MSP ? 是否student insurance ? C$75.00 per month, that is less than C$1000 a year. It is very reasonable because it includes annual eye check up, glasses, dental check up, cleaning and repair, as well as 80% prescription.... if you do not have student insurance, if you get the above services, you will also easy to pay more than C$1000 out of pocket.
@fungadventures
3 ай бұрын
MSP is not student insurance, which does not include the eye and dental related services, it is more on the disease related or emergence service from the hospital.
@dovemc6452
3 ай бұрын
@@fungadventures so it is like OHIP? That it is a basic charge. OHIP premium is paid by employer and employee. How about student health insurance? How much you pay for the year or term?
@fungadventures
3 ай бұрын
I think so, MSP is the BC format of OHIP I guess. I didnt pay for students insurance, but I have bought glasses and went for a dental check before I arrive Canada, so I think it should be fine.
@KingLamNg
3 ай бұрын
最近轉咗台去Chatr,唔差過fido,當然唔見得好,我諗都冇乜邊個台好。
@fungadventures
3 ай бұрын
唔係有咩台好,只係邊個台無咁差
@dovemc6452
3 ай бұрын
If you eat at Foodcourt. you can create your own C$10.00 meal. A whole cooked chicken is less than C$10.00 and I doubt you two can finish the whole chicken in a meal.
@fungadventures
3 ай бұрын
Really which foodcourt can have a whole chicken in CAD 10, let me trytry
@dovemc6452
3 ай бұрын
@@fungadventures costco roasted chicken less than c$ 10.00, it is in Toronto, I am not sure about Vancouver.
@fungadventures
3 ай бұрын
Yes, I know costco chicken, sometime we do buy that, and sometimes I do buy the hotdogs, to create a takeaway meal ourself!
@dovemc6452
3 ай бұрын
@@fungadventures exactly, that is how to make creative 兩餸飯. I use the chicken :一雞三味for 三大人:1: 當天雞翅加雞肶, 2: 隔天雞胸肉做碗仔翅。3剩肉雞架放冰箱,有空,有mood 時用來煑一窩粥底,可加生菜絲,比白粥有味,有營養。
@fungadventures
3 ай бұрын
Very good suggestions, we always cant think of the third one, we usually have 2 ideas, but 碗仔翅點煮?
@FamilyCheung-kc1pw
3 ай бұрын
$200 per month for gas , very common expense in Canada, the best is taking skytrain.
@fungadventures
3 ай бұрын
Yes, but if only consider gas, driving could be even cheaper than skytrain if it is cross-zone. 5 dollar per day (non cross zone) x 2 person x 20 days = 200 already. Of course this consider the insurance as sunk cost.
@dovemc6452
3 ай бұрын
@@fungadventures You have not counted the regular car maintenance and minor car repair cost. about C$1200 a year. such as oil change, brake pad change, tire repair, light bulb replacement, and if you like to keep the car for ten years, assume a used car for C$10000, so you need to put another C$100 to C$200 a month aside for car replacement.
@kenlam4978
3 ай бұрын
Not much you can do in BC Lower Mainland with a poor Skytrain network and third world country road network system. Taking transit? Who wants to wait in the rain? YVR rains 8-9 months in a year. The record from 2007 is 29 day of non-stop rain in Dec 2007.
@FamilyCheung-kc1pw
3 ай бұрын
@@kenlam4978 Of course but Vancouver is still top 10 the best livable city in the world. Where it s Toronto ? Too bad, so sad.
@fungadventures
3 ай бұрын
That's really important factors that I didnt count in!
@j.shooter9560
3 ай бұрын
Medical expenses?
@fungadventures
3 ай бұрын
MSP 就係Medical Expense,如果Stream B 的醫保係包左既,加拿大所有醫療都係公營,無得揀私家醫療,不過問題係我地都仲字搵到Family Doctor,另外其實都 touchwood 都無咩大病過,都係香港帶過黎既成藥都OK,而頭3個月我地都用左旅行保險Cover左,都成為左D洗費
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