Makes 65k, car is 75k, and she has no savings. I just don’t even understand the mentality of some people…like what are you doing?!?
@robloxvids2233
3 ай бұрын
This is Houston. People spend more on their car/truck than on their house. I'm on BS7 and just bought a 21k used car with cash.
@freedomisnotnegotiable
3 ай бұрын
You forgot that THEY screwed her 🤦🏽♂️
@TCR2025
3 ай бұрын
@@freedomisnotnegotiableshe screwed herself
@KathleenMcNe
3 ай бұрын
This is how young people today spend their money.
@Ryan_DeWitt
3 ай бұрын
I understand. She wanted to look rich. It's that simple. That is all that mattered.
@TCR2025
3 ай бұрын
Being in debt with a 75k broken car that doesn’t run just to say”I drive an Audi” with a 65k salary is right on-par with the financial literacy in 2024.
@anndeecosita3586
3 ай бұрын
She wasn’t planning on driving it. Her genius plan was to use it to make money with short term rentals. She was planning to just drive her other vehicle until it was stolen. However, people tend to be careless when it’s not their stuff and put a lot more miles on it so that could be part of the reason for the Audi needing repairs.
@andidede3653
3 ай бұрын
The question we should be asking is this type of car brand new is in the 80K range for the 2024 model year. She said it was 2019 meaning it was already out of warranty last year when she bought it due to miles most likely. So in what world is a 2019 Audi Q8 out of warranty worth 75K when she bought it? She also got duped into buying an after market warranty and most likely not the one Audi sells. Those are notorious for scamming people and not covering anything. Obviously hearing her talk you can tell she wouldn't know a good deal if it hit her straight in the face so they hosed her good at that dealer.
@atrain132
3 ай бұрын
@@andidede3653she's not telling the truth, or giving the full story that's why.
@JaneDough23
3 ай бұрын
@@andidede3653 I wonder if the warranty can be made to pay anything due to the way she is using it ??
@MooreMathTutoring
3 ай бұрын
Yep!
@Heiskns
3 ай бұрын
“No you didn’t get screwed… you chose this.” True words. Car payments are ridiculous. Whether you make $1600 a month, or spend $1600 a month on a car, you sit in the same traffic and turn your car into a fart box like everyone else.
@MooMoo69556
3 ай бұрын
Sounds like u settled for a Toyota like a broke person
@michaelwebber4155
3 ай бұрын
@@MooMoo69556 I think you missed the part of the video where the Audi owner is the broke person, not the Toyota driver 😂
@MooMoo69556
3 ай бұрын
@@michaelwebber4155 you can be rich and have nice cars. This Audi owner is dumb, probably doesn’t know how to maintain a car. You can be rich and drive nice cars and not average cars like Toyota.
@harp_for_mayor
3 ай бұрын
I dig your fart box analogy at the end 😂
@xsgtxbigboy1655
2 күн бұрын
@@MooMoo69556ur black
@pallybro8620
3 ай бұрын
she rented it out for a couple months... you know the engine issues are related to that. No one treats a rented car very well.
@notmoose8670
3 ай бұрын
Yup and given the fact she doesn't sound like a car person is a recipe for disaster. Never take a car with that big of a problem to a dealership. They will charge 2 to 3 times what an independent shop would for the same repair.
@OtisFlint
3 ай бұрын
@@notmoose8670 You know she did 0 maintenance on her rental Audi. SMH
@pullingpuppetstrings3826
3 ай бұрын
Plus audi is vw garbage
@goforbroke2
3 ай бұрын
Yup renting a 5 year old Audi on Turo is a ticking time bomb. What could possible go wrong it’s only 5 years old, exactly what she was thinking……
@bt6850
2 ай бұрын
And this is why the warranty will only partially cover the damage!!
@ebonneenelson2325
3 ай бұрын
$1600/month for a car? That’s more than my mortgage payment. No way will I pay that much per month for a car
@51D40
3 ай бұрын
Mine to
@astroboy5137
3 ай бұрын
My house payment is $1400.00.
@ShutterSpeedGaming
3 ай бұрын
My mortgage payment is $565. I’m definitely not dealing with that car.
@dw4525
3 ай бұрын
There are people with similar payments for pretty boring cars like Kia and Ford SUVs
@ShutterSpeedGaming
3 ай бұрын
@donaldjohnson-ow3kq I stay in Woodstock Georgia 😊
@Tap354
3 ай бұрын
This girl is the dealerships favorite customer 😅
@MooreMathTutoring
3 ай бұрын
Yes indeed! Lol
@Hello-iz9hl
3 ай бұрын
Lol yes and they like her for the wrong reasons lol
@ShutterSpeedGaming
3 ай бұрын
75k with a 12% APR!! That’s 9K a year! She trippin buying that car.
