Great information. I was confused when I open cibil..bt you are great sir...thankyou very much For information
@AnkushJain
Ай бұрын
Your welcome
@pankajdhyani6102
Жыл бұрын
For me this KZitem chanel is blessing.🙏🙏
@AnkushJain
Жыл бұрын
Thank you 😊
@sandeepdhami5746
Жыл бұрын
This video helped me a lot.. Thnx for the information.
@AnkushJain
Жыл бұрын
Your welcome
@sindhushb.1272
Ай бұрын
TQ sooo much Sir. Clear and neatly explained...
@AnkushJain
Ай бұрын
Thank you
@apurvadavda7403
10 ай бұрын
Amazing Content for Knowledge improvement and Career Growth. Thank you so much Sir 🙏🙏
@AnkushJain
10 ай бұрын
Your welcome
@yogendradevrajsingh8149
2 жыл бұрын
I always waiting every Sunday for your videos . Thanks sir !
@AnkushJain
2 жыл бұрын
Thank you Yogendra 👍
@viswajaan
5 ай бұрын
"Thank you very much, sir. A video like this would surely provide motivation and support to us, especially for a new credit manager like us, Sending warm regards from Guwahati, Assam."
@AnkushJain
5 ай бұрын
Thank you
@akshayjayendrabansile9222
Жыл бұрын
Great explanation u r legend i love u sir
@AnkushJain
Жыл бұрын
🙏
@chinmaymankar636
Жыл бұрын
Thank you sir for the efforts. Will help us to make to system more robust
you given good guidance about credit underwriting. Keep create more video about credit analysis..
@AnkushJain
2 жыл бұрын
Thank you 👍
@prateek8853
9 ай бұрын
@@AnkushJainSir , Hard enquary kitne years tk cibil report me rahti hai ? Kitne saal baad automatic hat jati hai ?
@MDVaashir
2 жыл бұрын
Watched and learned.
@AnkushJain
2 жыл бұрын
👍
@anshgupta5471
5 ай бұрын
Excellent explanation 😀
@AnkushJain
5 ай бұрын
Thank you
@ankitsharma-bz5kv
3 ай бұрын
Thank you Ankush sir
@AnkushJain
3 ай бұрын
Your welcome
@arnabganguly5634
4 ай бұрын
Very informative sir
@AnkushJain
4 ай бұрын
Thank you
@viveksen9447
2 жыл бұрын
Very nice explanation sir, Thanks sir
@AnkushJain
2 жыл бұрын
👍
@Kiran-lf4um
3 ай бұрын
Thankyou sir
@AnkushJain
3 ай бұрын
Your welcome
@deveshbaghele1903
Жыл бұрын
Nice session sir
@AnkushJain
Жыл бұрын
Thank you
@arnabganguly5634
Күн бұрын
Sir what is the available balance in term loan accounts in cibil report.
@AnkushJain
15 сағат бұрын
Can u share pic in telegram group?
@AmitKumar-wf4ly
2 жыл бұрын
Please make video on supplychain finance and its assessment methods
@AnkushJain
2 жыл бұрын
Sure Amit 👍
@aadjain4992
Жыл бұрын
Dear sir, It's a really very nice video ...But the theoretical meaning of STD is DPD upto 90 days .
@AnkushJain
Жыл бұрын
No. STD means standard asset without any DPD
@vpstocktradingfoodlover6004
Жыл бұрын
Sir if Due date of emi is 10th August and Emi deposited by customer is on 30th August than how many days DPD mentioned in CIBIL. 10 days will counted or 30-10= 20 days DPD will be mentioned in CIBIL
@AnkushJain
Жыл бұрын
20 days
@gurpreetSingh-pz7bo
2 жыл бұрын
Thanks .... After Commercial Cibil..Pl..Make Full Explained Video of Terms STD, DBT, LSS, Write-off, SMA1,2,3, NPA,Etc. with example.
@AnkushJain
2 жыл бұрын
👍
@AmitKumar-wf4ly
2 жыл бұрын
Nice video
@AnkushJain
2 жыл бұрын
Thank you
@akashmaske8328
Жыл бұрын
sir how to read ITR and computation of income....please uske upar ek video banao
@AnkushJain
Жыл бұрын
kzitem.info/news/bejne/k2ln2WtmfKOVhWk
@GAUTAMKUMAR-yi5ef
Жыл бұрын
Thanku
@AnkushJain
Жыл бұрын
Your welcome
@ramugehlot1274
2 жыл бұрын
Thank you🌹🌹🌹
@AnkushJain
2 жыл бұрын
👍
@sanjayakumarsahoo6706
Жыл бұрын
Sir.. If date of birth in cibil doesn't match with kyc. What we should check. If DOB match with any one, then what we should check.
