Loyalty is not rewarded in the insurance game. They're always looking to raise prices on you. Have to comparison shop every 6 months.
@asadb1990
2 ай бұрын
In canada its often better to jump companies every 1-2 years because they keep trying to raise prices on existing customers.
@asianstud7
2 ай бұрын
Nice. Which insurance companies you in normally switch between?
@watsonanthony8438
2 ай бұрын
You can go to multiple companies. I’m pretty sure he did his homework but he’s right.
@watsonanthony8438
2 ай бұрын
@@asianstud7he’s stating facts. I’m shopping as well
@5hunnidCG
Ай бұрын
Progressive always been good to me. I left them once and came back…lol
@oceanwavesES
2 ай бұрын
unreal how insurance companies get away with this
@JeffersonRah
Ай бұрын
Is all a scam and the people enable it
@thein-famouselguapo15
Ай бұрын
@JeffersonRah people don't enable it. The government forces it on the people cuz they get their cut from insurance companies.
@whosyourdaddy00
15 күн бұрын
Ive been with geico for 10 years and its gone up maybe 20%
@SwiperTheFox-sz3sw
2 ай бұрын
I hate insurance companies lol they always raise prices and you have to have it. The worst part is after a claim, they will most likely drop you so all that accidental forgiveness stuff they advertise is BS The claims process is also a nightmare since they drag it out. This stuff is not okay.
@TheJkiprotich
2 ай бұрын
Did you purchase accident forgiveness coverage?
@SwiperTheFox-sz3sw
2 ай бұрын
@@TheJkiprotich yup and they dropped me lol
@BigBossIvan
Ай бұрын
@@TheJkiprotichI always thought that was hilarious-a racket on top of a racket. Pre-pay your raised rates forever until you make a claim and jack your rates anyway.
@TheJkiprotich
Ай бұрын
@@SwiperTheFox-sz3sw what’s was the insurance company’s name?
@SwiperTheFox-sz3sw
Ай бұрын
@@TheJkiprotich SafeCo, to their defense (I guess) was it was a really high payout since it was a more expensive car.
@NSUScooter
Ай бұрын
It’s more expensive, because they simply chose to raise the price, because they can………. Yeah. That’s basically it.
@robertadriansantos
Ай бұрын
i believe the same way 😢
@kyles3203
8 сағат бұрын
I think its the difference in depreciation
@junito1008
2 ай бұрын
Insurance companies have us finding reasons why the insurance on a $38K should be more expensive than a $53K BMW 🤦🏻♂️ there’s no freaking reason !!
@michaelmikhail2854
2 ай бұрын
Hybrid cars insurance premium is generally 15% higher than regular gas cars.
@aubry888
2 ай бұрын
His bmw is electric
@ReaISouI
2 ай бұрын
@@aubry888Is it a hybrid tho?
@aubry888
2 ай бұрын
@@ReaISouI Yeah it’s a plug in hybrid, 330e
@TheRage0180
Ай бұрын
When I first got my hybrid SUV I was paying 72 a month three years later I am paying 115 a month ridiculous. Now it's going to $129 a month what the heck.
@Flying-Fox19
Ай бұрын
Hybrids should be getting a discount. It's 'saving the environment'.
@brkctrl
2 ай бұрын
It’s simple. You are being robbed by the insurance company 😂
@badhombre8383
2 ай бұрын
My insurance went down switching from a 2015 Tacoma to a 25 Camry
@davidbedwell7647
2 ай бұрын
Mine went up. I went from a 17 tacoma to a 25 camry.
@cathyzhang2769
Ай бұрын
Really?
@yyeezyy630
19 күн бұрын
Mine stayed the same going from a 2016 Tacoma to a 2025 Camry
@badhombre8383
19 күн бұрын
@@yyeezyy630 how you liking it? It’s an amazing vehicle
@wmry3195
2 ай бұрын
All car insurance is expensive! Their excuse a few months ago was covid and supply chain issues.
@danbuchner28
2 ай бұрын
You always check insurance cost BEFORE you buy anything!
@MattyIce411
Ай бұрын
Just had the exact same problem from Progressive, and we were with them for 6 years. Geico saved me nearly 2k a year switching!
