To lower the drug cost for diabetic drugs the drug companies are raising the cost of the part D drug plans (ours is going from $78.90 per month to $102.30 almost a 30% increase) would have helped all seniors if the government had also capped the percentage of increase the drug companies could charge per year .
@jimfesta8981
11 күн бұрын
Every year there are changes to Part D coverage. For the elderly who no longer enjoy the mental sharpness they once had, it's a pain trying to keep up with those changes.
@AbtInsuranceAgency
11 күн бұрын
So very true.
@ralphkassing6821
11 күн бұрын
I’m approaching retirement. Currently 64. 5 years ago I took 5 meds for BP, Gout and CVD. I converted to a Ketogenic diet and am down 75 lbs to normal BMI and only take one med now. The answer is to get off of these meds.
@clintonwoodward
12 күн бұрын
Got my ANOC in the mail a couple days ago and was surprised to see the $0 premium on my Part D plan is staying at $0 for 2025. A few minor copay increases but not nearly as much as I expected.
@AbtInsuranceAgency
12 күн бұрын
That’s great! Many of those $0.50/month or $0/month plans are staying at a similar premium in most states. This CMS “stabilization” program has kept many premiums lower than originally anticipated. www.cms.gov/files/document/july-29-2024-parts-c-d-announcement.pdf
@bills1779
12 күн бұрын
May I ask what company? Is it Wellcare Silver Scripts??
@clintonwoodward
12 күн бұрын
@@bills1779 Wellcare Value Script
@pingswift4714
12 күн бұрын
@@bills1779It is $.40 per month this year but it will be $17.40 per month in WellCare. I got the mail from them already and I plan to check on Medicare web this year to change the part D plan company
@karenkoe7096
12 күн бұрын
My company AETNA, raised my premiums from $9.90 to $44 and dropped one of my drugs. I will have to change again this year. I usually have to change every year anyway so nothing new. A few years ago, BCBS tried to raise my premium to $62. I passed thank you.
@immasher2139
12 күн бұрын
We are now going to be paying for those who have high medication costs starting in 2025. The drug plans are significantly increasing the monthly premium payment! Ours went from $5.30 to $43.00! My husband is not on any meds, and my meds are minimal costs! I can't believe it!
@karenkoe7096
11 күн бұрын
After Oct. 15th be sure to check what else is available. I think there will be some plans that may cater to those on generics.
@chloesbigadventure
11 күн бұрын
We can thank Biden/Harris for this increase!!!
@AbtInsuranceAgency
11 күн бұрын
Wow. Yes, many seniors will see exactly this. Shop your plan!!
@joethecomputerguy1
10 күн бұрын
Thanks for paying for me. It is greatly appreciated. I wouldn't be able to afford it if everyone else wasn't paying for my expensive medical.
@susanlindley8033
9 күн бұрын
Me too. 9.90/month to44.90/month & only 1 drug for cholesterol
@TC-yi3ue
11 күн бұрын
Absolutely terrible what the system puts seniors through.
@AbtInsuranceAgency
11 күн бұрын
Agreed.
@guermeisterdoodlebug7980
12 сағат бұрын
Also terrible what seniors and the system put younger folks through.
@Polkster13
4 күн бұрын
Yeah, my SilverScript SmartSaver Prescription drug program went from $9.80/month with a deductible of $280.00 dollars for 2024 to $44.80/month with a $590 deductible for 2025. Yeah, that is a real savings for me; NOT!!! Thanks a lot for nothing!!! So the insurance companies are getting richer and we are paying more for less.
@nanciwheatley-durando9342
4 күн бұрын
SANE HERE WITH US! SO SICK OF THIS THEFT UPON AVERAGE MEDICARE RECEPIANTS WHO TAKE NO DRUGS & WORK AT BEING HEALTHY LIKE NEVER EATING OUT. OUTFREAKINGREAGEOUS TO SAY THE LEAST
@trawetsj2000
3 күн бұрын
Same here. Like I said in an earlier comment. Greedflation. It's out of control. Companies are so used to just raising prices to make ridiculous profits. I guess if you are invested in the markets you'll make money but you pay it right back with rampant inflation. We need a change in our leaders. The current regime is hurting hard working and retired Americans and Legal immigrants.
@bethercek7872
2 күн бұрын
I received my plan notice and my premium payment quadrupled for 2025. I don't have to take any medications at this time, Thank the Good Lord. I have been trying to look at premium prices for 2025 from the different companies to change but I cannot find them. Is there somewhere special to look?
@AbtInsuranceAgency
23 сағат бұрын
Medicare.gov starting Oct 1st!
