I was sued by a debt collection agency for 4k (Arcadia Partner LLC) in October 2021and on Sept 30 2022 was my court hearing within 48 hours I filed an answer that is where people fail to do and file an answe and get a judgement against them. I did my hearing via virtual court from home. During the sign in process and hearing the court clerk I overheard the attorney for the plaintiff that they were going to ask the judge to dismiss my case due to statue of limitations (CA 4 yrs) had expired for them to collect. Then came my turn the plaintiff attorney asked me if I wanted to settle and I said no. Judge agreed to the SOL expired and he DISMISSED my case with prejudice. Thankfully, this case is over. Check with your state on the SOL it varies.
@JazzyMac
Жыл бұрын
Beautiful work!!! People only hurt themselves when they run and hide and refuse to submit an answer! I’m so proud of you for knowing your rights, especially about the SOL. That literally could save people thousands of dollars from erroneous debts!
@youngancestor_
Жыл бұрын
does the statue of limitations work 4 years after the debt was sold or when does it start counting?
@krazy330
Жыл бұрын
@@youngancestor_ the statue of limitations clock starts on the on the last day you made a payment to that company. The SOL of limitations varies by each state.
@carlosvillanueva6421
Жыл бұрын
Good to know 👍🏾thanks for this!
@paperboi1990able
Жыл бұрын
@@JazzyMac I was summoned to court. Should I go to court or should I call collection agency that summoned me to settle the debt?
@MotivateU1_1
5 ай бұрын
This video helped me I was sued by midland credit and served about 2 weeks before my court date so I found this video and did some more research so I got my paperwork together and went to my court date. When I showed up and the judge called my name midland was not there so she stated that she was going to wait and come back to me , she finished up with everyone else and came back to me last. When she got to me she made me come forward and told me my case was dismissed because they didn’t show up I couldn’t have flew out that court room! I was so glad I showed up and while I was in there it was other people going up and just agreeing with it and I felt so bad because I’m like if only they knew their rights. Thank You Thank You for this video it gave me the confidence I needed to walk in the court room ready to defend myself and you didn’t charge me for any of this information you are out here really doing a great deed and I appreciate it so much you have a new subscriber for sure .
@JazzyMac
5 ай бұрын
Laina!!!! 🥳🎉🎊🎊🥳 this made my entire day when I first saw it on TikTok! I’m so PROUD of you for standing up for yourself! You were victorious and things worked in your favor. What an absolute blessing!! 🥰 thank you for sharing this GREAT news with us. It’s so inspirational!!
@beautyandabeat8678
2 жыл бұрын
They hate when you have an attorney. I was sued by LVNV and they didn’t even show in court and there of course was a default judgment in my favor and I had an attorney who told me she would not have me come to court. For my response I looked on KZitem and found a lawyer who specializes in consumer debt and he gave great answers to use and I chose one where I was not lying but did not confess either. This was recent I got served in November 2021 and the court date was January 2022.
@JazzyMac
2 жыл бұрын
THAT PART!! When you fight back, those scammers don’t even show up half the time. I’m so glad you didn’t take it lying down from those scammers!
@beautyandabeat8678
2 жыл бұрын
Also I did ask them to provide proof and they only sent statements and a lot had the wrong address. The reason my attorney didn’t want me at the court date was so that I could not be put on the stand to answer questions and lie under oath (because I would have to tell the truth then) which I think was a good thing and something I didn’t even think of could happen.
@JazzyMac
2 жыл бұрын
@@beautyandabeat8678 that’s very interesting and sounds very strategic of your attorney! It’s crazy no one teaches us this kind of stuff in school and so many people just fall victim to these companies.
@MEEK484
2 жыл бұрын
Can you provide the lawyers name you found on KZitem for the answers?
@beautyandabeat8678
2 жыл бұрын
@@MEEK484 I believe it was Consumer Warrior
@johngriggscomedy
2 жыл бұрын
If your cardholder agreement allows it, a great strategy with junk debt buyers such as LVNV and Midland Credit Management is to file a motion to compel private arbitration when you file your answer with the court. What happens after you do this is once your motion to compel arbitration gets approved, your case gets moved from court to private arbitration with a company like JAMS or AAA. The junk debt buyer will have to pay almost $5000 to continue their case with you. Almost all junk debt buyers will give up soon after you do this. I recently filed a motion to compel arbitration when I answered a lawsuit from a junk debt buyer that tried to sue me for credit card debt they claimed I owed. Soon after I did this, the junk debt buyer dropped their case against me and ran away. I no longer have to worry about them suing me over this debt ever again!
@JazzyMac
2 жыл бұрын
Nice strategy!! I love this! 😁
@iamtheempatheticcoach
2 жыл бұрын
Hi John. Do you mind sharing what or how you filed for arbitration? I was just served by LVNV & don't want to waste time with them.
