Apologies for the bright light behind him lol let’s just pretend he’s angelic 😅
@katsweeterly2039
Жыл бұрын
The light of 230k of angels shining bright! 🎉 congrats Caleb
@novousabbott4926
Жыл бұрын
I honestly assumed it was just sunny.
@turkeytrotproductions4582
Жыл бұрын
You need the bright light caleb, because you’re angelic
@EricMoore-ze2rf
Жыл бұрын
I thought it was good lighting honestly.
@hayesedwards4883
Жыл бұрын
I think it looks great.
@Skill_Issue92
Жыл бұрын
So refreshing to start seeing people in the show that are a bit more self aware and not completely clueless on everything.
@las5073
Жыл бұрын
Ngl I prefer the disasters, shows there’s a way out of anything.
@JoshEbersole
Жыл бұрын
@@las5073 I like the disasters too cause it makes me feel better about my financial situation 😂
@Bob-xe4dn
Жыл бұрын
This guy is absolutely stupid with his bouncy house business in a collapsing economy just ridiculous
@Bob-xe4dn
Жыл бұрын
$165,000 down the toilet
@Bob-xe4dn
Жыл бұрын
So this guy is a smooth-talking con artist nobody has any disposable income anymore
@maclaindrake2891
Жыл бұрын
Honestly, this guy had his stuff together for a 23 year old for the most part. Props to him and thank you for showing us your financial situation.
@Eleanor.Moseman
Жыл бұрын
That and the fact he’s dealing with chronic pain. That can deeply effect people’s mental wellness.
@lot2196
Жыл бұрын
He's a good Ohio boy. He'll do well for himself.
@berrex5152
Жыл бұрын
hes 23? i thought 33... holy
@erinkerbs6789
Жыл бұрын
@@berrex5152 that's how the military ages people. Some people go in at 17-18. After one year of deployment, especially, in the Army, they all look 30+.
@adamseidel9780
Жыл бұрын
This guy is doing very well for ANYBODY. He made a very profitable business acquisition and paid off the debt very rapidly. He paid off $165,000 on debt last year, I don’t begrudge him $2,500 on Vegas as a young man against that, especially with his post debt business income about to basically double.
@benwales3370
Жыл бұрын
“It’s a Toyota F150” When Caleb says he doesn’t know cars.. I believe him 🤣
@rereAL205
Жыл бұрын
This is the comment I was looking for lol
@nazcookz9948
Жыл бұрын
@@rereAL205 same lmao I was like wait what the heck is a Toyota f150?? Isn’t that ford? Lol
@FreetopG146
Жыл бұрын
so its a ford
@freshcoastdrifttracks6074
Жыл бұрын
Had to make sure someone else caught it
@prlaughs
Жыл бұрын
I am assuming that he bought a f150 in a toyota dealership since he said it was used.
@turnovertheleaf5505
Жыл бұрын
Dude was a soldier, banker, and now a business owner before 25! 🏃🏻♂️🏃🏻♂️🏃🏻♂️🏃🏻♂️🏃🏻♂️🏃🏻♂️🏃🏻♂️🏃🏻♂️
@nickmoulton8702
Жыл бұрын
My dude needs to get his VA Disability re-rated. His condition worsening this severely only a couple years post service can qualify him for a higher rating. 100% is $3600. Worth trying to get that.
@mikeposs4812
Жыл бұрын
Dude really needs to see a good chiropractor
@kaninramone6365
Жыл бұрын
@@mikeposs4812nah man he needs to go to physical therapy
@KirbyJ89
Жыл бұрын
@@mikeposs4812a good chiropractor? Why not just go see a good doctor or good physiotherapist or anything rooted in medical science? Chiropractic medicine was invented by a magnet healer who’s own son ran him over with a car and killed him. Admission to chiro school is 100%; if you got the cash you get in. Med school is comparatively 5.5%, does that not tell you anything? Lol it’s a money grab
@mithicash1444
Жыл бұрын
I am surprised that 1. They let him in with it, 2. They let him go to ranger school with it, 3. That he actually made it through ranger school, and 4. That ne only gets maybe 50% dissability based on the payment he sais he gets.
@m4nny98
Жыл бұрын
Word they are swindling my boy. I’ve seen ppl get 100% for much less.