@rsdokc
11 күн бұрын
So ironic this doubling of Part D plans is part of the Inflation Reduction Act. Typical fed govt program😂
@AbtInsuranceAgency
11 күн бұрын
Right?!
@chloesbigadventure
11 күн бұрын
We can thank Biden and the democrats.
@JoyfulArtist
7 күн бұрын
Medicare is the failed program. It rewards those who do nothing to stay healthy while those who are conscientious pay for our obese population. It should be paid based on your metabolic health to make sense.
@Linda-jo9ii
7 күн бұрын
@@chloesbigadventure Gotta pay for those tax cuts TRUMP gave to the ultra wealthy!
@pattycake1939
5 күн бұрын
I think it’s because of Medicare ATVANTAGE plan, private payer is government. Stick with ORIGINAL Medicare😀
@margedeogee8525
6 күн бұрын
It was hard for me to follow your explanations of 2025 because you continued comparing 2024 to 2025. If I were much younger, I would have easily understood the explanations. However, I wish you would have just explained 2025 all by itself, without any comparisons. Like the part about spreading payments with your drug company, I understood that clearly. Thanks
@AbtInsuranceAgency
6 күн бұрын
Thanks for the feedback!
@joesmiel4562
3 күн бұрын
Thank Obama medical plans for that .
@dixter1652
5 күн бұрын
just got our ANOC .... the price went up 300% and we don't even use prescription drugs... thanks biden/harris... ya putz
@guermeisterdoodlebug7980
12 сағат бұрын
Seems only fair to point out that in saving “x” number of seniors money, it means costing someone else that amount. Expense is just being transferred to others.
@HGarach
11 күн бұрын
Thank you!! You explain everything so well! 👌
@AbtInsuranceAgency
11 күн бұрын
You're so welcome!
@andeeangel561
3 күн бұрын
Yes, you DO Stephanie. I am thinking of calling your team ( wish I could talk with you ) instead...lol. You're someone so likable, knowledgeable, and kind. I may go from Plan G which I have been on for a year to Plan N but the drug plan confuses me. I am on 4 meds, all cheap except one generic. I am very healthy and live a healthy lifestyle. I am a senior in Oregon for many years now. lol
@AbtInsuranceAgency
3 күн бұрын
@@andeeangel561 we would be more than happy to assist! 😁 888-465-9728
@CeruleanSky1111
2 күн бұрын
The donut hole is akin to a black hole. My essential medication jumped from $25 to $95 to $157 per month. 😡 I'm working with your team member Carter who has been very helpful. He'll be hearing from me again next week. 🙂
@AbtInsuranceAgency
23 сағат бұрын
So excellent to hear!
@susanc6828
2 күн бұрын
Thank you for clarification on the changes
@AbtInsuranceAgency
23 сағат бұрын
You’re so welcome!
@user-jw1tk9vm6y
12 күн бұрын
I just received ANOC as well and my premium jumped 35.00/month for 2025. What the heck is wrong with is picture?????
@karenkoe7096
11 күн бұрын
Mine did too but it may work out for me anyway because my most expensive drug dropped down to me just having to pay 18% so it may even out for me. All of this depends your total yearly picture. You may end up paying less in the end. In any case they dropped one of my scripts so, as usual, I am going to have to go shopping.
@AbtInsuranceAgency
11 күн бұрын
Lots of seniors will see exactly this happen.
@samkitty5894
7 күн бұрын
@@AbtInsuranceAgency Not lots...maybe few.
@carylhalfwassen8555
4 күн бұрын
@@karenkoe7096GoodRx instead
@thomaswilke6312
Күн бұрын
I’m currently paying $7.50 a month for Aetna Silverscript and it’s going to $52 a month in 2025. That’s insane
@Cowboy-Trucking61
8 күн бұрын
You have to file for extra help.
@robertfirek8994
8 сағат бұрын
I get so confused with all this stuff. Six years ago when I signed up Medicare I don't recall a plan G option. There were options but I don't remember specific names. I was "guided" to and chose plan D. So was I a sucker? Is plan D even a smart choice today?
@AbtInsuranceAgency
8 сағат бұрын
@@robertfirek8994 plan D is rarely the best option - you should shop! 888-465-9728 😁
@robertfirek8994
8 сағат бұрын
@@AbtInsuranceAgency I will. I'm not sure I would be able to pass medical underwriting. I might give you a call if I run into questions.
@PatriciaMarquis-x2f
7 күн бұрын
What company has $0 premium for part D plan? I’ve never seen one.