@zybard01
3 ай бұрын
$9k a year... I paid $11k for my used car total. haha to be fair, mine is a basic toyota and not an, Audi
@ShutterSpeedGaming
3 ай бұрын
@@zybard01great job! I drive a 2003 Toyota echo! Has 109k miles on it 😅driving it till the wheels fall off!
@VioletEvans-yt2fd
3 ай бұрын
And if she’s paying 12% interest, her credit stinks too. Foolishness.
@CallsignEskimo-l3o
3 ай бұрын
@@zybard01 And I bet you can't kill it with a stick. Chance are it'll still be running when you quit driving.
@webfreakz
3 ай бұрын
@@ShutterSpeedGamingthat has got to be the most uninspiring car ever 😅
@YcMdattGUY
3 ай бұрын
“I have to get a car payment because If I buy a used car for $5k I’ll be paying every week for repairs!”
@Ka_Gg
3 ай бұрын
Yeah ppl use that argument as if a car on payments can't break down. Always cracks me up.
@zunedog31
3 ай бұрын
Then buys a German car haha
@homerlvlup
3 ай бұрын
I bought a shit box for $800 just to get from point A to point B never broke down ever, everything in it works. it just looks ugly, but hey , transportation is transportation.
@jecrpalier
3 ай бұрын
Cause none of you can fix anything u own. But u know the Kardashians lifestyle don’t u? 😂
@KamalaTheClown
3 ай бұрын
she owes 65k on a vehicle that on average is worth 35k, if it were running. This is insane.
@Kryptic1046
3 ай бұрын
I checked Edmunds just to see if maybe you were exaggerating and nope, lots of used ones with low miles for the mid to high 30's. She got royally f---ed on this car. Holy crap. I've rarely seen someone so screwed on a car as this.
@crashtestdummy1972
3 ай бұрын
Dang man she got hosed real bad. I couldn't imagine any audi being worth this except maybe she bought an R8?
@OtisFlint
3 ай бұрын
It's worth $10k, not $35k lmao
@cosmomontanaro5759
3 ай бұрын
@@Kryptic1046 She didn't get anythinged. She made a stupid decision. Who the hell buys a 5-year-old high end Audi? You can just buy a $18,000 budget car brand new, have full warranty, and most of the gadgets will likely be the same due to simply being 5 years newer.
@KamalaTheClown
3 ай бұрын
@@OtisFlint IF it were running, it would be 35k.
@imveryhungry112
3 ай бұрын
THIS VIDEO is exactly why a lot of people don't like student loan forgiveness. She could have gotten a normal car like the rest of us and paid off those student loans.
@AnthonyMcNeil
3 ай бұрын
Agreed. So many people will go out and do stupid financial choices again. There are people out there who will be thankful for it. Those are few unfortunately.
@MooreMathTutoring
3 ай бұрын
You are absolutely right!
@GregActonCPA
3 ай бұрын
I'm with Dave on this: I will never finance another car. If I can't buy it with cash then it is NOT the right car for me.
@de2296
3 ай бұрын
Me too❤
@lauren4078
3 ай бұрын
My husband and I totally agree. Car payments keep people poor.
@IrisP989
3 ай бұрын
@@lauren4078 What if the interest rate is low? Our car payment didn't make us poor nor will it make us poor..Actually, we crossed a 7 figure net worth while having a car loan...
@anndeecosita3586
3 ай бұрын
I could have bought my car in cash but chose not to. The interest rate is very low. I never take the full amount of time given to pay it off. My financial advisor says the only reason to pay off my loan is for an attaboy since I make several times as much interest money off my investments than I pay in interest on my vehicle note.
@pdxmusl1510
3 ай бұрын
@IrisP989 There's a difference between having a networth of 35k and a 1k a month payment. And 1 million with a 1k a month payment. Also the 1% is still interest your paying. It's a myth that if you can earn 7% in the stock market then having a payment on something with a lower percentage you should invest. Its based off of completely flawed math. I can generate examples where it's always better to pay off before you invest. More examples where you break even and it doesn't actually matter what you do. And yes.. examples where its better to make payments over the long haul and invest. All three are possible and the comparison of interest rates do not tell you which one of those it is. It's completely flawed.
@felipeoliveira2219
3 ай бұрын
Congratulations! You're living the american dream
@webfreakz
3 ай бұрын
😂
@MooreMathTutoring
3 ай бұрын
😂😂😂😂😂
@mariorta5017
2 күн бұрын
😂
@targetegrat
3 ай бұрын
I worked for credit union. There was a workshop on buying a car for employees. One of the things that still sticks with me today is they always suggested buying a car in cash or financing for 36 months max. If you have to finance for 5 years or more you cannot afford the car.
@thomasdalton1508
3 ай бұрын
If you have to finance it at all, you can't afford it. People seem to have difficulty understanding what "afford" means. If you don't have enough money to pay for it, you can't afford it. Having enough of someone else's money doesn't count.
@OtisFlint
3 ай бұрын
@@thomasdalton1508 Lol, i'll be sure to tell the people i know who make 7 figues and have 8 figures in the bank that they can't afford the $80k car they finance. When you make more on investment than you pay in interest, you're stupid to pay cash...only DR listeners deny basic math.
