0:00 Please remember: These are real people who had the courage to come on my podcast and ask for help. Would you be willing to come on this podcast and share every detail of your financial life? Feel free to leave comments based on what you think, but remember that we are here to help in a supportive way, not to demean and criticize. Download the Conscious Spending Plan so you can use your money GUILT-FREE: iwt.com/csp-youtube
@sylviaz4951
Жыл бұрын
I would love to be on the show and never ever be in debt again… but Im nervous about letting my business out there
@rachelreynolds0430
Жыл бұрын
No, I wouldn't be. Because it's 2023 and the general pop understands if you are signing on the dotted line to be online - NF/YT - a certain amount of comments/opinions/criticism from the general public is par for the course.
@j348011
Жыл бұрын
I wouldn't say Natalie stupid, I would say if she's not making the best choices. Like Ramit said, it is very hard to change, even if you want to. And she did change some, Change doesn't always happen overnight. She has a lot to change, but sometimes people don't want to do it. It's her life and to insult somebody about it is very judgmental. We are all on our own journey in life! Oh, I just wish I had that kind of money, and I would deal with it differently, but that's me. I'm working on it, but being disabled, it's a real struggle. Everyone's background is different, which means our perspective is going to be different.
@needlessrod
Жыл бұрын
You skipped over the most important info. How is she getting a $8,000 monthly return on a $1.2 million investments? In this market? And that's not even including the $1,000+/month advisor fees!
@neil_sol
Жыл бұрын
@@needlessrod 8%
@AmyAnnetteHenion
Жыл бұрын
At 20:46 she says, "nothing else makes me happy," which struck me as very sad. I hope for her sake that she can examine why shopping is such a compulsion for her. It's clear that her spending will continue to negatively affect her relationship with her daughter. Kudos to Ramit for being such a class act.
@Adman-p4j
Жыл бұрын
I suspect she's working through some trauma. The shopping high covers over the negative feels.
@janebaker4912
Жыл бұрын
I picked up on the line too. "Nothing else makes me happy"
@jainthorne4136
Жыл бұрын
I thought that was so sad.
@StorytellingHeadshots
11 ай бұрын
This woman is Imelda Marcos 🙄🙄🙄
@evrythingelsewastkn
9 ай бұрын
Is there no way in which shopping is a valid expression of enjoying yourself ? Self expression and how you show up in the world .. joy and confidence.. None of this sounds sad to me . Natalie beams with joy and self acceptance and I love that in people
@SundasKhalid
Жыл бұрын
I was not expecting the reunion to take this turn. Ramit's face in entire episode though is priceless.
@LILaw-db9yr
Жыл бұрын
The purpose of showing Nathalie was to show us, regardless of how much we make, of we can't manage our money today, getting more money wont automatically indoctrinate us with financial intelligence. Her story is not uncommon.
@MartitaBlackCat99
Жыл бұрын
Thank you!! I love how you said this without being disrespectful towards her, we judge her for her behavior ignoring that they're are millions of people with less than us.
@haleycason6931
Жыл бұрын
I was waiting for this comment. Thank you.
@SuperSilverJay
Жыл бұрын
This is true. There are tons of people with less money than her that are in debt because they have similar compulsive needs. The only difference is that the poor people rely on credit cards more often to get what they want.
@ka9202
Жыл бұрын
Facts
@shanarobinson7672
Жыл бұрын
🙌🏿🙌🏿🙌🏿🙌🏿
@acissej821
Жыл бұрын
Oh my god I gasped when she said she spent everything! I’m with Ramit, where is the hidden camera crew?! I guess it really is hard to change. I can completely see why Ramit couldn’t work with Nathalie anymore, she’s addicted to spending and it’s such a persistent issue, she needs continued therapy to reframe her mind and change. It’s almost like how many hoarders resort back to hoarding after a deep clean if they don’t have continued support.
@j348011
Жыл бұрын
@@jpf1256 I was shocked at that too! But I'm wondering if they meant to say spousal support and not child support. Because if I understand the law correctly Child support is only supposed to be spent on your children, housing, the vehicle, food, activities for the children, childcare, education, children's clothing etc. But if it's spousal support, she can spend that on whatever she wants. If it's the latter, she's in a lot of trouble!!!! She might even have to pay it back.
@kelvinalexander4353
Жыл бұрын
I thought it was an episode of PUNKED!
@alexisballard1459
Жыл бұрын
“I always know how to make money” really means I always know how to leverage someone else’s money 😅
@beetdiggingcougar
7 ай бұрын
She wants "investors" to fund her next adventure. They'd have to be complete fools to hand money over to her for any business idea.
@debbielockhart7762
2 ай бұрын
Isn't she living on child support money? She obviously married a rich guy for his money, and is funding her outrageous life with child support. Gross.
