Welcome back, Budget Besties! 🎉
In today's episode, we’re diving into how to set up your July budget. Whether the first half of the year was smooth sailing or a bit rocky, July is the perfect time for a fresh start. Join Shana and Vanessa as they guide you through the essential steps to create a budget that aligns with your financial goals. Grab your budget template and let’s get started!
Key Takeaways:
1. Wrap Up June: Finalize your actual expenses and adjust your budget for any variances.
2.Set Up July: Begin with income, debts, bills, spending, and savings. Ensure everything is up-to-date and realistic.
3.Plan for July-Specific Expenses: Consider vacations, 4th of July celebrations, summer supplies, and back-to-school savings.
4.Align with Your Goals: Make sure your budget reflects your financial priorities for the month.
5.Stay Flexible: Adjust your budget as needed and remember, it’s okay if things didn’t go perfectly in the first half of the year.
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