@susan06860
3 күн бұрын
Wellcare
@catherinecarr9244
6 сағат бұрын
Wellcare is charging me 0
@nanciwheatley-durando9342
4 күн бұрын
So sorry, its outreageous
@CapeCodBelle
Күн бұрын
Is this going to be the same for Medicare Advantage plans?
@AbtInsuranceAgency
23 сағат бұрын
Yes!
@thomaswilke6312
3 күн бұрын
The pictures on the wall are hanging so symmetrically
@AbtInsuranceAgency
23 сағат бұрын
Ha, thanks!
@diYarm07
3 күн бұрын
I'm turning 65 soon but my husband is quite a bit younger than I am and we will have medical insurance through his company so why pay for prescription insurance?
@AbtInsuranceAgency
23 сағат бұрын
You can delay it without penalty as long as it’s creditable!
@diYarm07
6 сағат бұрын
@@AbtInsuranceAgency Do I have to let them know or just go with the A & B because it automatic since I'm already receiving social security?
@robertfirek8994
8 сағат бұрын
I get so confused with all this stuff. Six years ago when I signed up Medicare I don't recall a plan G option. There were options but I don't remember specific names. I was "guided" to and chose plan D. So was I a sucker? Is plan D even a smart choice today?
@HopeOfJoe
3 күн бұрын
Thank you for a wonderful update. 👍🏻
@AbtInsuranceAgency
23 сағат бұрын
You bet!
@Russsir
12 күн бұрын
Thanks for the info....Remind me to VOTE next election.
@greyholcombjr.9623
11 күн бұрын
Vote Red !
@Cowboy-Trucking61
8 күн бұрын
@@greyholcombjr.9623 You don't want that lieing cheating felon to be president. Harris will fix this once she becomes the First women President ever.
@Linda-jo9ii
7 күн бұрын
@@greyholcombjr.9623 Vote BLUE!
@lutinab5265
7 күн бұрын
@greyholcombjr.9623 I suggest u do your research on Trumps plan for Medicare in Project 2025. If that's not enough to sway you to vote Blue research what he did to eliminate Medicare while he was president. Politico and Associated Press are trustworthy sites to read.
@Linda-jo9ii
2 күн бұрын
@@greyholcombjr.9623 Not if you want a party that helps with SS and veterans.
@ele4853
Күн бұрын
I lost my job in February this year. I have not taken any medical insurance. I am under unemployment. I am 64 years old. What should I do to go back to a medical insurance?
@FairbanksForever-kt2em
3 күн бұрын
I recieve my meds from VA....why do I need this plan? I'm 61 now and planning on moving to a developing country on receipt of my first social security deposit. About half of my ss payment will go to the monthly payment. Where is the advantage to successfully retire in this country.
@oneolddog8809
11 күн бұрын
I’m 70, take no prescription drugs,pay $173.00 per month for part D. ?
@AbtInsuranceAgency
10 күн бұрын
Are you sure that’s not your Part B premium? It’s $174.70/month in 2024.
@samkitty5894
7 күн бұрын
you picked a wrong plan.
@johnm2991
12 күн бұрын
Another ⭐️⭐️⭐️⭐️⭐️ Video! 💯
@RhondasView
4 күн бұрын
I moved out of state a year ago, not realizing I needed to change my Part D to my new state. After realizing a refund was added back to my social security payment, I found out my part D was no longer available until the enrollment period. I’m a client, do I contact you in October to get a new plan?
@AbtInsuranceAgency
3 күн бұрын
@@RhondasView call us or email! 888-465-9728 or stephanie@abtinsuranceagency.com
@robinstelly2411
4 күн бұрын
Is the deductible included in the $2000 annual cap? (Thank you)
@AbtInsuranceAgency
23 сағат бұрын
Yes!
@carolwilliams6633
7 күн бұрын
Ok it’s gone 2025
@carolwilliams6633
7 күн бұрын
I thought there wasn’t going to be dount holes anymore.
@jeffreybishop9478
3 күн бұрын
You can thank Biden Harris for the higher drug prices.
@Linda-jo9ii
Күн бұрын
Look into this topic further. The republicans want to completely get rid of your Medicare. Beware. Look it up in their Project 2025. They want everyone to go to Medicare Advantage plans, the private insurance companies when your coverage can then be denied, denied, denied. Lots of money to be had for their shareholders and CEOs.
@gao57009
Күн бұрын
Thank you for your stupid comment.
@HienHoang-fo6nn
12 күн бұрын
Thank you!
@AbtInsuranceAgency
12 күн бұрын
You're welcome!
@geraldinefields1730
11 күн бұрын
Thank you.