@zahraaalz9621
Жыл бұрын
This interview was so awkward. Remit, you did great. Your guest in thr other hand was rude, awkward, and took this whole thing as a joke. I feel like she's really hurting deep inside and I hope she gets help. The fact that her daughter sent in the application speaks VOLUMES. I wish her and her daughter well.
@nomafmaroga6827
Жыл бұрын
Ramit's reaction as Nathalie keeps on being stupid is heartbreaking. I see he even wants to cry. Yoh! Nathalie.
@labitcoineragt3596
Жыл бұрын
I wanted to cry and I don’t even know her 🤣
@cb4664
10 ай бұрын
I had to log off. Willful idiocy I can’t bear.
@liyanaHasenin
Жыл бұрын
Hi Ramit, it would be great to interview her daughter, who applied for her to hear from her.
@BL-cc1vm
Жыл бұрын
Ahh yes the "child support" lady...this lady really got under my skin , Im a father that pays child support I thought to myself " if I was her ex husband i'd be pissed seeing her wasteful spending " Anyways, her ex should take her back to court and show that episode as evidence that she is getting way more than she should! she wasted so much money on that restaurant idea too, Her daughter was way more mature and mindful of her moms situation.
@jmmccrary
Жыл бұрын
Same thoughts.
@14buckeyeGirl
Жыл бұрын
Considering the money is "Child support" not Alimony. That money is to be used on the care of her children, not on her. My husband's ex spent most of the child support she rec'd on herself as well
@dakine4238
Жыл бұрын
They said both child support and alimony so I'm not sure, but yeah if it's for child support it's awful.
@vgmijpn8ball
Жыл бұрын
I really hope he talks to her when the child support runs out, very curious what will happen
@cynthiaowens9107
Жыл бұрын
At first I thought perhaps she meant ‘alimony’ not ‘child support’…but when it was never corrected I thought ‘crap’!
@pratikamin8
Жыл бұрын
I saw this episode in Netflix.. what a awesome series it is. You are really great and the way you listen and give suggestion is Hattsoff..🙏
@chocolatemint9225
Жыл бұрын
This helps me as an educator because I teach in a wealthy neighborhood, these children are my students. They move often, at different times in the school year, or they might vacation for weeks month in the middle of the school year, we have to figure out how to catch them up academically. It can be kind of a transient lifestyle for the kids
@yogeetag5618
Жыл бұрын
Ramit's reaction 😅 even my heart had stopped a couple of beats while listening to this 😂
@lauraedgington8442
Жыл бұрын
Child support usually doesn't last forever. Yet there was no discussion about when it ends or that it is supposed to be used for supporting the child. Why?
@TradeWise1000
Жыл бұрын
I wondered the same thing. I wonder if she will have more kids via surrogate or just wait till her kids will support her
@rippedbyroger3460
Жыл бұрын
So cringe. Man, you handled that sooo well. Kudos to you Ramit, unfortunate that she got the opportunity to work with you and she chose to “follow her gut”. Ultimately, up to people to do whatever they choose to do.
@kapumpe07
Жыл бұрын
My thing is child support has an expiration date. What’s the long term plan Natalie. While I can admire some aspects of her carefree loving life attitude, the reality of the situation is she’s setting herself up for failure in the long run.
@j348011
Жыл бұрын
Yes and no you're forgetting that she bought a house in Bali and that's income. Now granted she needs to rethink spending as much as she spending in rent. Because she could live in a cheaper place and be making a profit. Which, in turn she could buy another house and rent that out also.
@Julie-rg3mb
Жыл бұрын
@@j348011 Her spending far exceeds income from an Airbnb.
@j348011
Жыл бұрын
@@Julie-rg3mb I'm aware of that. She has money from other sources besides Airbnb. And I think she has a family trust as well. It has nothing to do with her Ex. She talked about that on Netflix. I put the Airbnb essentially is paying for the rent on her house. She could find a cheaper house to rent and she was actually making profit, but she doesn't want to do that. That doesn't mean that she won't change her mind later. If you watch the episode of Netflix, she has cut back on her spending some...
@jenw2924
Жыл бұрын
@@j348011 I read on another forum that she's a CEO. There's her income stream.
@chaldunalder
Жыл бұрын
Wow I am speechless. I think the only thing that would wake her up is if child support stopped coming in and now she is responsible for making up the difference. At least her daughter has in interest learning and have a different view on money.
@pac613
Жыл бұрын
I think she is getting spousal support ,so if she was married to a multimillionaire which clearly she was ,then she knows she is set for life ,that’s why she spends mindlessly
@yolandaingram7378
Жыл бұрын
Although we are not rich, her mindset is the same one that my husband has about money. 💔😡💔😡 He uses all those phrases that she does and makes less than $70K per year. Make it make sense. His money addiction is food.
