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@chargeriderepeat7024
16 күн бұрын
I retired at 55, Im still very active, but I have little interest in travel after a lifetime of doing it. Just too much hassle and Ive become tainted to tourism. Yes my youtube channel.keeps me interested in my hobby.
@40NorthFinances
16 күн бұрын
Thanks for sharing your story! I touch on this in the next video....that as we become older, we'll likely want to travel less. All the more reason to travel as early as you can, if you have the desire to do so. May I ask, looking back aren't you glad that you traveled earlier, rather than putting it off?
@davel3616
16 күн бұрын
People who wish they spent more money earlier probably (sensibly) took a conservative approach to saving (protect against risks) and then their investments ended up doing just fine, leaving them with a big nest egg at age 75+. So they can look back and say they could have spent more. But this is only because things worked out well for them. You shouldn’t spend more when you’re younger because it makes you vulnerable to things like unforeseen health care expenses or a bad run of the stock market.
@40NorthFinances
16 күн бұрын
Hi Dave. You make a great point-there’s definitely a balance to strike between enjoying life earlier and making sure you’re protected against those unpredictable risks. It’s always tricky because hindsight is 20/20, but I think the key is finding a personal approach that balances responsible saving with enjoying the present. It’s all about making sure you don’t miss out on today while still being smart about tomorrow! Appreciate your insight! 😊
@garyharper2943
9 күн бұрын
Enjoying life when you’re younger has nothing to do with buying more stuff.
@drjtk76
11 күн бұрын
Your brief and to the point video helped me so much. Thanks
@40NorthFinances
11 күн бұрын
We're glad you found it helpful. Thanks for watching!
@Carnegiered52
9 күн бұрын
How was this video helpful? I think you are being facetious?
@andrewhanson5942
13 күн бұрын
A long time ago, my Grandma told me "Son, as you get older you need to keep moving. Once you stop moving, it's all over." Words to live by!
@40NorthFinances
13 күн бұрын
100% agree! You're Grandma was a wise woman. :)
@freepoet6737
16 күн бұрын
Nice and to the point
@40NorthFinances
16 күн бұрын
Thanks :)
@thorsrensen3162
16 күн бұрын
I hate to travel. I wonder if i will regret that I did not travel more when I am retired.
@40NorthFinances
16 күн бұрын
Thanks for sharing! It's great that you're thinking ahead about what might matter to you in the future. Everyone’s retirement looks different, and if traveling isn’t something you enjoy, you might not regret it at all! The key is to focus on what brings you joy and fulfillment, whether that’s spending time with loved ones, pursuing hobbies, or something else entirely. As long as you’re doing what makes you happy, that’s what really counts! 😊
@glorgau
10 сағат бұрын
Try traveling without a bunch of stuff. Me, I'm a one bagger.
@40NorthFinances
10 сағат бұрын
100%! That's how we do it, too. Carry-on only.
@aresiusm621
10 күн бұрын
They say to be comfortable in retirement you need $600K. I’ll never get there so I’ll probably die at my desk job one day lol. It’s how the government wants it. Unless I get fired for being too old then die in an 8x4 room with no heating and baked bean tins for a bed. Or perhaps just end up in a card board box on the street where it’s illegal to be homeless so may get lucky to go to prison and 3 meals a day and warm bed.
@40NorthFinances
10 күн бұрын
That sounds really tough, and I get where you're coming from. It feels like the system is stacked against a lot of people, but there are ways to take small steps toward financial freedom, even if it seems impossible right now. You deserve better than that desk job until the end. Hang in there, and maybe look into some alternative ways to build up a cushion-it’s never too late to start.
@davel3616
9 күн бұрын
Life after 65+ is definitely very difficult for Americans outside the top half of earners. But the numbers in this comment are made-up nonsense.
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