@AnkushJain
Жыл бұрын
Discuss with borrower if any updation done in Kyc for dob. Pull two cibil with both different dob. Undertaking to be taken from client that the actual dob as per kyc is correct one and there was no other dob of client other than this updated in any govt. Record
@amolkini1677
Жыл бұрын
Thanku so much sir for nice information..please make video on financial plotting.
@AnkushJain
Жыл бұрын
Thank you. Financial plotting you mean cma data preparation?
@amolkini1677
Жыл бұрын
@@AnkushJain yes sir I am belong to Auto loan sector ..while putting multi deal like 3 units or 4 units of car that time ITR Plotting is must .. different rations in plotting like PBDIT ,ICOR,DSCR Which concepts still not cleared ..
@AnkushJain
Жыл бұрын
kzitem.info/door/PLjlclsu02a_z210w1g5SBcZLMGOK4QaQm Pl check this
@amolkini1677
Жыл бұрын
@@AnkushJain thanks for prompt reply
@AnkushJain
Жыл бұрын
👍
@prateek8853
9 ай бұрын
Sir , Hard enquary kitne years tk cibil report me rahti hai ? Kitne saal baad automatic hat jati hai ?
@AnkushJain
9 ай бұрын
Maine to 10-12 yrs tk purani bhi dekhi Hui hai.. so aise idea nhi k kitni purani hat jaati hai..
@ramugehlot1274
2 жыл бұрын
Sir one viedo balance sheet finalized par banao
@AnkushJain
2 жыл бұрын
Sure
@ketanparekkh
Жыл бұрын
I also want this... One video on Financial Analysis wrt to Underwriting..
@MONUKUMAR-xu7xg
2 жыл бұрын
As told either DPD is written in number like 50 DPD it also means SMA-1 but what does DPD of 900 days would mean in CIBIL report here
@AnkushJain
2 жыл бұрын
Clearly substandard but usually these dpd are related to credit cards or dispute related to pending charges on closure of loans. Most of time loans are closed in such cases and dpd reflect only due to some small amount of charges pending
@garimabindal1126
2 жыл бұрын
please explain gst reg criteria, exempted from gst,how to verify sales if not registered under gst in your next video pls
@AnkushJain
2 жыл бұрын
It will take time but I will explain it in banking analysis topic
@madhurideshmukh4670
2 жыл бұрын
Very helpful
@AnkushJain
2 жыл бұрын
Thank you 👍
@MONUKUMAR-xu7xg
2 жыл бұрын
Hiii, Sometimes I have observed that I run Consumer CIBIL from DOB as 01.10. 1980 but still report fetched different date of birth day 10.01. 1989 or say some other DOB. This happens due to once Borrower CIBIL might have been run with this DOB. Is it so !! Because when I again check my input page date where i inputted date to generate CIBIL I find that I have entered date of birth correctly as 01.10.1980 but every time CIBIL fetching wrong DOB. We can easily croos check correct DOB in NTB cases from KYC but the actual problem is faced in Existing Renewal/enhancement cases because CIBIl is run from the last year CIBIL reports in such cases.
@AnkushJain
2 жыл бұрын
Yes it happens due to some other banker have put in incorrect date of birth. Sometimes multiple pan matches also come across. In existing cases we can retrieve kyc from branch/operations or central database if need be. However I always prefer that while preparing sanction note, we should always mention age of the promoters and guarantor so that at the time of next renewal everyone can know
@yjgratitude5
Жыл бұрын
Thank You sir
@AnkushJain
Жыл бұрын
Your welcome
@shivangnpatel3326
Жыл бұрын
Hello sir What is meaning of loan showing as account sold in borrower CIBIL
@AnkushJain
Жыл бұрын
Means the loan portfolio is purchased by some other financial institution
@deepaknahar8006
2 жыл бұрын
Hello sir if there is an overdue amount showing in cibil and last reported date is 03-20. What would be the year of default?????
@AnkushJain
2 жыл бұрын
Hi Deepak then in that case overdue amount must be for 03-20 time only since reporting is not updated post that period
@deepaknahar8006
2 жыл бұрын
@@AnkushJain so u mean it will be more than 2 yrs default and accordingly authority to be decided for deviation
@AnkushJain
2 жыл бұрын
No I mean to say that default occured in March 20 but post that whether that default was clear or not can not be ascertained since history is not reported post March 20. May be the debt got cleared on April 20 itself but we never know. You need to ask from client and take confirmation and then decide approving authority accordingly
@gurpreetSingh-pz7bo
2 жыл бұрын
Thanks again..
@AnkushJain
2 жыл бұрын
👍
@lakecityvlog8914
Жыл бұрын
Sir, is there any ways to find out the multiple cibil inquiry status and institutions name ?
@AnkushJain
Жыл бұрын
No, customer can pull his detailed cibil and from there only we can see the banks name by whom inquiry was done.
