Thank you so much for your fantastic prep videos. I passed the first time with your help! T method is SOLID!
@JustCallMaggie
8 ай бұрын
Love the sound of this!!
@MichelleMarie-pw8tw
8 ай бұрын
may i ask where did you get the divide by $1000?
@JustCallMaggie
8 ай бұрын
At the top of the amortization chart, see where it says “per $1,000”
@donnwilliams9996
27 күн бұрын
@@JustCallMaggie NO ONE CAN BRING IN A AMORT. CHART INTO THE TESTING CENTER IN UTAH AND I BET MOST STATES.
@JustCallMaggie
27 күн бұрын
@@donnwilliams9996 the testing center will provide it for you. Some states provide it as a separate paper while some states provide it in the actual examination for you, or in some states you don’t even have to know how to solve that kind of problem.
@MaeganGraceFuller
4 ай бұрын
Hold up... Will we have the monthly & Interest Payment Factors chart on the test or is this something we need to memorize? Are we allowed to bring this chart for the test?
@JustCallMaggie
4 ай бұрын
They will provide you with the chart. No way do you need to memorize that. Just know how to use it. Don’t forget to divide the loan amount by $1000 first then multiply by the loan factor.
@irfanahmed326
8 ай бұрын
I passed my both IL National and State portion in my first attempt, I use to watch your valuable videos regularly. Thank you
@JustCallMaggie
8 ай бұрын
Congratulations! 👏👏👏 That is great. 👍 So happy to hear. Thank you for sharing. Best of luck to you on your real estate career. 🤓🫶
@MyAmericanlife-df3to
12 күн бұрын
Hi Irfan, I’ll be giving my IL real estate exam next month. Where were u enrolled for the 75 hours coursework certificate? Can you kindly guide me about that please?
@MaeganGraceFuller
4 ай бұрын
Two ways you can get to the downpayment through the Loan to Value Ratio question: 1. Subtract 100% - 80% = 20% 2a. Subtract $200,000 (purchase price) - $160,000 (loan amount) = $40,000 (down payment) 2b. Divide $40,000 / $200,000 = .2 2c. Multiply .2 x 100 = 20%
@JustCallMaggie
4 ай бұрын
Very good 👏👏👏🥳🥳🥳
@adebayoadediranbfc
5 ай бұрын
Thank you Maggie. Your videos were really helpful. I passed my real estate license exams once
@JustCallMaggie
5 ай бұрын
Sweet!!! Congratulations on passing your exams 🥳👏🥳👏 Thank you for sharing this amazing news and for your kind words. Best of luck to you on your real estate career 🤓🫶
@donnwilliams9996
27 күн бұрын
Like to know which state allows us to bring in amort. charts into the testing center to use???? NoNE. Where did you get 1000 to divide 100000/1000??? Just came up with it out of the air?? then you produced a chart that NO one can have while testing. ????
@JustCallMaggie
27 күн бұрын
@@donnwilliams9996 go to 10:18 in the video. That’s where I get the $1,000 from that you have to divide the loan amount by first then multiply by the loan factor. No state is going to allow you to bring anything in with you as they provide it all. The loan constant chart I provided is just an example of what they may provide you at the testing center. Those totals can change depending on the lender. Just learn the steps to solving these questions and you’ll do just fine. You can also grab my math e-book bundle here (30% off today) 👉 justcallmaggie.com/product/math-skills-for-real-estate-success-e-workbook-bundle/
@alfredor62videos1
8 ай бұрын
wow wow AMAZING VIDEOS "NOBODY BEAT MY MAGGIE.
@JustCallMaggie
8 ай бұрын
🤗🥰 Thank you 😊🫶
@TiciaTheDiva
13 күн бұрын
Maggie, how did you get that 20% down payment for the LTV for the 160,000/200,000?
@JustCallMaggie
13 күн бұрын
@@TiciaTheDiva if there’s an 80% LTV, that means there’s a 20% down. Just like if there was a 90% LTV, that would be 10% down.
@executivelifetv
20 күн бұрын
I never understood this concept. Thank you for covering.
@JustCallMaggie
19 күн бұрын
@@executivelifetv Thank you. I hear ya. Finance was definitely not my strong suit.
@LifeLong_Novice
10 күн бұрын
Thanks for your help!