@johngriggscomedy
2 жыл бұрын
@@iamtheempatheticcoach - There’s a great article on Credit Info Center which gives detailed instructions on what to write in your motion to compel private arbitration. The article is called Arbitration Overview and Strategy (2018 - Most Up To Date Info). That is the resource I used to file my own answer to my credit card lawsuit.
@theresahamilton9226
2 жыл бұрын
I wish I knew this earlier
@cynthiamitchell4472
2 жыл бұрын
I wish I knew I was sued now I have to pay
@NikkiAndrews_78
Жыл бұрын
I was just served by LVNV, this video is informative. Fingers crossed. Update I answered my summons, I submitted a Motion to Compel Arbitration; my court date was scheduled for today, something told me to call the precinct to “confirm my time” the clerk told me that LVNV submitted a motion to dismiss on 5/4.
@JazzyMac
Жыл бұрын
Fingers crossed for you!!!
@juanfelix1941
Жыл бұрын
I just been served today, I’m super scared. Are they real?
@jovanmonroe461
Жыл бұрын
What was the amount they were suing you for?
@Barbeegirl17
2 жыл бұрын
Lord knows you are like an angel in my life. Your videos always pop up when I'm going through exactly what you are talking about. It's almost scary. I'm currently getting sued right now by a furniture company i dealt with almost 4 years ago. They are currently garnishing my wages. I'm listening. I'm fighting it right now. Thank you for being you. You are amazing! 💜💜💜💜
@MissLuxe
Жыл бұрын
I was so stressed out and you just helped me get my thoughts together and take the next steps, I really appreciate you!
@JazzyMac
Жыл бұрын
Glad I could help!! Let me know how it goes!! 💛
@denise3432
2 жыл бұрын
Sued by Discover, filed my answer and waited a few weeks before it was time to show up for a 2nd court date and called to settle a $18,000 debt for $7K. One thing they try to avoid is court.
@JazzyMac
2 жыл бұрын
THIS!!! So very true! 🙌🏾
@diesha0796
6 ай бұрын
I’m being sued by discover as well need help
@yagirl_esha4273
5 ай бұрын
@@diesha0796me too this was helpful
@Sedwards04
Ай бұрын
How did you do this!! What do you say to settle?
@jenniferfrank3529
2 ай бұрын
Thank you 🙏🏽 I am so happy to find your video. Today I received a call from someone name Connie Daniels. She told me she’s with NAA Pre Litigation Services and that I owe money to a debt collector dating 2008-2017, and that I would be served to show up in court and pay up to $8000... I was stunned because I didn’t know and couldn’t remember owing Citi Financial. I asked if I could receive something by mail or email and she refused to send me any documentation, and told me that the debt collector tried to notify me and I told her that I haven’t received anything. So now I’m sitting her not only numb, but also afraid l because I don’t know how to prepare myself for court. So thank you I’ll save your post and keep you posted on when I get served for court 🙏🏽
@Fomotomo1
3 ай бұрын
I’ve not been sued, but in my hardship and distrust in the credit card companies, as I start really paying down debt, I anticipate it happening. This was helpful! Subscribing!
@JazzyMac
3 ай бұрын
So glad you’re here! 😀
@MoparGiRLiE_
Ай бұрын
Thank you so much this information was so helpful🙏I’m so happy to have found you today. I am currently being sued by a local attorney who bought an old Credit Card debt of mine. I showed up at the courthouse. The attorney was there along with several other people who were being sued by her. There was no judge involved and the first thing she asked me was where do I work? I explained to her that I no longer work, I am 100% disabled veteran, and I also disputed the amount owed so she continued the case after I asked her for documentation showing the amount amount owed. For right now, I am still in the waiting process for the next step.
@JazzyMac
Ай бұрын
I’m praying this all works out in your favor ❤️
@tacobannana6628
2 жыл бұрын
Love this video, it really made me feel a lot more calm about the situation..thank you again! :)
@JazzyMac
2 жыл бұрын
Yes!! You got this!!! 💛💛💛
@PrinceTrexus
2 ай бұрын
3:10 "I don't want you to be afraid of court" Meanwhile me, having a literal anxiety attack every day since the day the guy showed up at my house with the summons paper. 😭😭😭
@jeniferalonzo9709
2 ай бұрын
me currently🥲
@shiararamos3552
18 күн бұрын
Jesus Christ loves you and will take care of you❤
@JoeT-re5ro
Ай бұрын
Never been sued but constantly getting calls for something that’s 15 years old. Statute was up in 2015 . Most threatened with court. None would ever validate or provide an address.
@livelaughlove1259
2 жыл бұрын
I’m being sued by Midland. I guess they thought I was going to rollover and accept their offer to negotiate. Well, I replied to the summit and now have an attorney. Crazy thing is, I’m still waiting on the court date since September 2021😂
@JazzyMac
2 жыл бұрын
Sounds about right!! Great job on getting an attorney because they’ve scammed the community for far too long!