@mengyasmin1385
Жыл бұрын
In this episode I would agree that Nathalie should use the financial advisor. Like she said she would rather have financial advisor than losing all her money. In the video we can clearly see Nathalie has a spending problems so for Nathalie to learn how to find a right ETF to invest is even harder to start with. Ramit shouldnt focus on too much and repetitive asking her to get rid of the advisor. Having the advisor to look after her fund is better than for her to spend it all. Not saying that having financial advisor is good but for her case it is better.
@Twohotpod
7 ай бұрын
what she spends on a financial advisor in 10 years, she’ll spend more on clothing in one year 😅 I think the advisor seems like a McDonald’s for her lol
@mamalovesthebeach437
Жыл бұрын
It’s all going to come crashing down at some point when child support ends. I imagine that her spending what is essentially their money is offensive to her children. Very sad that all that makes her happy is shopping.
@abramneitling4204
Жыл бұрын
She’s an addict… but I love her ❤
@lbslott
Жыл бұрын
I love her personality too! I would love to learn from her on her money-making skills.
@ritalally7018
5 ай бұрын
Omg. What a piece of work, no wonder she’s divorced. Poor husband and poor daughter, they have my sympathy.
@mikethinks2488
Жыл бұрын
I love this lady. She lives by the seat of her pants -- something that I would not choose to do. Yes, we all can judge her on many levels. But, she does what makes her happy.
@theadvancedforce1017
Жыл бұрын
If this was a man would you feel the same?
@holamissmusica
Жыл бұрын
Really good point people have raised: is it spousal or child support she's receiving? If the former, OK, not the best way, but her money. If child support, a big no.
@rachelreynolds0430
Жыл бұрын
still waiting and excited for reunion eps from the others on the show
@j348011
Жыл бұрын
Me too!
@panda2507
Жыл бұрын
Everyone should stop bagging Nathalie. We need more people like this to keep the economy going. Great job Nathalie supporting all those businesses and it's employees.
@hanwagu9967
Жыл бұрын
well, it depends if she is paying taxes and whether she ends up filing for bankruptcy which cost us money.
@shanarobinson7672
Жыл бұрын
I need to watch the original episode.
@neil_sol
Жыл бұрын
how old is the daughter? she seemed pretty old i was surprised she was still getting 25k/month of child support. I wonder what will happen when that ends.
@SuzanneU
Жыл бұрын
Nathalie has a very large monthly income but she's still spending three times her total annual income. I find that sad and disturbing.
@carlbarton772
Жыл бұрын
Did her daughter ever get to college? I felt so sorry for her. Her ex now really has everything he needs to refuse to pay another dime.
@angelapate328
Жыл бұрын
I love the end, because I clearly spend everything we make now & more, other than 401k. I can’t talk.
@slabbygabby
9 ай бұрын
She better fire that financial advisor. Those returns on 1.2 million absolutely suck
@hamkab
2 ай бұрын
What i don't understand, wether it is in this video or the Netflix show, the fact that the 25k of child support will come to an end eventually (when the children become adults) was never mentioned. Am i missing something ?
@jimrice4068
Жыл бұрын
I remember watching the episode with Nathalie and five minutes in thinking Ramit - you have no hope with this one! I coach people like this- and some people will never change. No offence to Nathalie but I’m guessing her “financial plan” is to find another husband 😕
@creallyreal
Жыл бұрын
Say what now?? How is, "She's looking for another rich man," not offensive? 😂
@jimrice4068
Жыл бұрын
@@creallyreal some females “financial plan” is to find a rich man 🤷🏽♂️ some people like to lick windows - each to their own 🤷🏽♂️🤣
@dakine4238
Жыл бұрын
Why not spend that money on a therapist to deal with the shopping addiction?
@user-vc9or5uc4x
Жыл бұрын
Interview the daughter to get her side of how things have changed or not in the last yr with the mom.
@TheSkymclaughlin
Жыл бұрын
Curious as to why he didn't ask her ehat her plan is when her kids are grown and there is no more 25k monthly child support.
@10ashagirl
Жыл бұрын
What is she going to do when that $26,000.00 a month of child support ends. Go back and interview her a year after the child support payments have ended.
@fiyinobayanmusic
Жыл бұрын
I think Nathalie could benefit from some therapy to figure out why she feels the need to spend the way she does. There's definitely something underneath this.
@liyanaHasenin
Жыл бұрын
But the fact that Natalie managed to buy a property which generate income is already successful. Her rich life is shopping & spending, she just needs to find more ways to generate more.
