can confirm, i got my loan sanctioned for australia and it took 3 goddamn months for the same. after that, they told me about the margin money (which they didn’t bother to talk about at the time of application). eventually, i had no option but to let go of my application to the university because of the time they wasted.
@WeMakeScholars
2 ай бұрын
Hi Aayush, This is one of the major issues with Union bank. That’s the reason we don’t suggest students to approach them. But don’t worry; we can definitely help you secure an education loan for your higher studies in Australia. We’re empanelled with 15+ Public and private banks and most of them are accepted by the Australian Embassy. Speak with our team as they can connect you to the best bank tailored to your profile. Additionally, we don’t charge any service fees. Request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
@shampachatterjee09
12 күн бұрын
Yes i m faceing lots of problem with union bank of India...
@WeMakeScholars
12 күн бұрын
Hello Shampachatterjee, we are also no longer partnered with Union Bank as students are facing lots of issues. Other banks have better education loan products. We are partnered with 15+ public and private banks and we can help you with your education loan process by connecting you to suitable banks. Kindly request a callback using this link: bit.ly/48cTdcR or by calling us at 9889882090.
@sainathmunde1520
2 ай бұрын
You are correct even my friend has faced the same issue
@WeMakeScholars
2 ай бұрын
Hi Saina. Kindly tell your friend to reach out to us. We can help her in getting a balance transfer to another bank which provides lesser loan margin and timely disbursements. We’re partners of 15+ public and private banks. Based on her profile our team can connect to the best bank which is offering a better deal than Union Bank. Furthermore, we don’t charge any service fees. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you shortly.
@DulalBarnan-d6r
Күн бұрын
Already registered and apply for education loan but still now not responding you
@WeMakeScholars
12 сағат бұрын
Hello Dulal, It seems like you have called past our working hours. We ensure to call every student, Kindly wait and our team will get back to you. Your patience is appreciated.
@MrRed-vy9kz
10 күн бұрын
Hello Mam! If I don't have the bank statement of anyone working for me, can I get a loan?
@WeMakeScholars
10 күн бұрын
Hello, bank statements for an education loan are mandatory. Try including your blood relatives as a co-applicant or financial co- applicant who have the required documents.
@shreyasborkar6629
Ай бұрын
Hi mam which bank is best for collateral based loan
@WeMakeScholars
Ай бұрын
Hi Shreyas, Banks' interest rates, terms, and conditions vary. So our team can help you analyze your profile and further guide you through the loan process. We will assist you with checking your eligibility with 15+ public and private banks and connect you to the ideal banks. You can speak to your financial officer by requesting a callback via this link: bit.ly/48cTdcR or call 9889882090.
@bhanusreebandaru8598
2 ай бұрын
I'm. planning to apply fr that Bank...And thank you fr the info...
@WeMakeScholars
2 ай бұрын
Hi Bhanusree, We don’t suggest you to approach Union bank as many students faced horrible experiences with them. Feel free to speak with our team as they can suggest you the best bank tailored to your profile. We increase your chances of getting the loan as we’re empanelled with 15+ public and private banks. Furthermore, all our services are completely free of cost. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you as soon as possible.
@Suryansh_1011
2 ай бұрын
Thanks for the information. Btw is HDFC credila good for education loans as they cover 100% of the amount?
@WeMakeScholars
2 ай бұрын
Hi Suryansh, There are many lenders who offer 100% loan amount beyond just Credila. Speak with our team as they can suggest you the best bank with lower rate of interest tailored to your profile. We’re empanelled with 15 + public and private banks, increasing your odds of getting the loan. Additionally, all our services are free of cost. Simply request a callback at bit.ly/48cTdcR. Our team will get in touch with you shortly.
@HungerNita
Ай бұрын
Is there anyone who can fund MBBS in Russia 100% fee without collateral
@WeMakeScholars
Ай бұрын
Hi, You can apply for a collateral loan, however banks do not offer 100% unsecured loans for MBBS in Russia. You can contact us for help with your education loan. Please request a callback using this link: bit.ly/48cTdcR or call 9889882090, and our team will get back to you quickly.
@Yuvrajmax0911
5 күн бұрын
Hello Do you find any
@HungerNita
5 күн бұрын
@@Yuvrajmax0911 no buddy
@AsfiaTabassum-z3l
2 ай бұрын
Mam i have taken education loan of 7.5 lakhs in union bank withput collateral for my btech in india Will i get any problem ma Manager looks like good and he is supporting me in this process My father has 691 cibil score But he said interest rate will be high but loan is possible.... Please tell me mam Will u get any problem
@WeMakeScholars
2 ай бұрын
Hi Kindly note that, We don’t suggest you to take the loan from Union bank as many students faced horrible experiences with them. We can help you get an unsecured loan with a CIBIL as low as 575. Feel free to speak with our team as they can suggest you the best bank tailored to your profile. We increase your odds of getting the loan as we’re empanelled with 9+ Private Banks and NBFC’s. Furthermore, all our services are completely free of cost. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you as soon as possible.