@ryantorres864
2 ай бұрын
I live in NY and we were given the reason why Toyota and Honda cars are expensive insurance because there is high amount of theft to these cars. They would steal the catalytic converter, specific computer chips that the car have as an example. Knew a person that over night, the computer chip in the Prius was stolen.
@MeltingRubberZ28
Ай бұрын
I live in NY. My wife's CRV is cheaper to insure than my Jetta.
@michaelrichey6783
9 күн бұрын
I've always heard that Kia has that problem nowadays.
@bagofcat
2 ай бұрын
i literally sold my car because I can’t afford any insurance after an minor accident… and the reason I got into an accident is because I have to drive around working from 9 to 23 that day. It’s a dead cycle.
@travels_wright
2 ай бұрын
That’s unreal… pretty much wipes out any gas savings you would have by going with the hybrid model ….
@Car_conversati0nz
2 ай бұрын
I watched your full video, and I’m pretty sure that the Camry costs more than the BMW to insure because the 330e lost some value. The more expensive the car, the higher the insurance rate will be, and I’m guessing with all the mileage you guys put on the BMW, it is probably less expensive than the Candy
@Sloba1992
2 ай бұрын
But fixing bmw after accident doesn’t anything to do with current value of car, no matter how much bmw depreciate bmw parts are same price and probably more expensive than parts for Toyota, insurance has risen past few years drastically
@xFactoryUSA
2 ай бұрын
@@Sloba1992expect it’s totaled once the cost of labor is too high. New car, naw engine, not enough room in the supply chain for an overhauled new car? 😂🎉😮😅😊
@Karp_Dominion
2 ай бұрын
I remember when Camry’s used to be dirt cheap to insure and maintain. The new car market is fucked.
@economiccrisis9267
2 ай бұрын
Toyota is deliberately restricting the supply of this vehicle thus contributing to the price increase.
@georgekem
Ай бұрын
Same in Australia. Waiting periods of up to 24 months for a new Camry.....but you can get a Tesla or a BYD almost immediately...
@carlosedgarcruzcorrea1615
Ай бұрын
What state are you in? In Los Angeles it would be around $5400 a year
@markwalker6718
2 ай бұрын
Most stolen car around, here in DMV. They’re always taking the tires off probably too many insurance claims against the Camry.
@C-Thunder
2 ай бұрын
I was about to say the same thing
@TheDaizM
29 күн бұрын
This
@slick_anonymous1126
2 ай бұрын
Depends on your insurance company, I have a Honda pilot 2020 and a 2017 Honda Accord on my insurance and its 140 for both full coverage (only in NC and SC).
@L0stW0n
2 ай бұрын
The Japanese version looks better than the American version. If you don't believe me look it up for yourself.
@carmantony0811
Ай бұрын
Ehh it’s opinion based tbh
@Icg123
Ай бұрын
HEV doesn’t mean hybrid exclusive vehicle.
@alanclarkeau
2 ай бұрын
To compare properly - you need to get a quote to insure your BMW - comparing it with last year's price, forget that - all insurance has skyrocketed.
@CarConfections
2 ай бұрын
Its insurance was just recalculated 2 months ago
@matthiasb7853
5 күн бұрын
They increased insurance costs all over. You have to compare. For my Toyota Corolla TS costs were from 450€ to 900€ (and some funny insurance companies wanted up to 6000€/y....)
@elr2141979
2 ай бұрын
You're only going to see more and more people drive without insurance.
@seansiew5629
2 ай бұрын
that doesn't make sense to own the vehicle already
@williamkohrman1033
Ай бұрын
Wow the front end (above the grille) looks very similar to the new Honda Prelude.
@vj5225
Ай бұрын
It's your insurance company price gouging because all are doing that. My home insurance & my car insurance doubled this year. It's f#¢k!n frustrating because they know they can do it.
@John1908-vo1iv
28 күн бұрын
It depends on your state. Why are you comparing a 2023 model with a 2025 hybrid? Cars are known to depreciate in the first 2-3 years by 15-30%, so your Camry will probably comparable with the BMW 2 years from now on. Plus is a hybrid. Pick a 2025 BMW to compare with. Your credit score counts just as much as your driving record. If for ex you had a lot of credit card purchases, your utilization % changes with a dip in your credit score. Or if you took a loan recently, or opened a credit card or bought a new home. This is not a valid comparison, but great job.