@super610
Жыл бұрын
My god I spent $19 on doordash today and I already know I made the worst mistake of my life
@vereniceflores9494
Жыл бұрын
@@llallogen7380 🤣🤣
@deborahjackson6108
Жыл бұрын
How do you sleep at night!!!!!!😮
@turtleanton6539
6 ай бұрын
Ooof😂
@benl6328
Жыл бұрын
I was Ok with my credit and budget. Then I watched Caleb and went DEEEEEEP!!!! Managed to save 1500$ a month. Have eliminated over 8000$ in CC debt and have managed to budget in a way that increases my families 'fun' budget. Was definitely worth it. I'm lucky my mortgage is to be renewed in 6 years, but this gives me major opportunities to manage my money to either be able to reduce my mortgage at renewal or buy my first income property at that time. I reevaluate my budget monthly, and always seem to find a couple hundred bucks.
@CalebHammer
Жыл бұрын
Woooo!
@ianalopez
Жыл бұрын
Bro this is literally me right now. Good shit!
@joshiwai
Жыл бұрын
Lets go you!
@djjuicyjuicy
Жыл бұрын
@@CalebHammer would love to see a comparison between statements Pre-hammer and post-hammer. Show off some of the success stories of people watching the series, not just follow up episodes.
@dondada8105
Жыл бұрын
No joke lol I’ve paid down 4k plus In credit card debt since watching these seirs
@jennifer.martin.48
Жыл бұрын
Former Navy nurse, and current pediatrics nurse. I take care of kids how have gotten the spinal fusion surgery for years and it is an extensive surgery, but very manageable. If this injury got worse while he was serving, it should be covered by the VA. I’m honestly not the most familiar with the VA coverage process, but he shouldn’t delay getting this done. Yes, the price of the surgery is 6 figures, but he’s not going to pay that with his VA insurance. From one veteran to another, please get the surgery done!!!
@ToastbackWhale
Жыл бұрын
Army Ranger, business owner, seems to have a good idea of what's good vs what's bad. Well spoken, really seems to know what he's talking about. Glad to see it. Hope the VA takes care of his spine for him when he's ready to have that done.
@beckymigdal3140
Жыл бұрын
I doubt the VA will do anything for this guy.
@thelight3112
Жыл бұрын
@@beckymigdal3140 Since he has a service connected disability rating for that condition, the VA will cover the procedure.
@SaraSmilesandCreates
Жыл бұрын
He needs to make sure he’s getting Va disability payments too! If it’s recorded ANYWHere In his file he will Get it!
@Lando_FPS
Жыл бұрын
As someone that got his surgery, he needs to get it ASAP and not wait. Once a spine starts going it may not stop depending on how bad his condition is. I wish him well
@babybbbb
Жыл бұрын
Hands down best auditee so far. He really is calm and composed and doesn’t make excuses for himself.
@markcowan3366
Жыл бұрын
This guy's a millionaire, he just hasn't attained it yet. He will be a millionaire in his 30's! Smart, driven, self aware, willing to learn and make changes, etc. He's already got a decent passive income (or atleast working towards that), and he is gonna grow exponentially over the next 5-10 years.
@brycekoci
Жыл бұрын
You rock man, best of luck to you and yours 🤝
@zachcake6231
Жыл бұрын
@@brycekoci He is right! You have your stuff together more than I do and I am 30! Congrats man you are doing so well.
@87Strong
Жыл бұрын
I was going to order a pizza but ordering takeout while watching Financial Audit feels like swearing in church so I’m making a sandwich. 😅 My favorite thing about this episode is that is shows the rule of percentages really well. You can have income, and 30,000$+ in the bank and still be “stretched thin.” Great episode ❤
@Jrez
Жыл бұрын
Honestly, that's a super solid way to keep/break a habit. Keeping your ideas, goals, recovery, etc. front and center, in your face, conscious in your mind all the time, or at least reminding yourself of it constantly. Statistically, addicts who go to NA/AA meetings 3-4 times per week (spread out, not all on one day) have the best chance at success. Because their recovery remains front and center, they are able to prevent themselves from "forgetting" they are addicts. They start saying things like "I can control it _this_ time," or "I can use just a little bit, on weekends only," etc. And they "forget" that they are addicts, and addicts can't just have one, they can't stop once they start. All that to say, keeping financial goals front and center, reminding yourself of your goals 3-4 times per week, would probably statistically improve your potential for success.
@foobarFR
Жыл бұрын
"like swearing in church" made my day lol
@deborahjackson6108
Жыл бұрын
Like swearing in church, hilarious 🤣
@Cesar-pq2ck
6 ай бұрын
😂😂😂
@brycekoci
Жыл бұрын
Boy oh boy this was exposing 🤠 Hope everyone enjoys the episode!
@dj_bae
Жыл бұрын
As someone who watches this channel religiously, I’m always grateful to the guests for willing to be on it! Baring your finances for the world to see isn’t easy to do and we’re grateful to you for being willing to do it!