@denise3432
2 жыл бұрын
Yea I received a summons from them, filed an answer and been waiting on a court date fir a year now.
@livelaughlove1259
2 жыл бұрын
@@denise3432 that’s crazy, right? I would think Midland would give up by now. Texas courts are behind due to COVID-19. But the courts are up and running again.
@livelaughlove1259
2 жыл бұрын
@@denise3432 any updates on your Midland case? I’m still waiting.
@denise3432
2 жыл бұрын
@@livelaughlove1259 because the courts here are so backed up they have her to set a court date.
@brookwest
Жыл бұрын
One of tricks that I have used is that in the contract they forgot to establish what type of dollar you supposed to use to pay the debt. A Dollar is unit of measurement and with The case of Glacier Vs. Montgomery Ward they determine the unit of the count of the dollar to be Coffee Beans!!! Why because you are the beneficiary and it supposed to interpreted by you!!! Because the don't have the entire contract you can say that you always payed the first debts in coffee beans and unless they have proof that you paid it in another form of Dollars you will pay it because the Dollar has to be determined by the original parties of the contract. Unfortunately they forgot to do that and now they are screwed. Literally
@JazzyMac
Жыл бұрын
Wow! That’s super interesting 😀 good for you standing up for yourself!
@FiFi_Babie
11 ай бұрын
Yessss Jazzyyy!!! I recently got a summons from a debt collector. Definitely looking for an attorney to help me file my answer and then I’m going to dispute it! Thank you so much for this video and information!!💙💙💙
@JazzyMac
11 ай бұрын
Hey beautiful!! So proud of you! Always fight back! Many times they’ll end up owing YOU money!
@6ixActivity
3 ай бұрын
Did you find that attorney
@TheSchoolCircle0311
Жыл бұрын
I just got served today by LVNV. And I came right to you. ❤
@JazzyMac
Жыл бұрын
I just love y’all! 🥰🥰 make sure you fight back!
@geebody8969
Жыл бұрын
Any updates
@TheSchoolCircle0311
Жыл бұрын
@@geebody8969 yes once i sent the letter acknowledging the debt. i had to pay in full. Jazzy mentioned in a previous video, that you should attempt to negotiate or try and settle before it goes to court. It was my debt and i knew i would have to pay it anyways. It was never my intention to deceive or lie because i dont need or want any of that drama.
@geebody8969
Жыл бұрын
@@TheSchoolCircle0311 thanks for the quick response. Enjoy your day
@maryb.6397
7 ай бұрын
I appreciate the encouragement & the steps given ❤
@JazzyMac
7 ай бұрын
You are so welcome!!!
@stephanrichardson3482
Жыл бұрын
Jazzy, this has been very helpful. I’m reviewing this for my cousin, and has helped me a lot. You’re the best! Keep it up!
@JazzyMac
Жыл бұрын
I’m so glad to hear it was helpful!! 😊
@achavez78
5 ай бұрын
Good advice-- especially don't panic, and answer the Complaint. 👏🏽 My only comment in this-- I'm not sure what state you're in. But in many cases before you have your day in court you're almost always going to get hit with a motion for summary judgment. This are harder to respond to than your original answer because they require a legal backing to your response, not just an admit or deny. In the case of an original creditor, they will likely have the evidence needed to have their motion granted have judgment entered against you. It's wise to consider settlement at that point. In the case of a debt buyer, you may have a defense if they have not shown that they purchased your specific account, and don't have standing to sue you.
@JazzyMac
5 ай бұрын
Hey hey!! Very interesting insights! Thank you!! 🤗🤗
@achavez78
5 ай бұрын
@@JazzyMac appreciate you taking my comment and responding! Above all... always respond to the complaint!
@birds_are_really_fierce2226
2 жыл бұрын
I’ve gone to court for something completely unrelated but COME PREPARED, PAY ATTENTION, AND DO WHAT THE STATE AND JUDGE TELL YOU TO DO AND DON’T QUESTION THEM UNLESS IT IS TRULY AGAINST STATE AND FEDERAL LAWS***
@malayaanderson8222
Жыл бұрын
I’m honestly waiting for a letter in the mail, it’s been almost 10 months of calls & I answered at first but I haven’t in like 8 months.
@mariagonzales6766
Жыл бұрын
Thank you so much for the info, the clarity and the boost of confidence.
@JazzyMac
Жыл бұрын
You’re so welcome!! 🥰
@lashawnstossel3393
2 жыл бұрын
I just want to say THANK YOU!! Most people don’t care about others doing better. You are such a blessing to all of us! Question: I’m currently being sued and it looks like the law firm has picked up 2 more. They will be garnishing my wages. All 3 have my maiden name on it and was over 10 years ago. Can I use any of these forms at this point?
@JazzyMac
2 жыл бұрын
Hey Queen! For something that is 10 years old it’s possible that’s beyond the statue of limitations in your state. I’d definitely contact a consumer protection attorney to understand if this is legal in your state. Otherwise, it may just be a junk debt buyer taking advantage of you!
