As Medicare costs continue to rise, it's crucial to understand the Income-Related Monthly Adjustment Amounts (IRMAs) that can significantly impact your out-of-pocket expenses.
Marvin Musick from Medicare School gives all the details of IRMAs and how they might change in 2025! Musick starts by explaining what IRMAs are - the additional charges for Medicare Part B and Part D premiums for high-income beneficiaries. He then compares the current 2024 IRMA rates with the projected rates for 2025, giving you a clear picture of the potential cost increases.
Whether you're already paying IRMAs or want to prepare for potential future surcharges...This is your chance to stay informed, plan ahead, and avoid surprises in your Medicare costs by understanding IRMAs and their implications for your retirement finances.
Video Chapters:
0:17 What Are IRMMA's
3:55 How are IRMMA's Calculated
10:24 How Much Are 2024 IRMMA's
13:10 How are IRMMA's Paid
14:13 How are IRMMA's Appealed
19:00 2025 IRMMA's Projections
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