Even if I've finished my tracking, when you upload recap vids, I grab my budget binder, all of my stationary and watch it on my TV. I do it subconsciously but I think it's because I see this as a "girl's time" thing and I compare my weeks with you both. I am EXTRA pleased because I just got home, opened my binder to start tracking and saw this notification. It's like having two friends virtually walk me through it, Im so grateful ya'll do this and I learn something new each time
@Tkc9394
4 жыл бұрын
I love how attentive you two are when the other is talking! Loving this girl gang!
@keekeesdaily
4 жыл бұрын
Yes! I also love how they let each other talk and not talk over each other or cut each other out when one is talking.
@turisteandoentexas
4 жыл бұрын
Very respectful! Congratulations on educating your girl this way!
@batirtzeurkiaga4973
4 жыл бұрын
🥰🥰🥰🥰🥰🥰🥰
@AnitaandLucas
4 жыл бұрын
Closing your budget helps to see your overall picture for the month, how you can do better next month and see your wins for savings and pushing down debt. It's so satisfying, rewarding and motivating!
@tspacefullstop4161
4 жыл бұрын
I just added 'emotional spending' to two transactions. So good to be aware of where you're at and also a reminder of what was happening for you when you look back at the past month.
@samanthavail2023
4 жыл бұрын
I relate to Ryen so much! I wish she would make her own channel about budgeting etc. Thanks for making videos 🥰
@PlaninProgress
4 жыл бұрын
Isn't she great?!
@ayannafraleymoore5265
4 жыл бұрын
Agreed!
@PlaninProgress
4 жыл бұрын
I love the videos with Ryen - she is so positive and never stops smiling! Miko - I can't wait for the next video with your new dark hair!
@thebudgetmom
4 жыл бұрын
Coming next week🥰🥰🥰
@LucieCreates
4 жыл бұрын
When I'm over budget in the savings category I highlight that in green because it is a win!
@SHart-ks9jf
3 жыл бұрын
I agree
@RayDaChosen1
4 жыл бұрын
Love You And Ryen So Much! So Much Positivity. I'm Looking Forward To More Content From The Both Of You.
@diamondjanedoe4317
4 жыл бұрын
I usually don’t fill out these other sheets. I’ll start with this month so I can compare the rest of the year. I love these videos!
@tski4526
4 жыл бұрын
Thanks to both of you. You guys really inspired me my how to budget and how to close at the end of the month. Also I did some side hustle for the past few months. Also I am able to reduce my expenses and choose to have healthy living and able to save more than 50% of my income from january upto this month!! Thank you!
@kyliieann
4 жыл бұрын
Yeeess! I was binge watching all morning and popped on here again to look for an old video i may not have seen just to see you JUST uploaded😍 Miko thank you so much for what you do! You continue to inspire me and make me feel as though the dreams I have are achievable!
@thebudgetmom
4 жыл бұрын
I have no doubt you can reach your dreams🥰🥰🥰
@pollydolly9723
4 жыл бұрын
Great wrap-up video as always. This month my internet and electric bills both increased, and I know that if I wasn't tracking month-to-month, I just would have wondered why my balance is lower. You really care when you're aware!
@yesi07
4 жыл бұрын
I’m new to this channel, ryen seems super sweet and as a student, I related to her more. It’s great that you are bringing ppl who are at different points in their financial journeys .
@loe3175
4 жыл бұрын
I'm so glad you're back! This is my favorite channel! Anyone else working for the Census Bureau as an enumerater for extra money right now? That's what I'm doing to buy a new car! 🙋♀️🚗💵
@christinarussell2651
3 жыл бұрын
I wish I could afford the week by week budget book. That's actually going to be one of my saving goals. Just starting our budget journey and you're helping me so much. Thank you.
@mdw000
Жыл бұрын
I have followed Dave Ramsey for years. I tried for so long just couldn't do it. I found your channel and budget mom has been a game changer. Finally something that works. 🙌
@ChristineAndersen
4 жыл бұрын
I love that “life happened” but Ryen was able to compromise and worked within her means. Bought a couch, paid debt AND saved for a trip to see her mother! Literally no excuse. 💖
@isabelgeerer5062
4 жыл бұрын
I love these videos! I finally heard the answer to a question I've had for a while: that when you use cash that you saved in sinking funds you count it as income for the month you used it in!
@daniellebrignola1264
4 жыл бұрын
Missed your content so much! Love it when Ryen's there too!!!
@vanessanodes5947
4 жыл бұрын
Can’t wait until the new budget planner comes out!
@angiladavis-smith6848
4 жыл бұрын
A lot of car insurance companies gave discounts in June for COVID reasons. Might explain the difference
@michellemorales401
4 жыл бұрын
I just love your relationship and how you both take turns showing excitement for the other person's budget wins! 💙💜💙
@DyanaMariie
4 жыл бұрын
I love this! I need to work on actually tracking my spending more closely and keeping my spending organized.
