First time to stumble upon your vlog. Hope things work out well with you and your family. I can relate with what you are saying as i myself is in the same boat.
@honestreviewer3615
4 ай бұрын
Ang hirap or ginhawa ng buhay sa Canada ay depende sa lifestyle, number of family members against sa kita mo. Kahit pa sabihin mong $5000.00/mo ang kita mo halimbawa kung ang laki naman ng bayad mo sa bahay, may kotse kang binabayaran, mga monthly bills aside pa sa grocery shopping, mga daily expenses gaya ng gasolina, pamasahe sa bus or train at syempre kelangan mo din bigyan sarili mo ng reward gaya ng kain sa labas or pasyal. Halos wala ng natira sa sahod mo. May mga iba kasing pinoy na kada sweldo, isang luxury item agad ang binibili pero wala namang laman ang bulsa pagkatapos. Take the opportunity na nasa abroad, at di lang yan ang magiging trabaho nyo, meron pang mas magandang naghihintay. Nasa US ako, per nakavisit na ako sa Canada a few times. Nakita ko ang difference ng buhay ng mga manual labor or blue collar jobs compared sa mga professionals talaga. Magkaiba nag lifestyle, magkaiba ang setting ng bahay pati expenses iba. Make sure to save at least 25% of you income each paycheck, pero kung kaya ng mas malaki, mas ok. Life in Canada, US and some other countries is far better and more convenient compared sa Pinas.
@estrellabyfield2461
4 ай бұрын
I totally agree in that last sentence💯
@mariaemangahas
5 ай бұрын
Hi Michael! Good to know that your family is there now. Kayang kaya yan, sa una lang mahirap, dumaan din kami dyan. Where God leads, He provides. Praying for you and your family!
@michaelrsk
5 ай бұрын
Thanks Maria. Regards to Alex. ❤️
@MC-ts7ch
2 ай бұрын
Simple and straightforward! Ang daming vlogs about canada na super misleading and ang daming unnecessary comments. This is so helpful, and glad to see an unbiased pinoy POV living there. More power to your channel!
@michaelrsk
2 ай бұрын
Thank you!
@watchlearnnplay
5 ай бұрын
You've just started here in Canada so obviously marami pang new life experiences na darating sa inyo. "Mahirap" is a relative word - it all depends sa person's ability whether financially and physically, your life style back home (PH), etc.... It's not good to compare PH and Canada, it's not an apple-to-apple comparison, but ofcourse you cannot avoid it. No place is perfect and there's always a trade-off. In Singapore, I was paying just around 5% income tax and earning much more than my starting salary here in Canada (back in 2010). So it was a bit of a struggle in the beginning. So kung iisipin lang and job position at sweldo at tax rate it was a significant downgrade, pero there was a bigger objective for the family. Overtime things got better. If you have the right education and previous work experience maganda ang laban mo sa Canada. Good luck!
@Prof.MMVega
4 ай бұрын
totally agree.
@globetrotterca
3 ай бұрын
💯 sa tax pa lang total downgrade na! plus salary is substantially low in Cananda
@danilokabigting8403
3 ай бұрын
Mas masarap dito sa US (Florida) hindi malamig. Ok na Ok ang mga benefits. May Medicare at military Tricare. Tatlo ang pensyon (military, Federal and SSS). Kya mas maganda dito sa US. Nka short lang dito di tulad sa Canada sobra ang lamig at ang winter are maigsi 3 months lang tapos malamig na agad!!
@Chisyo8
5 ай бұрын
mas ramdam ngaun ang hirap d2 sa canada kesa noong panahon ng pagdating nmin. Ngaun ko lng nakita at dami ng homeless.... ang mahal ng bilihin at lalo n ang bahay. Kung kumikita n kyo sa pinas or sa ibng bansa as ofw ng at least 3k usd, hindi n advisable pumunta d2. Sa halgang 3kusd (equiv to~ 4k cd$)...kelngn sahod mo d2 sa canada ay nsa 30/hr. At sa kitang yan, tama lng kumain k kung ikaw ay nsa toronto o vancouver. Note: sa kitang yan, mag rent k lng ng sa mga lugar n nabangit ko.
@riyadh2be
5 ай бұрын
Thank you for sharing your experience and thoughts, God bless your family!
@michaelrsk
5 ай бұрын
Thank you and God bless
@marcelllopez2684
4 ай бұрын
Pwede na lang sigurong kumuha ng isang small apt. but malalagyan mo ng furnishings. medyo medyo ok pa ding tingnan ang pamumuhay..
@fambike9670
4 ай бұрын
Sir appreciate the sincereity ng vlog topic nyo malaking tulong po mga planning to go 🇨🇦 God Bless po 🙏
@NHARDINOTV
4 ай бұрын
challenging tlga pero it is all worth it. we push thru on the student pathway and in less than 2yrs na-pr kami via PNP program here in Vancouver. basta skilled and highly needed ung skill set mo sa province kung nasan ka eh madali kang ma-pr at maka-kuha ng magandang work. Good luck sa inyo mga paps!
