Thank you so much for watching: Passing the NMLS Exam - Understanding the Math for the NMLS Exam Please click here to download our 12 tips to passing the NMLS exam (link: www.mlotrainingacademy.com/12tips)
@kidfromqueens25
3 жыл бұрын
I like you. You are very thorough and simple. Wish I took your 20 MLO SAFE CLASS! Taking exam dec 10th wish me luck!
@tattoos.carlos
3 жыл бұрын
@@kidfromqueens25 hey did you pass?
@kidfromqueens25
3 жыл бұрын
@@tattoos.carlos postponed it Need a few more days. Doing compucram and xl prep like crazy. Getting mid80s but want to break 100. Also studying notes. Want to be 100 percent confident not 70!
@kidfromqueens25
3 жыл бұрын
I passed with an 82 on first try. Def recommend Affinity with her. I like her voice and you won't fall asleep! Can't wait to take continuing education class with you next year!
@evaarbo5456
3 жыл бұрын
I really can’t thank you enough 👍🙏😇
@michaelabbott8431
3 жыл бұрын
this is the best video on this stuff ever.. bless this woman up in heaven..
@cheyshantell480
2 жыл бұрын
Up in heaven…. Omg did she die
@redblackgreen3371
2 жыл бұрын
@@cheyshantell480 yes, unfortunately last year to Covid
@khalove69
2 жыл бұрын
Oh no.😟😟😟
@rantingwithlex7469
2 жыл бұрын
Omg 🙏🏽🙏🏽🙏🏽
@angelface1564
Жыл бұрын
Damn I was going to try to register for her class😮
@briannaoatley665
10 ай бұрын
Took my test today and passed first try!!! Her videos are awesome. If you’re taking it in current years, be sure to double check some info since some small details aren’t up to date. May she rest in peace ❤ ty affinity!!
@AlilASMR5911
7 ай бұрын
do you get to use a calculator? ?
@gigibonifacio8246
Жыл бұрын
Hello everyone, I took my test Aug 9th, and passed. So freaking excited- after my 3rd attempt taking the class wirh other companies this was the BEST YET- was worth the videos and paying for the actual class through affinity . I saw others mentioned having a lot of POA questions , same happened to me. And I feel she doesn’t cover much of that even on her purchased program- perhaps needs to be updated. I asked someone as why so many POA questions , they say after COVID POA became a huge deal in the mortgage industry. Just FYI. But again, going over her videos was major help. More than the other classes I took- good luck everyone !
@calebhigginbotham19
6 ай бұрын
Just passed with an 86! Artricias videos were key. Thank you and RIP!
@oneleaguetorulethemall
2 жыл бұрын
I was so sorry to hear about your passing. You are the reason I passed my test today. Thank you for everything
@mariefries6376
6 жыл бұрын
Thanks for these videos! I just passed my test on the first try today! Your videos and explanations helped tremendously! When taking the exam I could hear your voice in my head saying watch out for this question or that question! I must have watched them 3x each over the last week.
@ejones00887
4 жыл бұрын
Congratulations!
@jackriv1490
2 жыл бұрын
I discovered your videos the morning of my test. I quickly realized I didn't know enough. I kept listening to your videos during the hour drive to the test center and until I was asked to put my phone away for the test. Your videos helped me pass this test! I can't thank you enough! Thank you!
@imtoojazzy
2 жыл бұрын
I PASSED my exam back in October with an 88% I only passed because of the crash course and all these videos. Thanks so much Affinity 🙏🏾 💓 🙌🏾
@alfredabrown9437
2 жыл бұрын
I am watching the videos now. Do you know with her passing will there be new and updated videos? I am still going to take one of my course through them.
@ericaescamilla5774
3 жыл бұрын
The way she explains everything has helped me tremendously! Definitely gone way too soon RIP gem. I hope I pass my test tomorrow. Thank you Queen for all your help. Because of u I will never forget my regs! TILA the Godzilla!!!
@nikimoreno5311
3 жыл бұрын
Oh, no! I didn’t know she passed away 💔
@AG-br3sg
3 жыл бұрын
Hi, is the MLO and NMLS are just the same? Thanks if you will answer
@mavizlaviz
3 жыл бұрын
Omg she passed? How do you know? So sad.
