THANK YOU SIR. I have 5 lakh SUM ASSURED in Family Health Optim. But should I take comprehensive or ASSURED to get the benefit? Tell me which has more benefit. I'm confused. ASSURE PLAN HI ACHA LAG RAHA HAI MERE KO.
@invest-Insure
7 ай бұрын
In assure 5 lacs, room capping is there, so better to go for comprehensive
@sangitasaha15
2 күн бұрын
If someone having heart related problems then is this policy is applicable for them??
@invest-Insure
2 күн бұрын
The company will not give
@sangitasaha15
2 күн бұрын
@@invest-Insure will not give this policy??
@srikanthsharma2699
3 күн бұрын
Sir main 5 sal se health optima insurance bhar Raha Hun main asur mein convert hona chahta hun kya
@invest-Insure
2 күн бұрын
Agar aapka koi claim nahi hai, sum insured 10 lacs ya usse jyada hai..to kar sakte ho par no claim bonus 0 ho jayega
@srikanthsharma2699
2 күн бұрын
@@invest-Insure sir agar main HDFC optima main convert ho sakta hun kya
@AmitSharma-dt7yr
6 ай бұрын
Thanks for this comparison but one of major factor is not covered, which is children's age limit covered in all three package...kindly help even this point to understand to be able to decide...
@invest-Insure
6 ай бұрын
Sir, we have covered the child age limit point in our Star health 5 product comparison video
@sjrajbonshi3110
8 ай бұрын
Sir,Same plan mein Sum insured amount increase karega toh existing no claim bonus benefit milega kiya nshi milega?
@invest-Insure
8 ай бұрын
Yes milega
@shubhangituptewar1631
13 күн бұрын
Asure plan thik rahega ya compressive
@invest-Insure
13 күн бұрын
Agar 10 lacs ya upar ki policy le rahe ho to assure
@TechieRohit
Ай бұрын
Comparison me to assure badhiya lag rha hai
@anitaalbuquerque7377
7 ай бұрын
Sir. Thank you so much for the information. I have a health Optima of 3lakh for me and my son from 2014 and would like to imgrate to comprehensive or assure... what is no bonus claim...will it be a problem?? Please guide
@invest-Insure
7 ай бұрын
1st of all , I would suggest increasing ur sum insured from 3 lacs to minimum 5 lacs ..n if u migrate ur policy to comprehensive or assure u ll loose ur nonclaim bonus
@anitaalbuquerque7377
7 ай бұрын
I will increase the sum. And know that I will loose the bonus... is it a great loss or should I just stick to optima and not migrate to comprehensive/assure
@invest-Insure
7 ай бұрын
@anitaalbuquerque7377 if u r going with 10 lacs then go with assure n incase of 5 lacs go with comprehensive
@anitaalbuquerque7377
7 ай бұрын
I do accordingly but will it be force the moment I make a payment
@joydeepchakrabortty3317
10 ай бұрын
Sir, What will be best for me? I am 26 years old and unmarried. Nearby hospital has no ccashless coverage of Hdfc Optima.. It has only star.. Is it hard process to reimburse in Hdfc Optima? Or I should go with Star. Star Comprehensive or Smart heath pro is best?
@invest-Insure
10 ай бұрын
Very smooth reimbursement process in hdfc compared with star, if u r ready to pay little higher premium then go with HDFC... otherwise in star ....health pro is good....
@joydeepchakrabortty3317
10 ай бұрын
@@invest-Insure Sir, please compare Star Smart Health Pro vs HDFC Optima Or Please make a detailed video on Smart Health pro.
@invest-Insure
10 ай бұрын
We have already made one video on smart health Pro.... kindly check the same in the video section
@prasantakumarmeher6015
9 ай бұрын
I am having same plan. This year I have transfefred it from online to offline. But Branch is unable to renew it for last 7 days. What should I do... Also star health customer care is doing nothing
@invest-Insure
9 ай бұрын
Any specific reason for converting to offline? Also applied to convert under branch code or agent code?