@targetegrat
3 ай бұрын
@@thomasdalton1508 With your logic the same goes for the mortgage too. So I guess we are all broke.
@thomasdalton1508
3 ай бұрын
@@targetegrat A house is different for several reasons. 1) House prices generally go up, so it is an investment. You are very unlikely to end up in negative equity on a house. That means you always have the option to just sell it and get out of the debt. You are pretty much always in negative equity on a car. 2) You need somewhere to live, so you are either paying a mortgage or you are paying rent. If you are in a position to buy, it is much better to be paying a mortgage than paying rent. You don't need an expensive car. You can either get something very cheap or you can use public transport. 3) Hardly anyone is going to ever be able to save up to buy a house in cash. After paying rent and basic living costs, you aren't going to have enough left over to save up the entire price of a house before you reach retirement age. If you are going to buy a house, a mortgage is the only way to do it. Saving up to buy a car is a much more realistic prospect.
@Mr.Boring_Man
3 ай бұрын
I don't hear a victim. I hear someone who's living beyond her means and wants a certain lifestyle she currently can't afford. Sounds young. Hope she clears this up and learns from it. In what world does a responsible lender even approve her? That's insanity.
@johnc2438
3 ай бұрын
Ha! "Responsible lender" is an oxymoron (think, "jumbo shrimp," "airline food," "Cuban economy"...).
@Outback69
3 ай бұрын
You gotta pay to be boojiee right? Such a lie! I have a 2000 Subaru Outback 2.5L with a 5 speed manual.
@CarlaQuattlebaum
3 ай бұрын
@@johnc2438 ... government efficiency
@bettysmith4527
3 ай бұрын
I wonder if she lied about her income perhaps!
@Themoomabides
3 ай бұрын
If you are a single man in Houston and meet this woman, run away - fast!
@zybard01
3 ай бұрын
she sounds cute
@atrain132
3 ай бұрын
Tell me where she is!!
@TonyCox1351
3 ай бұрын
I can fix her
@Hdhfhhdh
3 ай бұрын
As F&F say, These type of women are only meant for recreational use only . But It’s always best not deal with these women all together.
@Kaktus965
3 ай бұрын
@@Hdhfhhdh That’s all well and good till they poke a hole in the rubber while you’re not looking…
@Swayze_S.L
3 ай бұрын
What is wrong with people? I make 90k and drive a paid off 2011 CRV I bought for $8k. I’ve been wanting to upgrade to a 2013 Lexus for years but the thought of spending 20k on a car is nuts to me so I haven’t pulled the trigger. 70k on a vehicle and you make 65? People are insane out here
@nealp885
3 ай бұрын
I make 75k with a 2013 VW Jetta worth maybe 4k that my parents gave me, everything works fine. Want to buy something but don’t know what.
@ShutterSpeedGaming
3 ай бұрын
@@nealp885whatever you buy make sure it’s a Toyota.
@stefanossmitty3318
3 ай бұрын
@@nealp885so if “everything works fine,” what’s the problem? Why not keep driving it till it gets to the point that it’s having problems and save and/or invest in the meantime?
@nealp885
3 ай бұрын
@@stefanossmitty3318 Well it's a want not a need for me. I want a W204 C63 AMG Mercedes really as a secondary "fun" car.
@dacokc
3 ай бұрын
@@ShutterSpeedGaming or Honda...
@Nrustica
3 ай бұрын
I was an idiot with car decisions into my 30s. Cars keep people poor
@davecopp9356
3 ай бұрын
I too.
@ShawDAMAN
3 ай бұрын
Same here. Lots of regrets but no changing it now, except going forward I don't plan on ever financing a car again
@MooreMathTutoring
3 ай бұрын
@@ShawDAMANTrue! She has to move forward and come up with a plan.
@davecopp9356
3 ай бұрын
@@ShawDAMAN So glad I found Dave Ramsey´s system. No debt,
@Tabmpa
3 ай бұрын
*DaleValskov* has the most potential to do more than X10. ETH and BTC will most likely do a X5-X6, but that's fine for me. Gotta look for better entry points while I stake IRIS and PGEN, then wait for Polygen's next raise as I also look at their new partnership with Kenzo Ventures
@broken--Raj_officer
3 ай бұрын
The efficiency of this *DaleValskov* is next level. To juggle walk throughs of various angles on the topic delivered to-camera, differnet content per topic from various folks underneath the umbrella of the track list of the larger big band concert itself is engaging and refined. To make a dense taccess like this so digestible is really something. Awesome work jack!!
@EsiriE
3 ай бұрын
Stop spamming!
@zahraaalz9621
3 ай бұрын
This girl is a walking "Buy what you can't afford to impress people you don't like." She seems extremely clueless starting with the fact that her math ain't mathin. Sorry but can't feel bad for her at all.
