor. What I pay is enough because they already locked in their home payment rates from 15 years ago, which is below the average studio rental in my area. They will retire soon and this helped them to finish up paying their home and other debt while they helped me build a bit of wealth to weather this economic and housing crisis.
@MrOfficer235
Жыл бұрын
Anyone in their 30’s living with their parents doesn’t need to call the Ramsey show. They should be calling a therapist and figure out why they still live at home.
@choicemeatrandy6572
Жыл бұрын
There's nothing wrong with living with your parents in your 30's.
@Cpix38
Жыл бұрын
Nah not everyone comes from a broken family like you clearly have.
@MalcomMalediction
Жыл бұрын
Thats an ignorant comment lol most people r just sht out of luck or have fallen on hard times which is hella common especially if u live in a very communist area where cost of living and inflation is extreme. U dont need a therapist, you need guidance which is what Paul did when he called the Ramsey show.
@jusplay7309
Жыл бұрын
How do you take home 6k a month making only 80k. What about taxes and other everything?
@HHHPedigrees
Жыл бұрын
I’m guessing the 80k is take home
@genxx2724
Жыл бұрын
Teacher living at home with his parents. Lame.
@jonahansen
Жыл бұрын
Ten years ago is about right.
@Ryan_DeWitt
Жыл бұрын
31 years old? About 10 years ago at least.
@domega7392
Жыл бұрын
Its hard to marry in this culture. Men who actually have their stuff together, YOU ARE THE PRIZE! Remember that.
@ceecee8757
Жыл бұрын
Well, he sure isn't a PRIZE if he's still living with his parents! Major turnoff.
@domega7392
Жыл бұрын
@@ceecee8757 I know a lot of men who lived with their parents when they met their wife. They are all healthy couples and married for 10+ years. Average age 25-35. They are the PRIZE in this toxic feminized culture. There are a lot of single women who are 40+ and hate men because they believed the lies.
@davidbrayshaw3529
Жыл бұрын
@@ceecee8757 It hardly screams Alpha male, provider, carer, lover, does it.
@ceecee8757
Жыл бұрын
@@davidbrayshaw3529 no, sir, not at all. 🤣
@Sevoflurane2014
7 ай бұрын
I make 6 figs, own a home, 2 paid off cars and my GF left me for a 32 yr old Man Child who has never moved out of mommy and daddy's house but he makes $16 per hour lol. And mom and dad live in $700k home.
@donnanorris4733
Жыл бұрын
Both my kids left home at 21. I was 18. 18 is too young. None of us returned home :-).
@davidbrayshaw3529
Жыл бұрын
It's sink or swim at any age, really, isn't it?
@eggsinsideme
Жыл бұрын
He’s 31. Time to move out and start adulting.
@jajitjit9216
Жыл бұрын
At 31, I had better things to do with my time than to be laying up in my parent's house.
@mattdillon6899
Жыл бұрын
About 13 years ago.
@ariesaraya1822
9 ай бұрын
He lives in nyc thats prob why. If you have a good situation w/ your parents its really not our business. I personally wont do it because you feel way more like an adult in your own place.
@srinivasgp
Жыл бұрын
@8:16 There you go.That's the very reason most Indian American couples build wealth that much faster despite being migrants with almost nothing to bank on when they start. I cannot agree to this more. What a remarkably smart person Jade is for personal finances...
@cgm120211
Жыл бұрын
Sometimes also, though you can’t live where you want to live and that’s OK find other options
@Jazna1
Жыл бұрын
31? A 31-year-old man wants someone to tell him when he can move out of his parents' house? Wow. About ten years ago, dude. TEN YEARS AGO.
@davidbrayshaw3529
Жыл бұрын
It says it all, doesn't it. That's why you should leave home when you are young, so you can learn to make your own decisions.
@Cpix38
Жыл бұрын
@@davidbrayshaw3529 both of you are out of touch boomers. Jesus.
@kades3568
Жыл бұрын
Dudes being ENABLED. Should have moved out 10+ years ago. Parents shoulda kicked him out long ago. It is just as loving to make him learn his own lessons and be there for advice when he needs. Cant do it for him.
@Salihe-br9xe
5 ай бұрын
Nope. Depends on situation and rent, and him earning.
@jimh2259
Жыл бұрын
Way to nice to this guy. Dave would have eaten this guy alive for still living at home.
@Theonenonlyavery
Жыл бұрын
Dave would have ripped this guy apart. YOU MAKE $80K A YEAR! Even at $2k/month for rent, that's still $4k extra to spend. Where is your money going? Get out of your latent's house!
