Helpful video brother. My wife and I are closing on our first home April 30th! 😁
@zakschmidt-DallasTXrealestate
6 ай бұрын
Congrats friend. Which builder did you choose?
@mic_keycreates
6 ай бұрын
@@zakschmidt-DallasTXrealestate D.R.Horton 👍🏾
@Jared003
5 ай бұрын
Close on the 29th !! Cheers 🍻
@jeanettetran97
2 ай бұрын
Congrats!
@MrKYT-gb8gs
19 күн бұрын
Our building told us "firm closing day". I hope it works out.
@zakschmidt-DallasTXrealestate
15 күн бұрын
If you have cabinets and countertops that firm date is probably pretty accurate.
@element_grimm6777
5 ай бұрын
Thank you so much. My wife and i are buying a new construction home, our first home ever. Really appreciate the video!!!!
@zakschmidt-DallasTXrealestate
5 ай бұрын
Glad it was helpful! What builder did you decide to use?
@jlynndelgado
9 ай бұрын
You said it perfect at the beginning of the video! They told us we would close before Christmas around 12/15, and then they pushed it back. I WAS excited to put up our tree for our kids until that happened. 😅 Thank you for the info :)
@zakschmidt-DallasTXrealestate
9 ай бұрын
Oh no. 😮. So sorry it happens a lot especially as we get close to the end of the year. hopefully you get to close before Christmas. Where did you build and what builder did you pick?
@CARLOSADAME78
8 ай бұрын
Closing Monday, spot on!
@zakschmidt-DallasTXrealestate
8 ай бұрын
Congrats my friend. Enjoy the new home. What builder did you pick and Why?
@CARLOSADAME78
8 ай бұрын
@@zakschmidt-DallasTXrealestate thanks, went with Altura. They’re a local builder doing 1 acres sites in the area we were looking to buy. We were looking for preowned but couldn’t beat the incentives they were offering and their homes are beautiful.
@zakschmidt-DallasTXrealestate
8 ай бұрын
@@CARLOSADAME78 awesome. Solid Choice. Enjoy the new home!
@MeintheMiddle1
15 күн бұрын
Wish we found you prior to building in FW! you have been the greatest person for information. We are set to close in a couple of months, thanks for the info ! Do you know how many more times credit is pulled at closing ?
@zakschmidt-DallasTXrealestate
15 күн бұрын
Congrats, wishing you the best of luck on your new home. I would say it would probably be pulled at least one more time. Most likely within 30-45 days of closing to make sure that everything is veriffied and nothing has changed on your end.
@RB-pl6tt
3 ай бұрын
So informative! Thank you 🙏🏼
@ValenciaJackson2017
8 ай бұрын
This video was very helpful!
@zakschmidt-DallasTXrealestate
8 ай бұрын
Glad it was helpful!
@pamelahayes7457
Жыл бұрын
This was fabulous information on new construction. We will be building a new home in South Carolina next year. This was invaluable information!
@zakschmidt-DallasTXrealestate
Жыл бұрын
Wonderufl I am so glad it was helpful. Building is such a fun process. While I dont work in SC I do have team mates that cover that area. If you need an agent to help you with the process let me know and I will get you connected to some one that is great in the area.
@pamelahayes7457
Жыл бұрын
@@zakschmidt-DallasTXrealestate Zak, I just watched another one of your videos on maximizing incentive money. Wow. You are good at what you do ! We are already working with a real estate agent in South Carolina. I think he knows what he’s doing, but I’m a very detail-oriented person so I’d rather KNOW for myself what he’s talking about when we get to that point in his representation of us. That’s where your videos come into play. Thanks again for producing these videos !
@B.foo.
2 ай бұрын
Thanks man! We are closing at the end of August! Very helpful video
@orlandoanzola8840
2 ай бұрын
Hi Zak, thank you for your tips and advises. To the future homeowners, please make sure to contact and create accounts with the utility companies for water, sewer, electricity, internet and others such as security and surveillance systems. Make sure to notify them when is your closing date to have them switch services from the developer to the new owners.
@Tina2tu
7 ай бұрын
Your videos are so helpful! I thought I gained enough knowledge to start the home buying process but I feel more prepared now thanks to you 🙏🏾
@zakschmidt-DallasTXrealestate
7 ай бұрын
Awesome. You are welcome. Happy to help any way I can. If youre buying in DFW reach out!
@Tina2tu
7 ай бұрын
Oh I already have you on my radar 🎉
@jbhup
Жыл бұрын
Can you suggest inspector for new build home norcal or within San joaquin County? Plan for closing on mid December
@ez4141
11 ай бұрын
Do work with independent clams adjusters with w2
@zakschmidt-DallasTXrealestate
11 ай бұрын
Yes I have lenders that can do a variety of different loan options. Lets chat, zak.schmidt@expreatly.com
@realtymere
8 ай бұрын
I thought you had to decide whether you were using the builders lender within 15 days of signing the contract. This video states you can shop your own lender within 45-60 days of closing. What is true? Does it depend on the builder? Thanks!
