Safe Investment । 12 મહિના ની બચત સામે 2 મહિનાની બચત જેટલા કમાવો | Ek Vaat Kau
The Post Office Recurring Deposit Scheme is a government-backed savings scheme in India.
It offers a 6.7% interest rate per year for 5 years.
A monthly investment of Rs. 2000/- in this scheme will yield a maturity amount of Rs. 1.42 Lakh with a profit of Rs. 22,000/-.
The scheme is open to single adults, joint accounts, minors above 10 years, and guardians of persons of unsound mind.
A minimum deposit of Rs. 100/- per month is required, and there's a penalty for non-payment.
The account can be discontinued after 4 defaults but can be revived within 2 months.
Loans up to 50% of the balance are available after 12 installments.
Premature closure is allowed after 3 years, and the maturity period is 60 months, extendable by another 5 years.
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