@melissacoleman1210
Жыл бұрын
Thank you for your important information. This was very important for me to hear.
@msmonileetee
2 жыл бұрын
Thank you so much! I really appreciate you for your advice!
@GiggiesYummies
25 күн бұрын
I just received a court summons and the attorney only put the lender but no loan number or amount. How can I answer that?
@traciewhitted621
2 жыл бұрын
Beautifully explained, thank you.
@JazzyMac
2 жыл бұрын
You’re so welcome! ❤️
@ticia9563
9 ай бұрын
I was told by the debt collector that they are not required by law to show proof of the debt
@JazzyMac
9 ай бұрын
Always question what someone tells you and challenge it or talk to an attorney!
@Sk8Fam
Жыл бұрын
Thanks Jazzy. Love ya!
@JazzyMac
Жыл бұрын
I love ya back! 🥰🥰
@MichelleSeverino-kd7ge
4 ай бұрын
a follow up would help on having ( ex LVMV Debt Collectors) to erase The listing on Your Credit Report. unknown until i got a court case coming up i saw LVNV has 3 listed bringing my crefit down low. I asked ( submitted response and certified return receipt to LVNV Lawyer) court to have crefitor also REMOVE listed debt off of my crefit report.
@imansessentials1506
5 ай бұрын
You rock, I love to see genuine people helping others freely❤❤. I paid off a debt recently that I know the amount was way higher than what I owed… I end up settling the rest at the end and the debt collector put a dismissal in with the court because I paid as agreed. I wish I knew this knowledge months ago…. Could I recoup from this?
@JazzyMac
4 ай бұрын
Hey! Contact a consumer protection attorney or the CFPB.
@homesbyjuneholmes4674
28 күн бұрын
What do you do if you've already started paying? Can you have get rid of the balance?
@JazzyMac
28 күн бұрын
That all depends on the terms of your contract and the age of the debt.
@pittypat6321
Жыл бұрын
I wish I would have found you a few months ago. Great information. thanks
@JazzyMac
Жыл бұрын
Welcome!
@MsDes307
2 жыл бұрын
Thank you Jazzy, your information that you shared was helpful. I appreciate you🙏🏼❤️. Stay Awesome and safe hon*
@JazzyMac
2 жыл бұрын
Thank youuuu 💛🥰🥰
@Tricebbt632
6 ай бұрын
I'm going through that right now, but the problem is my account went to two different debt collection's and now I am being sued by a third debt collection lawyer
@JazzyMac
6 ай бұрын
Hmm 🤔 have you contacted a consumer protection attorney?
@Tricebbt632
6 ай бұрын
@@JazzyMac no😭
@lapana507music
2 жыл бұрын
Yea Midland keeps harassing me and threatening a judgment. I just sent them a letter based on your template.
@Mindful.Movement.01
2 жыл бұрын
What did they say
@lapana507music
2 жыл бұрын
Still waiting for them to reply
@Mindful.Movement.01
2 жыл бұрын
@@lapana507music o ok
@JazzyMac
2 жыл бұрын
Definitely contact a consumer protection attorney if you’re being harassed and also consult with one if they are threatening lawsuit.
@mychemyche7172
6 ай бұрын
Have they Replied yet?
@livelaughlove1259
2 жыл бұрын
Midland sued me last year (308 days ago) here in Texas and I’m still waiting on a court date. I do have an attorney.
@JazzyMac
2 жыл бұрын
So glad you have an attorney! Sounds like they may not even have a good case going but stay in top of it!
@scambusters7939
2 жыл бұрын
Hahahaha !! Get ‘em!
@livelaughlove1259
Жыл бұрын
@@JazzyMac finally got a court date August 16, 2023. My attorney said I should not come to the hearing. I’ll keep you posted.
@JazzyMac
Жыл бұрын
@@livelaughlove1259 ok good!! Let me know how it goes! Fingers crossed they don’t even show up!
@jessica_adriana
8 ай бұрын
@@livelaughlove1259update me !!! I am also getting sued by midland
@sherrie700
2 ай бұрын
I have a question, I'm being sued by Security Credit Services, it's 2K more than the original debt...However they attached a copy of the original debt, my signature it typed, not signed. Should I fight it.
@JazzyMac
2 ай бұрын
I’d definitely ask an attorney or the CFPB.
@Renny30
Ай бұрын
What if u didn't file an answer but did show up? (I asked for time to hire counsel) Any suggestions on offering a settlement for less?
@JazzyMac
Ай бұрын
Call the courts!
@leaupeter
4 ай бұрын
I need help in Utah. Just got served today. 6,000 is the principal amount.