@prasantakumarmeher6015
9 ай бұрын
@@invest-Insure ultimately need to depend on branch for reimbursement etc.
@invest-Insure
9 ай бұрын
If it's possible, Better to shift offline with an agent as he'll give you better service..also, right now continuous followup is required to make it offline... escalate your matter thru mail in star grievance cell...
@VageeshJoshi-k6z
9 ай бұрын
Is it possible to switch the agent or switch from agent to online during renewal or migration?
@prasantakumarmeher6015
9 ай бұрын
@@VageeshJoshi-k6z yes. I have done it recently
@pradeeppatel2049
7 ай бұрын
In star assure, 50 lakhs is sum insured cap for fresh at age 66 or also for old policy renewal?
@invest-Insure
7 ай бұрын
If u r continuing ur policy before 60 age then there is no capping
@pradeeppatel2049
7 ай бұрын
@@invest-Insure I didn't ask capping
@t--k.
3 ай бұрын
Sir we have comprehensive plan but its premium is increasing rapidly every year. It there any plan of star health where inflation could be freezed. Our floater plan started from 29000 now it is 36000 just in 3 years.
@invest-Insure
3 ай бұрын
No, it is happening in every company
@t--k.
3 ай бұрын
@@invest-Insure One more question sir, We tried to port our policy to niva Bupa but they after quoting 35000, added loading amount of 13000 during acceptance stage. So we rejected that policy. Now, niva Bupa is delaying refund of 35000... What can de done in this situation
@DarshanOtwani
9 ай бұрын
Sir, I have Optima plan for parents 59 years & 55 Years, Premium for renewal is 40k for 5L + 2 L bonus, Do you suggest to renew same plan or switch to Assure or Comprehensive, in this year i used 40k claim, Pls suggest have only 1 day to decide, Also in switching to any plans will i lose 2 lac bonus, Thanks
@invest-Insure
9 ай бұрын
Yes, you'll lose your bonus...also, if you can manage premium I wud suggest to continue with HDFC...anytime better than Star
@varaprasad2110
10 ай бұрын
Sir I got the following questions about the restoration benefit in Star Assire CASE: Suppose a person claimed Rs 10 L for Modern treatment - Robotic Surgery - when the sum insured is 10 lakhs in his first hospitalization The amount will be restored for 10 L He admitted in the hospital again for the same disease - in the same year - and got got treated with the another modern treatment for say 8 Lakhs. Is the claim is paid or not? Presicely whether any one can use the modern treatment second time , third time etc when the amount is restored second time . third time etc in the same policy year Or Modern treatment will be used ONLY ONCE in the policy year Please reply Kind regards Vara Prasad
@invest-Insure
10 ай бұрын
Yes , you are eligible to get multiple claims unde restoration benefits forr modern treatment also...it's clearly mentioned in the policy wording
@tejasmahale9804
10 ай бұрын
Sir i have 3 lakh health optima policy with around 2 lakh bonus so total 5 lakh. So is it good decision to migrate to assure plan of 5 lakh . Even after including bonus of health optima it will be equal to assure plan sum issured.
@invest-Insure
10 ай бұрын
Sir, in star assure 1% room capping is there in 5 lac policy, I would suggest continue ur existing plan but increase sum insured to 5 lacs as lots of capping is there in 3 lac plan..also, if possible add star protect rider which will make ur existing plan better..
@tejasmahale9804
10 ай бұрын
But in assure 25% bonus is there ,10% in optima and restoration benefit also there in assure ?
@benaam5441
9 ай бұрын
Does family health optima cover total knee replacement after 2 years? Is there any cap on it?
@invest-Insure
9 ай бұрын
Yes it covers after 2 yrs....as per policy wording no limit is there....