@williamding4472
3 ай бұрын
So many young people in so much debt. It's beyond ridiculous how society believes all this debt is okay and a normal part of life.
@stewarthoi
3 ай бұрын
Making $65k a year and bought a $70k Audi??? What was she trying to prove?
@Nardaa-ox3be
3 ай бұрын
That she’s better than her friends and neighbors.
@lingra1438
3 ай бұрын
@@Nardaa-ox3beRight
@Outback69
3 ай бұрын
It costs to be boojiee right? Cant have it both ways!!!
@MooreMathTutoring
3 ай бұрын
Definitely trying to prove something to someone.
@sd4830
3 ай бұрын
I bought a Lamborghini Huracan EVO (RWD) as a life-long dream after some investment stuff paid off. Kept it for 6 mo, sold it back for what it cost (minus taxes). It was very interesting driving around in it and seeing how different people react. At the end of the day, any car above a RAV4 or Honda Civic is just a flex/brag and major money drain. For reference I'm happily driving a 6 year old Toyota now.
@MiahV007
3 ай бұрын
$1600 a MONTH? For an Audi Q8? I would literally have heart palpitations every time I wake up.
@MooreMathTutoring
3 ай бұрын
You and me both!
@Consistent-Penalty71
3 ай бұрын
Don't forget the indigestion.
@goforbroke2
3 ай бұрын
For a regular old Q8 that is 5 years old. She is legit crazy. I would not be using a 5 year old Audi on Turo, and she found out why the hard way.
@MiahV007
3 ай бұрын
@@Consistent-Penalty71 😆 I hope the car note includes pepto bismol.. because my stomach just couldn't do it
@Consistent-Penalty71
3 ай бұрын
@@MiahV007 She should get a monthly supply of it with each payment. Just thinking about that payment is giving me indigestion and it's not even my problem.😆😆
@wongthong7
3 ай бұрын
I used to own a brand new BMW always gave me trouble it’s a money pit. I would never own German cars again. Honda and Toyota are most reliable cars companies and I would recommend!
@sonicmoj1
3 ай бұрын
Same here. I've leased Range Rovers, Porsche, Audi and BWV. Almost twice a month in a shop on Saturday. Went to a Toyota 4Runner. No issues in 5 years. No more UK/German cars for me ever!!
@naturalnikki8675
3 ай бұрын
My BMW has 267k miles. No major issues
@cooleobrad
3 ай бұрын
Imagine how wealthy she'd be if the $1,600/mo was going towards investments instead
@blackworldtraveler3711
3 ай бұрын
Like many people I know she will realize this when it’s too late and close to retirement age.
@dacokc
3 ай бұрын
that's exactly what clicks in my brain when i heard about people with even $500/mo car payments..
@MooreMathTutoring
3 ай бұрын
You are right about that. More people need to know about Dave’s plan.
@austintomkewitz3981
3 ай бұрын
@@MooreMathTutoring😂 yeah Dave's plan the ORACLE follow the old wise boomer ORACLE 😂
@andrewso781
3 ай бұрын
Assuming she has a 6 year loan, at 7% returns, she'd end with $145,000 in her pocket.
@joyt458
3 ай бұрын
No savings and driving a $75k Audi making $65k a year. I’m sorry but you deserve to learn this lesson sweetie.
@treasurethetime2463
3 ай бұрын
I don't think the people negatively commenting understand how cool and sophisticated she looked in that luxury car. The peasants in their Hondas with savings just don't get it.
@Primitive_Code
3 ай бұрын
@@treasurethetime2463Probably ran away from that Honda cause they kept stealing it 😂. That's what I did.
@thejakelegion
3 ай бұрын
You're 100% correct. It was a massive ego buy and she should learn the lesson.
@malniehamex5273
3 ай бұрын
Me and my Honda making 4 times her salary and extensively more in savings are just fine 😂
@Kryptic1046
3 ай бұрын
@@treasurethetime2463 😂
@KishorKumar-ku9dx
3 ай бұрын
You definitely have my sub. This content is next level. For me Eledator was the turning point. Please keep doing what you do and keep being you, love it.
@PepeToTheMooon
3 ай бұрын
I don’t feel bad for this woman one bit. You really can’t help some people…
@astroboy5137
3 ай бұрын
Can’t fix stupid!
@deirdrekiely6187
3 ай бұрын
Too bad her parents couldn't teach her even basic personal finance.
@Saucingalot
3 ай бұрын
Agreed
@Saucingalot
3 ай бұрын
@@deirdrekiely6187or she could have gone against her parents teachings. See it all the time, kids make a little money and have 0 patience to save
@BholaKumar-tx1zu
3 ай бұрын
I did not believe that after the whole FTX drama there's any good to get this year but *DaleValskov* proved otherwise. Bad timing maybe but it's a great adoption to get this more to the mainstream and raise awareness. Probably a high contender for a top 100 growth
@dilmeindia4452
3 ай бұрын
My heart goes to the entire community for *DaleValskov* building up something even my grandpa can understand. This is so smart by them to launch it to shatter the doubts and fears of the common folk which is not even correct to begin with. Everyone knows the state of inflation and recession now and the way out is already in progress. Now it's just about catching the big fish
@andersonlynn3686
3 ай бұрын
No one will give her 30k for a car with no motor . And that dealer is screwing her over with that warranty and needs to fight for that .