@EnderTran-n8j
Ай бұрын
Industry wide insurance rates are increasing. If you got insurance on both vehicles at the same time it'll be the best tell to see if insurance for the Camry is actually most costly. Might be a interesting test to get quotes from both vehicles through different insurance companies to see where the numbers are at.
@matthewlobello8972
2 ай бұрын
my insurance right now for my 22 kia sorento is $460.. it’s so dumb bro.
@viral4life
2 ай бұрын
Get progressive and higher deductible
@HollowGTX
2 ай бұрын
They all the same don't matter which insurance you get they scammers@@viral4life
@FredGonzalezRN
2 ай бұрын
And you’re trying to compare your aging ‘22 KIA to their 2025 Toyota Camry XSE?!? smh 😅
@matthewlobello8972
2 ай бұрын
@@FredGonzalezRN i said that bc my insurance is high, in the video they were comparing how a Toyota is more to insure than a Camry. idk wtf ur on about but tell ur parents to work harder bc i bet ur in a used shitty car. I’ll be in something bigger and better next. It’s always the broke ones that got smth to say.
@ПавелЕпифанцевъ
2 ай бұрын
Get rid of KIA asap
@XxSlik101xX
Ай бұрын
I have state farm. Totaled my car (my fault), the claim process was seamless and they paid out within a very reasonable time. My next thought was they're going to jack up my monthly to recoup their money. To my surprise, my next vehicle only went up by $40 and it's a more expensive turbo version so basically they didn't go crazy with my new quote even though I have a total loss on file with them. I'm pleased
@kaelgg2022
2 ай бұрын
Staying w the same insurance provider is the same as staying at the same job. The longer you stay, the more money you lose
@mateozambrano3392
22 күн бұрын
You should see the insurance prices in California.
@kimojames808
14 күн бұрын
Exactly! No one knows why premiums all of a sudden increase. My insurance company says everything costs more to fix. 🤔 🙄
@tmyere.
2 ай бұрын
Do u have any bad accidents or traffic violations?
@CarConfections
2 ай бұрын
No
@PanicAtProduction
2 ай бұрын
Which state you live in? Those prices would be 6 months + upfront cash in MA.
@CarConfections
2 ай бұрын
Kentucky
@PanicAtProduction
2 ай бұрын
@@CarConfectionsyou are lucky!
@amitblack3460
2 ай бұрын
We are simply getting ripped off by the insurance company
@watsonanthony8438
2 ай бұрын
Ok get into an accident without insurance and see ifs a rip off. Better hope you not at fault or cause injury or damage to people or objects
@mikej238
26 күн бұрын
Insurance on my 23 Rav 4 Ltd Hybrid was only 14 bucks more a year than the same non hybrid model. Basically difference is value of the car.
@dominionian7193
2 ай бұрын
Or... it could be because you got the XSE version, which correlates to drivers that tend to drive more aggressively
@watchdogs295
Ай бұрын
I would say you make no sense but insurance companies don’t make any sense so who knows 😂
@tinhinnh
Ай бұрын
regardless the trims, its still a camry. v6 and 4cyl rates are the same too
@mikej238
26 күн бұрын
@@tinhinnhit's a hybrid, only comes in hybrid
@tinhinnh
25 күн бұрын
@@mikej238 re read what i wrote smh
@cookingwiththerealmckoy7162
2 ай бұрын
Insurance companies r theives. I was paying between 120-150 for Honda accord brand new. Got a durango in 2018 was paying roughly the same amt. Soon as covid hit every 6 months my shit kept going up. No accidents same driving record. No issues. Even when I looked up quotes other Insurance companies they was thru the roof. I was like let me just do this defensive driving to lower my payment
@Aymcana
2 ай бұрын
Did you get a new quote for the bmw? You comparing price you paying now vs a new quote?
@CarConfections
2 ай бұрын
The BMW was recalculated at the same time
@dawfurby
16 күн бұрын
The sad part is I’m locked into Geico until a ticket clears in my name, they literally will not let me change insurance until my name is cleared, and they’re charging 248 a month for a 2020 ILX.