@rawryomecakes
4 жыл бұрын
I've been waiting for this video! makes me so happy to see you two be real with your budgets. It is so helpful to see what category you track. BBP is the best thing to happen to my finances!!
@jodygarcia6482
4 жыл бұрын
I just came across your video and I'm loving it... I always wanted to be able to track and budget my income. I love how you helped people get on a budget..I need to watch more I really wouldn't know where to start..Any suggestions would be appreciated. Thank you and Enjoy your Day
@Kimba29
4 жыл бұрын
Not budget related, but can we get hair care tips from Ryen? Hers is so lush and always looks amazing! 🤩💁🏻♀️🤣
@sylvia5642
4 жыл бұрын
I 😍 your Videos. Thank you so much for sharing your experiences. Greetings from Germany
@JustFrugalMe
4 жыл бұрын
Thank you ladies for sharing this important topic. Since allows you to create a spending plan for your money, it ensures that you will always have enough money for the things you need and the things that are to you. Following a or spending plan will also keep you out of debt or help you work your way out of debt if you are currently in debt.
@melissa5844
4 жыл бұрын
I find it cool that you help your assistant with her budgeting. I am just starting to budget my money because my parents think I waste money without saving money for the future. I always start my Christmas shopping in the summer. I am the type of auntie that spoils my nephews and niece.
@carolyneastman6095
4 жыл бұрын
I start every month with a bang....by the middle of the month I throw my hands in the air and profess to “do better next month”.....LOL!
@lydiah7184
4 жыл бұрын
Obsessed with your lavender nails Miko!! Lavender is my power color ✌🏻
@charliewilkins8888
4 жыл бұрын
They were fun to watch... I keep my budget and my bookkeeping in my apps on my cell mostly.... I like their paper form way of keeping track of everything.... Their system gives me new thoughts an ideas.
@consciouswallet-cashenvelo6930
4 жыл бұрын
Love the honesty and transparency ! Keep up the fantastic videos
@jadiecakes3241
4 жыл бұрын
I totally expected July to be skipped and this to be august! Hoping we get august the first week of September!
@GldenCat
4 жыл бұрын
when are the budget books (print) going to be available??? I have the printable and do not like to print it out!
@irishgirl9667
4 жыл бұрын
Love the pre-planning budget wise for Christmas (4 months - yikes) and trips, etc.
@MsAnna4040
4 жыл бұрын
I wanna see a pic of the new couch!👍
@lydiah7184
4 жыл бұрын
Me too!
@crystalroy499
4 жыл бұрын
Me too
@maggiem1404
4 жыл бұрын
Looking forward to the vacation video! 🌴
@hopejackson9521
4 жыл бұрын
This was great information for me. Eaxh time it helps me understand more on how this end report will benefit my budget each month. I really enjoy seeing the difference in your budgets and love how you each help and enjoy each others progress. I'm excited about my decease of my expenses each month and how l can see savings as l pay off bills. Thanks so much! Can't wait to order the up and coming paycheck manuals. Have a great one both of you.
@MariaCruz-qo4yy
4 жыл бұрын
I love your KZitem videos, I usually dont have time for Instagram stories so these are great!! ♥️🦋
@safeandcentsiblebudgetingt2932
4 жыл бұрын
Ryen, are you going to make a sinking fund for additional furniture now that you've gotten this new couch? I've been saving for a big furniture purchase (couch and loveseat or maybe sectional) but now I'm thinking maybe I should just buy little by little and enjoy each piece one by one...lol. Congrats on a great month!
@Birdmom1823
4 жыл бұрын
💜💙 Love this video so much 💜💙 excited time see your xmas videos 🎄 ❤️💚
@cindymae3656
4 жыл бұрын
I love these month end, where did my money go videos. This year I am getting your workbook it covers everything I need❤️
@luv2cook5
4 жыл бұрын
Miko when are the new BBP workbooks available..and how can i order one ?
@lynduke3897
4 жыл бұрын
Ryen I love your pretty top, so summery!
@dianjohnson1
4 жыл бұрын
I know I ask this a lot, but have I missed the pre-order for the budget by paycheck workbook and the wallet???
@thebudgetmom
4 жыл бұрын
Preorders start September 15th budgetbypaycheck.com
@isabelgeerer5062
4 жыл бұрын
@@thebudgetmom looking forward to it!
@dianjohnson1
4 жыл бұрын
The Budget Mom thank you!!!!
@beccaannhome
4 жыл бұрын
Yay another video with Ryen 🙌🙌
@loe3175
4 жыл бұрын
FYI...Hobby Lobby usually puts their Christmas trees on sale for 50% off early in the season (like October). And they have some GORGEOUS trees!