@raevynkinsey
2 жыл бұрын
My dumb butt received a certified letter for court from MIDLAND and FREAKED TF OUT! I was terrified! Sooo what did I do????! I called Midland Credit and set up a 48 MONTH PAYMENT PLAN!!!!!!!!! 🥺
@JazzyMac
2 жыл бұрын
That’s ok!! You can still ask for validation or consult with a consumer protection attorney and see if there is a way out of it!
@toysr_8728
2 жыл бұрын
Hello Ms Jazzy. You are truly God sent! This is the EXACT video (info) I was looking for......4mos ago lol but it's cool:) Nov 21 I served from a law firm representing LVNV. As you mentioned, served documents included an outline on of the sued balance along with my original creditor's balance summary verifying my Visa debt. The attorney was asking for a balance lower than what my original Visa balance was prior to selling to LVNV, so instance of going to court I settled with the attorney. Do your templates demonstrate a way to resolve that same situation possibly w/o having to pay? Because unlike your video, the attorney had my original creditor balance verified. THANK YOU🥰
@JazzyMac
2 жыл бұрын
Hey sis! I don’t have a template for that yet but am working on one!
@toysr_8728
2 жыл бұрын
@@JazzyMac awesome! ill still tuned and TY!!!
@anthonyluisi7096
6 ай бұрын
I was under the assumption that If you had a charge off credit card debt that the contract was between you and the credit card company . If a junk debt company buys it , I never had a contract with them therefore , I should not have to pay the junk debt buyer ?
@JazzyMac
6 ай бұрын
It also varies based on the terms of your contract.
@melaniecarridine
Жыл бұрын
I wish I had known this. I agreed to pay it because I didn’t want any trouble. I even called my lawyer group and the lady lawyer asked me if I owed it? I told her I did and she told me that I should work out a payment plan and that’s what I’m doing. Having to pay off these old hospital bills.
@JazzyMac
Жыл бұрын
Hmm that’s interesting 🤔
@JazzyMac
Жыл бұрын
@@Birthday84 you may also ask the hospital if they have a relief plan or if they can waive the bills due to income restrictions. Ask for an advocate.
@ICreateThoughts
Жыл бұрын
As of March 31 Fiking fees in LA county is 225. Get the freed waived
@robertdurette3256
Жыл бұрын
I'm being sued for a rv that I had to a voluntary surrender. They sold the rv and want the remainder. My job shut down during covid and I didn't have any work for 18 months.
@JazzyMac
Жыл бұрын
I’m sorry 🥹
@SpecialKAY421
2 жыл бұрын
I’m being sued by midland and am going pro Se defending myself… yikes I been checking out all the videos lol
@simplytempestt4574
10 ай бұрын
How did it turn out?
@livelaughlove1259
2 жыл бұрын
Thanks for all your wonderful advice. I was able to do a pay to delete with Portfolio Recovery and The Bureaus.
@JazzyMac
2 жыл бұрын
That’s so amazing!!! Did you pull a fresh credit report and see your score go up yet? 💃🏾💃🏾💃🏾
@lizjudah5985
2 жыл бұрын
I would love info on how you did this.. I’m going through this as I type
@livelaughlove1259
2 жыл бұрын
@@lizjudah5985 I followed the instructions from her website and sent a negotiated the debt for 20%. Once I paid, the debt was removed from my credit report. I’m still waiting for my court date with Midland.
@Ori024
Ай бұрын
I dont know anything about this and Im almost certain I missed the deadline to send the answer everyone is mentioning, so what do I do?? Please help
@sonyaclove4178
4 ай бұрын
Long story! What if my kids ATTORNEY (unethical in my option) takes me to court for a ridiculous amount I was charged? What can I do??
@JazzyMac
4 ай бұрын
I’d definitely advise asking an attorney about that one. 🤔
@2004cphelps
6 ай бұрын
Hey Jazzy! I just listened to your video bc I was summoned last week. Thank you so much for this information! The package that I received when I was served has some of my credit card statements in it. Should I still do the acknowledgement with the court? Also, I should still show up to court correct and I guess try to workout a payment plan at that point? Or should I try to call the attorneys now and try to workout a payment plan now? I’m so lost 😞
@JazzyMac
6 ай бұрын
Hey beautiful! It’s really going to vary based on the age of the debt and the state you live in, along with your contract details. I’d call a consumer attorney to be sure. They should be able to give you general phone advice.
@DriversinHawaii-kd6cm
4 ай бұрын
what can I do if the debt collector has provided proof of debt ownership and receipts? how can I get It dismissed? thank you
@bestvideos7494
3 ай бұрын
Lol. So what happens when they provide a statement at court showing the stated amount owed?
@itsmedominiqueashley
Жыл бұрын
I did not know I was served but my husband knew because we legally separated…I later found out I have a default judgment against me!!! I don’t know what to do at this point….This happened in October of 2022 and I just found out today because I received my mail late from him.
@JazzyMac
Жыл бұрын
Omg I’m so sorry! Have you contacted a consumer protection attorney to possibly vacate the motion?
