The comprehensive video I needed. All puns intended. Thanks.
@scottagencyinc.7911
3 ай бұрын
Your comment made my day, Thank you!!!!!!
@lumberjackdreamer6267
2 ай бұрын
Please note that one can add comprehensive only, without collision. It makes sense in the countryside, where we have deer accident, rodent damage, tree fall, …
@lizzieyann
6 ай бұрын
Best explanation! Thank you so much!
@scottagencyinc.7911
6 ай бұрын
Thank you
@kreative15
Жыл бұрын
Just want to say Thank you so much for this information. You explain everything perfectly. I can finally make a decision
@scottagencyinc.7911
Жыл бұрын
Thanks for taking the time to watch the video!
@amberarnold2007
17 күн бұрын
This was the perfect video to explain. Thank you
@scottagencyinc.7911
17 күн бұрын
Thank you, glad it helped.
@samoanirwin
2 жыл бұрын
The Best video I’ve seen on this topic. Thank you so much for sharing as it was very helpful to help us make that decision. 🥰
@scottagencyinc.7911
2 жыл бұрын
Glad it was helpful!
@lumberjackdreamer6267
2 ай бұрын
You should also talk about the deductible associated with the different coverage.
@courtneybriggs586
Жыл бұрын
Great video. Thank you !
@user-km8iy5it3z
9 ай бұрын
Thank you so much
@scottagencyinc.7911
9 ай бұрын
Hope it helped!
@auroracruz7865
2 ай бұрын
Well explained❤ thank you so much
@scottagencyinc.7911
2 ай бұрын
Thank you for taking the time to watch. Would you mind sharing with me how you found the video?
@faisalalmannai5747
2 ай бұрын
Scenario A: A vehicle destroys a liability insured vehicle. Scenario B: A vehicle destroys a comprehensively insured vehicle. Will the compensation amount be the same in both scenarios?
@scottagencyinc.7911
2 ай бұрын
Thank you for your comment. Scenario A: The at fault drivers' insurance will evaluate the damage caused and the cost to repair the damage against the current value of the vehicle. This comparison will either result in the vehicle being totaled and an actual cash value payment being made. Scenario B: Same as scenario A Definitions are important. Liability means the insurance company will repair damage that you do to someone else. It will not pay for the damage to your vehicle. Comprehensive coverage is added to pay for things like Rock chips, theft, and fire damage to your car. Collision coverage is added to pay for damage to your car that is your fault In the insurance world a car has either Liability only or Liability with comprehensive and collision coverage added commonly known as full coverage.
@robertwhite2792
3 ай бұрын
If you have full coverage and are in an accident, but the damage is more than the value of the car. Will your provider pay for the repair or just give you retail value?
@scottagencyinc.7911
3 ай бұрын
If the cost to repair the damage reaches a certain percentage of the value of the car the insurance company will total the vehicle instead of repairing it. The total will be made off of the actual cash value of your car. The insurance company will go out and find comparison that should be very similar to your car's mileage, features and what the current market is bearing for your car.
@Crazylove105
7 ай бұрын
this was really helpful than you Brian!
@buttercup5920
2 жыл бұрын
Can I pay just pay liability if I’m financing on a vehicle ? I had full coverage last month I just took it off because it’s too much to pay for along with financing the car
@scottagencyinc.7911
2 жыл бұрын
Hello Butter Cup! Thank you for your comment. Unfortunately if you are financing a vehicle the finance company is going to force you to carry full coverage. I would suggest that you find out what the highest deductible the lender will allow you to carry and also make sure that deductible is acceptable to you. In this case, the deductible is the main piece of the puzzle you can control. Keep the appropriate level of liability and play with the deductible. Hope this helps!!!!!
@buttercup5920
2 жыл бұрын
@@scottagencyinc.7911 ok thanks for responding!
@adr3naline23
10 ай бұрын
What if your loan is less than 3,000 left , full coverage would cost me over 4,000 , I’m switching to basic !
@ozzymartinez9544
3 ай бұрын
Yesterday they hit my back bumper I was on red light waiting for green light to go forward we both have liability insurance only is it worth it getting an attorney
@scottagencyinc.7911
3 ай бұрын
Hi Ozzy, when someone rear ends you, in most cases they will be seen at fault for the accident. If that is the case their insurance company should work with you to repair your car, provide a rental car, etc. If the cost to repair the car is enough to total the car, their insurance should pay you for the actual cash value of your car. The only reason to get a lawyer involved is if you have been injured severely. I would ask this same question to your current agent and let them guide you. Thank you for your comment.
@ozzymartinez9544
3 ай бұрын
@scottagencyinc.7911 they took my case I started chiropractic on Friday
@scottagencyinc.7911
3 ай бұрын
@@ozzymartinez9544 Speedy recovery.
@telefunkenyou47
11 ай бұрын
I wonder who started calling it “full coverage?”
@vapeking466
6 ай бұрын
Does "deer 🦌 hits" mean when you hit one in your car?
@scottagencyinc.7911
6 ай бұрын
When you hit one or when one hits you : )
@Greenstreet_Utes
2 жыл бұрын
STOP SAYING FULL COVERAGE It doesn’t mean a damn thing.
@scottagencyinc.7911
2 жыл бұрын
As an agent, I could not agree more your statement is 100% accurate however trying to correct the term of full coverage to Comp and Collision is not something that society, in general, is going to accept. In the video at 1:25 in I explain that full coverage is not an insurance term and address your concern for a full 19 seconds. Full coverage leads to thoughts of no matter what happens I will be covered "fully" and that is not accurate. The good news is that I do educate my clients on what their coverage means just as I did inside this video. Thank you for your comments and for visiting our channel.
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