@ericaescamilla5774
3 жыл бұрын
@@mavizlaviz yes she did. So unfortunate. You can see the post her company made of her on FB
@stephanienarlesky9036
4 жыл бұрын
I credit your videos as being the number one reason why I passed the exam today on the first try. Thank you so much! You are a phenomenal teacher, which is definitely appreciated when studying for a difficult test like the NMLS exam.
@affinityrealestatemortgage2058
4 жыл бұрын
Thank you for watching and congratulations on passing your exam!!!
@abaachi13
5 жыл бұрын
I took and passed the MLO Exam (on the first attempt) on the 29th of Dec, 2018. Your videos were a tremendous help. Your explanation of TRID/TILA/RESPA were awesome. Thank you for sharing these with us.
@CaliforniaMortgageLoans
Жыл бұрын
Took this course from affinity, passed today. Thank you!
@daisireg
9 ай бұрын
This is THE BEST MATH EXPLANATION for MLO and trust me I'm bad with math! 😅
@julieleung6316
4 жыл бұрын
I took and passed the MLO Exam on August 15, 2020. Your videos were a tremendous help. And Your explanations were awesome! Thank you for sharing these with us!!!
@affinityrealestatemortgage2058
4 жыл бұрын
Thanks for watching Julie and congratulations on passing!!!
@tahminaakter5421
3 жыл бұрын
Hello Julie, I been following the videos I have my exam in a week. What else do you recommend? Does quizlet helps?
@cjPagan87
11 ай бұрын
It should be illegal for them to purposely use other words to confuse you. This country is not out to help people but to watch them fail. It's like you study something so how are they allowed to test you on something that is different. It makes no sense.
@BrotherBurr
4 жыл бұрын
FHA -- F is 6th letter in alphabet. 6/2 = 3 (31%). H is 8th letter in alphabet. 8/2 - 4 (43%). Yes, it's goofy .. but works for me.
@affinityrealestatemortgage2058
4 жыл бұрын
+JED Davidson whatever works!! Right!? Lol
@affinityrealestatemortgage2058
4 жыл бұрын
+JED Davidson whatever works!
@affinityrealestatemortgage2058
4 жыл бұрын
+JED Davidson lol
@valeronorco6438
3 жыл бұрын
I have purchased 20 hours course and pre exam courses from another Compnay but I watched your KZitem video and pass my test. Thanks a lot.
@nsw_27
6 жыл бұрын
This was the BEST video ever. I was struggling with the problems, reading the formulas and hearing them are totally different. I appreciate that you have us a couple of problems per calculation. I scored way higher in my math section on my compucram after this video. 💚
@marcloehren6787
3 жыл бұрын
WOW stumbled over this lady, related to MLO education/ testing, She is spot on as an educator, telling you straight on how to approach this subject and test approach. Clear, and matter of fact with example driven questions .
@atturnec360
6 жыл бұрын
Prepping for the SAFE exam on my own and your videos have helped tremendously!!! Thank you!!!
@ArtriciaWoods
6 жыл бұрын
Yay!
@medicine_man4085
6 жыл бұрын
Fit Phillips how did you do on you test?
@kimbarelypham
6 жыл бұрын
Fit Phillips f
@Swwaggnifficent
6 жыл бұрын
Hope he passed. I'm studying on my own as well.
@loganhartsock649
2 жыл бұрын
You have done more for me than any of my family members you sweet angel
@JaclynHolyfield
Жыл бұрын
There are no words for how thankful I am to you for this video!!
@gigibonifacio8246
Жыл бұрын
Hi there,did you just recently take the test? Was information you may share that may be critical or has changed recently on any of the material or videos she has if you watched any besides this one? I know each test is different. I take mine Wednesday and just curious about it. Thank you
@JaclynHolyfield
Жыл бұрын
@@gigibonifacio8246 I'm just curious, did you pass? :)
@gigibonifacio8246
Жыл бұрын
@@JaclynHolyfield hi there, I did 😀
@JaclynHolyfield
Жыл бұрын
@@gigibonifacio8246 Congratulations!! I just passed mine yesterday. :)
@arelidelarosa1259
5 жыл бұрын
I love your voice you make learning fun you're such a great teacher thank you bunches!!!!
@affinityrealestatemortgage2058
5 жыл бұрын
Areli De La Rosa thank you so much!