@zakschmidt-DallasTXrealestate
8 ай бұрын
Depends on the builder and their lender. Also depends on inventory vs build. If you are buying inventory and it will close quicker that decision has to be made sooner, but if you are building you can take longer throughout the process. Had a client last year switch on a build job when we were 45 days from closing but started with the builders lender. Hope that helps
@ohshebudgets
11 ай бұрын
Do you think it’s necessary to get a third party inspection at different stages of the new construction or just before the blue tape?
@zakschmidt-DallasTXrealestate
11 ай бұрын
I think it can be helpful. A lot of that depends on your level of comfort and truthfully the builder. I’ve had clients do it at foundation pour, pre dry wall, blue tape and 11 months in the home. And any combination of those. So it just comes down to what do you feel comfortable with and how much do you trust the builder? I would say for sure for sure do it before you close on the home and I would consider doing one at about the nine or 10 months mark once you’ve lived in the home so that you can get everything in for your one year warranty
@zakschmidt-DallasTXrealestate
11 ай бұрын
Also, I would say those inspections usually run between 400 and 700 per inspection. Sometimes an inspector will give you a deal if it’s a package but I would say to me it’s worth that money for the peace of mind to protect the multi hundred thousand dollar investment here about to make.
@ohshebudgets
11 ай бұрын
@@zakschmidt-DallasTXrealestate that was my other concern, the cost as we’re already saving for the cash to close. Thanks for the insight!
@zakschmidt-DallasTXrealestate
11 ай бұрын
@@ohshebudgets For sure. best of luck. who are you building with? let me know if you need anything
@ohshebudgets
11 ай бұрын
@@zakschmidt-DallasTXrealestate Pulte.
@b18spoon
8 ай бұрын
is it me or is the frame rate stuttering? 😅
@espsixstrings
22 күн бұрын
Your YT videos have been incredibly helpful. Wish you operated in the temple area
@zakschmidt-DallasTXrealestate
15 күн бұрын
Will Travel for Tacos 🌮. But seriously if i can find some one to help you down in that area id love to help
@espsixstrings
9 күн бұрын
@@zakschmidt-DallasTXrealestate We found a realtor but they seem to be big fans of DRH, which I’m not sure we align with.
@zakschmidt-DallasTXrealestate
9 күн бұрын
@@espsixstrings Interesting. not saying its totally a bad thing just would ask why and make sure you get it inspeced and they have your best interest in this
@Banana69999
5 ай бұрын
What if I buy a new construction inventory home and get a private inspector to come out and there is a major flaw with the structure. Will they fix it?
@zakschmidt-DallasTXrealestate
5 ай бұрын
Potentially. Depends on how severe the issue is and the builder. I have seen it go both ways. If something significant comes up with the structure that is why they give you that long extended warranty.
@lorryarrington6679
7 ай бұрын
Do we need and attorney for new construction homes in Dallas for closing
@zakschmidt-DallasTXrealestate
7 ай бұрын
Attorney? No. Texas is a title company close state. You will close with the builders title company. You can have an attorney review docs if you want but doesn’t usually happen. Title will take care of all you need. And of course make sure you have your favorite realtor 😃😃
@renacotti_art
Ай бұрын
Or it could be a month and a half EARLY like ours is... projected close Oct 18 but we're closing on August 30th. So make sure you have everything lined up just in case!
@zakschmidt-DallasTXrealestate
Ай бұрын
Oh no. Your not the only one right now. I have several clients that builders are ahead on. They say supplies and materials have finally gotten easier to get which is what is pushing that right now in N. texas. Def creates a little chaos though. Out of curiosity which builder did you pick and Why?
@jeanettetran97
2 ай бұрын
I’m buying a Lennar home in the last phase. It’s in Orange County, so weather doesn’t usually cause delays. They were framing even before they released those models for sale. I wonder if I will close on time. Do those experience closing delays too??
@ashleybrown9657
2 ай бұрын
I just closed on my Tripointe home in Riverside County on 7/8/24. Original closing was 7/31/24 at purchase contract. I think it really depends on the area and which stage the home is when you go into contract. My home was already framed prior to going into contract. Wishing you the best on this journey!
@ZuSheng-mm4vo
9 ай бұрын
What about they don’t allow independent inspectors before first walk through, how can I address the issue to builder when I first walk from my inspector’ report
@ZuSheng-mm4vo
9 ай бұрын
Any tips how to talk to builder requests third party inspection before first walk through?
