A loan is a financial transaction where one party (the lender) gives money, property, or other assets to another party (the borrower) in exchange for the promise of repayment with interest or other fees. Loans can be used for a variety of purposes, such as buying a house or car, paying for education or medical expenses, or starting or expanding a business.
Payday loans: These are short-term loans that are typically used by people who need cash quickly but have poor credit or limited financial resources. They often come with high interest rates and fees.
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Psychology of Money, Money beliefs, Emotional factors, Behavioral economics, Compounding, Time horizon, Risk and reward, Financial habits, Simplicity, Happiness, Book summary.
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