@alm7623
4 ай бұрын
Thanks for being honest, hope you guys find your way soon. Keep the faith ❤
@Tamara-dw1qo
4 ай бұрын
18 yrs na ako dito sa Montreal Canada. My children finished their studies here. Yong hirap napapagdaanan nino man. Sa awa ng Dios bago nagkaroon ng Pandemic at iba pang naging concerns ng pamumuhay dito sa Canada nakaka survive nmn kami. Depende sa kong gaano ka na katagal at well established, financially stable dito sa Canada. Marunong ka lng mag manage ng pera at mag invest d ka maghihirap kaya mong labanan ang hirap kahit papano. Don’t work for money for the rest of your life let your money work for you para maenjoy mo ang buhay na hindi mo naranasan sa Pilipinas
@ghenedabu_agent009tv7
4 ай бұрын
Tama po!!! Create at least 5 passive incomes! Let's enjoy life!!! Life is too short! Live it!
@estrellabyfield2461
4 ай бұрын
Very well said,tutuo po lahat ang sinabi nyo especially the last part!
@RashadRiv
4 ай бұрын
Thanks for the Good honest review. Give us an idea paano buhay dyan. Hope life gets better for your family sa Canada. Keep safe.
@SkrillTv
4 ай бұрын
very informative. realidad ang karanasan. keep it up. kaya nyo yan sir. Ipon lang.
@HeavenlyInsightNetwork
4 ай бұрын
same dito sir sa sydney australia nung student ako sobra hirap at magisa ako, keep the faith lang sir sa goal awa nang diyos after 1 year na PR ako dito ngayon sobrang gaan naman kasi makaka apply kna nang maayos medyo maigi narin ang work ko now sumosobra na konti
@kathiemathias212
4 ай бұрын
Filipinos should try Australia as a permanent resident. Don’t go through lots of hoops like an international student to become a permanent resident.
@susanaaguilar2833
4 ай бұрын
Thank you for you info GOD BLESS TO YOUR FAMILY🙏
@michaelrsk
4 ай бұрын
God bless 🙏
@oliverlawrence6937
4 ай бұрын
Dont give up, im praying for you and your family
@michaelrsk
4 ай бұрын
Thank you 🙏
@jamesesguerra8751
4 ай бұрын
Student pathway is the hardest to pursue kung ang end game nyo is to get PR-Citizenship, especially kung modest ang budget. Goodluck sanyo ni Misis.
@arvin6706
2 күн бұрын
You guys have a great attitude. Wishing you all the best! God bless y’all!
@michaelrsk
2 күн бұрын
Thank you sir. God bless.
@arvin6706
2 күн бұрын
With God’s help and your great attitude, you will achieve your goals in life.
@rygar844
Ай бұрын
yung concept nila ng yaman ay yung nakikita nila na maayos na bahay, maayos na sasakyan, may nakakain at may trabaho. pero kung iisipin hindi dapat ito dapat ang basihan. lahat ng sinabi ko ay pang normal na buhay yun. kapag kasi inisip nila na mayaman ka na, kadalasan alam mo na ang kasunod,.
@explorelifeincanada
5 ай бұрын
Hi Kabayan! Wala pong madali kahit nasan po tayo.Ang mahalaga po is masipag tayo at marunong po tayo mag budget. We came here in Canada as IS din in 2019, got our PR at 2021 and bought a house in 2023. Limited ang dala namin pera, got our job after a week, wag lang picky marami trabaho sa Canada. Minimum wage po na naabutan namin noon is $14.50 Marami nagsasabi akala nila mayaman na tayo sa Canada, but that's not the exact words. Nagsipag tayo, nag plano at nag sumikap. And with benefits na meron sa Canada, need po naten magpasalamat dahil wala po ganitong benefit sa pilipinas. Lahat po mahal dito pero dapat po marunong tayo magbudget, keep it up! laban lang!❤ Good luck po on your Journey and to your youtube channel!
@scratchforthewin4277
4 ай бұрын
Darating din yung time na yun. I came here 8 yrs ago as a Nanny. I went back to school and now kakagraduate ko lng last Dec as a Nurse. It took 8 yrs for me na makuha yung talagang sweldo na sana lng sakin noon. I started pala $12 lng hehe
@FarmersDaughtervlog28
4 ай бұрын
I’ m so happy dito sa Canada at 15 years na Kami dito nakapag invest pa ,depende yan kung anong life style mo,ang anak ko tinuruan ko na kung Hindi kailangan,hwag bibilhin at Hindi rin ako bumili ng car nagtiis akong mag bus . Sipag at Tyaga lang yan ,kung mayaman na sa Pilipinas hwag ng pumunta dito Kasi maninibago talaga .
@violetab3489
4 ай бұрын
Yes im agree tama yung computation mo pag kasama ang family tamang tama lang budget kung both kayo nagtatrabaho in a minimum wage
@AmarahGADJALIPatarasa
5 ай бұрын
Another great video po ❤ shoutout from Saudi arabia..
@michaelrsk
5 ай бұрын
Salamat po
@ludeebolo7434
5 ай бұрын
Guys you are so adorable ❤ sending prayers to you guys.
