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Accrued Interest
- When paid using your CPF
- Your own money, not pay to government
- Accrued interest need to be deducted from sales proceeds
Use CPF when
- You have low cash balance
- Your cash can generate better returns than CPF 4% (not 2.5%)
Use Cash when
- You do not invest
- You are not comfortable with Accrued Interest
- You can get Cashback/Rewards from 3rd party payment processors like CardUp/iPayMy
My Own Plan
- Use of CPF will hinder my CPF investments through Endowus and MoneyOwl
- Take advantage of Cashback through CardUp
- Undecided as of now, TBC in future
Негізгі бет Should you use Cash or CPF to pay your Housing Loan?
Пікірлер: 31