@josavalimaki
Жыл бұрын
Listening when driving.. Is it anyway possible to not spell the sponsor address and your name every time? If one wants, there is always possibility to rewind..
@catherine159
Жыл бұрын
Why should Nathalie change again? She isn't living her rich life?
@peace-a
Жыл бұрын
I love his channel but dislike the looooooong promos he gives for the sponsors. So annoying!
@anthonyvanburen3998
Жыл бұрын
This was entertaining but very sad.
@fajigyrl
Жыл бұрын
She gave me a whole new level of anxiety while watching the show and topped it off in this episode as well. When is she going to wake up? And what freaks me out is how nonchalant she is about the whole thing.
@sabinasurugiu8605
Жыл бұрын
This may sound strange, but I have been trained to detect fake ''rich'' people in a long painful career in private investment banking. My radar is screaming when I listen to Nathalie. She has all the symptoms and I am ready to bet that most of what she claims to have or spend is complete fabrication. Just my two cents. Love Ramit though!
@hanwagu9967
Жыл бұрын
yeah, I completely agree. there's a great deal that simply doesn't add up, but oh well. Ramit was never going to actually get truth from Nathalie because Nathalie wasn't interested in it.
@kamilahkaashif7759
3 ай бұрын
I love her 😂 I’m sorry that she didn’t listen but I would love to hang with Natalie 25:26
@scarletlady3727
Жыл бұрын
She is actually Persian/from Iran…and the Persian culture is OBSESSED with having a luxury “ Beverly Hills “ lifestyle ( watch Shahs of Sunset)
@marisailumiada
Жыл бұрын
she is not Persian she is French Moroccon
@j348011
Жыл бұрын
@@marisailumiada the bottom line is other cultures, spend money differently than Americans do. I have friends from all different cultures and you can see a clear difference.
@junk4dimeji
Жыл бұрын
There is no way this is real. Natalie sounds and looks like an actress. "3 BMWs so that she could get a deal." Who lives like this?
@j348011
Жыл бұрын
There are people out here that Live like this. And some spend WAY more than she's even spending. I saw someone spend $10 million on a necklace and I personally thought it was extremely gaudy! I wasn't so surprised at the 3 BMWs, her reason isn't really a good reason. I've grown up with people that had a lot of money. Some of them are spenders, and some are not, and some of them are in between. My siblings went to school with a guy and his parents got him a Lamborghini for his 16th birthday. When I was in art school in San Francisco, parents were buying condos for their kid to live in well, they were going to school. Which was easily $1 million. Oh one of my friends her parents had a driver for while she was in school and he would do their grocery shopping any errands they needed to run, etc. I've known some very wealthy people. I know the type of people that have homes and I mean plural around the world. They're the type of people to take vacations for months not just a week or two. Or I could be there vacationing for the summer at their other home. One of my other friends in San Francisco his parents bought him a Range Rover for his 16th birthday. He grew up in Malibu California. But he also started and sold his own company at 17.
@hanwagu9967
Жыл бұрын
Ramit added $50k for the cars, so that means lease not purchase. There's no way you buy 3 BMWs for only $50k. With that said, there are people who can afford to literally rationalize buying three cars to get a deal. My friend's son spent $90k on three Rolexes in order to get on the list to buy a stainless steel rolex daytona. $90k isn't even a lot. I also know a family who bought their 16yo teenage son who just got a driver's license a new $90k BMW M3, which they returned the next day to trade in for a $120k BMW M5. That means they literally basically threw away $30k because the kid didn't like the M3. I also know a guy who bought a $150k Bregeut only to return two days later to trade it in for a $200k Patek, which he basically lost $50k in two days. This isn't even the surface of the kind of spending some really wealthy people engage in. Crazy people in Beverly Hills spending $200k for a 2year old birthday party. There are people who literally live like this and even more so. That is buying not leasing like what it seems she did. She's pretending to be far wealthier than she actually is.
@j348011
Жыл бұрын
@@hanwagu9967 I wrote a comment similar to yours. My siblings knew a guy that his parents bought him a Lamborghini for his 16th birthday. I saw a woman spent $10 million on the necklace. Although it was a Reality TV show so it may have been just for the show. I grew up with I have lotta people that had a lot of money and some of them were big spender somewhere not. I also went to school in San Francisco California and there's A LOT of money there. You come across a lot of people there that have their own drivers. The funny thing about it though there, just meeting them out somewhere you wouldn't necessarily know that they were that wealthy. They don't really showboat much.
@Hellokitty7163
Жыл бұрын
This is her kids’ money and she blew it ?
@jasonhuang8942
Жыл бұрын
This episode is just crazy 😅
@patriceoppliger2139
Жыл бұрын
I assume at some point she'll lose the child support when they age out. Surprised he didn't factor that in. Also, child support is supposed to be for the children - not for her to spend millions on clothing. Another point he didn't call her out on.