@michaelrsk
5 ай бұрын
Thank you
@yolandatorres235
4 ай бұрын
You are correct. Tiaga lang at si pag, wag mayabang. Live simply and you’ll be happy.
@arnelliayala1005
5 ай бұрын
Hi Michael, it’s good that you guys have a work. I have been here in Mississauga for 24 years and I feel it’s completely different back then. Always stay positive and life will be better.
@michaelrsk
5 ай бұрын
We're thankful that we can at least sustain our day to day expenses. Praying for a better life soon.
@dorisescopete8674
5 ай бұрын
We came to Toronto in 2001 as PR. I got my first job after 1.5 months upon arrival, kaya yong dala namin na pera (show money) halos intact pa … so, financially we were good. But what i appreciated the most was the fact that i had more time with my kids (i don’t have to leave the house early, and nakakauwi ako ng maaga dahil walang traffic). Another thing that i loved was, free education. Papasok ang 2 kids ko (11 & 7 then) ang dala nila ay backpack na empty. Paguwi may laman na na school supplies. These were just one of the many things that i loved here. No regrets. Tyaga tyaga lang kayo. Upgrade your educ, look for a food job (gov jobs are great), sipag, ipon, and life in Canada will pay off.
@bernardocarpio2831
4 ай бұрын
Wala kami pakialam sa kwento Mo.!!
@ginalietitan1657
4 ай бұрын
Am planning po na magtry kasama ang 2kids ko. 5months now yung bunso and 4yrs and hLf yung isa. Soo if ever po free education. Na yung 4yrs and Half ko n anak?..
@michaelrsk
4 ай бұрын
Yes
@dorisescopete8674
4 ай бұрын
@@ginalietitan1657 4 yrs old is Jr Kindergarten. Free yan, until HS. Free din ang school bus. Hatid-sundo sila … from designated bus stop to school, then back after school.
@ginalietitan1657
4 ай бұрын
@@dorisescopete8674I appreciate po sa reply... khit po b saan part ng canada.,?..saan ..khit touist visa lang po b visa ?
@blakes6
Күн бұрын
In fairness, you guys have the right attitude to succeed in Canada . Basta ba may side hustle kayo like investing in real state stocks, maximizing RRSP ,RESP, TSFA and crypto, then may passive income na tayo. Di lang umaasa sa regular pay check natin. Heck, more than 3x above sa minimum wage nga yung per hour ko - Pag doon lang ako umaasa , Hirap pa rin .
@paolaatendido8208
5 ай бұрын
Living in Canada may be hard when you’re a newcomer but just keep persevering! We went through that too but things eventually got better. Just strive hard and keep the faith!
@michaelrsk
5 ай бұрын
Thank you for the encouragement! 🙂
@canadianbeshie8906
5 ай бұрын
Yeah sa simula lang yan. It will get better. Almost 30 yrs na kami dito sa GTA. Just take it day by day Although I agree mas mahal na talaga ngayon. Siguro if possible mag move sa house or apartment na malapit sa public transportation para Hindi na kailangan mag car. Maka save ka nang $1,000 per month. Mag grab na lang or bus. Since nag work ako from home at naka park lang car ko for 3 years. I gave up my car at laking tipid.
@canadianbeshie8906
5 ай бұрын
Yeah sa simula lang yan. It will get better. Almost 30 yrs na kami dito sa GTA. Just take it day by day Although I agree mas mahal na talaga ngayon. Siguro if possible mag move sa house or apartment na malapit sa public transportation para Hindi na kailangan mag car. Maka save ka nang $1,000 per month. Mag grab na lang or bus. Since nag work ako from home at naka park lang car ko for 3 years. I gave up my car at laking tipid.
@yayadub3450
5 ай бұрын
I believe na kau pong mag asawa ay may better future in Canada based lng s personality and attitude and skills ninu even dko alam but it shows. So go lng po , mhrap tlga s umpisa but for sure may mararating kau .
@michaelrsk
5 ай бұрын
Salamat po ❤️
@Chris-rj2pf
4 ай бұрын
All the best po sa family nyo at ingat kayo jan sa Canada. Btw, you can be a motivational speaker din sir, saka parang pang DJ ung boses nyo. :)
@michaelrsk
4 ай бұрын
Thank you sir.
@mirandacellovelovetipsfrom2113
5 ай бұрын
Watching here in Ontario,mahirap po talaga Buhay sa Canada pag Hindi ka pa financially stable at settled at kung mababa ang sahod dahil sa inflation pataas ng pataas ang mga bilihin at rent ,pag family dapat talaga dalawa ang nagtratrabaho kasi maraming expenses at Bayarin,now kung settled at establish ka na dito na may good career at high paying job,you will be okey .There’s always pros and cons .Canada is a better place to lived once you pass all the struggles in the beginning and once you already established a good life here. You will enjoy it more.
@michaelrsk
5 ай бұрын
Salamat po sa advice
@eugetolentino
4 ай бұрын
Tama si ate sa pahabol nya. God bless
@CPACali
4 ай бұрын
Always be positive and manifest. Lahat ng immigrant sa first 2 years dumadaan sa konting depression. Better opportunity sa mga anak especially education, safety, medical security and retirement. It will all be worth it. Prayers and lakasan lang ng loob.