@fififinance7469
4 жыл бұрын
Money saving should be approached as an optimisation strategy and work on the three biggest categories housing, food and travel. You dont always need a flashy car.👍
@kyleleesherman1201
4 жыл бұрын
This system is helping me so much.
@batirtzeurkiaga4973
4 жыл бұрын
Ryen's catching up!!!!
@Libra8410
4 жыл бұрын
When is the workbook going to become available for purchase?
@turisteandoentexas
4 жыл бұрын
Such a great content! Subscribed
@heatherguski3911
4 жыл бұрын
HAHA I can't believe saying it takes too much work. SOmetimes I feel like I want more to do with it lol. But it's a great package!
@brandydupont9119
4 жыл бұрын
Hi, I love your channel. I am having a hard time following on the where did my money go worksheet, how you track when u put money into your sinking fund, then when u buy things that month like the bday gifts that fell into your sinking fund budget. I don't understand why you track putting the money into your savings account and then add it as additional income that month. Like if I put $500 into my sinking fund a month and I spend $300, I have already included the $500 as income from paychecks now it is like I am adding it again when I pull the money from the sinking fund to pay for the sinking fund expense. Thanks for your help in clarifying that for me.
@amandadepriest1801
4 жыл бұрын
I am new to this channel and I am loving it! I have been budgeting monthly for a long time but not sticking to it....I’m working to understand this method (that I am so intrigued by). I have a question, so when the couch was purchased...where did that money come from? It’s a zero based budget and if every dollar has a plan, then where did that money come from? Thank you and I can’t wait to order your new workbook and start this!
@darienneslocum6745
3 жыл бұрын
Hi Miko, could you make a video on student loans? I just graduated this year and will need to start paying my loans in a couple months. All of the options are very confusing to me & I don’t want to be paying on the loans for a long time. I’ve already started saving money to put towards them but am not sure what is a good repayment plan to choose! Thanks so much, you are amazing ❤️
@teejayllyod3391
4 жыл бұрын
I love budgeting, I appreciate videos like these. By the way, which tracking book are you using, I'm so nosey lol😀 have a beautiful sunday💖🦄💃
@LatriceSteward2015
4 жыл бұрын
I cannot wait for more works books to come out
@krmh75
4 жыл бұрын
Yes! I've been waiting for this!
@kimberlyralston7618
4 жыл бұрын
I love your videos and want to get a workbook. You are so helpful. I clicked on the link for a workbook and it is not there to order. Please help. Thanks
@Ben-li6se
4 жыл бұрын
Miko...are you no longer using cashless envelopes? And why? Thank you for your reply.
@jennythomas3208
4 жыл бұрын
Thanks for the amazing videos. Could you please do a video showing how you fill out your expense trackers? Are you using cash receipts? I'd love to see you doing it in a video
@mrsashtona
3 жыл бұрын
Where does the unused cash come from at 7:50 in the video?
@83ladygaga
4 жыл бұрын
Great info on budgeting I’m still trying to get the hang of this I’m new to all of this so I’ll be just starting in September but will be better in October for me trying to downsize on my cable & car insurance so it will be cheaper in October And also I have a huge cell bill I need to catch up on so I’ll be trying to save to pay that off sooner than later as well starting out small and working my way up..
@carolyndalton7775
4 жыл бұрын
I've tried everything and still don't get any of my subscription notifications. I have unsubed and resubed and hit the bell for all notifications again and nothing changed. I do get responses to my comments. Any ideas?
@LindsaySatmary
4 жыл бұрын
Thank you SOOOO much for being open and sharing all of this. It is SO helpful! I need this planner now. Where is it from?
@TheZannyD
4 жыл бұрын
What category did your spending for Chris' birthday go?
@nataliewarren9395
4 жыл бұрын
When I transfer partial payments from my income account to a separate savings account, do I cross out that transfer from my expense trackers? Also, I'm having trouble with the same concept with my cashless envelopes. I use a Google sheets tracker for my Misc. savings; do I cross out any transfers to the envelopes from my income account and only count when the money is spent? And am I realistically able to close out the month properly if I track only my expenses and just a "cash withdrawal" for my husband? He's on board but he shouldn't have to claim his small purchases.
@nataliewarren9395
4 жыл бұрын
Also... just thinking as I would love to master this... would it benefit me to just have one main tracker for all my misc charges even though they're in different accounts? That way I can see a clearer picture of the movement without having to confuse myself with a paper/ Google Sheets combo...
@klcolclasure1
4 жыл бұрын
Miko, you and Ryen have become pretty close. Do y’all hang out at all, or does she come over for dinners since she doesn’t have family in the area?
@thebudgetmom
4 жыл бұрын
We definitely do hang out a lot, but both us will hang out more once the world isn't as crazy!
@mariakaae-aarup7978
4 жыл бұрын
I just love your youtube videos. what program do you use to edit your videos with?
