Just paid my mortgage off a few weeks ago!! 🎉 No prepayment penalties from the bank and no regrets from us.
@MarriageKidsandMoney
Жыл бұрын
That's incredible news! How will this change things for you going forward?
@robertmorris2576
Жыл бұрын
That's what I asked the bank before I signed the mortgage payments. Great Video!
@MarriageKidsandMoney
Жыл бұрын
Smart man! Thanks for watching
@todd2456
Жыл бұрын
Andy - glad you posted this - as we are paying off our mortgage super early Jan 1, 2024. No prepayment penalty, but glad I double checked. Thanks as always for your content.
@MarriageKidsandMoney
Жыл бұрын
Glad it was helpful! In your situation, it probably would have been a drop in the bucket.
@todd2456
Жыл бұрын
@@MarriageKidsandMoney perhaps, but your videos are always pretty timely! Appreciate it! -
@MarriageKidsandMoney
Жыл бұрын
Glad to hear it Todd! I’ll keep em coming 👍
@asninamusa
Жыл бұрын
Thank you 😌 they should really have lectures at school on these topics! I appreciate you for sharing your knowledge 🙏🏽
@MarriageKidsandMoney
Жыл бұрын
I’m here for ya Nene!
@mpatreece2726
Жыл бұрын
Thanks for the great advice!
@MarriageKidsandMoney
Жыл бұрын
Of course! Happy to help!
@krisprad440
8 ай бұрын
Thank you for great knowledge
@MarriageKidsandMoney
8 ай бұрын
My pleasure!
@genxretiree
Жыл бұрын
Andy explained it well! Mortgage free as of Nov 2021 and we certainly made sure there was no prepayment penalty.
@MarriageKidsandMoney
Жыл бұрын
Congratulations on your mortgage freedom!!
@genxretiree
Жыл бұрын
@@MarriageKidsandMoney Thanks Andy (and family). You guys were part of the inspiration to do it!
@gustavogomez7331
Жыл бұрын
Great informative video.
@MarriageKidsandMoney
Жыл бұрын
Glad it was helpful!
@samharrington181
11 ай бұрын
What's a good bank to get a mortgage from that doesn't do prepayment penalties?
@nfrancis11
Жыл бұрын
Question Andy. Do lenders give this information out before getting a mortgage with them (payoff penalty)?
@jamesrevell6475
Жыл бұрын
I'm 12 years into my 30 year mortgage. I've been paying extra for a long time and ready to make my final payment. I requested a final pay off quote but have not heard back from the bank yet. My friends all tell me I will be paying a substantial penalty. My loan agreement says no early penalties. Should I be worried?
@MarriageKidsandMoney
Жыл бұрын
No, in my opinion you should not be worried. Call your lender and confirm there are no prepayment penalties. Congratulations on this hard work you’ve done over the years! You should be proud!
@samuelwhesu9125
Жыл бұрын
Document ur correspondence and if the LE says NO they can’t change there mind they would be violating TILA
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