@dscrazy4749
14 күн бұрын
My family income is 30k per month eligible 25-30 lakh education loan father cibil is 740
@WeMakeScholars
14 күн бұрын
Hello, There are a few other factors on which the education loan will be decided. Kindly contact our team for assistance with your education loan process. We are partnered with 15+ public and private banks and a dedicated financial officer will be assigned who will connect you to a suitable bank based on your profile. You can contact your financial officer by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
@roma97478
15 күн бұрын
Hii mam i need 4.5 lakhs for my studies can i go for union bank or not Please help mam
@WeMakeScholars
14 күн бұрын
Hello Roma, there are other banks which has better loan products. You can contact our team to know the suitable options, a dedicated financial officer will be assigned. By analyzing your profile and based on your requirement we will connect you to suitable banks. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or calling us at 9889882090.
@shampachatterjee09
12 күн бұрын
Maam how can i get education lone for my studies at Geemany?
@WeMakeScholars
12 күн бұрын
Hello Shampa. Yes, you can get an education loan for Germany. We are funded and supported by the Ministry of IT, Government of India under the Digital India campaign. We are partnered with 15+ public and private banks and will boost your chances of securing an education loan. We provide one-on-one assistance to students by assigning a dedicated financial officer. The financial officer will analyze your profile and connect you to suitable banks based on your profile. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
@taniyaidrisi3097
2 ай бұрын
Hello mam. Need immediate help. I'm facing many difficulties for getting an education loan and trying since nov'23. I've applied in sbi via vidyalaxmi portal then they said apply from jan samarth, and i applied from jan samarth as well, meet all the required documents and father as co-applicant but they rejected my file. Then i directly applied to credila by changing my co-applicant from father to brother, they also rejected my file by saying not meeting the norms. I registered for a call from your website and still not get any response. Kindly help me in this.
@WeMakeScholars
2 ай бұрын
Hi Taniya, we can understand your frustration. This is why we don’t recommend students to directly approach the banks. But don’t worry. We can definitely help you secure an education loan. We’re partners of 15+ public and private banks, increasing your odds of getting the loan. Due to high volume of applications, it is taking longer than expected to respond back. We will reach out to you for sure. Your patience is highly appreciated. For any follow-up, you can contact us by phone at 9393344424 or email us at: hello@wemakescholars.com.
@vbvines7131
2 ай бұрын
Helo mam as you mentioned that non collateral loan is not acceptable in Australia is it for every bank?
@WeMakeScholars
Ай бұрын
Hey! Non-collateral loans from NBFCs are not accepted, but we can try with other private bansk. Our team will help you determine your eligibility in 15+ public and private banks and help get best education loan which suits your profile. To get assistance request call back on the link: bit.ly/48cTdcR
@Aman_techfireworks
Ай бұрын
Miss @WeMakeScholars ! How can i get education loan for MCA which is aicte/ugc approved university !
@WeMakeScholars
Ай бұрын
Hey! We can certainly help you in getting the education loan. We’re empanelled with 15+ public and private banks. Based on your profile our financial officer can connect you to the best bank which Is suitable for your profile. Furthermore, all our services are completely free of cost. Request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you shortly.
@shivangityagi4180
Ай бұрын
Hello ma'am , i am wishing to take loan from union bank of india to take admission in KS Hegde Medical Academy in MBBS course and it is mentioned on their website that they can provide loan upto rs 40lakhs without collateral, will margin also be considered in this case and ma'am is loan Insurance mandatory for the loan approval?
@WeMakeScholars
Ай бұрын
Hi Shivangi, Yes the loan margin will be considered in your case. It won't be 15% but more than that. Many banks mandate taking loan insurance. We made this video to raise awareness about the major concerns that many of our students have had with Union Bank. As we are partnered with 15+ banks we can help you get the best education loan that suits your profile. Kindly get in touch with our team by requesting a callback via this link: bit.ly/48cTdcR or call 9889882090 and a dedicated financial officer will reach out to you soon.