@Jmsadv
3 ай бұрын
I had a brand new Honda Si and the fuel injectors went sideways three month in and the dealer fixed it for free, also got a free exterior paint job on whole car on a recall and seal around the windshield broke down after two years and it was replaced and I sold the car after that.
@_CPerk
3 ай бұрын
I was thinking this too. 2019 Q8s are going for like $40-45K, so $30K for a chassis is with no motor is a rip off
@OtisFlint
3 ай бұрын
@@_CPerk More like $35k now, used market is way down. In need of an engine, it's a $10k car.
@kevinmiller5467
3 ай бұрын
Renting the car out she might need a commercial warranty.
@cscorona1
3 ай бұрын
@@OtisFlint$10k is what I was thinking too.
@gavinlocke5980
3 ай бұрын
It's good to listen to people, learn from their mistakes
@JustinCase780
3 ай бұрын
When you're @2:59 be certain to not be sipping your coffee.
@daveblackman816
3 ай бұрын
I’m at the gym with headphones in. I audibly just said “woooow” outloud.
@JustinCase780
3 ай бұрын
@@daveblackman816 😂😂😂
@ShimrajSagan
3 ай бұрын
Can't deny the fact that *DaleValskov* is the strongest bet to bring power back to this industry after we suffered FTX, Celsius, Tera and so on. Sure if they fail it's done for good, but I don't see that the biggest tech company in the world would put everything at risk just for that.
@GamerNRetro
3 ай бұрын
You didn't get screwed you chose this. Facts
@lloydlagera6621
3 ай бұрын
Getting a used Audi was the first mistake in a big pile of mistakes. This is so horrible. I really do feel bad for her.
@MooreMathTutoring
3 ай бұрын
Yes, I do too.
@bantizzle79
3 ай бұрын
What a nightmare situation to be in.
@MooreMathTutoring
3 ай бұрын
Yes! The stress she has to be feeling! Scary!
@calebmallen
3 ай бұрын
We're being trolled here folks, this has to be a prank call! 😄😂🤣
@jimmymcgill6778
3 ай бұрын
I think it was. MSRP was 68k for the highest end model. No way it's cost 75k 5 years later.
@Nardaa-ox3be
3 ай бұрын
Nah, they’re real. I used to be one of them.
@OtisFlint
3 ай бұрын
@@jimmymcgill6778 She bought a couple of years ago, surely paid the pandemic price. Plenty of used cars were selling for more than new back then.
@AnthonyMcNeil
3 ай бұрын
There are people who do stuff like this. That's why debt is so high.
@getinthespace7715
3 ай бұрын
She was renting it out on Turo.😂 That's Dumb as hell. People who rent cars BEAT THE HELL out of them. You need hardcore insurance and a bunch of money saved up to try to make that work.
@notmoose8670
3 ай бұрын
Renting out on Turo and the engine blew..... checks out hahaha
@KathleenMcNe
3 ай бұрын
I miss the time when people would call in to radio shows on a landline instead of a crappy-sounding cellphone.
@davinasquirrel7672
3 ай бұрын
yes, I missed chunks of her rambling story too
@Ka_Gg
3 ай бұрын
It isn't the cellphone. They are fine. It's that far too many people want to either use speaker phone or not hold the phone to the side of their face. They often hold the phone like 2 feet away in front of them. You will often see this with people who are always on the phone but not talking about anything important
@ShutterSpeedGaming
3 ай бұрын
65k after taxes is 49K.
@MichaelSBowen
3 ай бұрын
90% of the phone calls that come into this show are people buying things they can’t afford to impress people they don’t even know. It’s not rocket science to make wise financial decisions.
@melody7779
3 ай бұрын
The caller is insane.
@Ja50nkAt
3 ай бұрын
Don't be fooled, a dealership will let you do stupid if you want to do stupid.
@MooreMathTutoring
3 ай бұрын
You are right about that!
@joefunk76
3 ай бұрын
They’ll give you a PhD in D-U-M-B 😂
@bellabobbybob3476
3 ай бұрын
I can’t even breathe when she layout the loan , interest rate and income!!!!!
@MooreMathTutoring
3 ай бұрын
Yea it’s crazy!
@gessrinky9129
3 ай бұрын
Someone would be stealin this one too….
@christianameh4762
3 ай бұрын
That’s crazily insane. Where do you wanna start from. Why do people buy cars that expensive?and German make for that matter.