@stillwaters4097
Ай бұрын
Whats crazy that here in Florida what your paying for that new Camry in insurance would be considered cheap. Our insurance rates regardless of your driving record is insane
@prince22gs
17 күн бұрын
Cheaper than Canadian 6000 per year in Brampton, Mississauga and North York
@paradisopaul
Ай бұрын
It’s weird, I switched from a 2016 Mazda3 to a 2024 bZ4X Limited AWD and the insurance went up only $6 a month and we’re talking about a BEV.
@eazy.peezy1834
Ай бұрын
Cost of the vehicle and theft rates maybe.
@cabbagehead8082
Ай бұрын
Go to a broker. A good one will find the cheapest insurance every time you need to renew
@noncomposmentiscat
27 күн бұрын
Just bought a 2025 XLE with AWD--annual cost for limits of liability of $500K is $1,400. Seems pretty reasonable to me for a $37K car.
@TodoNFamilia
2 ай бұрын
Thanks to letting know was going on I recomend cancel that insurance. And if other less but no to much Don worry just do it so .....if Massive Costumers cancel insurance for others they go to fix and apologize
@FlexRod
2 ай бұрын
Man I can only wish this was my quote. Come try a quote in NYC 😢
@thaedleinad
2 ай бұрын
This new Camry is looking really good. Crazy how Toyota is putting tasty designs in the table for the common Joe! Same for new Prius. Both cars look way more expensive than they are.
@seansiew5629
2 ай бұрын
i can agree, not to mention their interior quality for Toyota goes up as well, Honda on the other hand is completely opposite
@louiszhang3050
2 ай бұрын
Maybe, but isn't the 330e a hybrid too, and a plug-in hybrid at that. I would imagine that would cost more to fix.
@seansiew5629
2 ай бұрын
Mercedes hybrid battery when failed needs an entire battery swap compared to BMW's one which is just replaceable with different module
@myqaveli
18 күн бұрын
the hybrid thing doesn’t seem to make the insurance higher.. I’ve insured 3 hybrids all pretty fair priced. has to be something else if you’re making a video try to find out with facts or check another insurer imo
@trippvega1448
2 ай бұрын
My 2020 Hyundai Tucson, that I bought new in 2020, cost 2k+ a year to insure now.
@riotousomen1773
2 ай бұрын
hybrids, plug in hybrids, and full electric vehicles tend to cost more to insure due to parts being more expensive
@ChristineLaGardsRottedFishFace
2 ай бұрын
Yes.... parts are 🔥much more expensive 🚔☄🚑🦽. That's it. 🔥💣
@graizeyt4327
Ай бұрын
its because us hispanics are known to drive camrys more than anyone else, and as you might know something about people who are foreign and most of the time braindead drives, insurance companies tend to up the prices.
@bpivr
Ай бұрын
Those catalytic converters on hybrids are expensive.
@OctaviaSimmons-py1if
12 күн бұрын
Everything in life is a business🤷🏽♀️. It’s designed that way.
@joechan6563
Ай бұрын
Because insurance rates are based on claims on each specific car.
@keenansmith4624
2 ай бұрын
It’s a popular rideshare vehicle so more to insure
@ChristineLaGardsRottedFishFace
2 ай бұрын
Probably not that packing it with lithium batteries catch fire 🔥. But don't worry about it. The.media blackout on this issue will make you forget you're driving a death trap.
@ChristineLaGardsRottedFishFace
2 ай бұрын
😮
@mikej238
26 күн бұрын
No lithium in that. It's nickel cadmium.
@jackmcandle6955
12 күн бұрын
Maybe its because Toyota/ Lexus stopped making bumpers and fender benders are $10,000
@jimsalmon5158
26 күн бұрын
Looks like it’s time to shop the insurance market.
@janisianjusino9961
2 ай бұрын
Just bought a 2024 trailblazer rs awd and my insurance is $98 monthly full coverage. That is way less than the 2019 Honda accord sport I used to have. Toyota and Hondas always cost more to insure because their parts cost more. Also a hybrid car cost more to insure.
@kustomchevy27
2 ай бұрын
What company you got
@janisianjusino9961
2 ай бұрын
@@kustomchevy27 Progressive in Arizona
@jbar_85
4 күн бұрын
That’s what I’m thinking.