@longashl
4 жыл бұрын
Property tax and sewage in the food category?
@krmh75
4 жыл бұрын
With paying bills by paycheck is your month matching days of month or the paychecks used? Looks like it matching the month but just starting out... Example -paid on 8/30 but majority goes to early bills in sept since paid every 2 weeks.
@chiknlittle
4 жыл бұрын
She says that’s personal choice, whatever works for you. I do it based on the last paycheck of one month to the last paycheck of the next month. Sometimes that means the month ends on the 23rd or so.
@krmh75
4 жыл бұрын
@@chiknlittle that makes sense- thank you!
@Pandorash8
4 жыл бұрын
You can do by pay check, or by month, and the month can be any date range you like. It might be worth you watching some earlier videos as she used to be fortnightly too. She did a monthly budget but would highlight which expenses each pay check covered.
@krmh75
4 жыл бұрын
@@Pandorash8 yea i get that. I just wasnt sure when she did those last pages. I watch some of the earlier ones.
@ericagarvin7949
4 жыл бұрын
What kind of cat litter do you use?
@elainefoxall8544
4 жыл бұрын
I probably sound silly, as I'm not great at math! but how do you work out the percentages
@monacarney2689
4 жыл бұрын
The workbook has a formula to follow. Thank goodness because I need it!! LOL
@loudettedelacruz-santos458
4 жыл бұрын
More real life budgets from readers/subscribers, please?
@marnica
4 жыл бұрын
Expecting your video ❤️
@marnica
4 жыл бұрын
I want to share with you! In month of July and August I paid 2 credit cards and other Payments that were behind such as as tolls and other debt. On my way to pay off 7k loan. I’m so happy to take action and coloring the lemon sheet. Btw I reach my goal on saving for emergency fund. Thank you so much for explaining in detail how to budgeting. When are your new PayBy check book will be available????
@muhayyouz1414
3 жыл бұрын
Like
@marissamack5428
4 жыл бұрын
I bought a couch too lol smh
@meghanhurtado1147
4 жыл бұрын
I live in Germany 🇩🇪 my husband is military 😊
@BrittneyLlee
4 жыл бұрын
Do you use your husband's income in your "monthly income" or is that total just your own income?
@heatherkandel856
4 жыл бұрын
Ryen, what is your degree?
@downey1101
4 жыл бұрын
Miko, can you do the math to show how you got the percentages.
@cathyrichardson3466
4 жыл бұрын
When will your new budget book come out.
@nicolasaaguirre6867
4 жыл бұрын
Pre-order will be September 15th launch date is October 15th 😊
@cathyrichardson3466
4 жыл бұрын
@@nicolasaaguirre6867 Thank you
@estherromo7689
4 жыл бұрын
July?
@arthrodea
4 жыл бұрын
Miko said that this video would be delayed - they were spending time revamping their KZitem platform and video concepts.
@frankalbarran7097
4 жыл бұрын
Over budget! 😯
@alexlewis8143
3 жыл бұрын
Real trees are better they are better for the environment and smell nice
@candacefife6763
3 жыл бұрын
Can you please let your friend speak without cutting her off and talking over her.
@daynawilton5576
4 жыл бұрын
You are saving such a large percentage of your income, but haven't donated any of it after making this big deal in June about wanting to listen to the cause of others and give back. You were just doing it to appease your readers when all the influencers were pressured to put up a black square on their Instagram, but here in July and August, it's just business as usual as you save for a landscaping project for a house bigger than any of your readers could possibly afford and with your business collecting even more money from people worshipping you at your altar. People who come to the Internet for budgeting advice are struggling, many of us are dealing with the pandemic and its economic ramifications and with the anxiety of what's happening to the world. Your channel and brand is so tone deaf to all of it; what can I do to get your videos off my feed? I never subscribed but you keep popping up. I'm done...goodbye.
@loe3175
4 жыл бұрын
You're ridiculous.
@Pandorash8
4 жыл бұрын
It’s impossible to know fully what others are doing. Instead focus on what you have the power to change, such as doing your own charitable donations and work xx
@Lawrencemarsh2626
4 жыл бұрын
Emi- you must be under some incredible stress to have such an ugly attitude. If that’s the case, I hope you figure out your situation and get on a road of some kind of recovery. Control your own situation rather than blame others....it will do you and those around you some good.
@daynawilton5576
4 жыл бұрын
I don’t post my numbers or share my life situation on the internet so I guess you’re free to assume what you want about me and my situation based on the little I wrote. I was making an observation and statement about my observation. If I never watch another video, Kumiko will be just fine and so will you all. Peace.
@loe3175
4 жыл бұрын
@@daynawilton5576 cool. Bye.
@mamichulitapowell5437
4 жыл бұрын
New to this page ❤️ I'm addicted lol where can I get this book thank u
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