@AbtInsuranceAgency
11 күн бұрын
You're welcome!
@MikeAshabranner
12 күн бұрын
I am still on my employer plan ,does the 2000.00 deductible for Part D impact what is considered a creditable employer plan?
@karenkoe7096
11 күн бұрын
The deductible on a Part D plan maxes out at $590. Then your Max out of pocket is $2000.
@CarolC-wx8yp
11 күн бұрын
I'm in the same boat. I've read that some employee plans may no longer be creditable because the deductibles and spending caps may be all inclusive. Many HR people aren't knowledgeable enough to help, either. Waiting to see if I need to buy a plan to prevent penalties.
@CarolC-wx8yp
11 күн бұрын
I currently don't have any daily medications either.
@AbtInsuranceAgency
11 күн бұрын
It very well may. Please look out for notice from your employer - they MUST let you know by Oct 15 if your employer coverage is not creditable for Part D for 2025.
@MikeAshabranner
11 күн бұрын
@@AbtInsuranceAgency Thank you!!
@debbycoffey4788
6 күн бұрын
In 2023 i was paying $10.90/month. In 2024 it went up to $31/month. Im afraid what 2025 will be. Have Aetna and live in NY. I take no meds. Still have to work just to pay for insurance. Sickening!
@nanciwheatley-durando9342
4 күн бұрын
So very sorry! My 70 yr old husband is going yo have to ho back to work at least part time to afford all the insurance we pay both supplement & part d and part b! It's freaking outreageous! They have to pay for all the illegals Healthcare now don't they? Screw the seniors! I AM SO livid
@debbycoffey4788
4 күн бұрын
@nanciwheatley-durando9342 I am 70 yrs old too.
@trawetsj2000
3 күн бұрын
I am also 72 and still working to pay for insurance. Maybe the homeless have the best idea, kidding. The real DONUT HOLE is - I make too much to qualify for help - and to little to afford stopping work to afford living in this country. I am getting so frustrated and depressed thinking about what lies ahead for all of us. I have worked as an RN for almost 50 years, struggled through COVID-19 - for what. Just to struggle more....
@sclufer1801
12 күн бұрын
Question regarding the $2000 cap. If I’m prescribed a drug that is not on my Part D plan formulary and I pay full price for the medication at the pharmacy does that count towards my $2000 cap?
@karenkoe7096
11 күн бұрын
Probably not. After Oct.15th go to the Medicare page and look for a plan that does cover your drugs and change plans.
@AbtInsuranceAgency
11 күн бұрын
No unfortunately it does not.
@donnadurenberger9598
6 күн бұрын
My premium went up 400%
@mikedavis7733
11 күн бұрын
I have Humana and I only take I med for BP just got A update for 25 going from 99 to 125. I don’t understand Insurance I’m 76 and I pay 249 for MED and 125 for D and a friend has Humana Gold Plus say they don’t pay Anything other than Medicare No premiums on either He a year older than me. It’s so confusing
@karenkoe7096
11 күн бұрын
Every year you need to go to the Medicare site, Sign in and check prices and, if necessary, select a new plan. What you have been paying and are going to be charged is ridiculous. You can do much better even with these changes. Open enrollment starts Oct. 15. If your friend is paying Zero for medicare he is on an Advantage plan or receiving some sort of subsidy. .
@AbtInsuranceAgency
11 күн бұрын
Call us!! We can help make sure you are on the best coverage for your needs. It is VERY confusing. We can help. 888-465-9728
@carolwilliams6633
7 күн бұрын
Mine is going up from $11.20 to $47.00 after I pay $325 deductible
@savmanhk
6 күн бұрын
Just got my new Antea silver script drug plan premium, up almost 400% $9.80 to $44.80!
@nanciwheatley-durando9342
4 күн бұрын
MINE TOO SAME SITUATION! I AM LIVID & NOT SURE WHAT TO DO. WE HAVE SOME SAVINGS BUT THATS FOR A NEW ROOF ON HOUSE & MAYBE A NEWER CAR. OUR IS 22 YRS OLD & CANT GET PARTS FOR IT. THEY COULD CARE LESS ALL IN THE BIG CLUB TOGETHER INS. CEOS & THIS CORRUPT REJIME
@tractorhound8144
7 күн бұрын
Uhc disadvantage plan cut out all dental coverage for 2025
@alim8826
10 күн бұрын
My premium went from 13.30 to 49.60
@samkitty5894
7 күн бұрын
Bidenomics is working.....not. That's part of "inflation reduction act"...for you.
