How to make sure your retirement money wont run out, the biggest fear in retirement money running out with the fear of retirement stopping people enjoying a long and happy retirement. Retiring at 65 or 67 means you will be able to access old age pensions and employee contributed Canadian Pension Plan (CPP) and Old Age Security (OAS) and for low income Canadians the possibility of qualifying for Guaranteed Income Supplement (GIS). The GIS is not means tested in Canada, meaning that you qualify on your declared income, not net worth.
Will your money run out in retirement try budgeting and see how your monthly expenses impact your income and capital if you have any. We set a travel budget for a 10 year period, hoping our level of health would be good enough to enjoy international travel. We worked out with investments and retirement income we can comfortably fund our retirement into our late eighties.
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