@roqueg.isunza
4 күн бұрын
Tama lahat ang sinasabi mo kabayan, at kung dito ka lang sa Pinas ,ayuda lang inaasahan mo sa Gobyernong corupt.
@renatoseverino4521
5 ай бұрын
You are doing good. High pay, higher income taxes to pay per bracket. If you own a house (mortgage), you need to pay the principal & interest. Every 5 years the interest changes and so the inflation. 30 years you have to pay. If you lost your job big problem as well. Not including the property taxes. Utilities (Heating & Cooling, Electricity). Internet/cellphone. Maintenance. If you had Car Loan, plus insurance & maintenance hindi talaga kakayanin ng isang minimum wage lang. Maybe if both of you works as a Nurses, they earn NET $10,000 per month. Pero hirap daw Stressful 😢
@wencyanddorey2590
5 ай бұрын
Hello michael. Sa tingin ko mali ang focus nyong magasawa sa ngayon kasi dapat magconcentrate kayo more on how to become pr dito sa ontario than sa work o kita nyo dito. Kasi yung pagiging pr dito ang magdedetermine your future here. As of now, applications for pr sa ontario eh over the max na kaya napakahirap ng maging pr dito sa ontario. Imagine, maski mga bumbay na international students na katakot takot dito eh nagmomove sa ibang provinces dahil mas may chance silang maging pr dun like newfoundland, new brunswick, nova scotia, pei etc. Siguro yan ang dapat nyong pagisipan kasi hindi kayo pwedeng magstay dito forever with no status. Sayang naman yung hirap nyo kung madeport kayo in the future. Maybe for now, it's better for you to move in other province and then come back here once you get your pr status. Dito lang kami sa brampton since 1998 pa. Naghirap din kami noong unang dating namin sa toronto. Pero looking back, we don't have any regret in moving here in canada. Here we found the true meaning of what life is which i'm sure we didn't have a chance in our miserable and corrupt country. May our Good Lord guide you in all your plans and decisions.
@dsbl1980
5 ай бұрын
Miserable? Grabe ka namang laitin ang minamahal kung bansa.
@michaelrsk
5 ай бұрын
May PR plans naman po kami. Pero we also need to be mindful sa finances namin dahil yun din po makakapagsabi kung kaya ba namin ma-sustain yung cost of living dito sa Ontario/Canada. We cannot continue our journey kung mauubos na po yung savings namin.
@Chisyo8
5 ай бұрын
@@michaelrsk suggest ko sanyo lipat ng ibng provincelike Alberta where cost of living is way lower than ontario. Sa ontario ( gta area ) kelngn 6 figures income mo to afford a decent house.
@Marcay7956
2 ай бұрын
Kaya tlaga inaim ko mgkabahay para indi nasasayang ung pinabayad for rent,sa mga ngsasabi madami pinaayos at magastos may bahay mali kayo dyan bumili kyo ng bahay ipainspect nio ng maayos at isa pa walang land property na ndedepriciate so in the future you can sell the house.
@mayyoung8483
4 ай бұрын
Ok naman d2 sa Canada maraming way d2 basta marunong kalang mabuhay ka d2 yes it’s expensive talaga kahit saan man nagmamahalan na din so dapat tamang plan pag d2 kayo
@kristend8994
4 ай бұрын
true naman mahal na talaga lalo dito sa province of ontario i live in toronto for 18 yrs nasa inflation tayo talaga everything is going to be high ang cost of living i dont know the rest of the province.
@Prof.MMVega
4 ай бұрын
its ok. mhalaga mgkakasama kau at walang sakit.
@lourdesmiranda5691
5 күн бұрын
Correct
@edwindelacruz7357
2 күн бұрын
Noong unang panahon maganda, pero sa ngayon ay malaki ang ipinagbago,ramdam na ramdam!
@dj8joson
5 ай бұрын
Kung based on experience nyong magasawa, siguro mas maganda kung compare mo lifestyle nyo sa phillipines at sa canada for better understanding... compare with actual numbers ang house to house, salary to salary, expenses to expenses, and how long it took you to live that lifesytle in both countries... Good job sa video and good luck sa Canada!
@michaelrsk
5 ай бұрын
Salamat!
@krissylopez37
5 ай бұрын
Thank you for sharing your honest opinions. Don’t mind the negative comments, there’s nothing wrong with sharing the truth. Also, okay lang yung mga “freebies”. Kami man mahilig pa rin mag-avail, hehe… You and your wife have the right mindset. Laban lang and network with other Filipino professionals. It is possible to go back to the career and payscale that you desire. Maybe after your graduation, mas maraming opportunities na puwede mag-open.
@michaelrsk
5 ай бұрын
Thank you. Praying for better opportunities after graduation. 🙏
@xxxLIGERxxx
5 ай бұрын
Mahirap lang sa umpisa but what you guys are doing will greatly benefit your kids. When I first came to the US didnt had a job for 6 mos then I got hired as a caregiver. It wasnt what I expected or did before in the Philippines but I needed local experience. After I established my local experience it was easier (still difficult but easier). Give yourself time and if you guys have a plan stick to it but of course be flexible when needed. You guys got this!