@freecycling6687
11 күн бұрын
Try as I might I can never get my head around the concept of the "donut hole". Seems just about any other type of insurance plan pays *more* after the deductible is met. Yet in this case, the insured person pays more. Sheesh! Luckily I have no personal experience with it. Keeping my fingers crossed that I never will!
@afrocraft1
8 күн бұрын
The insurance company does pay more in the donut hole (~75% of costs) and even more in the catastrophic phase (~95%). The real problem is that drug costs are crazy high in the US. Guess who is responsible for that?
@--.--.--
6 күн бұрын
A relative of mine on Medicare just recieved a notice that her part D was going from $5.00/Month to $40.00/Month for her same coverage, what happened?
@AbtInsuranceAgency
6 күн бұрын
See the info in this video -- that's what happened sadly.
@sarahkiernan139
12 күн бұрын
I have CIGNA plan G and part D with AARP united healthcare from the beginning when I was first on medicare Can I change my part D to CIGNA prescription plan? Thank you ahead!
@clintonwoodward
12 күн бұрын
Your supplement plan and Part D plans should be independent choices.
@sarahkiernan139
12 күн бұрын
Thank you so much!
@AbtInsuranceAgency
11 күн бұрын
You can but I would advise choosing the plan that best covers your medications - which may or may not be with Cigna!
@sarahkiernan139
10 күн бұрын
@@AbtInsuranceAgency I take Synthroid 75mcg, Hydroxychloroquine 200 mg, Entecavir 1 mg, Losartan 50mg, Carvedilol 6.25 twice per day, Hydroxyzine 25mg Pravastatin 10mg every other day. Also Tizanidine, Alprazolam, Prednisone are taking only as needed. You see I take a lot of meds just not sure what plan is most beneficial. If you can find a plan would most cost affective worth to switch I would appreciate it. Thank you!
@tomm7505
8 күн бұрын
Shop prices on Medicare.gov after October 15th.
@carolwilliams6633
7 күн бұрын
I saw I had no annual out of pocket . But there was a $350 deductible before it will start paying some on my eliquis. And then cost me $47. I hate this. I only pay $11.20 now. I have extra help but I’m in troulble if I can’t pay. It’s a mater of life or death
@DavidGardner-hy4tm
10 күн бұрын
Thank you Joe and Kamala for removing the donut hole!
@tomm7505
8 күн бұрын
And replacing it with sky high monthly premiums for many more people instead.
@Linda-jo9ii
7 күн бұрын
@@tomm7505 And capping RX costs. You do know we need to cut the deficit because of TRUMP'S outrageous tax benefits for his billionaire cronies.
@samkitty5894
7 күн бұрын
@@tomm7505 exactly... Take from Peter to pay Paul...
@tomm7505
7 күн бұрын
@@Linda-jo9ii We ALL received tax cuts under Trump. I know I did and I don't think I'm one of "Trump's billionaire cronies." They will be coming to an end as of 12/31/25. We'll see what happens then. Also, if you don't think that democrats have "billionaire cronies" as well, then you're living in a dream.
@ownerowner-d1q
5 күн бұрын
...and increasing the hell out of most seniors' Part D premiums!
@edmaguire6968
10 күн бұрын
Remember what the lady said. Had the 2025 type plan been in place in 2021 (under Biden) wouldve saved millions of people more money.
@ownerowner-d1q
5 күн бұрын
Actually she just said only over 1 million out of 66 millions, closer to 2%. All the others pay more. How is this good for the 65 millions?
@camille4323
5 күн бұрын
Listen to it again
@maryann1681
10 күн бұрын
Thank you, President Biden and the Democrats in Congress for making this happen in 2025. Huge for seniors!
@tomroche8091
9 күн бұрын
??? Wait till you see how much your Part D premium will increase (44% for me).
@ownerowner-d1q
5 күн бұрын
I hope you are being sarcastic.
@michaelrocole7174
4 күн бұрын
Election year semantics Biden and Kamala pay more ofr illegals than for Americans who paid in their entire life…. TRUMP 🇺🇸💪
@trawetsj2000
3 күн бұрын
You're kidding, right. Or have the Democrats pulling the wool over your eyes too. Wake up!!! AS USUAL - the many that don't take RX drugs are paying for the few (2%) of seniors that are on expensive RX drugs. Thanks Dems for sneaking this law through - as usual. So we spent a lifetime taking care of ourselves, keeping weight down, not smoking, exercising and we pay more because we're somewhat healthy.
@Linda-jo9ii
2 күн бұрын
@@tomroche8091 That's a small cost to keep our democracy and have a party that supports Medicare and our veterans.
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