@travelwiththeharmony
Жыл бұрын
Hey... That's her version of HER rich life. I'm not mad at it. It's not for me, but apparently it works for her.
@setodd2098
Жыл бұрын
Except for the new money she's getting the Air B & B, the money she blowing is from her children's child support check. So it's not cool. She doesn't have a job or her own trust fund. So I don't buy the rich life excuse, especially when one of her children submitted her because this women claimed she couldn't pay for her college education!
@SAMINDLAYASHMMITHSAII
Жыл бұрын
god save her😶
@chickolat
Жыл бұрын
She sounds so empty that she fills it with stuff. She doesn't want to change because she doesn't know how to find her own self worth and she probably doesn't feel like she has any thing she can actually do so she spend money to gain value. Her self worth is wrapped up in materials things and it fuels her external validation. It's sad that she will get older and never find inner peace.
@shellyreyeses
Жыл бұрын
stopped watching halfway. Nathalie "you're not serious people" and she's going to be fine. if she doesn't come from money herself as someone else mentioned, she'll always find someone to take care of her. Next!
@sanjaynava8289
Жыл бұрын
The American economy is dependent on people like Nathalie, who make the decision to spend money on the things they love. Nathalie spent $100K on renovating a home she doesn't even own, and as a result, that money rapidly flowed through the economy, from the company that performed the renovations to the workers who were employed on the project. This infusion of money from the top to the bottom of the economy helped to stimulate economic activity and create jobs.
@hanwagu9967
Жыл бұрын
I agree...I do my part to stimulate the US economy with my frappalattecinos every day🤣
@tmf_almighty8445
Жыл бұрын
I wonder what her plan is when those child support checks stops coming in. 🤔
@annaec1822
6 ай бұрын
As a daughter of a narcissistic mother, this is painful to watch. I hope at least she paid for her daughter’s student tuition before spending it all on herself
@tessjune88
Жыл бұрын
Why is it not mentioned though that the child support is for her children, not her shopping issue… I find it very disingenuous that she plays it off like it’s a “cute” habit. As someone who’s seen a parent blow money that was needed, there is real damage being done with this behavior. I feel sorrow for her children.
@antoniaroberts3673
8 ай бұрын
She needs to first acknowledge she has some unresolved childhood stuff and seek therapy. She is guarded and covers with laughter and trivializes what she is doing. Its going to be harder for her to get there because she has the money accessible to continue the cycle so her hit her bottom if she gets there will take awhile or she may alienate her daughter with the spending.
@LayaneRocha-w7t
Жыл бұрын
Vc é perfeito mim ajudará muito prosseguir na vida financeira obrigado por nos ajudar 😢❤❤
@crissyrichy
Жыл бұрын
I wonder how old are her children. I am also unsure why her decisions affected me so much, but I am really upset. However, I desire that $42K a month.
@mc-qf4bp
Жыл бұрын
what would ramit say? go for it. haha
@aidannelson442
2 ай бұрын
Anyone else think that getting $25k a month in child support and spending it all on herself is disgusting?
@moneyandwealthconverstaion8550
Жыл бұрын
Until she changes her habits her money habits will never change She could open an online boutique 😊
@YongPark-g3h
Ай бұрын
$26,000/mo for child support. If I were her, I would be so worried. As soon as kids are old enough, that chunk of income will vanish and it will be extremely difficult for her to maintain her life style.
@sharkmun
Жыл бұрын
As long as she can afford it or does she means as long as her ex husband can afford it?
@magentaswagg2808
Жыл бұрын
Wish I could spend a half million on clothes but I would want to help poor people eat instead with that type of money. She needs love… It probably goes deep with her… like she feels like she is not enough… people must have let her down so badly in her life that her possessions and glamour are more reliable than the connections she has had?
@sylviaz4951
Жыл бұрын
Love her!! I wish I had it like this but I wouldn’t spend it that way… shoot give me 30k to pay off my credit cards… that would be my greatest blessing…I’m exhausted working and doing odd jobs to just pay alittle more then the minimum and still no hope
@xochitllee24
Жыл бұрын
I mean…I’m not surprised, lol. She seems sad and lonely tbh. We can pretend that she isn’t struggling internally, but blowing every cent on fashion is crazy, even the richest people don’t do that. It’s insanity. So what hole does she need to fill that makes her feel like she needs to spend. Stuff is just stuff-eventually it’s all junk..
@kristynaled
Жыл бұрын
She thought she would impress him. And others. Did not happen.
@old_ladyhustler727
Жыл бұрын
Painful to watch. Definitely don’t like people that have a nervous laugh.