@michaelrsk
5 ай бұрын
Thank you! We'll take note of this. 🙂
@hdclip5845
5 ай бұрын
anung magbabago pag naPR na? diba same padin tax? same padin poor healtcare?> same padin ang snow mahirap padin maglakad? same padin ang lahat ng negative sa canada even after 5-10yrs, ang magbabago lang, mas mamamanhid kana sa hirap and youl get used to it. kung nasa Pinas edi wala sana ganyan, kung mahirap din sa Canada at mahirap sa pinas, edi magpinas nalang same mahirap diba, wala kapa sinacrifice na education mo, gumasta ng milyon, iniwan ang pamilya, iniwan ang trabaho,
@xxxLIGERxxx
5 ай бұрын
@@hdclip5845Their struggles are different than yours, mine or any one. Whatever their reason for choosing to migrate is theirs to own. Remember we all have different battles to fight and to be honest kids who grew up in North America have better opportunities for their future. Plus, tama ka, kailangan masanay ka sa pamumuhay dito, kapalan ng konti ang balat at tibayan ng loob. @michaelrsk you aint the only one who went through this bro. Keep your eyes (and your wife’s) on the prize.
@rowenamagno5398
5 ай бұрын
Canada has more to offer than Philippines. Health care is not perfect but compare to Philippines? I got Cancer few years ago ….. didn’t work for one year with pay. Hospital social workers also offers other services tulad ng free ride (transportation after radiation treatment), meals on wheels, counseling- Canada has summer,autumn/fall,spring, winter season- each season is BEAUTIFUL!!! Our kids will appreciate it more than adults. My kids loved skiing in winter, dip in very warm jet spa,ice skating,ice fishing. Winter is nice for a change, not bad just need strategy and proper outfit. My kids started working at 15years old…..after 2 years they are working,studying,driving and saving/travel. Life is good!!!! Now the goal is buying a property of their own. Sa inflation naman usually ang sahod tumataas din “tumaas na ang sahod namin”. Ang pensions tumataas din CPP,Old Age + company pension sa mga retired. The children/your children will benefit enormously from your hard work,sacrifice and teamwork. Best wishes to you and your family!
@hdclip5845
5 ай бұрын
thats completely one sided and definitely not true about canada has more to offer, thats actually the opposite. Philippine has more to offer, how so? Philippine has so many alternative compare to Canada. Ph have public market where you can buy cheaper food bc its tax free, where you can buy cheaper items like clothes/kitchenware and they are all cheap tax free, in Canada kahit brandless ang mahal wala kang ibang choice, kundi buy expensive brandless clothes or thirft store, yan ba ang madaming maooffer? Ph have cheaper car insurance, 1k pesos meron kana insurance, if you have money then you can buy comprehensive. Ang canada ba meron nyan? wala, people are obliged to buy comprehensive, so kahit hirap ka at kapos sa pera, kelangan mo kayanin para mabigyan mo ng magandang transportation ang family lalo pag winter. Ph have tax leeways. Business can get away from doing tax, how so? ang dali nyan at business have been doing that for decades, dont report all your income, its wrong, but points here, its a thing in PH but cannot do in Canada. Pinaka importante, Philippines have private hospitals, sa Canada, nothing nganga ka, kahit my pera ka sa Canada and you can pay better health service, no, magwait ka or punta ka sa US tawid bansa to get better alternative. If you dont want that then wait ka Pila ka dyan. Yan ba madaming maoofer? Sa pinas need mo lang my pera, and you can access better healthcare service, if nagtitiipid ka, may free or cheaper alternatives, sa government, so Ph has more to offer than Canada. Madami pang. Ph have a lot to offer to make your life easier and happier. Ang problema lang sa ph is oppportunities to make money,, kaya kung di kaya ang competetition sa ph, better go canada and do 3jobs. I have businesses somehow I managed to be creative here sa PH so financially okay na,. Dyan kahit maging businessman ako, kakainin ako ng tax. And what make us think our kids will like Canada? we dont know, yet, baka nga maging grateful pa sila kung sa pinas naten sila dinala kasi kung hirap tayong parent I am pretty sure kung hindi mang ganung kahirap sa time nila, may hirap padin pagdadaanan sila. yung kids na working na and know how to drive and independed at earlier age sa Canada, pede din gawin ng magulang yan sa pinas, nangyayari lang kasi saten magulang inaasa naten sa iba ang dapat sa ating magulang manggaling ang gawin silang independent. Teach them how to drive at 18, teach them how to work freelance at ealier age, etc @@rowenamagno5398
@gamhananalanka
4 ай бұрын
Canada or USA ang bottom line is kung mayron kang career field from a college degree and gaining experience halimbawa computer professionals, doctors, nurses, engineers ay masarap ang buhay mo kung di kalang waldas gumastos. Kayang kaya ng sweldo mo lahat ng basics pati pag hire ng cleaning agency at least once a week. Pero sa atin kahit professional tayo sa Pilipinas pero wala tayong field sa USA or Canada kahit na maging supervisor pa tayo sa department store or technician sa factory eh talagang mahirap maka cope up sa standard of living kahit mag over time kapa at double job every month sweldo mo ibabayad mo rin sa mga bills. Ang maganda lang dahil karamihan sa atin may mga forced savings via employer contribution gaya ng mga 401 K at sa sarili mo kung mag invest ka kahit $100 a month sa stocks at saka may social security pagtanda mo. Other than that from financial perspective mas ayos pa sa Pilipinas kahit every month pwede ka mag pa letson.