@lakecityvlog8914
Жыл бұрын
@@AnkushJain okay.. Thanks sir
@AnkushJain
Жыл бұрын
👍
@ramugehlot1274
2 жыл бұрын
Sir sunday gaya viedo nahe banaya ap ke video ke leye to sunday ka entjar karte hi plz upload karo na balance sheet ke uper ak video
@AnkushJain
2 жыл бұрын
Hi ramu. I missed making video due to personal work. Will upload tomorrow. Thanks for being patient 👍
@ouroyester7414
Жыл бұрын
Dpd will always shows when payment skipped from current month, if payment made in same month no dpd will reflect
@AnkushJain
Жыл бұрын
Its a bit debatable, sometimes it reflects and sometimes it doesn't
@srikanth4874
11 ай бұрын
Sir if you do videos in English it will be more helpfull i am from south india using subtitles i am trying to understand
@AnkushJain
11 ай бұрын
Subtitles providing some help?
@srikanth4874
11 ай бұрын
@@AnkushJain yes
@AnkushJain
11 ай бұрын
Ok
@caaman93
2 жыл бұрын
👏
@AnkushJain
2 жыл бұрын
Thank you
@viveksen9447
2 жыл бұрын
Sir, when you create a video for pd?
@AnkushJain
2 жыл бұрын
It will take time. I need to complete assessment topics first
@viveksen9447
2 жыл бұрын
@@AnkushJain ok sir
@AnkushJain
2 жыл бұрын
👍
@harshitvijay2930
2 жыл бұрын
Sir need some advice.. How can I connect with you sir
@AnkushJain
2 жыл бұрын
Hi harshit. You can ask anything from me here. I have limited availability over phone due to busy schedule
@Rohit-ru2tu
2 жыл бұрын
hello sir, On next lecture please used pdf format credit report to understand better, Hide individuals details for privacy.
@AnkushJain
2 жыл бұрын
Not possible since I can not send others credit report to my personal id
@vinaypandey9088
Жыл бұрын
Thanks sir,
@AnkushJain
Жыл бұрын
👍👍
@ravindratandalekar5996
2 жыл бұрын
CIBIL May write off and defaulter removers Kaise kare
@AnkushJain
2 жыл бұрын
If the reporting is wrong, then you better need to take a letter from the concerned bank that the reporting is incorrect. Then write a complain to cibil to remove it
@AnkushJain
Ай бұрын
Reporting correct hai?
@naineshsharma5007
2 жыл бұрын
Sir i have recently completed CA and i m trying to get job in ICICI bank as credit manager but i heard from my friends that it is such time consuming job that person has to spend around 11 to 12 hour in the bank. So will you please clarify on this and also can you tell what should be avg. salary package for the post of credit manager. Thanks in advance
@AnkushJain
2 жыл бұрын
Can not talk about it on social platform. You can message me directly on linkedin. Although your friend is guiding you incorrectly. There is no such issue in banks
@sushilmaurya3796
11 ай бұрын
Had you joined? Please give your review if yes
@sohanghosh2999
2 жыл бұрын
Sir , can I be a credit manager by doing MBA finance ?
@AnkushJain
2 жыл бұрын
Yeah you can. Why not
@glamous.7359
9 ай бұрын
9:27
@AnkushJain
9 ай бұрын
??
@shashankdwivedi5029
6 ай бұрын
Ek mobile no ke aage (e) kyo laga hua hai?
@AnkushJain
6 ай бұрын
Kisme?
@shashankdwivedi5029
6 ай бұрын
@@AnkushJain cibil me sir jab cibil nikalte hai to kabhi kabhi number ke aage (e) laga hota hai?
@AnkushJain
6 ай бұрын
Koi pic hai to telegram group mein share krdo.. main check krta hu
@shashankdwivedi5029
6 ай бұрын
@@AnkushJain I am not added in teligram group?
@kirankumarmanvani2200
2 жыл бұрын
Cibil is one of the bureo which gives us credit report... Like cibil we have Experian, Equifax and CRIF High Mark.... It is same like people say I ate Maggie but actually they eat Noodles 🍜.. Maggie is the name of the company
@AnkushJain
2 жыл бұрын
Right Kiran 👍
@nandhagopal2190
3 ай бұрын
Required english class
@AnkushJain
3 ай бұрын
@@nandhagopal2190 ok
@pranjalsoni4382
5 ай бұрын
10 crore kaa loan 😂😂😂
@AnkushJain
5 ай бұрын
🙏🙏
@pranjalsoni4382
5 ай бұрын
@@AnkushJain sir ek question poochna tha aapse ek Mera friend max life me sales manager hai toh uski Jo salary h wo per month 65k hai with incentive and without incentive 52k toh ITR me hum gross salary me 52k and 65k dono le sakte h kya yaa 52k hi lenge
@AnkushJain
5 ай бұрын
Full hi le lo.. koi frk nhi padega
@pranjalsoni4382
5 ай бұрын
@@AnkushJain sir actually full me after deduction uski itr 600000 ke uper Jaa rhe h and he is saying itr Kam rakho toh can we take without incentive salary ?
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