@ritikkumarkumar253
2 ай бұрын
Mam mujhe MBA karna hai inverties university se to mujhe 4 lack ka loan chaiye
@WeMakeScholars
2 ай бұрын
Hi, Hum zaroor aapke MBA keliye education loan panae me madath karenge. Hum 15+ public aur private banks se jude hai. Aapke profile ke anussar hamaaare team aapko best bank ko suggest karte hai. Additionally, humaare services completely free of cost hai. Aap iss link par bit.ly/48cTdcR callback request kariye. Hamara team aapko respond karenge
@rajatjangir7613
2 ай бұрын
mam same issue i am facing please help me can i reduce my margin
@WeMakeScholars
2 ай бұрын
Hi Rajat, We understand your concern. By having higher loan margin, it increases financial burden on students. But don’t worry, we can help you balance transfer your loan amount to another bank that offers lower loan margin. We’re empanelled with 15+ public and private banks. Feel free to speak with our team as they can recommend the bank that provides the best deal for you. Request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
@pritibanyapattanaik9105
2 ай бұрын
Can I reapply in vidyalaxmi portal after getting rejected from janasamarth portal
@WeMakeScholars
2 ай бұрын
Hi priti, Kindly approach the bank you’ve applied through Jansamarth. Request them to cancel your application. After a cooling period of 6 months, you’ll be able to apply in vidya lakshmi portal. To avoid 6 months delay, you can process your loan via Wemakescholars. We’re empanelled with 15+ public and private banks. Our team can suggest you the best bank. Additionally, all our services are completely free of cost. Request a callback at bit.ly/48cTdcR our team will get back to you shortly.
@simranjeetkaurjiars
2 ай бұрын
Hi. If my father is NRI and his salary is above 1 lakhs then can I get education loan without collateral?
@WeMakeScholars
2 ай бұрын
Hello Simran, IF your co-applicant is any NRI, he must fulfill the following requirements: 1) Should have an NRE Account 2) Should’ve Maintained a minimum remittance of 60,000 per month for at least 6 months in the NRE account. 3) To grant Power of Attorney to one of the following: parents, siblings, spouse, or parents-in-law. If the co-applicant is meeting the aforementioned requirements, we can definitely help you get an unsecured loan. We’ve empanelled with 9+ private banks and NBFC’s. Get your education loan effortlessly as we process your loan 100% digitally. Furthermore, all our services are completely free of cost. Request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.
@asdiscussed7975
Ай бұрын
Helo mam Muhhe nift clg mila h jo union bank ki premium list mai h nam to keya hamko bhi margin dena hoga ya kwqal abroad walon ko dena hota hai margin
@WeMakeScholars
Ай бұрын
Hey! even if your university comes under premium list in union bank but there will still be concept of loan margin and the student has to bear a certain margin but with union bank it is very much. Our team can help you check your eligibility with 15+ public and private banks and get you education that best suits your profile. To get help, please click the link and ask for a callback: This link: bit.ly/48cTdcR
@dhruvtiwari1976
26 күн бұрын
hello ma'am mujhe NIT Bhopal me admission mila hai and mujhe 5-6 lakhs ka loan lena hai to kya mujhe union bank se lena chaiye
@WeMakeScholars
25 күн бұрын
Hi Dhruv, Bohot saare banks hain jinke loan products UNION BANK se behtar hai. Hamari team aapko assist karegi aapki eligibility 15+ banks me check karkar aapko education loan dilwane me. Aapko ek dedicated person assign honge aapko assist karne ke liye, aap unse contact kar sakte hain. Wah aapko education loan ke regarding saari jaankari denge. Aap unse saare doubts clear kar sakte hain. Apne financial officer se contact karne ke liye aap yah link par callback request kar sakte hain: bit.ly/48cTdcR ya yah number par call kar sakte hain 9889882090.
@sanketh6157
14 күн бұрын
Indian government and RBI should take strict action union bank which is not at all working fine .. I faced hell issues inspite of me paying my 90% education loan within 4 years of disbursement when it was corporation bank. Inspite of having good reputation in the bank Corporation bank went under Union bank and changed its style of working. When I approached to go ahead with the collateral loan in union bank for my sister they just sanctioned 35 lakhs out of 42 lakhs requirement which rest was categorised as margin money. As a normal middle class family how could they arrange 7-8 lakhs margin money ? This is not at all fair? If we could have those 8 lakhs why would we approach banks for loans? 2) The Simple interest for amount taken should be charged after the course which can be paid at once but in the application process itself they select the option of paying the interest monthly.which again is the burden for Middle class people. They don’t even ask when should we allow them to pay interest? 3) None of them in the bank take our request/problems seriously Really I was traumatised with Union Bank of India. 16 % margin money is very much ..