@JackieAyyy
2 жыл бұрын
I'm taking my NMLS Safe exam for the first time in a few short hours. When I pass, it's going to be because of all of your videos I've had on repeat for weeks!
@juldaamisial7157
2 жыл бұрын
I took the 20 hours class from my local school, and I've learn so much just by watching two of your videos, I knew the material but I did not understand it the way you explain everything make it so easy for taking the federal exam even your practice question are similar to the ones I saw in the exam and did not know how to answer them even though I knew the material. thank you so much, you have no idea of how helpful your videos are. thank you a million. God bless.
@brendamiller4368
Жыл бұрын
I already have my real estate license in Georgia, but I needed to understand the math portion to better serve my clients and myself, my confidence has moved me to a higher level. You are a great teacher, thank you so much.
@triumphantfamilies
5 ай бұрын
I test at the end of next month and the entire time I've been looking for something like this. This saved me!
@nikodimtsar9801
3 жыл бұрын
I wish my instructor would have taught me these math questions. Her ego was too high for her during the webinar. She was like " I don't need to be walking you guys over 4 grade math" the acronyms to the questions are what get me. I have to get these math questions down to pass the test its my last thing I working on before I go in to take the test.
@sheilaalliston2982
2 жыл бұрын
Very highly recommend this company for the MLO online class. Nobody out there is better!!
@jdesalvia
3 жыл бұрын
Unfortunately I took another prelicensing class because I did not know of this one. I have been studying from your videos and you have already helped me so much more. You have a great way of explaining and breaking it down - thank you! I will send everyone in the future to you as well as take my CEU through Affinity, if you offer it.
@cajunlender9810
7 жыл бұрын
I paid to do training pro also and didn't realize i only had two weeks to use my study materiel which I didn't start using till week two , now it's gone and I'm left to find my own study info. This was very helpful
@melissagardner4923
6 жыл бұрын
Nicole, I take my exam tomorrow. I also used another course that was not worth the $260 I paid. I then found Affinity Training Academy the last week before my exam and I purchased their basic on course and it was WELL worth the money. I just wished I had known about them a month ago. If I don't pass my exam tomorrow I will continue studying under their program and buy the flash cards. They are amazing. Have you taken your exam yet?
@sexxi1978
2 жыл бұрын
I am so thankful for you, I honestly felt like I was not getting it, I passed the classes and the final and still felt like I could not remember anything , until I found your videos , now I feel like I’m preparing for the test properly, thank you
@kennyhills752
5 жыл бұрын
i can NOT thank you enough for helping me prep for me Exam. I was feeling lost until i found your videos. YOU are a precious Gem for helping those in need.
@amandaflory5009
6 жыл бұрын
Thanks for your videos! My exam is on Thursday, and this part was freaking me out. Now, not so much. You're awesome!!!
@affinityrealestatemortgage2058
6 жыл бұрын
Amanda Flory thank you!
@nsw_27
6 жыл бұрын
I second this. I was on a full fledge path to a break down after I completed my practice exam 😂
@derrickwainwright3746
4 жыл бұрын
If this is all the math I have to do, I am excited! Thank you for your videos! I’m planning to take my exam within the next 2 weeks!
@taradawn7641
4 жыл бұрын
Hailing from Atlanta Georgia! You are such a Genius! I've only been watching you for 3 days...The light Bulb came on immediately. I am definitely gonna pass my test this Saturday. I will keep you posted. Thank You!!!!
@affinityrealestatemortgage2058
4 жыл бұрын
Thank you Tara and good luck!!
@mikeklingensmith3283
4 жыл бұрын
Did you end up passing?
@taradawn7641
4 жыл бұрын
Mike Klingensmith I passed and I am a Realtor for Virtual Properties Realty😊
@mikeklingensmith3283
4 жыл бұрын
@@taradawn7641 Nice! Congrats! :)
@MYfriendsknow
3 жыл бұрын
THIS IS THE BEST!!! Thank you. ** ON my calculator - I get the answer WITHOUT pressing the =equal button. example 90,000 * .62 then press the percent%button and then press the /divide by button by the #12....THE ANSWER IS THERE ON THE CALCULATOR SCREEN FOR MONTHLY PMI. - - Do not press the equal button -not on my calculator bcz it then calculates it again further giving a completely different number.