@itsmedominiqueashley
Жыл бұрын
@@JazzyMac I haven’t should I do that or go to court to try and file myself?
@itsmedominiqueashley
Жыл бұрын
@@JazzyMac It was for a salon suite, they are asking 3400.00 & I am willing to settle with a pmnt plan but I only owed 1200.00 so I guess they are suing me for additional months!!! I am so sad about this because I’ve never experienced anything like this before…please pray for me ♥️🙏🏾
@JazzyMac
Жыл бұрын
@@itsmedominiqueashley I’d def speak to an attorney! I will be praying for your favorable outcome Queen! ❤️
@itsmedominiqueashley
Жыл бұрын
@@JazzyMac Yes ma’am and Thanks Love!!! I watch all your videos as well ♥️♥️♥️
@sitterfo
2 жыл бұрын
You are amazing! I’ve literally started a folder just for your videos! So quick question… what should you do if you had a company take you to court but you didn’t know and then you receive a letter saying you lost and you owe them this money? I have had 2 companies do that. Are you out of luck at that point? I also have another company that has served me, we had a court date, but I did show up (because I knew it was happening) and they continued the case. Our date for that is next month. Should I still write the letter requesting proof?
@JazzyMac
2 жыл бұрын
Hey! In the case of wage garnishments it would be more beneficial to contact a Consumer Protection Attorney to possibly help you get the garnishment reversed.
@PuertoRica214
Жыл бұрын
What if there isn't a court date on the summons? The amount they are saying is about $400 more than what the balance was when I defaulted
@JazzyMac
Жыл бұрын
Definitely ask the court clerk or attorney!
@audreymay9378
10 ай бұрын
Generally, attorneys recommend denying all the claims in the Complaint. If a cliam is denied, the plaintiff has to prove that it's true. This takes more work, time, and resources on their part. In fact, many debt colletion agencies would rather dismiss the case than prove the allegations they're making
@JazzyMac
10 ай бұрын
Niceeee!!! 🤗🤗
@Alovelyme1
2 жыл бұрын
Have you found it to be necessary to dispute personal information BEFORE dispute a collections account in order for it to be more effective? What about freezing reports via nexus lexus, safe stream, etc. before sending dispute letters?
@JazzyMac
2 жыл бұрын
Nope 🥰
@ashleybarbree3781
3 ай бұрын
Have court tomorrow with Calvary LLC (Citi Bank) wish me luck....
@JazzyMac
3 ай бұрын
Wishing you so much luck!!! 🍀
@daniellemarie7471
2 ай бұрын
I have a judgement and it's not in my name but somehow they got my social security number and went after my taxes? It's not my debt but they got a judgement against me
@JazzyMac
2 ай бұрын
Oh wow! Definitely contact the bureaus!
@lovejoy2153
6 ай бұрын
What about a notice of renewal of judgment Application for a new renewal of judgment this is what I just received
@JazzyMac
6 ай бұрын
Hmm not sure about that, more of an attorney matter.
@chableepeterson1
2 жыл бұрын
I’m here to support your channel I’m loving this video this was a great video I’m glad I came across this one..
@JazzyMac
2 жыл бұрын
I appreciate you so much!! 😭😭😘😘
@fld1374
2 жыл бұрын
Get a volunteer lawyer to help you with a debt case. The good thing is when and if they sue, the courts will provide you a list of contacts to get a lawyer to represent you for free. Just get a lawyer. You need one. DO not go to court by yourself. Get.A.Lawyer.
@SpecialKAY421
2 жыл бұрын
Pro Se all the way .. listen to this girl right here on her channel and used the legal aid help… also there are other videos… i am collection proof meaning they have nothing to take since I have no assets..
@BigCee01_
Жыл бұрын
How to get a free lawyer?
@michellen6900
Жыл бұрын
I had court today but they didn’t show up, the judge just said it was DISMISSED! Can they re-file ? It seemed too easy and I feel like it’s for sure not over.
@JazzyMac
Жыл бұрын
I’m assuming it’s over as well! But I’d call the courts to ask if they can re-file. It’s a pretty bad luck for them not to show up to court so I feel like a judge wouldn’t entertain them again (but I’m not attorney 😀)
@britt1805
Жыл бұрын
Did the judge dismiss it with prejudice? If not they may be able to, but it sounds like the collector got cold feet
@MiriamA22
3 ай бұрын
Jazzy, someone told me about a form that I could retrieve Requesting the original debtor to show me their 1099 from my loss for the loan I defaulted on. Where could I find this? What brought me here; I just received a letter from the debt collector stating they’re preparing to sue. I’m in CA. I sent out a letter requesting for a signature once received. They were supposed to send me supporting documents to my debt but instead I heard back from the lawyers.
@JazzyMac
3 ай бұрын
I’ve heard of those but have never used them so I cannot say if they work or not.
@MiriamA22
3 ай бұрын
@@JazzyMac thank you. And thank you for always being responsive.