@HalfbakedStandard
Жыл бұрын
I feel like she's one of those people, that want attention, but are actually a waste of time, because they want confirmation of what they do, than help. Imagine all the other people from this channel who push back on ideas, but eventually they start changing something, but this woman is like, you think you're helping her, but every time you see her it's like "damn, you're still doing the same". From a view of person who is trying to help it's super annoying.
@StorytellingHeadshots
11 ай бұрын
Such an inappropriate guest for Ramit. She has no interest in changing. And she shouldn’t be laughed with like it’s so funny… disappointing episode.
@donutdomination139
6 ай бұрын
Keep laughing lady.
@user-vc9or5uc4x
Жыл бұрын
How does this woman not worry about money. If i owe $100 on my credit card I can’t wait to pay it off. What will this woman do when the money tuns out. Her daughter must be so disappointed in her mother.
@Julie-rg3mb
Жыл бұрын
Her spending goes way beyond her means. She always found a way to make money? I am going to assume that having children with a rich man is not an option going forward. Maybe getting married again? $100K per month for her lifestyle? That seems about right to me. Major debt is the next step. When child support is gone, she will be in very big trouble.
@simransachindesai1907
Жыл бұрын
What is she going to do when the child support stops at 18? Her daughter didn't look that young...
@Dee-rc2lt
Жыл бұрын
I need a season 2. Loved the show!
@Robert-hk2jm
26 күн бұрын
Ditto
@NesrineKada
Жыл бұрын
This is lowkey disrespectful to Ramit’s time but then again we have to remember she wasn’t the one sending an application and only committed for the sake of her daughter. If only the fashion we saw was THAT good 😩 To her daughter : please remember we cannot change our parents but we can change ourselves from their mistakes 💜
@surgtechbae
Жыл бұрын
Omg I thought the same, how disrespectful it is to Ramit’s time.
@AmyAllways
Жыл бұрын
Aside from Ramit's time: my heart broke when the daughter said her mum could barely afford her college tuition 😢
@NesrineKada
Жыл бұрын
@@AmyAllways same!!! She’s all proud of a chanel but can’t afford education for her own kid?! That’s a shame.
@XxXsumaroXxX
Жыл бұрын
Agree, her fashion sense is super tacky
@hanwagu9967
Жыл бұрын
@@surgtechbae Ramit chose her (unless someone in Netflix production did), so it's not disrepectful at all. He's responsible for any wasted effort if he didn't do his due diligence. There were plenty of red flags in her questionable finances and her interview comments. He could have cut bait but chose to continue then not continue.
@ANOOPBAL
Жыл бұрын
What makes this show amazing is the way Ramit communicates and articulates his thoughts. Ramit can talk about anything and people wlll just listen!
@bhavyamohan5103
Жыл бұрын
I absolutely feel for Natalie’s daughter. The daughter had mentioned in a Netflix episode that she would like to have a college fund. But it seems Natalie got a car for herself and her two sons. I hope the daughter doesn’t take these to heart.
@__nav
Жыл бұрын
the child support is 26K a months; you don't think they'd also pay for her college and beyond?
@shreehill9641
11 ай бұрын
@@__navnot the way her mom spends
@chibibumblebee3190
8 ай бұрын
The fact that the mom uses all of the child support on herself and not for the child 😢😢😢 plus that baby is almost past 18 years old, unless if it’s alimony, that income will not last forever
@pimpnamedslickback7780
5 ай бұрын
Her dad is probably loaded. If she's smart she'll tell her dad about the way her mom spent the money
@regdesousa9763
Жыл бұрын
She missed a great opportunity.I admire Ramit’s grace .. The whole time I was thinking of what an incredible daughter she has raised who seems to have good values … but mom get it together lol !You are much more than shopping and material possessions!! Even when your life seems blessed it really isn’t. But that is for her to realize not us I guess .
@j348011
Жыл бұрын
Hopefully she'll get it sooner than later...
@qtblueco
Жыл бұрын
I know Ramit wants Nathalie to get rid of the financial advisor, however, in her case, since she is going to spend down every cent, assuming the financial advisor can actually hold the money hostage so she will have 2.2M forever, I think the 1.5% is a very fair price to pay.
@hanwagu9967
Жыл бұрын
Well, I would be paying a financial advisor 1.5% who can get me consistently over 11% return on only $1.2m invested, which is what would have to be happening to pay the advisory fee plus tax whithholding.
@AveryMtlCa
5 ай бұрын
Agree!! Lol to the "holding the money hostage". It's true that in itself is a service
@RealRandomVideos
14 күн бұрын
she doesn’t have 2.2 anymore ..