@heideluciano4905
4 ай бұрын
it’s hard in canada if you’re not resident you can’t work until 1 year
@johnnymaala9102
4 ай бұрын
Tiyaga lang,👍🙏
@rjob1315
4 ай бұрын
Just pursue to save and avoid debt...live according to your means...okay lang na medyo mahirap basta sama-sama kayong family. Eventually maka-adjust din at maging stable din kayo. God will provide as you trust Him. God Bless.
@michaelrsk
4 ай бұрын
🙏
@susanyokamaku
4 ай бұрын
Agree ako dyan sa sinasabi mo,kc dito rin ako sa australia at sobrang mahal din dito at gaya ng sabi mo kung hindi ka mapili nga sa work ay makakakuha ng work but ang problema nga ay yung work na hindi mo linya ay sobrang nakakalungkot talaga.
@zophar9000
4 ай бұрын
Un tlga, kya no choice kundi mag work, maka survive lang, hirap din talaga
@zel29prentice
4 ай бұрын
Siguro nga mahirap mag student visa. Australia is also hard place to live if your on student visa. Pero mahirap talaga this time kasi recession mahal lahat pero ang sweldo Hindi tumataas. Kayod kalabaw para sa ekonomiya talaga. 😅😅
@user-xp1hx1nd7y
4 ай бұрын
Buying the very expensive SUV that you really LIKE (as you said), as opposed to what you only need, was a huge error in judgement. You could have bought a older car for less money (that you don’t have) say a 2017 RAV 4 and that would have saved you a lot. The 40k you spent in buying car will be gone in a few years.
@estrellabyfield2461
4 ай бұрын
Oh my 1&half years pa lang $40k SUV kami nga 10 years bago nakabili Toyota $30k hulugan pa. Live according to your means..
@michaelrsk
4 ай бұрын
Dont worry. Im living within my means. I am in my 40s and been working for around 20 years already. As i've said, break even kami, and not on the red.
@milafonacier3652
4 ай бұрын
Iall i can say is JUST BUY WHAT U NEED NOT WHAT U WANT FOR NOW N U WILL BE RICHER THAN U THINK..YOU GONNA BE OKAY YET U R STILL YOUNG COUPLE SO STRIVE HARDER N U GAIN MORE . .IF POSSIBLE PLS SAVE EVEN A LITTLE EVERY PAYCHEQUE AND YOUWILL BE SURPRISE ONE DAY ..PROMISE......!❤❤❤
@AbuDhabi-cs4uo
5 ай бұрын
Jus pray kabayan ,mkkya ninyo lahat yan gnyan tlga buhay,,khit saan bansa mahirap din....
@michaelrsk
5 ай бұрын
Salamat 🙏
@anselmogaldonez8819
4 ай бұрын
I believe in everything you mentioned. Inflation rate is real everywhere in the world naman talaga. Pero, still were in a better place, meron paring mga magagandang benefits living here sa Canada. Pero everything you said are true and I can tell you that every year is getting better depending nalang sa life style mo. 🙂
@anselmogaldonez8819
4 ай бұрын
Sir, san kau sa Canada?
@michaelrsk
4 ай бұрын
Mississauga, Ontario
@anselmogaldonez8819
4 ай бұрын
@lrsk, ok mas ok area nyo 😃... DT toronto here mas expensive area 😄
@user-vm5qi9gi6p
4 ай бұрын
Yung Lifestyles ang nagpapahirap sa mga Pinoy sa Canada, Pinas Masaya at may kamurahan ang mga bilihin, sa Pinas, iba,sa Canada,ang Lifestyles dito iba,.Kung iisipin mo break even lang,
@ghenedabu_agent009tv7
4 ай бұрын
True💯 Mataas tlga ang cost of living dito sa Canada
@myrnajavier2918
4 ай бұрын
We don’t celebrate all like what you mentioned. Be practical. Hwag maluho. We don’t celebrate big time like some people we know. Save, save save. Kapag meron ka na ipon parin. Live simple life kapagbago lang. hindi puro gastos gastos.
@myrnajavier2918
4 ай бұрын
We’ve been here more than 50 years. Ipon ipon for enjoyable retirement. Simple lang. save for rainy days.
@Kaloys_IstoryaTour
4 ай бұрын
ingats kau dyan kabayan
@RedenMorales-qv8zh
2 ай бұрын
Laban lang boss... gusto ko malaman nyo na bumibilib ako sa inyo.