@JazzyMac
3 ай бұрын
@@MiriamA22you’re so welcome ❤
@leo29hornsfan
Жыл бұрын
Awesome video and thanks for sharing your knowledge with everyone as well. I honestly couldn’t stop staring at you because you are just drop dead gorgeous. But anyways most of these junk debt buyers bank on you not showing up to court or just not knowing your rights period. I was contacted by portfolio recovery today and they gave there whole speech and asked me how I would like to settle this and if a payment plan would be good and I immediately said hell no I want a validation of this debt and also verification of this debt via statements, signatures from all parties and bill of sale stating that you own this debt and last but not least don’t contact this number ever again. That right there let’s them know that you are not to be messed with and now they have to regroup and figure a way how to deal with you.
@dubmatic7011
2 ай бұрын
I was sent a summons from south carolina for a personal grantor for my company. I live in Omaha, NE when I respond do I have to go to South Carolina or can i respond to the county website
@JazzyMac
2 ай бұрын
You’d have to ask an attorney 🙂
@dubmatic7011
2 ай бұрын
@@JazzyMac OK thanks!
@shonta1981
3 ай бұрын
I haven't received a summons, but I have received letters from other attorneys asking to help me. How do I handle this?
@granados1990
29 күн бұрын
Same… how can the attorneys find me easy but the summons letter hasn’t got to me yet? Been a month since I received the attorney letters 🤔🤔🤔
@lisalawrence3731
5 ай бұрын
What if you don't have a lawyer and can't afford one.
@JazzyMac
5 ай бұрын
Contact your state bar.
@katrinaglenn1636
2 жыл бұрын
Jazzy i have a question. I bought your templates and I have collection accounts that are saying open....but they are in collections...is this right?
@JazzyMac
2 жыл бұрын
What credit site are you using?
@pamelaeverett20
Жыл бұрын
I recently received a letter from a law firm from an alleged account from 2013. The account was on my credit report for more than 8 yrs and fell off and now this collector is threatening to sue me. What do I do?
@JazzyMac
Жыл бұрын
Look at statue of limit laws and contact a consumer protection attorney.
@shawnnealy7371
2 жыл бұрын
I have an unrelated question… how do I get my Transunion and Equifax scores up?? They go down with no problem but never up that shows progress.
@JazzyMac
2 жыл бұрын
Check out my other videos! ☺️
@kyliefunday3331
2 жыл бұрын
Transunion opens my charge off accounts then report a late payment they just did this yesterday
@Vnm4374
Жыл бұрын
I have court may 08 dont know how to start i lost the papers they sent me i only now have the court hearing and i. Work all week
@paulamcdonald5917
7 ай бұрын
I didn’t pick up my summons. Now what do I do
@donnawilliams8755
6 ай бұрын
Butwhat if there dont show up
@christinamariehicks1078
Жыл бұрын
Nope ..im not..
@alvarotorres9057
Жыл бұрын
I have a question; I am getting sued for a debt that is 5.5 years. In my state, the statue of limitation is 4 years. The debt collectors files the lawsuit when the debt was 3.5 years. I responded immediately to the lawsuit and I didn’t hear anything from them until recently. So, now the debt is 5.5 years. Does a lawsuit stop the time in a statue of limitation or has my debt exceeded the statue of limitation?
@JazzyMac
Жыл бұрын
You’d need to ask an attorney in your specific state as it could vary.
@chiarmentor1402
Жыл бұрын
I am looking for the follow up video and can't find it. Can you point me in the right direction. Thank you.
@JazzyMac
Жыл бұрын
I will be releasing it next week ❤️
@KimboX007
5 ай бұрын
How do you know if there is an judgement against you?
@JazzyMac
5 ай бұрын
They’d send a notice in the mail or a sheriff will leave it on the last known address.
@Limzoya
7 ай бұрын
Can someone please send me a copy of their answer letter to the debt collector company ?
@sarahbosse8594
4 ай бұрын
Hello, im so glad I found your video. I have a question. So I keep all my bills. That way I can see what the previous month amount was and if they added anything. And I do this incase I can't make payments one day and need to go back and see what my actual amount I owed before late fees. Should I take one of these with me to court or is that a bad idea? I also use to write down amounts owed and what I was paying on what date etc. I did this often when I was trying to budget. Should I bring that as well. Basically I have documents saying I owe a certain amount but they are saying double the amount. No doubt late fees. Hopefully I will see if you respond before I go. I haven't got a court date yet. Thank you
@JazzyMac
4 ай бұрын
Hey! I would ask a consumer debt attorney in your case!
@amia.4444
2 жыл бұрын
Too late I’m being garnished worst time of my life right now considering I’m in nursing school
@JazzyMac
2 жыл бұрын
😢😢
@Giftis2sing
2 жыл бұрын
Sorry to hear that. 😕 That’s what I’m afraid of as well. Garnishing my wages. 😢 Midland has provided the original contract for all my accounts and they are mine! So at this point I don’t have any other choice but to try an pay them off.