@benaam5441
9 ай бұрын
@@invest-Insure thanks
@Memorium100
7 ай бұрын
Family Health optima me 3 Lac sum assured knee Resurface with modern treatment robotic surgery par capping sub limit hai ?@@invest-Insure
@naraharivc3514
2 ай бұрын
Sir I have comprehensive 5L plan, and i am paying premium from 2021 and joined my wife in 2022, Can i get maternity benefit more than 20K as i have no claim bonus from last 4 years ?? Or will i get maximum of 20K only as Maternity benefit is given as 20K for 5L sum insured
@invest-Insure
2 ай бұрын
Yes...15k in normal n 20k in cesarean
@naraharivc3514
2 ай бұрын
@@invest-Insure Sir you mean we will get a maximum of only 20K ? I have no claim bonus from last 4 years which means I should be eligible for 5L + 5L ( Bonus ) that means I should get 50K for maternity benefit right ??
@invest-Insure
2 ай бұрын
No maternity benefit is based on basic sum insured..no relation with bonus...so maximum is 20k only
@samirkb9687
9 ай бұрын
Hi sir meri Star health Yang star gold policy hai..abhi mai soch raha hu Star health assure policy me Port karne ke bare me ..kya sahi rahe ga? 13/03/ 2024 me renew date hai
@invest-Insure
9 ай бұрын
Star assure acchi policy hai ...kuch extra features hai jo youngstar mein nahi hai....agar aapki 10 lacs ya usse jyda ki policy hai to migrate kar sakte hai
@samirkb9687
9 ай бұрын
Sir meri 5 lacs ki policy hai
@invest-Insure
9 ай бұрын
Agar 5 lacs hai to shift mat kijiye...assure mein room capping hai 1% ki
@samirkb9687
9 ай бұрын
@@invest-Insure thank you so much sir God bless you 🙏😇
@tusharbhai1
9 ай бұрын
Sir, i have two policies ( 2 and 2+1) family health optima of 3 lakh each from last 10 years but now the company increased the premium by high margin in both policy...should i shift to assure as it has option of premium deduction option???
@invest-Insure
9 ай бұрын
Assure is good plan ...You can take with deduction but in future if any major claims comes and after that u want to again make it 0 deduction then company may not change it ..so keep that thing in ur mind....
@tusharbhai1
9 ай бұрын
@@invest-Insure u want to make 0 means??
@invest-Insure
9 ай бұрын
Means rite now u r opting for 20k deduction but in future after any disease if u want to remove deduction then in that case company may reject that request
@anupamsaha1683
11 ай бұрын
Is there any sublimits of any diseases in comprehensive
@invest-Insure
11 ай бұрын
Yes under modern treatment,sum insured wise capping is there?
@rajeevbhardwaj5080
9 ай бұрын
Kindly describe which policy should be opt comprehensive or Assur, I need to get OPD refund
@invest-Insure
9 ай бұрын
OPD is not available in assure... comprehensive give you OPD but very minimal amt and after waiting period of 2 yrs
@rockwithclassy7977
10 ай бұрын
Can i switch star family health optima policy to star assure policy I claim once time I taken optima policy before 3 year
@invest-Insure
10 ай бұрын
Yes,99%,the company will allow u to migrate.... rest 1% depending on the underwriter to approve
@biswajitojha2600
9 ай бұрын
Claim men kou dikkat ayi kya?? Pls batana
@bmginternationals
Жыл бұрын
My age is 43 years. Can I migrate from health optima to assure or comprehensive
@invest-Insure
Жыл бұрын
Yes sir, but you ll loose your No claim bonus
@LovelyCells-zy8dm
8 ай бұрын
Only one year no claim bonus ya phir all ???@@invest-Insure
@gopisah2559
5 ай бұрын
My mother is in Optima plan but due to 25 years of dependent child both have to take single plan ....which plan is good for mother age 54...
@SameerMiglani-bu3pk
6 ай бұрын
I have a family optima plan since 5 years. SI 5L. No claim taken. company has increased Premium from about 16.5k to 27k. Im confused about what to do. Shoud i migrate to assure plan with SI 10L. Or is there any other suggestion frim you.