@toyota420xp
2 ай бұрын
Probably just because it's the xse and they consider that the top of the trim and they consider it a sport trim
@tonyh5646
Ай бұрын
Damn that’s a $775 for 60 months car Payment!!! That’s insane! I paid $23,700 for a New 2019 SE Camry! Naw they’re $34k
@GrnArrow092
2 ай бұрын
Of course it is. That Camry is the latest model and it's a hybrid. New cars always cost more to insure than a used car.
@roboliver1378
2 ай бұрын
I went from a 2018 le to the 2025 se and my insurance became cheaper here in Florida
@kentpass
2 ай бұрын
Wait till you have to renew the BMW insurance that’s going up as well
@pauloliveira1976
2 ай бұрын
1 factor could be that there are more insurance claims from Toyota Camry drivers than there are from BMW 3 series drivers. The higher payout associated with Camry drivers is reflected in the higher rate $$$$ you were given.
@TheJkiprotich
2 ай бұрын
Looks like you answered your own question. If the car costs more to repair then it’s going to be rated higher
@ponkhay4329
7 күн бұрын
The 2023 prius cost more to insure then the 2023 lexus rx350 i was in shock.
@mholmes9262
2 ай бұрын
Rates are up across the board, maybe the BMW just hasn’t renewed at an adjusted rate yet? Here’s one for you, my ‘22 Tesla Model 3 Performance costs less to insure than a 2017 Accord that I bought for my youngest kid to drive, even though both are insured with me as the primary. I’m told it’s because the Accord has a high theft rate, which I’m assuming is also true of Camry, since thieves, like everyone else, prefer reliable vehicles lol.
@davidguerra9896
2 ай бұрын
Wow the Camry isn’t a poor man’s car anymore .
@samjam6989
Ай бұрын
When did camry ever become a poor man's car?? I thought that was Kia 😂
@mannnnuuu
18 күн бұрын
@@samjam6989in USA it has been a pretty much lower middle class family sedan with good comfort and driving experience compared to its price which was 21k in 2010 btw , and one can easily get used Camry without any function fault at around 10k today .
@williamkohrman1033
Ай бұрын
You should ask for an explanation from your insurance company why it costs more to insure a cheaper car. Its not like you went out and bought a race car.
@TRIBSSTUDIOS
2 ай бұрын
I got 12 years with the same insurance and they just raise it every 6 months
@PresidentJackBauer
2 ай бұрын
A hybrid Toyota will still be cheaper to fix than a bmw. It's probably that Toyota drivers, drive more than BMW drivers. Insurance premiums aren't just based on your risk but the risk they see in their entire portfolio of customers. So you are paying more due to other Toyotas in your area.
@FU29988
22 күн бұрын
Umm, it’s a hybrid right? Is your Beamer a hybrid? There you go……battery insurance. Same reason the insurance on a Tesla Model 3 is more expensive than a Lexus GX550
@CarConfections
22 күн бұрын
Our Car Confections BMW is a PHEV
@FU29988
22 күн бұрын
@@CarConfections maybe its a more expensive battery lol
@ZDY66666
2 ай бұрын
OR because of the difference in timeline. There are way more cars stolen, way more natural disasters, insurance companies are losing money each time they underwrite an insurance, they simply jacked up the cost. Your BMW was insured at an earlier year where all of these variables are lesser. I'm willing to bet if you insurance a BMW 330i again today it would still be more than this current Camry at this current timeline
@PhoenixThomasITB
2 ай бұрын
There's more of them on the road and lots more people drive them, that's why. Greedy companies.
@greglarson6293
2 ай бұрын
What about competition between companies? Did that go away with the Camry? There’s another reason.
@PhoenixThomasITB
2 ай бұрын
@greglarson6293 why else would it cost more to insure a cheaper car? The insurance companies know people but camrys so they charge more.
@greglarson6293
2 ай бұрын
@@PhoenixThomasITB There’s a reason. Falling back on corporate greed is a lazy “analysis” of lefties.
@PhoenixThomasITB
2 ай бұрын
@@greglarson6293 you're an idiot of you think criticism of a corporation is only done by lefties lol
@ralphliera9396
6 күн бұрын
My registration for it was $600
@JohnGeronimo-e4j
19 күн бұрын
They are expensive because its an easy get away car in short it can be easily car jacked. 🍻
@lancefernandes9808
Ай бұрын
Your driving has a small part to play in insurance costs. The bigger factor is how many Camrys are out there, how many claims involve Camrys. These go hand in hand. Obviously there are a lot more Camrys than 3series out there and there by would obviously be more claims on Camrys than 3 series. Your best bet is buy a car that very few people drive and you will pay lower in insurance. As an example an X7 is cheaper to insure than an X5 not because of vehicle cost, its because fewer people drive X7s vs X5s.
