If you've ever struggled with sitting down and doing a budget, you're not alone.
The key with budgeting is to start out with some goals. When it comes to budgeting, it's important to find a method that works for you. Whichever budgeting system you choose, it can be really useful to spend a couple of weeks doing a money diary, where you list everything you spend - from big bills to coffees. Three common budgeting methods are the cash envelope method, the balanced money formula, and a traditional budget.
This video contains general information only. It should not be relied on as finance advice. You should obtain specific, independent professional advice from a registered financial planner in relation to your particular circumstances and issues.
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RESOURCES
National Debt Helpline
www.ndh.org.au/
ASIC’s Moneysmart
www.moneysmart...
ASIC’s Moneysmart budget
www.moneysmart...
Good Shepherd Microfinance No Interest Loan Scheme
goodshepherdmi...
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