@johnc2438
3 ай бұрын
Status. Prestige. Showing off to girlfriends you don't really like. Sticking your nose in the air to other drivers while you're stuck in the 5 p.m. commute home. Telling yourself that you're "special" and "deserve it."
@dacokc
3 ай бұрын
i wouldn't buy a german car unless i lived in germany... too expensive to work on over here.
@joyt458
3 ай бұрын
sounds like she tried to play scam games and got caught up. The old car was stolen and never found…. Riiiiiiiiight.
@SRD1281
3 ай бұрын
You know what I owe on my cars? 0.
@MooreMathTutoring
3 ай бұрын
Amazing!!!
@77loneranger
3 ай бұрын
Audis and other German cars are notorious for poor reliability, needlessly complex repairs and high repair costs.
@ShutterSpeedGaming
3 ай бұрын
Her car cost is the principal amount left on my mortgage 😮
@1227Masher
3 ай бұрын
Same. My mortgage is down to $74K. I cannot imagine buying a car more than 100% of my gross income. I often wonder how so many people drive expensive cars. This is why. Using her math of car purchase to income…I would be buying a $250K vehicle!! This girl is insane.
@MooreMathTutoring
3 ай бұрын
Yikes! I hope she reads your comment.
@4kstar-ve3hm
3 ай бұрын
German vehicles are not good everyday, rack up miles vehicles. They are garage queens for people with deep pockets.
@FR-tb7xh
3 ай бұрын
Ummm … I put a quarter of a million miles on my Mercedes.
@OtisFlint
3 ай бұрын
Not true, but they do require knowledgeable owners and preventative maintenance. Your average muppet who knows nothing but oil changes is not going 300k miles in a modern German car. Those people need to stick with something simple, outdated, and low performance, like Toyotas.
@4kstar-ve3hm
3 ай бұрын
@@OtisFlint I agree with you. I have a German car and the preventative maintenance requires lots of cash and the more miles means more maintenance.
@lot2196
3 ай бұрын
💯 true. Don't touch this garbage no matter how many people claim they never have problems.
@scott4825
3 ай бұрын
@@FR-tb7xh A quarter of a million miles was put on each of the SEVEN Toyota product I have owned, and they were all running fine (minus an oil leak) when I got rid of them. My scion has 260,000 miles. It does seem like Mercedes has makes some reliable cars, but it is very common for VW, Porsche, BMW and Audi to put out lemons with hard to get parts and costly repairs.
@truthseeker6370
3 ай бұрын
Did she ever even change the oil? Bought a used vehicle for 75k @ 12% interest with a payment of $1600/mo - just Wow. That's 2 times my House payment! Coworker bought a used vehicle at a high interest rate- never changed the oil...and her engine blew up...with years left on her loan.
@mrfranchize02
3 ай бұрын
Never take the complimentary line of coke that the salesperson offers you. But seriously, there's no way she'd get $30k for a 2019 with a blown motor. This might bankrupt her.
@BrokeMillionaire1
3 ай бұрын
$65,000 income. $70,000 car. 12% interest. At worst, she should have gotten a $15,000 car.
@613AllDay
3 ай бұрын
I think this was a prank to see how many times the caller was able to say vee-hickle
@youtubewatcher8689
3 ай бұрын
Does she think that continuously using the word "vehicle" instead of car or SUV waters down the stupidity?
@HumbleChilduk
3 ай бұрын
The lack of compassion in these comments… yes it was a grave mistake but this could be anyone we know. I really pray it pulls through. I’ve made a ton of bad mistakes too😢 sucks!!
@aarons3695
3 ай бұрын
The warranty company best ought not find out she had it on Turo. They will not cover it at all.
@mine4532
3 ай бұрын
You screwed yourself sis….. stop making poor choices
@mriphone1000
3 ай бұрын
Makes 65k, buys a 75k vehicle. 12% No savings? Lol. We need mandory financial education classes in high school.
@teebone2157
3 ай бұрын
I'm a hell you owe $32000 and stood alone dead, but you drive in a Audi.While I'm paying $1600 a month, you could have paid off.Your student loans in two years
@bettysmith4527
3 ай бұрын
Someone is trying to look rich, and it backfired!! Lesson learned, hopefully! 🤦♀
@DBMD7
3 ай бұрын
IS THIS FOR REAL? $1600 car payment at 12%. Absolutely insane. All for what? To impress people who don’t give 2 craps About you. How about a used Honda Civic or Toyota Camry. No payment. People are going to keep learning the hard way.
@GAFB1122
3 ай бұрын
I see them everywhere!!! Supposedly the economy is doing really bad but I cannot begin to tell you how many $40,000 to $70,000+ cars driving around. And even for those that can afford it, I say why? Are you that deplete of self esteem that you need that vehicle. It's sad. For me, I don't need an expensive vehicle to have self esteem or worth!!
@OtisFlint
3 ай бұрын
She thought Turo would pay for it. There was a brief period during the pandemic where you could make a small fortune on Turo, of course the market corrected and that disappeared.
