Actually if not in use, ppl shld leave it in their cpf as after 55, they can withdraw anytime so long they have BRS (with property) and FRS (without property) and up to 6% interest. If take out, can you ensure bank give the same rate which I don't think so...and I think govt has did a great job to help us save for our future, with more discipline, dun anyhow spend else when old there wun be any $ left..
Not the plan suitable for everyone.especially those Singaporean with medical grounds permanentky reaches 55 year,unable to work any ore ,how to contribute money into their accounts.The Sg gov or the CPF board under one roof ,refuse to return money back to the owner for their daily expenses.transportation.n medical fees at all.Ww don't need the board to babysit our funds,that is our hard earned money,we are all adults grown ups,we do not own the CPF board anything ,why do I need them to monitor my life,n my medical health.if I do not even had my own money transfer into my bank account for my daily bread n butter.
@tankib
3 жыл бұрын
Really depend what you need when u reach 55, many not agree and want to draw out all the money but when u cannot control the spending then spend off all the money in a short period of time within 5 years, and depend on the average life span of Singaporean, u still have another 20 years to live without money....then cpf need to do something to get help majority to have enough cash till their old age like 85 to 90
@kcchiew4247
3 жыл бұрын
@@tankib That were my previous plans. 如今的计划,接下来一,两年内我们会存入ERS的数额,在65岁时应该会加入Escalating plan。 虽然初期每月年金比较少, 但我们已经买几份保险公司的年金, 也是从60~65岁开始每月提钱,长达10~20年,足够让我两在65岁时总共有4~5千的年金月入。直到其中一人“离开”为止才会减少。
Overall advantages more then disadvantages the plan is good for the country but 5k at 55 should consider increase to 10k.
@768jefiline7
2 жыл бұрын
55岁一点钱都没有可以提取多少?
@user-wu3it2wh4o
5 жыл бұрын
The board has rights to interfere the management of funds after one reaches 55. A promise is a promise, just return the money to its rightful owner.
@getay8789
2 жыл бұрын
别想了这么美当把钱花光了时候你会帮助他吗?
@williamlai9995
Жыл бұрын
⁷q
@stevenong2863
4 жыл бұрын
公积金局无法看到老百姓的问题🤣,我也是会员,只能说难过与失望🤣
@anglo-saxonconnor817
5 жыл бұрын
Do you know when you put your money in Cpf what will Cpf do to your money? Well for a start most of the money in Cpf oa will go into your property lease through monthly mortgage payments and once the lease is up your house value will become zero and taken back by the state while the actual money in Cpf oa go to the developers themselves. Just save yourselves the grief and put the money in private annuity plans instead. At least you can still see it in full with interests and bonus when the time limit is up rather than trap in Cpf forever due to minimum sum regulation.
@moonstars6279
3 жыл бұрын
Suggest return to those who owns a flat this way govt should not worry tat they are homeless when no$ pls consider tku
就是因为你们不会控制, 乱乱花, 没钱了就来找政府部门。 最后还不是用我们的tax money like 养你们 我们有能力不代表我们需要为你们的无能买单
@phchang5558
5 жыл бұрын
不提是傻瓜。钱在自己口袋里比较保险。 I was surprised that Alfred chia has such good command of Mandarin, 赞👍
@chongsoontan8343
5 жыл бұрын
phchang555 有
@chongsoontan8343
5 жыл бұрын
从5
@sunnychen1895
5 жыл бұрын
能提吗?
@terenceterence2305
4 жыл бұрын
phchang555 什么钱在自己口袋? 你拿出来放进银行或投资其他也意义上不在你口袋。哈哈。。
@store5512
5 жыл бұрын
美女主播啊現在肯定钱💰不够啦!政府应该推荐更多计划和更多福利给退休的人民!😅😍😘💖💗💓
@andrewheng8200
2 жыл бұрын
I believe sinkies are more worried that pap government will kick in the law not to allow withdrawal as and when we like.... Once bitten for full withdrawal at 55 was a painful unreasonable thing to do to their people... Just becos few men used their cpf on women becomes the yardstick pap used as a reason... Did these people ask pap for help? Did these people spent away alot? These people's cpf might not be alot compared to those who really need and want to withdraw full cpf!! Given your people their choice to choose
Ya lor after retirement we wan to pamper ourself for some good food or holiday. We can't live upto 80.. medical also expensive only 200 to deduct a year balance and medication needs CASH to pay. How? Even we die our Cpf$ also pass on to children and they get to enjoy our $ so y not we are the ones to enjoy our own hard earned $ instead. Very upset 😔
新加坡人到了55岁,只要退休户口(retirement acc) 达到政府规定的 minimum sum (以后这户头里的钱会在65岁时,每个月发出某数目,因人而异) 就可以随时把普通户口(ordinary acc )里的每一分钱提出来,也可以选择任何时候提出部分的钱,也可以留在里面赚利息。
@user-ir2fx8ww6m
4 жыл бұрын
55岁最好可以全部都可以拿出来如果拿不出来就移民吧
@jingleval8469
4 жыл бұрын
不要浪費时间在語論壇。也改变不了人们对公积看法。
@jingleval8469
4 жыл бұрын
看來叫我们政府追討欠款
@sunnychen9949
5 жыл бұрын
説这么多就是不能自由提出退休金。
@veronham61
4 жыл бұрын
看来,你还是不清楚整个制度的运行。
@stevenheng3336
3 жыл бұрын
Sinkies are worried pap will change their rules as and when they want... wondering why sinkies are happy with just the $5k when pap PROMISED full return at 55.. aside to only a handful of man who pap claimed they spent on women but what about women who spent on men?? Have they been reported and if either gender does that, how many really go to pap for help?? So don't use that as an excuse not to return our full CPF at 55
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