@cathyandresiak1975
Жыл бұрын
Well Dave likes to rip people apart!
@moldyrefrigerator
Жыл бұрын
Agreed! They went way too soft on him..
@And1one757
Жыл бұрын
Tru but the guy is past the point of no return... at this point whether he leaves the house at 31 or 70 them brain waves have been firmly carved in diminished returns at this point
@Cpix38
Жыл бұрын
Nah he should save as much as he can. Rent is the biggest waste of money.
@soy.ingrid
Жыл бұрын
SMH. They should have let him stay with his parents. $80K would be great!!
@davidbrayshaw3529
Жыл бұрын
He left school 13 years ago. Saving $80k in thirteen years is hardly showing us all how it's done, is it.
@mbank3832
Жыл бұрын
I am in my 30s but I am still living at home and paying for every expenses, reason being I am saving money and want to be ready financially once I do get married and own my own home one day. Even though i can afford to move to an apartment, i wouldn't want to spend 1k a month on rent JUST BECAUSE "you are in you 30s and should move out" which doesn't justify anything other than being in the norm
@mikeavila6921
Жыл бұрын
Move out!
@RandomVids519
Жыл бұрын
Its time to go bro
@Krinbo
Жыл бұрын
Dude. 🤣 You're over 30. Somehow, I think that if you really wanted to buy a house, you would have done so in the, idk, 10 years you've had to save.
@jamaicangurl4u
Жыл бұрын
Good to hear. Don't struggle for years unnecessarily just so you can be like everyone else.
@cathyandresiak1975
Жыл бұрын
I totally agree. Why move out just to fail at being on your own. Move out when you know you can do it successfully !
@HHHPedigrees
Жыл бұрын
31!!! That’s absolutely pathetic. You should move out after college at the latest. Kids these days just never grow up. America is in trouble
@benb7727
Жыл бұрын
The sad thing is, he sounds proud of where he is in life. I get everyone is different, but dang. You are a little boy in a big boy’s body.
@queen4u281
Жыл бұрын
I agree! I know several grown adults his age and older who still proudly live with their parents. It still doesn’t make sense to me. They actually brag about it. I just think they are getting over on their parents.
@cathyandresiak1975
Жыл бұрын
Oh BS. maybe his parents like him being there for a while!
@benb7727
Жыл бұрын
@@cathyandresiak1975 that’s most likely where the problem started. Co dependent parents with an unhealthy attachment to their child. If you love them you will let them grow up. We aren’t raising kids so they can prop up our emotions. We are raising kids to be self sustaining adults that don’t forget where they come from. I take it you have a man child still at home?
@MrTmenzo
Жыл бұрын
I bet he's more wealthy than you lol
@ianrobinson4200
Жыл бұрын
@@wordsalad01 So what? Everyone follows their own path, there's no timeline. And I say this as someone in my 30s with a paid off house, it hasn't made me feel any different. I don't feel like I'm any better than someone who is my age and still living at home.
@elchapojr6219
Жыл бұрын
Rent is expensive in NY
@chrishollis6015
Жыл бұрын
It just blows my mind that a 31 years old still lives at home. Grow up, live your own life. Be a man and take responsibility for yourself. I bet mommy does his laundry and cooks his favorite meals.
@Cpix38
Жыл бұрын
well you’re just full of assumptions are you? Just because YOU came from a broken family and resent your parents doesn’t mean it’s the same for other people. No need to get bitter at adults with healthy functioning families.
@nicolasgirard2808
21 күн бұрын
In my experience, people who are this judgmental are usually very insecure about themselves
@JL-fo9rz
Жыл бұрын
If you're not engaged to get married, then stay there. I don't get why it's such a big deal to move out in the corrupt US. Any other country in the world it's perfectly ok to stay at home as long as you want. You're just busting your but more just to pay a slumlord.
@carkarlaw
7 ай бұрын
If your parents don't take advantage of you (not asking you for alot of money, no emotional abuse, no controlling issue, not making you do unreasonable chores), and if you work well with parents. You have no rush.
@DSHoopkid11
Жыл бұрын
Stay home if it's not a problem continue to stack up
@slashinatorz1961
Ай бұрын
I'm thinking of ending myself in a bloody way to escape this rut. I'm 31, autistic, & live with my parents deep in the suburbs of Texas. I'm also a virgin who's never had a girlfriend, & where I live there are no girls cause only old people live down here. I despise the Pearland Alvin triangle because everything is so damn spread out that I HAVE to have a car, & drive vast distances for simple shopping trips. I've become quite Progressive living here despite everyone else being MAGA red. My only income is social security & I don't have a job. My only other way of making a little money is donating plasma, which is a 50 minute drive to Pasadena. Nobody is hiring & the job market is horrible. How the F*** am I supposed to "Move out" on such a horrible budget? And where to? Is there anywhere within driving distance of Houston that is cheap, walkable, friendly, & full of opportunity? Nobody can answer how I'm supposed to afford to move when I have no money & can't get a job. And my family would need someone to replace me, cause I have to do alot of work for my disabled grandma & aging parents. They'd need someone to move in who can pick up their prescriptions, do their shopping, yardwork, etc.