@sadtosh
5 жыл бұрын
THANK YOU VERY MUCH MS. WOODS. I TOOK MY MLO EXAM TODAY AND I PASSED WITH A 90% . EVERYTHING THAT YOU MENTIONED ON THE VIDEOS WAS ON THE EXAM.
@affinityrealestatemortgage2058
4 жыл бұрын
+sadtosh you are welcome
@CaliforniaMortgageLoans
Жыл бұрын
I love her teaching style. Thanks for this video. I feel confident on my math thanks to this lady.
@ivan199120
6 жыл бұрын
I've been procrastinating so much. I need to hurry up and take it, I've been looking at your videos and I definitely feel like I've learned more here than I did on the courses that I took. Thanks!
@mona-checkoutmychannel7656
3 жыл бұрын
Did you ever take it?
@ivan199120
3 жыл бұрын
@@mona-checkoutmychannel7656 I did! All I did was watch these videos and take practice quizzes online. Passed the first time with a 98%!!
@mona-checkoutmychannel7656
3 жыл бұрын
@@ivan199120 wow that's really good, congrats!! So how are you enjoying the career? My exam is tomorrow morning
@ivan199120
3 жыл бұрын
@@mona-checkoutmychannel7656 Thanks! Nice!! Good luck!! Well, I’ve been a real estate agent for several years now. I decided to get my MLO license because I had many clients who needed a Spanish speaking agent and I couldn’t find someone to help. 2 years ago I jumped into this and loved it, but this year I’ve decided to take it easy and pursue other ventures. I’ve slowed down on both real estate and LO for now, but it is very rewarding, you can basically work from anywhere so it’s very convenient.
@mona-checkoutmychannel7656
3 жыл бұрын
@@ivan199120 oh that's cool that you did both. And thank you! Did you work for any of the big companies? And yessss that's what I've heard about it being rewarding
@AMIREX1
3 жыл бұрын
The question at the 30 minute mark needs more info. It states that he intends to take out a loan from his 401k for the down payment, therefore the loan payment needs to be included in the TOR to determine maximum payment amount. Also, the last question is asking for just the HER and is not asking for the maximum payment the borrower can qualify for, which is what she answered. The answer just so happened to be the HER amount by coincidence.
@amenecermiami657
4 жыл бұрын
IN THE BEGINING YOU SAID DIVIDE IT BY 6 BUT YOU MEANT TO SAY 2 (INTEREST PAYMENTS FOR THE HALF YEAR) AND IT CONFUSED THE LIFE OUT OF ME. BUT, I MUST SAY, PHENOMENAL VIDEOS. I HAVE MY TEST ON MONDAY AND THESE HAVE MADE ME FEEL MORE PREPARED!
@Mossiek
4 жыл бұрын
Clear and simple! I appreciate your videos very much! Have test this Friday. Wish me luck :)
@JoseMorales-vq5fu
6 жыл бұрын
I wish I would have know about your courses before I paid for my other 20 hr safe classes online
@anelam71
4 жыл бұрын
This has helped so much . Studying now for my upcoming exam.
@kidfromqueens25
3 жыл бұрын
i love this lady i understand this stuff now. I will watch all of your videos this weekend. God BLESS YOU
@jbyrum28
2 жыл бұрын
Thank you! I have so much confidence with understanding the material with your videos. Your straight to the point. I'm watching them all!
@shaunbrignac
4 жыл бұрын
Thank you so much for all of these video's! Your such a great teacher and you present things that I can understand them and remember them so much better. I'm feeling much better about this test now.
@affinityrealestatemortgage2058
4 жыл бұрын
Thank you Shaun, good luck!!
@calibronzehawk3193
2 жыл бұрын
The only issue I had was being told to press equal when it should have been press the percentage sign. It took me a few times to determine what I was doing wrong, I got B at first for my answer and after I heard press the percentage sign, I got the right answer.
@LB__1
2 жыл бұрын
Your channel is a Godsend. Thank you for posting this.
@realwhitediamond5942
2 жыл бұрын
I really appreciate your time and effort with all these mortgage presentations. Stay blessed!
@j.w.2762
3 жыл бұрын
Thank you I just started and I motivated
@jenniferkillilea4512
6 жыл бұрын
Wow, I want to pay you!!! Thank you!!! On the last example the wife only worked two months, prior to that she was being trained in the military so I thought it was a trick b/c she didn't have two years work experience but thankfully they do count military service as work experience. Glad to know!!!
