Have you thought about when it might not make sense to file bankruptcy? Yes, #chapter7bankruptcy and #chapter13bankruptcy are powerful tools to eliminate or restructure debts, however choosing the right time to file for relief under the Bankruptcy Code can be a crucial part of your decision.
Here in the Atlanta area over the past 28+ years, I have spoken to hundreds of men and women struggling with every type of debt imaginable. However, there are times when I advise the client sitting across from me not to file at all, or, sometimes, not to file right now because the time is not right.
As I discuss in this video, there are situations where the cost of filing bankruptcy is too high given the amount of debt involved. In other cases, you may be anticipating a job layoff, a new job or even a raise. In still other cases, more debt may be coming your way and it would be premature to file now.
Experienced #atlantabankruptcy lawyers should do more than fill out bankruptcy petitions correctly and file paperwork. You can and should expect your lawyer to analyze your debt situation thoughtfully and carefully and to advise you if and when filing bankruptcy makes sense for you.
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