@scarletlady3727
Жыл бұрын
What a joke.. I actually think she is privately financially secure, and but wanted to become “ famous” and an opportunity to be on TV…she is speaking like she is pretending and acting foolish..I think it’s an act…she wants her own show
@tmf_almighty8445
Жыл бұрын
This actually makes a lot of sense lol
@hanwagu9967
Жыл бұрын
I don't think she is privately financially secure. i think she is faking it until making another rich guy marry her. there's a lot that simply does not add up.
@dutchcrunch91
Жыл бұрын
How come you never ask what’s going to happen when the child support stops? The kids are old enough to drive so it has to be pretty soon, right? Then what is she going to do?
@regdesousa9763
Жыл бұрын
That is a great point!!
@j348011
Жыл бұрын
She did buy the house in Bali....
@deniseselman6276
Жыл бұрын
There was another point in the Netflix show that mentions it’s alimony.. could be for life…
@dutchcrunch91
Жыл бұрын
Ramit specifically states at 22:11 that Nathalie makes $26,000 per month in “child support”.
@hanwagu9967
Жыл бұрын
@@deniseselman6276 california alimony ends remarriage, and she recently remarried. It's not clear if it was actually alimony or even child support since the money was coming from a Trust. There is/was a Trust in her name or at least in her name, which the money could have been coming from. her money is just very strange and leads to lots more questions than what was provided.
@chapternatural284
Жыл бұрын
Ramit, you are amazing for showing this. Some people wouldn't have even published this interview. Your Netflix show revealed that our personal histories with money and our own choices and motivations play a major part in a possible transformation with our financial futures. People will only change when they want to and nothing can change that.
@britneeg
Жыл бұрын
She said shopping was the only thing that made her happy. That was worth exploring.
@j348011
Жыл бұрын
She's totally depressed and it is very sad. I think you see glimpses of her sadness about it and she saw it on Netflix. But she needs to get help and it's not something that's going to change overnight. I was a bit of a compulsive shopper in my early 20s, nowhere near this extreme though. I'm in my 50s now she's totally depressed and covering it up by spending more. The way she talks about shopping is what compulsive shoppers say. Natalie said that she wish she didn't spend all the money on clothing and bought real estate. Which she did end up doing and bought a house in Bali. The rent from the house in Bali actually is paying her rent in Beverly Hills. Now she could find a place that's cheaper in rent and actually make a profit, and buy another house in Bali, and split the profit for upkeep and profit, but that's her prerogative.
@KnineFeline
Жыл бұрын
I hope that Nathalie enjoys her entire life, now and in the future. Her responses reminds me of people who deflect facts and feelings of embarrassment/shame/etc. by laughing it off, minimizing the issue, and saying these "fru fru" phrases about the universe and happiness. Tends to be an act, deep down, they know better and they're terrified. If she hits later stages of life and still does not address the underlying reason for her spending issue, then she's gonna maintain that spending habit and she will run out of time and money. You can always make more money as long as you are able minded and able bodied. Unfortunately, after a certain point, age is the great equalizer, and not in a good way (
@debbielockhart7762
2 ай бұрын
She's shallow. I think you are trying to dive deep into a shallow end.
@SamMcKinley
Жыл бұрын
I think this is good!! At least it’s honest! People will not change their behavior overnight. We need to see wins and losses
@j348011
Жыл бұрын
I totally agree. And she did buy the house in Bali, which is a win! Change in behavior is a very hard thing to do and it doesn't happen overnight you're so right!
@cynthiaowens9107
Жыл бұрын
After watching the Netflix show…Nathalie, a year later, didn’t surprise me!
@dakine4238
Жыл бұрын
I think she wants the financial advisor as security because she'd probably spend it all.