@TaniaFrancois-rm8fh
8 ай бұрын
I'm on the opposite end of the spectrum they moved up the date by 2 months which was a shock and we had to get out of that contract. We aren't ready for the house 2 months early smh and it wasn't a small house either 3,300sq house.
@TaniaFrancois-rm8fh
8 ай бұрын
Told us build time was 7 to 9 months they will have it ready in 5 months
@reinamartinez1386
Жыл бұрын
Thanks You Mr. Schmidt for your guidance and by helping me with all my questinos. God Blessed You.
@zakschmidt-DallasTXrealestate
Жыл бұрын
Absolutely. Here to hep anyway I can.
@jbs2763
7 ай бұрын
Question for you sir, in that period between contract and closing, pile cash or pay off both cars?
@zakschmidt-DallasTXrealestate
7 ай бұрын
Depends on your situation and your lender. I would talk to the lender and make sure you have a clear game plan of what makes the most sense. Its counter intuitive but sometimes paying off debts can actually lower your credit score so we dont want that. And if piling cash make sure its piling in a bank account the lender is aware of, Not in literal piles of cash 💰😀. So its very situation specific. Hope that helps
@ulises8483
6 ай бұрын
I had a house I went into contract on Sep 29th 2023 and it was supposed to be completed by January 18th or before. It ended up being delayed 4 times and now they said March but I am sure it will keep getting pushed back because they are having issues with the city. I am trying to get my earnest deposit back, any tips?
@zakschmidt-DallasTXrealestate
6 ай бұрын
Ouch. Best of luck. Unfortunately those contracts are written for their benefit not yours, which means there are penalties if you cant close but nothing for them on their side. I would just be persistent with the sales staff. Dont be a jerk but be firm. Or go in and ask for additional closing credits if you still want the home. What caused such a delay?
@ulises8483
6 ай бұрын
@@zakschmidt-DallasTXrealestate they don’t give me the real reason, but what they say is that they are having a hard time getting the city to approve the utilities to be connected. My lease ran over and I was on a tight spot so I end up buying from a builder that had a much better deal and quick move in.
@AT-zl6dk
5 ай бұрын
This is so good God Bless you, Thank you 😊 🙏🏼 We are shopping lenders now Then next doing the walk through
@zakschmidt-DallasTXrealestate
4 ай бұрын
Awesome best of luck> Hope you enjoy your new home. Which builder did you pick?
@AT-zl6dk
4 ай бұрын
@@zakschmidt-DallasTXrealestate thank you so much We decided on a Saratoga home 🙏☀️
@SS-zl3ox
11 ай бұрын
Is closing cost money in your pocket or towards your loan?
@zakschmidt-DallasTXrealestate
11 ай бұрын
Closing costs are like loan fees, taxes, document fees, recording fees. They are money that is paid at closing on top of your down payment for the loan. Often times in a new construction deal those can be offset by the builder, meaning you have less money to bring to the table out of pocket to close on your loan.
@PrettyLady7282
3 ай бұрын
about home insurance? to complete the sign of docu. sign
@zakschmidt-DallasTXrealestate
3 ай бұрын
Homeowners insurance isn’t needed until about 30’days before closing. You’ll be required to have that in place before we can get to the closing table but not until that point.
@PrettyLady7282
3 ай бұрын
@@zakschmidt-DallasTXrealestate thankyou! very informative video
@eleanorlovesearl
5 ай бұрын
Thank you! That was super helpful!
@zakschmidt-DallasTXrealestate
5 ай бұрын
Of course. Glad we could help.
@hs_alduri
7 ай бұрын
My house was initially scheduled to be completed by the end of April. However, Lennar later changed the closing date to the end of February ( this month ). I had already made plans, prepared work notes, and arranged for shipping my car and purchasing plane tickets, as I am moving from the West Coast to the East Coast. Due to Lennar's change in schedule, I won't be able to attend the walkthrough orientation in person, but the agent has offered to assist me through FaceTime. I have a question regarding the blue tape thing during the walkthrough. I have already booked the final home inspection, which will take place after the home orientation. Unfortunately, I am unable to take a day off or fly there at all. Lennar's change has disrupted my plans and timing. However, I still need to move by the end of April. I would greatly appreciate any advice you can provide.
@zakschmidt-DallasTXrealestate
7 ай бұрын
Man, that is a hard situation to be in. Them moving you up 2 whole months is kinda crazy. My advice would be to see if you can send someone you know or trust to do the blue tape walk through to at least get their eyes on it. Also if you can you want that inspection to happen before that so you have the report to give to the builder at the time of the walk. So things can be noted to be fixed. Make sure if you are not there that you insist on a final walk through before closing. Take your time and make sure its all the way its supposed to be. I wish I was more helpful than that I just hate thats the situation they put you in!
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