@chantewall5416
2 жыл бұрын
@@Giftis2sing all they have are paper bills aka copies. Still up to them to prove you own the them. Keep watching videos on this!
@Giftis2sing
2 жыл бұрын
@Chante Wall Thanks for responding. Will do!!
@blkcoverboy1049
Жыл бұрын
How much percentage do they garnish from you?
@CreativeChatterbox
Жыл бұрын
I got a summons on my door , backstory back in august I disputed everything off my credit .. now today the Auto corporation is putting this on my door .. I don’t have a date it’s saying answer
@JazzyMac
Жыл бұрын
Definitely contact the courts!
@denise3432
2 жыл бұрын
Whatever you do please make sure to file an answer
@olivetree3529
Жыл бұрын
Beautiful lady, how do I check if a collection is licensed to collect in my state? Any website? Thanks
@JazzyMac
Жыл бұрын
You can ask a consumer protection attorney in your state to be totally sure!
@vero8pictures958
2 жыл бұрын
Ya gotta be careful with asking the plaintiff for discovery, ie. proof of debt. Most of the time they will have it and you're indirectly proving their case against you. Something to think about.
@JazzyMac
2 жыл бұрын
Which is why you need to always check with an attorney!
@spidercadillac7139
Жыл бұрын
I have sue for collection company!! My question is what's happening if ain't going to court ?
@JazzyMac
Жыл бұрын
Ask an attorney.
@BrittneySharde15
2 жыл бұрын
Thank you!!
@JazzyMac
2 жыл бұрын
💛💛
@johnsmith-si7bj
Жыл бұрын
Hi I love your video. Question, I served today at my door. How can I calculate statue of limitations, according to their alleged, I stop payment since 11/19/2019. Has it expired yet or can I use the up coming months to add to my limitation waiting for court date? Thanks
@JazzyMac
Жыл бұрын
Hey! Thats definitely a question for an attorney :)
@LanaMaeWicks
Жыл бұрын
I had a collection removed in May, I just received a letter from the debt collector stating that my name will be certified to the revenue administration division but my debt has already been removed?
@JazzyMac
Жыл бұрын
That’s strange! You can give them a call to see what’s happening or speak with a consumer protection attorney to make sure they don’t try to garnish your wages.
@coky1112
Жыл бұрын
Hello, what if you didn't go to court because you thought it was a fake court section and know there going after your paycheck? Forgive me I'm new to this and I don't know what to do .
@JazzyMac
Жыл бұрын
Definitely consult with a consumer protection attorney about a possible motion to vacate.
@sunshinethemiracletherapist
Жыл бұрын
Thanks. What if they don't have the account number on the summons? And the amount listed isn't what I owed.
@JazzyMac
Жыл бұрын
Contact a consumer protection attorney.
@heisrisen6898
5 ай бұрын
I have recently been served for a hospital bill from almost 2 years ago in the amount of $13,000 in Florida is it best to get a lawyer?
@JazzyMac
5 ай бұрын
I’d definitely talk to a consumer protection attorney or call the CFPB for advice.
@heisrisen6898
5 ай бұрын
Thank you
@gutierrezlissette21
Жыл бұрын
How do you respond if currently settled and agreement with the debt company? I still need to give my answer to the court correct?
@JazzyMac
Жыл бұрын
Yes, you’ll need to respond to ensure they don’t file a default against you.
@donnaclark3061
Жыл бұрын
Are there any options if you were being sued and showed up tp contest the debt but a judgement was later entered due the need to continue the hearing because of a death in the family? Side note: A request for a a continuance was filed with the court because the hearing date was the same date as my step fathers funeral. Yet the judge still entered a judgement. When I attempted to file an appeal, I was told that I needed to pay the court a bond in the same amount of the judgement. Any help is really appreciated.
@JazzyMac
Жыл бұрын
Hey! That’s definitely a question for a consumer protection attorney 😇😇
@mrtubee007
Жыл бұрын
I get Disability and im being sued by citibank by a law firm. Can they garnished my wages i have no way of paying my disability is berly enough for my rent.
@JazzyMac
Жыл бұрын
I’m not sure 🤔
@mrtubee007
Жыл бұрын
@Life With Jazzy Mac Thanks for responding your awesome 👌
@leslyfranco4196
Жыл бұрын
Can you please help me. My boyfriend just got summons from midland credit but he’s currently disabled what does that mean ? Can they take his money from ssi
@JazzyMac
Жыл бұрын
You’d have to ask an attorney in your state.
@keciacoleman1091
Жыл бұрын
when responding to a summons for a civil action, what form should i use? Is it just regular paper?
@JazzyMac
Жыл бұрын
Usually it’s the letter you receive in the mail but call your local court clerk to be certain.
Пікірлер: 469