@jecrpalier
3 ай бұрын
And if they were impressed probably someone u don’t want to know. Impress someone get an old classic you can maintain. That’s impressive it has value and it’s not expensive to fix. 🙄
@DBMD7
3 ай бұрын
@@jecrpalier Right. Agreed 100%. Whenever I see older daily driver cars, I can’t help but smile. I drive an 02 Mitsubishi Montero that runs phenomenal. Wife has an older Rav 4, daughter and son both have older Hondas and I will never buy anything new. I work on and maintain all of ours cars and When these can’t be repaired anymore, I will buy cash only cars.
@jimroscovius
3 ай бұрын
Some people are just plain nuts. There's no helping them. Anyone who makes $65k and spends $75k on a car is missing a brain.
@Julian-zc9vm
3 ай бұрын
I bought a $55k used Audi. Paid cash. Still has the manufacturer’s warranty on it. Will be selling it 3 months before the warranty expires. The caller has a 3rd party warranty or an extended warranty that isn’t full coverage, not the original manufacturer 5yr warranty.
@siegfriedbraun5447
3 ай бұрын
Darwin is reeling this one in.
@deirdrekiely6187
3 ай бұрын
Financial illiteracy is common nowadays, sadly.
@Ka_Gg
3 ай бұрын
This girl needed a $6,500 car. Not a $65,000 car.
@DobbsAutomotiveInspections
3 ай бұрын
This lady needs someone to verify that the engine is failed. Shops are notorious for misdiagnoses or lying. As an Automotive Inspector I have found multiple major repairs requested from a shop. 1st time shop thought they had repaired the vehicle; 2nd time taken to shop same problem, now needs engine replaced. Shops love customer pay jobs and warranty companies aren't the brightest bulb on the planet. I don't usually comment on anything, but she needs help to verify engine needs replaced.
@lot2196
3 ай бұрын
It's an Audi. It failed.
@markkauffman6184
3 ай бұрын
@@lot2196Agreed. Audi’s are the worst cars on the road (when they actually are on the road).
@andrewsherman2398
3 ай бұрын
I always find it so ironic how people who have and make a lot of money drive old paid for vehicles and broke people drive brand new ones that they literally can't afford in any way heck even the cost of maintenance on a German luxury car isn't cheap
@donaldcornwell1151
2 ай бұрын
"You chose this". Jade nailed it
@loboblast1
3 ай бұрын
I'm making $79k a year and in the market for a used Audi in the $30k range. Listening to this got me nervous.
@mdaniels6311
3 ай бұрын
I moved to the US in 2012. I went on autotrader and found a chevy impala for 650. It was the cheapest car in the whole city. The air con did not work and it needed a fan belt. I fixed the air con myself by adding the chemical. I bought a fan belt for 12, and paid a guy 20 to install it for me. That car probably done me about 10000 miles as I drove up and down to florida and back about 6-7 times. Finally, the radiator gave up and the scrap yard paid me 300 for it. They came and collected it. So for I paid 350 for a car that lasted a year. At the time I did not think about what this meant, but now I own two condos I rent on a teaching salary, plus have 6 figures in stocks (which I want to grow to seven), I feel that I did the right thing. I am fortunate for those poor days man, they really help me today. I plan to semi retire in a year and just do a few hours of online work a day, and just enjoy my free time, travel, read books, just relax man..
@expectthabest951
3 ай бұрын
🗣️ Hello, Jake from StateFarm, yeah... your car is on fire 🔥🤷♂️😂
@mattdoeland
3 ай бұрын
Perfect example of someone with no money trying to impress other people who don’t even care either way. Time to grow up.
@naveeeeed
3 ай бұрын
Makes me feel so much better about my beater ‘06 Camry that hasn’t let me down yet
@christie4336
3 ай бұрын
Love me an old Camry!!!!
@jasonrodgers9063
3 ай бұрын
Go to some backwoods good ol' boy shop, and have them "hillbilly-engineer" in a Ford 5.0 or some other Detroit iron, then drive it FOREVER. I'm actually serious.
@jonathanjobickson9483
3 ай бұрын
$75k + %12 interest = $9k a year. 5 to 6 year loan. Plus the $13k repare costs. Her total cost for the car. = around $133k Total.
@DFloTV
3 ай бұрын
This call got worse and worse
@stardacia
3 ай бұрын
Lord have mercy, I hope you get out of this girl 😭
@rabidgoon
3 ай бұрын
An audi is the official car of people who aren’t really wealthy but want everyone to think they are. Also often the worst people on the road in terms of driving.
@reviewsbygen5591
3 ай бұрын
Also BMW drivers!
@Themoomabides
3 ай бұрын
Tesla drivers are the worst. Hands down.
@rabidgoon
3 ай бұрын
@@reviewsbygen5591agreed. Add mercedes and you have the german trifecta of bad driving.