@WestZ
Жыл бұрын
Hooah, thank you for your service
@jasonmasters13
Жыл бұрын
Thank you for showing the world your situation and sharing your experiences.
@lawfullucyless6715
Жыл бұрын
Thanks for your service. Living in pain takes a special person. It's not fair....
@joshb7415
Жыл бұрын
youre a smart guy, you will figure it out
@sandimartinez04
Жыл бұрын
All I could hear is "I'm not a car guy" when Toyota F-150 flashed across the screen 🤣
@AliciaMcIntire
Жыл бұрын
"Military bro, shouldn't you be disciplined?" Caleb clearly isn't familiar with the spending habits of enlisted
@courtneya2207
Жыл бұрын
LOLL I’ve heard somehow a lot of em get pulled into the buying a truck game (maybe they get some kind of predatory “discount”?)
@OhWell0
Жыл бұрын
I was suprised he only had one truck and actually needed it.
@TheRenegade.
Жыл бұрын
@@courtneya2207I’m currently active duty in the AF and most of the time troops get pulled in by shady dealers that are right off post, and just simply don’t pay attention to what their buying on paper. I will say though where I’m currently station me and my fellow troops are conscious about spending on vehicles. Everyone including myself don’t follow the typical stereotype of getting a super expensive car with high APR thankfully.
@courtneya2207
Жыл бұрын
@@TheRenegade. I’m sure seeing all your friends getting new shiny cars can also encourage the spending so I’m glad you’re all doing well on that :)
@nathangeary1386
Жыл бұрын
I hope you interview more people like this who are more on top of their finances from now on. I feel like i learn more from these interviews than from people who have no direction and aren't on top of their finances.
@BlakeLeasure
Жыл бұрын
Bro! I had scoliosis with a 52° curvature! Luckily I was 16 at the time. I had time to heal (I missed some school days but that was it). I’m 21 now and after the spinal fusion, I feel great! The worst of it is that they replace some of your back muscles with donor muscle. You’ll be bed ridden for a month or so. I would get that fusion asap! I couldn’t imagine having to do that at 23 with a business to manage! It’ll only get worse the more you hold off on the surgery! You’ll be glad you did once you recover from the surgery!
@amberleeanne1054
Жыл бұрын
My sister needed the spinal fusion when she was 15. Doctors said her scoliosis would kill her in a few years otherwise (it would have curved to where it would crush her heart against her ribcage). It was a rough recovery and she still has some issues and pain from it but she is alive still thankfully
@letsclimb5828
Жыл бұрын
This guy is going to do very well for himself and his community. I love seeing a fellow veteran owned business thrive. Good luck
@CalebHammer
Жыл бұрын
I hope so!
@brycekoci
Жыл бұрын
Thank you. Wishing the best of luck to you and yours my friend
@darren871
Жыл бұрын
Ya I just wish we lived in a more small business friendly society. Overregulation, taxes, and CDC mandates make having a small business in the US way harder than it needs to be unfortunately.
@0HxB0Y
Жыл бұрын
So fun to watch an ep where Caleb doesn’t get stressed out
@ianalopez
Жыл бұрын
I'm pretty new to this channel but I'm hooked. I'm 31, make 45k pretax, married, and up until now I thought I was doing a pretty good job financially. After watching a handful of these videos, I definitely learned a lot of things, some of which I was doing wrong. This has all really inspired me to change some things and increase my savings while eliminating my debt. Thanks for making these awesome videos and keep up the great work!
@TheSusan1127
Жыл бұрын
Same- I have learned some things and will alter my habits!
@TioMogi
Жыл бұрын
Honestly dude, you gotta find a way to make more than that to support a family.. unless your wife works, you should try to find a side hustle to get your income up. No hate, just some constructive feedback
@ianalopez
Жыл бұрын
@NukeHound Appreciate the feedback. Yes my wife does work, she's a nurse and makes about 15k more than me a year. I have most of the deductions so she holds onto more of her paycheck and her savings account is insanely higher than mine. My pay also increases bi yearly for 8 years (I'm 4 years in) and I also get overtime and yearly incentives/bonuses. I do agree though. I'm actively cutting out bad habits and "want" expenses.
@TioMogi
Жыл бұрын
@@ianalopez nice man! Keep it up, I totally agree with your last sentiment though - budgeting is key. You can make $50k and save more than someone who makes $100k if you budget right. Good luck to you brother
@oldscratch3535
Жыл бұрын
@The Poor Dad Your wife making significantly more than you is a recipe for divorce. Women grow to resent men for it over time. You need to be aware of that.
@mrboyd720
Жыл бұрын
Such an accomplished 23 year old! He’s doing great!