@3ls3tak3n
4 ай бұрын
Ang dami pala bayarin?! Dito sa uae, may public transportation so nakakatipid ako dito kahit maliit sweldo ko. Wala akong sasakyan na bayarin.
@Drasmydog
4 ай бұрын
nice kabayan tyaga at prayers
@vianhelminawa3811
4 ай бұрын
Dito rin sa Japan ganyan din pala .
@JoySangalang-jk4dt
4 ай бұрын
You need to convert to open work so you can stay there or you will be out of status. Canada has temporarily suspended the student to PR status.
@michaelrsk
4 ай бұрын
We'll apply for Post Graduate Work Permit (PGWP) after school completion.
@marvinnichols2819
4 ай бұрын
Natural lang na mahihirapan kayo in the first 3 to 4 years, or maybe 5 years. PERO bubuti din lahat. In the future, you will find the right job for you. You’ll be surprise one of the future days, you will find it. This lang at PASENSIYA.
@michaelrsk
4 ай бұрын
Salamat po
@PositivityWithKim
13 күн бұрын
thanks sa info sir.. .just keep going. new subs here
@michaelrsk
13 күн бұрын
Thank you
@krissy3377
4 ай бұрын
It’s true even here in the USA, McDonald’s is getting really expensive, so we don’t buy any McDonald’s anymore..
@markden888
4 ай бұрын
Hindi naman mahirap medyo malungkot lang
@amelitabim4656
5 ай бұрын
Kahit saang bansa po. Sikap sinop pa din. Ang importante ano ba ang mga pryoridad. Like yung trabaho income environment safety pagpapalaki sa mga bata ba like education. Tax medical pension. Wala talagang perpekto at may mga struggles along the way. In the end. Na achieve ba yung goal? At masaya ka ba? Minsan feeling hindi. Pero nakapgbigay ka ng good future sa pamilya mo. Nakatluong ka sa pamilya mo sa Pilipinas. Kaya may self fulfillment din
@michaelrsk
4 ай бұрын
👍
@rabbitman702
29 күн бұрын
Lipat po kayo ng Manitoba & saskatchewan.. or ibang part ng Canada mura sila kumpara sa BC and Ontario
@michaelrsk
29 күн бұрын
@@rabbitman702 Pinagiisipan po namin yung Saskatchewan and New Brunswick.
@rabbitman702
28 күн бұрын
@@michaelrskstruggles muna po sa umpisa.. tiis tiis lang po muna. Then hopefully makahanap kayo ng magandang work or if not sa business industry in the future. 😊
@ourlifetvourjourney8016
5 ай бұрын
Bro Ang answer sa Question mo sa title ng video mo, simple lang bro ang sagot, Mahirap!! Tama! Good luck bro sa lahat na Pinoy diyan sa Canada
@michaelrsk
5 ай бұрын
😄
@armindapunzalan4694
2 ай бұрын
My opinion and based on my 75 days vacation sa anak ko sa Toronto ay masasabi kong OO ,mahirap!Lalo na kung wala ka pang bahay at uupa ka lang. Magiging pay check to pay check talaga ang mangyayari. Ang anak ko kasi gusto nya sa Canada for global education and kung tutuusin mura na ang Canada compared sa aral sa UK, US at Australia. Pero sa amin a 50 yrs old parang di ko na gustong mag Canada. Masaya na kami dito sa Thailand . May husband is having the same rate or more than pa nga ng kinikita ng iba dyan sa Canada at managerial position pa. Para lang sa mga anak namin kaya ang mga anak ko nag aral ng Canada. Sila ang may gusto kaya support lang kami.Actually magdadalawa na ang IS namin next year sa Seneca.Mahal din mga RTW dyan. Yun anak ko dito ko pa pinamimili ng RTW sa Thailand tas pinapadala ko sa Toronto. Mahirap para sa amin na may edad na lalo na kapag winter at di ko gusto yun mga food dyan particularly ang pork… may amoy! At ang mga fruits o gulay di kasing fresh ng tulad dito sa Thailand. Fast paced life dyan at sa katulad namin na matanda na sa totoo lang nakaka stress.Opinion ko lang naman ito base sa pagtira ko dyan ng few months.
@Gpbalisi
4 ай бұрын
All I can say is “YES NAPAKAHIRAP.”
@robocop581
5 ай бұрын
It's the high taxes that make Canada expensive IMO. Salaries in Canada are also low compared to other Western countries, particularly the US. High taxes and low salaries means low disposable income and ultimately low discretionary income.
@carinajoven9381
4 ай бұрын
You forgot to mention Canada’s health care system.
@robocop581
4 ай бұрын
@@carinajoven9381 What about it?
@carinajoven9381
4 ай бұрын
It’s free.
@robocop581
4 ай бұрын
@@carinajoven9381 You seem to have missed my point why taxes are high.
@ghenedabu_agent009tv7
4 ай бұрын
Marami na ko nakausap na mga Kababayan dito sa Canada... it's really tough in the beginning, however in long-term journey here it's definitely worth it!