@aaronperkins4175
3 ай бұрын
Yeah, there’s lots of ways to sharpen the pencil on this repair. I’m in the warranty industry, chances are there’s a clause about pre-existing conditions or some component that has caused the failure that’s not covered. Not to mention warranty companies will generally pay MSRP on parts and posted labor rate but they go by the book on timing. Theres so many scenarios I can see with this. I saw it in another comment but the dealer might be trying to get a new engine instead of a reman or used engine.
@DMS1010
4 күн бұрын
While it is her ultimate responsibility and culpability, the dealer is criminal
@deweyvu820
3 ай бұрын
2019 q8's are everywhere for mid 30s to 40s used. Her roller might be half of that, not half her MSRP.
@lmason3001
3 ай бұрын
Man the £950 golf on my driveway has never looked prettier. The roof fabric is literally stapled on !! But I'm winning I guess 😂😂😂
@myfindependencejourney
3 ай бұрын
This is insane. This caller should be put under conservatorship at least for whatever concerns financial decisions until she learns how to manage her finances.
@Denominus
27 күн бұрын
With a 65k income, even if she had bought this car for cash and there wasn’t a catastrophic failure, she still wouldn’t be able to service and maintain it. Expensive cars require expensive and diligent maintenance to keep them going. I know because I stupidly bought a BMW in my 20s for cash (“dream” car). Within 5 years the car was junk because I always had to take short cuts on the expensive maintenance that I could never quite afford, and that’s without a car payment. An important lesson was learned the day I sold it as a parts car and lost a ton of money.
@kimmietooshoes
3 ай бұрын
I need a Dave reaction video to some of these GOLD calls when he’s not on the air.
@WTFAUTO
3 ай бұрын
Her monthly payment is double what the total purchase price of my car was. And I've been driving it for almost 3 years reliably.
@brad9872
3 ай бұрын
The problem is more than 13,000, that assumes she can sell for 65,000 after it is fixed to cover car loan and that is doubtful. Could still be a 30,000 issue here in total taking into account negative equity.
@codorin
3 ай бұрын
Bought a dressed up volkswagen for 70k. That is the first red flag. 2 nd red flag is she makes 65k a year. I make 80k and drive a 15 k hyundai. New cars north of 50 k are for reall rich to write off or for people who failed math.
@lindawilson4625
3 ай бұрын
I see so often that broke people want to drive an old Audie, BMW, etc. with no idea of the repair/reliability issues and the related costs. She needs an Dutch Uncle to set her on the right path...if she will even listen. She did call the Ramsey Show, so maybe there is hope.
@RowenaMendez-w9p
5 күн бұрын
We just bought a $13K 2006 Honda CRV everything ,including tax , GAP etc with 74,000 miles .A great deal , and second owner.. Sometimes you get lucky if you shop around and avoid buying by impulse.Goodluck to the lady , that was so horrible what deal she got. Not a deal at all
@donaldforsyth2986
3 ай бұрын
Instead of wasting 13k on a repair, spend it on a really decent 13k car, hand the keys back to Audi and tell em to pound sand.
@johnwilburn
3 ай бұрын
There is a moral obligation here too. She should pay the debt, get rid of the car, and learn from it.
@TheDjcarter1966
3 ай бұрын
@@johnwilburnwell there is a moral obligation for the warranty to cover repairs...she paid for the warranty! Now of course in this instance you have to not car about your credit, but for $5-7k you could probably find someone to put a rebuilt engine in there if you wanna keep the car..
@InternetUser._
3 ай бұрын
Followed shortly thereafter by a notice of 50k in collections when her repo with a blown engine gets sold at auction for 15k.
@johnwilburn
3 ай бұрын
@@TheDjcarter1966 I bet a nice used engine could easily be sourced for that and done way cheaper than $20,000. That's probably the basis for the $7,000 figure.
@anndeecosita3586
3 ай бұрын
I agree. I would not sink $13,000 into that money pit. Not likely any who sees a carfax will want to buy it for a price she wants.
@nictron99
3 ай бұрын
Audi A4 Allroad driver here from South Africa, with 210338 miles or 338500 kilometers on the clock with a second refurbished engine which cost me $2636 including labour to replace in cash. No debt on the Audi for the last 4 years. Hope this lady sorts this out and makes better choices into the future!
@HecticGlenn
3 ай бұрын
What a situation to be in. Nothing will be better medicine to learn how to be financially savvy than mistakes like this
@scott4825
3 ай бұрын
I lean towards stop paying for a few months and use the money to buy a beater. Then let them repo the AUDI, and threaten bankruptcy if they don't lower the debt.
@maxinef6654
3 ай бұрын
Yeah, the salesperson saw her coming. Unbelievable 🤦♀️
@jayfrost123
3 ай бұрын
high end German cars are known for this type of thing: BenZ, BMW, Audi. Would recommend the Honda/Acura or Toyota/Lexus options for reliability
@triplefiresign
3 ай бұрын
My car is a 2009 and I’m driving it until the wheels fall off.
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