In this episode of Mind Your Karza, Gautam Gadgil, Founder at Enrizon, shares valuable insights into student loans. He discusses the criteria for securing a loan, the student loan market, and how the loan process works, from grant to disbursement. Gautam also covers when to start planning for foreign education, what to look for in a loan, and tips for making informed decisions on education financing.
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About Mind Your Karza
Karza, Debt, Loans, and Credit - often-overlooked aspects that significantly impact our financial health. Hosted by Anupam Gupta, this series features insightful conversations with guests who explore how debt can be a powerful tool when used wisely.
📺 Watch Mind Your Karza episodes on KZitem: / @personalfinancetvoffi...
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Timestamps:
0:00:- Introduction
01:10:- What's the reason behind the growth of the study abroad market since the last 4-5 years?
04:06:- When should a parent start considering an education loan?
06:30:- Are both secured and unsecured education loans available, or is collateral mandatory?
08:37:- Is the loan amount disbursed in full upfront or annually?
10:21:- What is the current education loan scenario in both public & private sector banks and NBFCs?
11:29:- What is the user experience like when navigating an education loan?
13:00:- How does repayment work for undergraduate and postgraduate education loans?
15:21:- How does prepayment work in an education loan?
15:42:- What are the consequences of defaulting on your education loan?
17:08:- Is it possible to transfer my education loan to a different lender?
17:58:- What are the various options provided to the borrower while taking an education loan?
19:45:- Which is the better option for students, taking education loans from the US or India?
20:58:- What are some key healthy habits for students & parents when taking an education loan?
24:21:- What is the percentage of postgrad & undergrad students who take out education loans?
25:56:- Conclusion
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Gautam Gadgil - Founder at Enrizon
Follow Gautam here:
LinkedIn: / gautam-gadgil-22a29613
Anupam Gupta - CA, Author & Investment Research Analyst
Follow Anupam Here:
LinkedIn: / anupam9gupta
𝕏 (Twitter): x.com/b50
Instagram: / b_50
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Disclaimer: This content is provided for educational and informational purposes only. The views expressed by our guests reflect their personal opinions and experiences. Our intent is not to defame or cause harm to any individual, entity, brand, or product mentioned. We aim to offer insights that empower our audience to make well-informed decisions. Viewers should consider their unique circumstances and consult with qualified financial professionals when necessary before acting on any information presented in this video.
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What's Personal Finance TV?
Personal Finance TV is a channel created to spread financial awareness and literacy. We're here to simplify personal finance and help you become a master of your money.
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#ForeignEducation #StudyingAbroad #FinancialLiteracy #MindYourKarza
Негізгі бет Student Loan Simplified | Ft. Anupam Gupta & Gautam Gadgil | Mind Your Karza
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