@WeMakeScholars
14 күн бұрын
Hi Sanketh, We agree with you. If you had gone through us we wouldn't have let you deal with this trauma right.
@parshyavlogs2408
2 ай бұрын
Mam can i get a Foreign Education loan of 40 lakhs from the union Bank without collateral for my pilot training in South Africa
@WeMakeScholars
2 ай бұрын
Hi Parshya, Union bank doesn’t offer the mentioned scheme for Pilot training course. Unfortunately, it is not possible to get an unsecured loan for study in South-Africa. Banks will be requiring collateral. If you meet the mentioned requirement, we can try for deviation and help you get the loan. Request a callback at bit.ly/48cTdcR . Our loan team will get in touch with you shortly.
@gauravaggarwal2519
2 ай бұрын
I have taken the Union Bank Premier University loan and currently studying in Australia. The same happened with me when I asked them to pay my fees they said the fees will be disbursed only after getting the visa. Currently I am paying 17.53% as a margin money. 😢
@WeMakeScholars
2 ай бұрын
Hi Gaurav, 17.53% is very high loan margin and it increases your financial burden. We can help you balance transfer your loan to one of our partnered banks. Speak with our team as they can suggest you the best bank which offers you lower loan margin and which is also accepted by the Australian Embassy. We’re empanelled with 15+ public and private banks. And we don’t charge any service charges too. Simply request a callback at bit.ly/48cTdcR. Our loan team will respond to you as soon as possible.
@suryasuryaks6653
2 ай бұрын
Then how did you payed you intial fees bro .
@gauravaggarwal2519
2 ай бұрын
@@WeMakeScholars thanks for your time i will surely think about this. Just to be clear i have taken the non collateral option and not paying anything before my degree. If you guys can assure me that transferring my loan would decrease my margin significantly then i would definitely go with you guyz keeping in mind that i won't be paying anything before my degree+ moratorium period. Also i got many other friends who have taken the same loan with higher margin then mine. So, if i got proper support i would refer you guyz later on.
@gauravaggarwal2519
2 ай бұрын
@@suryasuryaks6653 I requested the bank manager at last they agreed some how
@suryasuryaks6653
2 ай бұрын
Bro I have been in a half a way in ubi loan process, that I asking your experience bro, please bro,how did you payed your intial fee for coe before visa🙏🙏🙏🙏please bro tell me after seeing this,I almost under fear. Please@@gauravaggarwal2519
@user-jd4cg1yz1f
2 ай бұрын
Hloo, I need immediate help!! I am planning to take education loan for my Graduation degree in INDIAN MERCHANT NAVY.. But there was an issue that my father cibil score is low due to some check bouce issue for Car loan!! I want to know that can I go through education without the involvement of my father cibil score!!! Can I get the education loan ???? Plz help me as soon as possible!!
@WeMakeScholars
2 ай бұрын
Hey! It is quite challenging to get an education loan for bachelors in Indian Merchant Navy. However, we can certainly give a try for a secured loan. Please note that your father should be involved as a primary co-applicant in the loan process for sure. As he has low CIBIL, you should involve an additional financial co-applicant. Speak with our team as they can guide you on the eligible financial co-applicants. Request a callback at bit.ly/48cTdcR our team will get back to you shortly.
@ilyasrasheed1090
2 ай бұрын
Hi madam I want to apply for education loan for my daughter for higher studies in Canada, please advise
@WeMakeScholars
2 ай бұрын
Hey! We can definitely help your daughter get an education loan for her higher studies in Canada. We’re partners of 15+ public and private banks. Speak with our financial officer to know the best bank suitable for her profile. Additionally, all our services are completely free of cost. Simply request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you as soon as possible.
@vishakhaprem3004
2 ай бұрын
No some branch manager know this and they tell us in starting I got sanction letter but the university of western Australia denied this loan idk why but some universities are not accepting unsecured loan of 40 lacs so please make sure whenever you take loan from ubi then take it with collateral otherwise you will waste money and time as universities are not accepting unsecured loan because of this I'm 1month late for university Because I have to arrange another loan and canceled ubi loan
@WeMakeScholars
2 ай бұрын
Hey! Yes, Some universities have this condition. Please note that we don’t encourage approaching Union bank as many students faced terrible experiences with them. Don’t worry! We can definitely help you get a collateralized loan for your higher studies in Australia. Feel free to speak with our team, as they can suggest you the best bank suitable for your profile. Additionally, we don’t charge any service fees as we’re funded and supported by Ministry of IT, Government of India and come under the Digital India Campaign. Simply request a callback at bit.ly/48cTdcR. Our team will respond to you as soon as possible.