@HotelBravo556
Жыл бұрын
This guy is an absolute chad. Keep being you, man.
@bobbybobberton6373
Жыл бұрын
Seriously
@Motosapien46
Жыл бұрын
You only say that because he's got that Toyota F-150
@HotelBravo556
Жыл бұрын
@@Motosapien46 I’m more of a Ford Sierra fan myself, but it’s not a bad truck.
@ag4allgood
Жыл бұрын
Bryce for age 23 thinking like a much older person with job opportunities besides his Business. Well done !
@Bob-xe4dn
Жыл бұрын
He's a smooth-talking con artist and you are gullible
@adamseidel9780
Жыл бұрын
This dude ROCKS. Gotta make sure he’s prepared for the second half of his life of his back makes it hard to work much earlier than normal retirement.
@ag4allgood
Жыл бұрын
@@adamseidel9780 Helps to work as much as you can when your able.
@Dietcokeslut
Жыл бұрын
20:14 Caleb’s face is the same as anyone when they’re being told about chronic pain. It’s like we get used to it at a 6/10 pain scale being a good day and if it gets to 8-10 it’s a bad day.
@Zeitta7
Жыл бұрын
These financial audits remind me of myself 5 years ago, I was 22 years old with $60k in car, CC, and loan debts. And in the 5 years since, I buckled down and budgeted, I was able to pay off everything, save up for a house and now have at least 4 months worth of expenses saved as an emergency fund. Nowadays I use my CC properly, I never pay interest on it by paying it down to $0 every statement and I get great cashback rewards, I am also starting to look at investing now. I wish I had someone like Caleb back then, because figuring it out on my own was hard trial and error.
@cameronwhite9742
Жыл бұрын
This is me right now with $80k at 23 I need to do thing hard core!!
@thehungrysage
Жыл бұрын
This guy is a badass...accomplishing a lot already. My main concern is his scoliosis condition. I hope it doesn't get worse...sounds like it can financially ruin someone and as someone who deals with some mild sciatica that can get irritated every so often...i know it can affect one's quality of life. He's doing great at such a young age
@frankcaliendosucks
Жыл бұрын
There should be a route by which the VA will cover it, especially given that he was medically discharged. He may have to fight with them on whether or not it's "service related" though
@FableCountry
Жыл бұрын
Bryce is a disabled military veteran. The VA will cover his medical expenses so he won't have to worry about that. My dad is also a disabled veteran and he's never had to worry about medical EVER. All covered by VA, and Tricare. But regarding medical, I hope Bryce won't be hindered by his disability, if it gets worse. If so, I hope he takes care of his mental health on top of that. Tough road ahead.
@lupe8519
Жыл бұрын
The Toyota F-150 got me 😂
@phhh3849
Жыл бұрын
Probably bought a Ford trade in at a Toyota dealership. Toyota financing probably.
@leonardyoung5626
Жыл бұрын
I gasped so hard !
@theofficialviroz
Жыл бұрын
I was looking for this comment lmao
@kidneythief6833
Жыл бұрын
Very often I ignore my financial situation cause I’m young and think I can always start tomorrow but these videos really put into perspective how far ahead you can get with just a little bit extra focus and discipline! Appreciate the eye opener I can’t get enough of these
@mike7933
Жыл бұрын
I am honestly such a big believe in not having a car payment anymore. I bought a brand new car at 16 (dad co-signed) and paid it off by 22. Let me tell you, the extra $500 a month is huge!
@TheBrownSys
Жыл бұрын
Yikes! I'm in my 40's got my first car at 15. Never had a new car or a car payment. I've also never been unhappy with my car.
@adavidtoremember
Жыл бұрын
Nice dude! Was the car new or did you have like no credit when you signed? Just curious about the $500/ month as I pay $153 (been paying $300 to pay it off faster last 3 months) with only $1299 left to go.
@mike7933
Жыл бұрын
@@adavidtoremember the car was brand new and Msrp was 23k at the time. My dad co-signed since I had very limited credit and it was for the interest rate (3.5% interest)
@Imperial_Squid
Жыл бұрын
MASSIVE thanks for the graphs Caleb! As a very visual person who struggles to hold the numbers in his head, it's helped a _lot!_
@eliseg0001
Жыл бұрын
Agree! Loving the new graphs
@jodeemackenzie
Жыл бұрын
I loved this feature as well!