@JustCallMaggie
10 күн бұрын
@@LifeLong_Novice it’s my pleasure. Thank you for your support.
@esmeandmau
7 ай бұрын
All your videos are so good!!! God bless you!!
@JustCallMaggie
7 ай бұрын
Thank you so much. I appreciate you
@joyking1033
7 ай бұрын
On the L to Value Ratio how did you find the 20% of the down payment of the loan.
@JustCallMaggie
7 ай бұрын
If the LTV ratio is 80%, then the down payment is 20%. If the LTV ratio is 95%, the down payment is 5%. Does that make sense?
@joyking1033
7 ай бұрын
@JustCallMaggie ok I ve seen that before.. what you are saying about the 95% .5 but I will need to process it more in my head Go back to your problem again. Of what you had stated in the beginning. I will get thru this lol
@TiciaTheDiva
13 күн бұрын
@@JustCallMaggiewhat I’m gathering is, “it has to equal 100%,” is that accurate?
@JustCallMaggie
13 күн бұрын
@@TiciaTheDiva yes! Very good 😊
@Officialdukevr
3 ай бұрын
I wish you taught the IL state portion. Your videos helped me pass the national portion after failing it 3 times.
@JustCallMaggie
3 ай бұрын
Wow!!! That’s great. Thank you and congratulations!! 🥳🥳🤓🫶
@crystal5930
8 ай бұрын
Thanks for your help Maggie!!
@JustCallMaggie
8 ай бұрын
You’re welcome. Thanks for passing by 🤓🫶
@Deebabby94
5 ай бұрын
Can you do more PITI questions, I got confused on the problems if you could explain the steps a little more. I wasn't sure why we used the 80% instead of the 7.5%.
@JustCallMaggie
5 ай бұрын
Good question. Ok so I used 80% because that means 80% of the sales price will be the loan amount and we need to find the loan amount to complete the calculation. The 7.5% is the interest rate for that loan. I hope that helps clarify your question.
@chloetresses
5 ай бұрын
@justcallmaggie where did the $1000 in the PITI problem come from
@JustCallMaggie
5 ай бұрын
@@chloetresses from the chart. It says “Monthly Principal and Interest Payment Factors (per $1000).”
@htowns39
4 ай бұрын
Taken my Missouri Real estate Saleperson exam national and state 3 times already frustrated stay haven't pass neither one I need help please I have been study on quizlet still no success help me please
@JustCallMaggie
4 ай бұрын
Sorry to hear that. Why don’t you sign up for my cram course? I’ll be going over a lot of the terms and stuff. Some practice questions. You can ask questions too. It’s June 8 from 12-4p ET.
@htowns39
4 ай бұрын
I sign up for your CE Shop
@htowns39
4 ай бұрын
Thank you Maggie
@jb8264-o1i
5 ай бұрын
You can't use that sheet on the test
@JustCallMaggie
5 ай бұрын
They should provide you with a payment factor chart
@joyking1033
7 ай бұрын
The chart for the 1000.00 amount where do you find a copy of that information? Is that in your ebook of math
@JustCallMaggie
7 ай бұрын
No. I’m sure you can find one similar if you just google payment factor chart or something.
@joyking1033
7 ай бұрын
@@JustCallMaggie ok thank you. I am learning this.. trying to lol.
@joyking1033
7 ай бұрын
@JustCallMaggie also when you are taking your exam will they use a chart in this loan to value ratio with there math problem when you are taking your exam
@JustCallMaggie
7 ай бұрын
@@joyking1033 the testing center will provide the chart for you. No need to memorize it. Just understand how to find the payment/loan factor to multiply it.
@Everyda_ycooking
8 ай бұрын
Very good idea
@JustCallMaggie
8 ай бұрын
Thank you 😊
@PalaciosBienesRaices
8 ай бұрын
Thank you !
@JustCallMaggie
8 ай бұрын
You’re welcome. It’s a start 🤓🫶
@ক্ষুদ্রক্যালিগ্রাফার
8 ай бұрын
wow wow AMAZING VIDEOS
@JustCallMaggie
8 ай бұрын
Thank you 😊
@ক্ষুদ্রক্যালিগ্রাফার
8 ай бұрын
@@JustCallMaggie Hi Maggie,I am a digital marketer and SEO expert if you need any service tell me if your video is not SEO done I can do it if you do SEO the video will rank
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