@xyz-pc3tl
2 ай бұрын
Thanks for information 👍 🙏 Are you got your Australian Student visa ? Does the University Of Western Australia , Perth Accept the unsecured loan of 40 lakhs of HDFC Cradila or any othe NBFC or Any Public Bank , in case you have done research from your side so it will be beneficial to me because I also think to take Unsecured loan for WUA , so please ....please...Reply me 🙏🙏🙏
@vishakhaprem3004
2 ай бұрын
No they are not accepting hdfccredila also I don't know about other butafter rejecting my unionbank loan they have rejected my hdfc credill loan also if your going for secured loan of union bank then the will accept it other unsecured loan is big no for this uni
@vishakhaprem3004
2 ай бұрын
Therefore I have changed uni.at lasted moment
@xyz-pc3tl
2 ай бұрын
@@vishakhaprem3004 Thanks a lot mam..👍🙏 Then In which university you have applied and got your visa or not ?? Can you refer me good consultancy for Australia student visa application?? So means conclusion that University Of Western-Australia , Perth will not accept any other Unsecured loan so I have to go with secured loan options , if I applied to UWA ?? Are you have any idea about Curtain University, UTS -Sydeny , University of South Australia-Adelaide, RMIT etc then tell me this universities accept the Unsecured loan ?? Please...Reply...🙏
@allworldsongaong1074
2 ай бұрын
Can Pakistan students apply for this loan?
@WeMakeScholars
2 ай бұрын
Hey! Kindly note that this is not applicable for Pakistani students.
@user-sj1bb5pi4m
Ай бұрын
😂
@animatrix1631
2 ай бұрын
Sad reality
@WeMakeScholars
2 ай бұрын
We can understand your frustration. But don’t worry! We can definitely help you secure an education loan for your higher studies in Australia. Most of our partnered banks are accepted by the Australian Embassy. Speak with our financial officer to know the best bank tailored to your profile. Simply request a callback at bit.ly/48cTdcR. A dedicated financial officer will get back to you.
@ManikandanKrishnan-os7rk
2 ай бұрын
mam iam from Kerala my property pledged with icici bank. I contacted icici bank for education loan there told to me cibil score only 682 so cannot process education loan.so what i can do please help me i need 1200000.COUNTRY ALBANIA (EUROPE) WESTERN BALKANS UNIVERSITY COURSE BSC BIOTECHNOLOGY
@WeMakeScholars
2 ай бұрын
Hi Krishnan, Dont worry. We can certainly help you get an education loan for your bachelors studies in Albania. Feel free to speak with our team as they can tell you other assets that banks consider as collateral. Or else, we can even help you get an unsecured loan subject to financially strong co-applicant. We’re empanelled with 15+ public and private banks. Based on your profile, our team can suggest you to the best bank. On top of that, all our services are free of cost. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you shortly
@Hello12628
2 ай бұрын
I need. Education loan uder sbi scholar loan from jan samarth portel But I don't have pancard
@WeMakeScholars
2 ай бұрын
Hey! Kindly note that banks require your PAN card to process your loan application. And there is no age limit to apply for a PAN card and we highly suggest you apply for it. After receiving the PAN card you can reach out to us. We can definitely help you secure an education loan so that you can claim your subsidy. Request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
@adarshkumar7
2 ай бұрын
Aap Hindi me hi Video kyo nhi banati hai please Hindi me achhe se samajh me aata 🙏
@WeMakeScholars
2 ай бұрын
Hi Adarsh, The main reason most of our videos are in English is to cater to a large audience. We will definitely consider your valuable suggestion and work on it. If you have any doubts or concerns regarding your education loan process, our team can guide you. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
@adarshkumar7
2 ай бұрын
@@WeMakeScholars hello, Can my brother-in-law become a co-applicant?
@WeMakeScholars
2 ай бұрын
Hi Adarsh, kindly note that only your parents or legal guardian can be your primary co-applicants. However, you can include your brother-in-law as a financial co-applicant in some of our partnered banks. Speak with our financial officer to know your eligible banks. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
@gokulravi4605
2 ай бұрын
go for sbi ❤
@WeMakeScholars
2 ай бұрын
Hi Ravi, there may be other banks offering you better deals than SBI. Based on the students profile, we suggest the best bank which is offering the best deal. We increase your odds of getting the loan as we’re empanelled with 15+ public and private banks. Additionally, we don't charge any service charges. Request a callback at bit.ly/48cTdcR. Our team will respond to you as soon as possible.
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