@cseniorvlogtv
4 ай бұрын
shout out idol ingat kayo jan
@glennguinto18
4 ай бұрын
Seek ye first the LORD Bro . At ibibigay nya ang pangangailangan nyo !
@user-pm7qt4sw6p
4 ай бұрын
Super sarp buhay sa,canada,marmi pera,dto
@erinleigh_dad
5 ай бұрын
Keep it up sir! Kaya yan… kami din ng mrs ko dati nagrerent lang din kami ng kwarto. Isama nyo din sir sa goal nyo aside sa PR, yung upgrade ng career eventually. Godbless!
@michaelrsk
5 ай бұрын
Salamat sir. God bless.
@Tito_Utoy
4 ай бұрын
kahit saan mahirap....
@mymygalangperez0718
4 ай бұрын
Hi Michael, i just subscribed to your channel po and started watching your videos, hopefully makatulong by watching and not to skip your ads.
@michaelrsk
4 ай бұрын
Thank you po
@erwindacanayify
5 ай бұрын
Tama po sinasabi nya. Kung sa pilipinas madali lang kumain sa mga fastfood dito pagiisipan mo pa kung bibilhin mo dahil mahal nasa 12 dollars pataas ang isang meal. Decent meal nasa 15 dollars pataas.
@bornfree1888
5 ай бұрын
simple meal for 2 sa Pinas, average ang 900 pesos na gastos; paano na kaya kung minimum wage earner lang
@seebuenavista9965
4 ай бұрын
god bless po
@filcan
4 ай бұрын
True, iba kasi ayaww ng pamilya sa pinas malaman ang hirap dito
@lifetrendstv9837
2 ай бұрын
Andito po ako sa Pinas, sobrang mahal ng bilihin.hahaha, charot (sa true lang).Ang taas ng cost of living dito😂😂😂
@user-gz5mp6sw6b
Ай бұрын
It's your choice ... Pretend not so...
@dolorespagay6765
4 ай бұрын
wala namang madali. lahat naman may struggles and problema sa life. even the most wealthy person may problema din. saan ka man. nasayo na yan paano mo iha-handle ang prblem.
@everdaysunday1920
Ай бұрын
Bakit ba ang pinag usapan eh yun kinikita sa abroad tulad sa Canada, US or Europe. Comparison ng mga kita (Phils v Abroad). Yun quality of life ang mahalaga, education at upbringing sa mga anak, healthcare and sacrifices.
@reynel1914
4 ай бұрын
Minimum ang sweldo pero mahigit 1k weekly
@RyanKristofferson
4 ай бұрын
May inflation din ngayon globally. Mahirap anywhere in the world
@dougmedved9846
5 ай бұрын
I disagree po sa mga nagsasabi na “marami jobs wag lang mamimili”. Of course you have to be selective sa jobs. Mag apply ka sa jobs based on your skillset,experience and education. Your goal is to land an interview. Rarely, employers will call you if your education and experience are not aligned sa job description. I work in HR. We use a software to screen resumes. Theres an algorithm that will pick keywords on your resume that will push it to the next step which is to pass it on to hiring manager who will decide if he or she calls you for interview, otherwise rejected ang resumes. Im also an immigrant here in US mahirap talaga mag start. I suggest upgrade your skills, get education shift career if you have to sa mga in demand jobs. Good luck
@michaelrsk
5 ай бұрын
Thank you
@bornfree1888
5 ай бұрын
ang tinutukoy nila ay yung mga trabahong hindi naman mahigpit sa requirements at qualifications kaya kahit hindi mo field yun, pasok ka pa rin, at saka for the time being lang naman kapag hindi pa natatanggap sa ideal job. Importante rin na maging realistic kung fully qualified ka talaga.
@arnoldfanco1471
4 ай бұрын
Siege lang Kaya laban laban lang . Kaya mo Yan.
@teekbooy4467
5 ай бұрын
Earning 100 grand per month in the philippines you are considered upper middle class. Earing 2500$ canadian you are paycheck to paycheck. 100 grand peso has more buying power than 2500$ canadian
@michaelrsk
5 ай бұрын
Exactly sir!
@christianque4933
4 ай бұрын
Mahal rent s canada mga 2500 to 2800 per month Pag room to room 1800
@MimiVen
4 ай бұрын
madaming jobs pero minsan kasi yung employer mas gusto nila ang PR kaya mahirap parin
@Vibe101point5
4 ай бұрын
Dapat sir, mag downgrade muna kayo ng nirerentahan ng bahay, kahit mas maliit Lang pra mas Mura ang renta. Tumira din ako sa Sydney Australia before ng Ilan taon pero balik Pinas na ko. Sa IT work ko mabuti nakahanap ako ng maayos na sweldo Ngayon sa Pinas.
@carolinabadua5806
22 күн бұрын
Correction 42 pesos lang ang palit minsan mas mababa pa.
@rolandpaningbatan9208
4 ай бұрын
Pangarap mo din mkapunta ng canada ngaun mlinaw na sa akin ayaw kuna akala ko dti mlaki ang sahod d nmn pla...
@kapetsdantv3298
5 ай бұрын
Washing Po ingat Jan sa canada kapatid baibigan po from Dan rose
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