@angelinaclaire6430
3 жыл бұрын
WOW I love you!! Thank God for you and thank God I found you. I feel so much more confident about my test tomorrow
@angelinaclaire6430
3 жыл бұрын
AWESOME AWESOME TEACHER YOU ARE
@Cuevasirali
3 жыл бұрын
Did you pass?
@LouBloom21655
2 жыл бұрын
R.i.P. and thank you for all your help
@armandlamorissiere1977
7 жыл бұрын
Great training video save me so much study time. I love it.
@marieexcellent2643
3 жыл бұрын
Thank you so much for breaking down the math problems for us. You guys have the best videos ever. I will definitely be sharing your page. Thanks again!
@blakealboyd
3 жыл бұрын
Just learned how to use the % sign on my calculator 🤣🤣🤣
@julie53112
3 жыл бұрын
Me too
@kristenwade421
3 жыл бұрын
Me tooooo
@cinthiamolina6999
3 жыл бұрын
I almost cried 😳😅
@nottreyjackson
5 жыл бұрын
Take It tomorrow wish me luck
@arelidelarosa1259
5 жыл бұрын
I take mine tomorrow wishme luck lol
@alanupshurtv4920
5 жыл бұрын
U pass?
@affinityrealestatemortgage2058
4 жыл бұрын
+Prison to Paradise how did it go? Anything I can help you further understand?
@affinityrealestatemortgage2058
4 жыл бұрын
+Areli De La Rosa how did it go?
@lyortega4016
2 жыл бұрын
Thank you for this video, I was struggling with all of this math problems, you’re the best
@bryanbanting8852
4 жыл бұрын
I love this explanantion, its crystal clear than just reading the material You are awesome!!!
@melissagardner4923
6 жыл бұрын
You are an Angel.
@Amy-iz1ft
6 жыл бұрын
This information is priceless! Really great test prep. Thank you so much
@N8sSpins
3 жыл бұрын
This lady is the GOAT, god bless her up in heaven
@whoabrian
3 жыл бұрын
Thank you so much for this video! I study it all the time. You’re awesome!
@jamesdriggers2011
5 жыл бұрын
Shouldn't the $ amount of interest delcine as you pay down the principal? So using the loan amount to find the annual interest amount requires way more calculation that that. You can't just divide it by 12 for monthly, or multiply it by 5 for 5 years. The amount you pay in interest each month will depend on the remaining principal balance. Your Kackalations would suffice for the very first month, but everything after that would be incorrect.
@nissanowner5543
2 жыл бұрын
Loved your video! Very helpful! Thank you for being patient and explaining thoroughly!
@paloma5581
4 жыл бұрын
all your videos are really great! Your a great instructor.
@affinityrealestatemortgage2058
4 жыл бұрын
Thank you Paloma
@TRANGVU-189
6 жыл бұрын
The best instructor you can find is here! Thank you so much for helping everyone!
@mikes6490
Жыл бұрын
You been a truly blessing to me. thanks
@powerhouse884
3 жыл бұрын
The Down Payments question at 10:18 was not explained at all. I have no idea how you got to $9,300
@MFSHARTY
2 жыл бұрын
Was not explained. I need to find out myself, if I do I’ll leave another comment.
@albertlui514
3 жыл бұрын
Watching your videos in 2020. Your tutorials are very thorough and interactive. I love them a lot. Thank you for sharing.
@melebks6292
6 жыл бұрын
Thanks so much for all your videos. I'd love to take the course with you. I am prepping on my own and when I do not understand something I try to find your explanations. THANKS
@HisFrenchie
4 жыл бұрын
Taking my test tomorrow! Your videos have been so helpful! Thank you!
@affinityrealestatemortgage2058
4 жыл бұрын
+Karina Flores happy to help!
@romeostarlite21
4 жыл бұрын
How did you do?
@fastfingers110
3 жыл бұрын
Question: Are the therms "front end ratio" and "back end ratio" used interchangeably? , because the instructor references them both when discussing "Qualifying Standards" and " Conventional /FHA " ratios
@josephabraham4058
3 жыл бұрын
I love all of her points of clarification here. However, remember there is a difference between the Market Appraised Value of a home and the Tax Appraised Value of the same home. Typically, (Hopefully) the tax appraised value is much lower than the market appraised value.