@Socrates-jz3oo
28 күн бұрын
Remember, your parents need you.
@lt6986
Жыл бұрын
I moved out at 18, and I only made $15. This guy is being cowardly and clearly doesn't have the best spending habits but good luck to him.
@ramonaearnest4709
Жыл бұрын
I moved out at 20 making $4 hr
@xKeville
Жыл бұрын
@@ramonaearnest4709 I moved out making $1 an hour 🥱
@craighendricks2994
Жыл бұрын
I moved out making 50 cents 🤦🏻♂️
@TreySobers
Жыл бұрын
I moved out…
@ramonaearnest4709
Жыл бұрын
@@craighendricks2994 you win! 😂
@sixteen.candles.4644
Жыл бұрын
30 is too old to be at home.
@Valid.4l
Жыл бұрын
Why didn’t yall tell him to buy a house? He have enough money and the job to support himself financially
@superior120v5
Жыл бұрын
I was thinking the same thing, he has the finances.
@Valid.4l
Жыл бұрын
@@superior120v5 I also want to know where his money went like did he buy an expensive car cause he is 31 making good money
@tjj5337
Жыл бұрын
6K a month and STILL a lives with his mommy??? What a snowflake!!! I blame his parents…
@linuxsurfer2002
Жыл бұрын
I think he should move out of NY and into an area with a lower cost of living.
@blackworldtraveler3711
Жыл бұрын
I’ve noticed that people who stay with parents like that normally won’t stray too far from home.
@baybeetinax3
Жыл бұрын
ehhh but teachers make less in other states in NYC we make the MOST out of all the other states
@deborahjackson6108
Жыл бұрын
This guy should have moved Out years ago. I make less than half what he makes, I have student loans, car loan, and house payment and I do fine. His parents should have kicked him out.
@choicemeatrandy6572
Жыл бұрын
_and I do fine_ You're in an objectively worse position than he is. I don't get what you're bragging about, you're buried in loans while he isn't but at least you have the "dignity" of not living with your parents?
@mattmasteringer4399
Жыл бұрын
100% of the divorces start with marriage, there is a little as 50% chance that y’all will be together. Nah I’m good, I’m just keep dating and not getting married. I love my money and everything I own
@Jacob_Israel3777
Жыл бұрын
Matt of course it starts with marriage….you can’t get a divorce without being married…😐
@diez5778
Жыл бұрын
100% of car accidents start with a car!
@mattmasteringer4399
Жыл бұрын
@@Jacob_Israel3777 I’m just saying, marriage is like gambling and at the end of the day, 90% of the time its the woman that is winning. I’m not about that life of paying child support and alimony support. Currently, I hear more divorce stories than those who been together. Everyone is telling me, don’t get married especially since I make a lot money.
@Jacob_Israel3777
Жыл бұрын
Bro I totally understand and I see what you’re saying now, I’m sorry. I’m stuck with child support as we speak🤦🏾♂️ I’m hesitant to even date again lol
@flea4061
Жыл бұрын
Heck no. Stay as long as possible. The nuclear family concept is dying anyway.
@amireallythatgrumpy6508
Жыл бұрын
Just like the sun is dying. It will still continue to exist for millennia.
@OhWell0
Жыл бұрын
3:16 That's the thing you can't put a price on, dignity and independence.
@weston407
Жыл бұрын
jesus, get out of NYC and grow up and find your own place - I'd be embarrassed if I still lived with my parents at 31 unless there was a specific reason and it was temporary (I'm 37 for reference)
@jacquelinelewis5627
Жыл бұрын
I don't know why he would want to go off on his own when he's 30 you pretty much already wasted the best years of your life living with Mommy and Daddy you may as well just stay there most decent women or men in their 30s all the good ones are already taken so I think he probably has a little shot of finding a mate and anyway his parents will probably say I'm sure they're probably in their late 60s early 70s I can imagine them saying will you can't move out we took care of you pretty much all your life and now you're going to take care of us in our old age this guy pretty much dug his own grave by not leaving when he should have and starting his own life
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