@Light23K
2 ай бұрын
My 2023 Tesla model y performance cost me close to $19K for 6 month.
@blax52vet
2 ай бұрын
they told my brother that the type of lexus gs350 he had is a fairly popular car and is involved in more accidents than his Corvette, thus it costs more to insure the Lexus than the Corvette. they will say whatever to justify their bs
@joshr9723
Ай бұрын
Glad I went with a Model 3. My insurance is only $100/mo.
@SixCxmets
Ай бұрын
Im 23 and pay 3000 thousand a yeat for a 13' accord lmfao
@jackedtoph5581
2 ай бұрын
The 330e is hybrid also so the hybrid/ICE price difference theory doesn’t work
@vinsam4220
19 күн бұрын
Cause people be crashing camry's everyday and they're much more common
@coriwilliams8874
2 ай бұрын
Insurance companies charge based on how often your vehicle is involved in accidents: so because there are more camrys on the road than bmws, they get into more accidents statistically, so it costs more. Yes it’s incredibly stupid.
@sotheysay4040
2 ай бұрын
Probably because it has a higher resale value. BMW and Mercedes and most other cars loose value quicker. That’s why you utilize an address if possible in a smaller town!
16 күн бұрын
THE MERCEDES SHOULD BE MORE EXPENSIVE AS THEY ARE WELL KNOWN FOR CATCHING FIRE / LITHIUM RUNAWAY ISSUES, BECAUSE THEY ARE USING CHEAP BYD BATTERIES.
@houstenor
2 ай бұрын
Your BMW has had 2 years depreciation so it costs less to replace. They also didn’t want to jack up the BMW rates too much over the years so you don’t leave. There has been two years of rate hikes and the new Camry costs more to replace. If you haven’t had any claims, then it is free money to the insurance company. If you have a wreck, your rates will increase. My sister is an insurance agent and she explained this to me when I was shopping for the new TX and my rates would go up 75 a month.
@VOLODITE
6 күн бұрын
Increase your deductible to $2000 without glass and you'll be good to go.
@yousefdihyem5950
2 ай бұрын
Insurance went up ⬆️ !!
@dirtfishingnewfoundland4353
2 ай бұрын
Went to the wrong insurance company lol
@jm4100
2 ай бұрын
Simple...its hybrid....in an accident.....an EV or hybrid will be much more difficult and expensive to repair over the same accident involving a regular gas only vehicle....also there are parts issues sometimes with EVs and Hybrids & less qualified techs/shops qualified to work in a hybrid....so basically the likelihood of ins. Co totalling a vehicles goes up with a Hybrid or ev & if they repair it ..going to cost the ins. much more. ... I avoided the hybrid Camry like the plague ..the resale value on the hybrid going to be horrid I predict. I miss my gas 2020 Camry SE but making do with new Rav 4 XLE gas model.....😊
@voycodin5042
2 ай бұрын
For a new Toyota hybrid you’ll be taking it to a Toyota dealer. Thus, nothing changes there from a supply side of service providers. It is probably the cost of parts and potentially labor at these dealerships.
@jm4100
2 ай бұрын
@@voycodin5042 good one...anyone that knows anything abt insurance and accidents knows ins. companies love it when there are many options as to where a car can be repaired thus getting the lowest repair cost possible.....having only the Toyota dealership as the qualified place to fix a complicated hybrid is the worst possible position for an insurance company to be in....the dealership is more expensive than anywhere else even for basic regular maintenance....plus being a new car has ZERO to do with an accident...we are not talking about warranty repairs for a defect or a covered mechanical problems.....so don't know what you are talking about.
@armgg8829
2 ай бұрын
So you are complaining about 1800 a year? I pay 330 a month on 2024 Rav4 Xle Premium.
@1nakedbanana
2 ай бұрын
BRO WHAT INSURANCE COMPANY DO HAVE!?!?!
@williamm4554
2 ай бұрын
It’s 2025 new car registration and insurance always higher on new cars :(
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