@zachleonard7878
Жыл бұрын
Thanks for all your videos. Wonderful teacher. I have a question for the very last example. At the end of the problem, It says base on House expense ratio. Why we have to calculate the debt to Income as well? I understand the formula says we choose the lesser but in this specific question they are saying only base on House Expense Ratio. Thanks for your observations.
@angelaluo6319
3 жыл бұрын
Thank you so much, best explanation EVER.
@Travelchics
3 жыл бұрын
Thank you so much for making this video! This was needed
@misaelgutierrez9625
7 жыл бұрын
Great video, keep uploading, you are outstanding.
@cjmcfarlane4756
5 жыл бұрын
This youtube channel was exactly what I needed. Thank you!
@affinityrealestatemortgage2058
4 жыл бұрын
+CJ McFarlane thanks CJ! Did you take the exam already? What was the most difficult section for you? federal?
@affinityrealestatemortgage2058
4 жыл бұрын
+CJ McFarlane thank you!
@luginaandrade1389
6 жыл бұрын
Thank you ! Finally I got it 🌸
@jeromew4428
6 жыл бұрын
Thanks so much! Wonderful video.
@rachelgolden4821
2 жыл бұрын
Thank you this is extremely helpful! 🙏🏼
@latebloomer2677
3 жыл бұрын
HI!! I take my exam in 3 days - quick question: around 14:03 you show that the acquisition cost includes the total amt to purchase property, including down payment, loan amt, and allowable buyer paid closing costs BUT in the examples, they don't use the loan amt, they use the sale price. This confuses me because the sale amount is not listed as an option but the loan amount is...what am i missing? I'm getting confused because the sale price to me is the asking price which is negotiable and we tend to work off of the loan amount...except in this case. Why do you say LOAN AMOUNT in the definition but use the SALE PRICE instead for the equation???? Thanks!! :-) P.S. your videos are a tremendous help!
@whitneylee-mh9su
4 ай бұрын
Can someone explain where she got 52 from? I multiplied it by 4(because there is 4weeks in a month)
@wilaiporn84
4 жыл бұрын
Your videos are so helpful.Thank you!!!
@alondraromero2586
6 жыл бұрын
THANK YOU SO SO MUCH FOR ALL OF YOUR NMLS TEST VIDEOS!!!!!!
@Mari-uy8bj
3 жыл бұрын
Awesome explaining skills!! Loved this video!
@christopherhefke203
2 жыл бұрын
Thank you for doing these videos!
@eddieberamos6710
2 жыл бұрын
My life it's difficulty.have you seen why I blessed my dear and how it's my job to promote jean.done.how every option has you protecting him I found eligible younghood.care of affirmation. Clearly anointed this insentive I had risk saying the problem.becomeing else where and looking for you Aunt Sally.mathimatics is a strong suit.i blessed thos who blessed me.is years of hatred worming is it eligaly promoted as the child am I still here.math.
@rayasaya6803
3 жыл бұрын
This video is golden. Thank you!
@wiseGUY1288
6 жыл бұрын
ok on the video its say for back end 10 payments or less do not count on a car loan not lease, then you said 7 payment on a car loan you count it, 7 payments on a lease you count it, So which is it ?
@glasticenterprises5158
3 жыл бұрын
Thank you this video helped me tremendously.
@sheenasg3381
4 жыл бұрын
Wow! I’m enrolling to your classes soon... I need to be familiar first with few terms then I’ll be ready!
@affinityrealestatemortgage2058
4 жыл бұрын
Call and ask about discounts!
@mudancreek
2 жыл бұрын
6'16": "Semi-monthly Salary x 24 (or divided by 2)" should be "Semi-monthly Salary x 24 /12 (or multiply by 2)" = Gross Monthly Income
@EdwardDanilyuk
2 жыл бұрын
For problem 9.3 shouldn’t you also include his current rental payment of $1000 per month as a debt? If so, that would change the answer for the back-end ratio
@JD-hs7ib
7 жыл бұрын
Great video and very easy to understand !!!
@tiffanytrojanowski7835
5 жыл бұрын
Excellent video!!!! Thank you, it helped me A LOT!!!
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