@hanwagu9967
Жыл бұрын
I enjoyed Ramit's take and POV on money in the series and on the podcast...it was enjoyable to watch. Nathalie's story is just not believable in terms of what is actually going on vs what she is trying to portay. Lots of things she stated on the show and the podcast just don't add up nor make sense to me. I think she rented the Ferrari on the netflix series by her driving ferrari down rodeo was fun comment, and she is basically faking it until making it. I think she is living far beyond her means and is just shuffling money/debt around. She is portraying a lifestyle that far exceeds her actual money. No one that has a $975k mortgage on a $2.2m house or even $4m house is spending $500k/yr on clothes. I just saw a lot of forced face smiling to portray an unrealistic image of a lifestyle that doesn't exist. I rewatched the series again, and Rami said if the $25k/mo child support goes away, which is wrong, because it is when since it will go away since it is child support. Episode 2 Nathalie actually said alimony, because she said the trust company lost the check or something. how does that even happen? Alimony makes more sense given her children's ages, but who knows. Plus, if alimony, now that she remarried, doesn't her alimony end now that she remarried? If it was $25k/mo in child support that means Rudy, her ex, would have to have been making something over $1.25m/yr, although I'm not sure how that would happen as a senior sales and designer plus $80k defunct vaping business at the time they got divorced. The numbers wouldn't add up for child support but alimony makes sense. wonder if the monthly money was coming from Nathalie's coco trust and she's just saying it is child support or alimony for some reason. What really doesn't make sense is the house she said she sold for $4m last year. Sales history for her house shows that she still actually owns the house, because she sold the house to herself from her Coco Trust for $4m, and the house is currently being offered fro $3,749,000. Ramit on the series said she had $957k mortgage left. The $2.2m number was very confusing both on the series and here, and was very specific. Wonder if $2.2m was what was remaining in her Trust and shell gaming the house was a way for her to cash out finance equivalent to get the $2.2m from the Trust. $8k/month investment income off of only $1.2m invested sounds like a ponzi scheme, that's on top of the $1k/month advisor fee, that means her "financial advisor" is earning her $9k/month on $1.2m investment. Actually it means he is earning her more than $9k/mo if you consider taxes. If this is the case, Ramit would be very wrong about her financial advisor. I'm hard pressed to find anyone making over $9k/mo on only $1.2m invested over the past year, which is what is essentially being claimed here. Sign me up. $8k/month on airbnb isn't realistic. That may be if her $500k villa in Bali is fully booked every day of every month, every year, not to mention $8k/month would have to be way more since Airbnb withholds 28-30% for taxes, doesn't it? Indonesia and US have a tax treaty, although Indonesia is honor system reporting, but the US most assuredly is not. What was really saddening was Nicole's comment about it being difficult for her mom to pay her college tuition...if $25k/mo child support and Nathalie had difficulty paying college tuition, there's something not right there.
@dm3988
Жыл бұрын
She is a compulsive shopper. Is the $26k child support or alimony? If it is child support, why isn’t the residual going to a trust fund for their education, a home. She tries to be fun and frivolous but the spending is an escape from her depression.
@MsEriKaT
Жыл бұрын
Seriously! And none of her kids look THAT young. Like won't child support run out when her youngest child turns 18???
@j348011
Жыл бұрын
That's what I was wondering if it was alimony or spousal support and not child support. Because if it's child support, I think she's in a lot of trouble if I understand the law correctly. If it's alimony or spousal support, she can spend the money on whatever she wants. Child support it's for your kids not for frivolous spending.
@hanwagu9967
Жыл бұрын
@@j348011 well, CA doesn't require proof of how the parent spends child support, but it was all so very confusing on what the $25k or $26k/mo was all about.
@Galworld761
6 ай бұрын
$25k from a trust the other half comes from child support. She does not have the money for all this.
@Moonstruck89
Жыл бұрын
2.2 mil is my fat fire number and some humans spend it on shopping. 😅😢 P.S. if I were a financial advisor and had to work with such an interesting client, I would charge double of what this hypothetical 'Chet' is charging. This is not an easy client to work with.
@jaydubya9265
Жыл бұрын
It’s right?!? We are out here working hard trying to grow wealth and some ppl can spend it like there is no tomorrow with a smile on their face.
@hanwagu9967
Жыл бұрын
to the contrary. Chets love this kind of client, because she is the kind of client who will sign over complete discretionary authority to chet, chet loads up on third party annuities he can gain a commission on, the rake in the 1.5% management fee on things that are already internally managed and not have to do anything except drink espresso martinis on his yacht and have the automated system generate her quarterly documents, which she won't ever look at. Chets love financially ignorant clients who just want a fixed monthly income and couldn't care about anything else except the fixed monthly income check.
@BarbellFinancial
Жыл бұрын
This woman was such a character!
@Adman-p4j
Жыл бұрын
Shouldn't "Child Support" by definition be used specifically for supporting her children? Also what is her plan for when her kids are all 18+?
@mugentuner
Жыл бұрын
It was cringe watching this lady and her barely transformation. I beleive at the rate she spends on wardrobe and depreciating assets, that she definitely spends above her means monthly. Not to mention in the Netflix doc it mentioned she gets a divorce settlement, trust fund of sorts at around 25k or so a month. Being that it's structured, I suspect that payment will at some point stop when her kid reaches a certain age, which I thought might have been brought up with her catch up show. This is huge as its the real money that's subsidizing and funding her lavish lifestyle right now, if /when that stops I see big problems in this lady's life unless she makes much better financial decisions. 500k in a year on a wardrobe is madness if it's not sustainable.
@seanmysel5823
Жыл бұрын
I'm not going to judge her. My dad had the same addiction in terms of spending but it was gambling. For a stretch, I was buying historical documents. Then at some point I sat back, saw my dad's evil habits in me and just wanted to break it. Super grateful for videos like this and Ramit's programs.
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