@invest-Insure
6 ай бұрын
If u want to be with a star company..go with assure, otherwise explore other options
@prasadghugarkar4123
Жыл бұрын
Why we can't migrate health optima family plan to Yougstar family plan ? Though age is 32 years.
@invest-Insure
Жыл бұрын
Sir, have u applied to migrate your policy?
@prasadghugarkar4123
Жыл бұрын
@@invest-Insure Sir, I have mailed to support team, but they answered me that FHO to youngstar migration not possible.
@invest-Insure
Жыл бұрын
Sir, then you can't do anything either continue ur policy or if you are not happy with your current policy then port it to any other company.@@prasadghugarkar4123
@mathematicsconcept4604
5 ай бұрын
I am 33. Need to cover 10 lacs. Which will be best for me?
@invest-Insure
5 ай бұрын
Assure
@maheshtripathi9162
6 ай бұрын
Will kidney transplant hospitalisation be covered
@invest-Insure
6 ай бұрын
Which policy?
@maheshtripathi9162
6 ай бұрын
Family Health Optima
@siddharthachowdhurychowdhu5659
11 ай бұрын
What is recharge benefit in health optima?
@invest-Insure
11 ай бұрын
Additional coverage amount up to the specified limit will be provided once in the policy year in case of exhaustion of the sum insured.
@akshaysharma8198
Жыл бұрын
If my sum assured at the time of taking policy was 4 lack but now after adding no claim bonus after 1 year my sum assured is 5 lack in health optima plan. I want know will I still be eligible for 5k/per day room rent or Now am I eligible for single private AC room?
@invest-Insure
Жыл бұрын
5k per day capping will be there..
@akshaysharma8198
Жыл бұрын
@@invest-Insure Thank you:)
@mdabidmisbahool8089
11 ай бұрын
Requesting to explain broadly on RESTORATION and NO CLAIM BONUS
@invest-Insure
11 ай бұрын
Sir, to know more about restoration n no claim bonus..please watch our features of Funda video...
@rajasvikhandale1842
Ай бұрын
Nice
@rogertrec1987
11 ай бұрын
What about Zonal capping in Assure vs Comprehensive plan?
@invest-Insure
11 ай бұрын
U pay premium based on ur location not based on treatment ..so no capping
@rogertrec1987
11 ай бұрын
@@invest-Insure I mean what if i want to get treated in a higher Tier city? How much co-payment for that?
@invest-Insure
11 ай бұрын
No copay would be there...
@UttamDas-zo3vh
8 ай бұрын
What is Road Traffic Accident
@invest-Insure
8 ай бұрын
Extra cover in case of any hospitalization due to road traffic accident
@yogendrakumarmeshram6131
10 ай бұрын
Thank you sir
@pujamirza5671
Жыл бұрын
Star health insurance Fraud in my personal experience. My plain Comprihanshive 1cr. I port my policy in renewal time
@invest-Insure
Жыл бұрын
We will communicate your feedback with star health insurance
@avinashsharma5179
Жыл бұрын
मेरीटोरियम पीरियड क्या है
@vikaskumarsingal4972
3 ай бұрын
Hi
@vikaskumarsingal4972
3 ай бұрын
Ruko
@Manojhuman
2 ай бұрын
Really? I am planing to port Start health from Manipal cigna... according to you which one is best
@rakeshsaini23-z5q
Жыл бұрын
Its a fraud company don't buy any product from them
@invest-Insure
Жыл бұрын
aapka agar koi bad claim experience hai to please share with us
@anupamsaha1683
11 ай бұрын
If the policy is bought before 61 years of age & when the age crosses 61 years, then is there any copayment while renewing the policy.
@invest-Insure
11 ай бұрын
No
@biswajitojha2600
9 ай бұрын
@@invest-Insuresir men samajh nehin pa rahahun ki ye log genuine he ya nehin.. sab ki video men yesa bahat cmt atahe.. kya star itna claim cancel karta he?
@Manojhuman
2 ай бұрын
I am planing to port Start health from Manipal cigna... according to you which one is best
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