@ohhhlorrd
Жыл бұрын
I love bringing on someone with serious future medical costs, that's something I don't feel like is talked about enough in the overall finance space and would love to see more content like it
@rhyserian5406
Жыл бұрын
Same here. we have some expensive medical costs and I watch these videos and i wish I could budget for all these categories, but the difference is we just need to survive. 😅
@Svartr.HrafnSvartr
Жыл бұрын
I'm old(er) and a bit jaded with life, so when I see this young man put together so well overall - it kind of makes me feel better about staying on this planet a little longer. Best of luck, Bryce! I know you're going to make this all happen and restore Caleb's lack of faith :)
@ladyluck7534
Жыл бұрын
Sending good vibes that his business continues to grow, and hoping he gets the relief he needs soon for his spine.
@lJADU
Жыл бұрын
Please is no one gonna mention the "Toyota F-150"? xD Love it Edit: What a likeable, honest dude. I bet a conversation over a beer with this dude would be good fun 👍
@doriskurzz1798
3 ай бұрын
Yes that was adorable
@TraplordVeg
Жыл бұрын
I'm drowning in debt but after seeing this channel I have my own, personal, Caleb hammer in my head. starting to get my funds in order and got more hours with overtime included at my full time job and just applied to another one part time.
@word42069
Жыл бұрын
Fascinating to me that someone can buy an entire profitable business for $165k at 23.. a mentor? Wow. Kid’s got a clear and fruitful path ahead of him!
@dericanslum1696
Жыл бұрын
...one purchase price rule is 3 years of revenue so it may only have been producing $50-60k annually...
@FableCountry
Жыл бұрын
Note that the purchase was 100% seller financed too. So the risk was heavily on the seller side. Bryce put forth the $10k for the little things to get moving. Otherwise, the seller has to be confident that the business does well enough to get his money back from the new owner. And at 23? That's such a boss deal.
@lucasley20
Жыл бұрын
Wow! This young man is on his way to many successes. It's refreshing to see someone this young taking control of his finances. Great episode!
@carmelle4ever
Жыл бұрын
btw, for any vets watching. Don't take what the VA tells you over the phone at face value. I moved back from Florida to California, called them to get my care transferred. They told me that they transferred it when I went in to the VA hospital, just to do that thing where you have to tell them how much money you made the year before (btw, I've been out since 2014 and no one told me that was something that had to be done annually) I found out that the person I spoke to on the phone never transferred my primary, even though he said he did.
@anastasialisina8922
Жыл бұрын
Love seeing the audit of a small business owner very inspiring. It resonates with the middle class audience. The guest is smart.
@slickfox33
Жыл бұрын
Toyota F150 no wonder why it's so expensive it's a one of a kind truck.
@stickysteph
Жыл бұрын
😂
@benjaminvos42
Жыл бұрын
I was gonna say something about this…but yeah…
@slefievero5336
Жыл бұрын
Lmaooo
@bridgetlove1884
Жыл бұрын
😂 I saw that but thought it was a joke! Ford F-150 is the most popular vehicle sold in the US.
@chickolat
Жыл бұрын
finally someone who isn't a content creator who comes on to get likes. He is very self care and thought of different options! He will definitely be successful by 30!
@Penukie
Жыл бұрын
As a veteran looking to start a business soon I really enjoyed this, thanks Caleb!!
@JoshEbersole
Жыл бұрын
I really enjoy watching these audits. I think more people need to watch them and learn. Fortunately it seems like this guy is doing pretty well for his age. Better than I was at 23.
@TheWizKushlifa
Жыл бұрын
seems like such a good genuine smart dude so sorry to hear about his back.
@brycekoci
Жыл бұрын
We all have our own things going on - very thankful for my life and everything that’s healthy in my body! Appreciate the kind words my friend 🙏
@paulinoaz
Жыл бұрын
As part of the older generation I always hear about how "doomed" we are because of today's youth but listening to these two gives me hope.
@TopDollar38
Жыл бұрын
Bryce, if you happen by some random chance to see this, please get the surgery. I grew up with scoliosis and had the corrective back surgery in 2005 when my spine was at roughly 45 degrees. Chronic pain was pretty bad at that point, even with a back brace. It's a couple months of recovery, but easily the best decision I could have made. I'm sure it varies, but there wasn't a huge impact on my mobility with the exception that I have great posture and I can't slouch. Chronic pain is almost non-existent now despite living a fairly sedentary lifestyle. Someone who exercises regularly will even have less issues.
@MattBuikema
Жыл бұрын
"Businesses go up and down" There's an inflatable joke in there somewhere..
@SuperT
Жыл бұрын
I love how often these are posted I’m addicted to them
@nickybutt9733
Жыл бұрын
This guy will go far- insane maturity for 23
@maclaindrake2891
Жыл бұрын
Caleb: if you are considering taking 10k out of IRA to fund something…Push subscribe to not do that. Best call to action so far in this series 😂😂😂
@monicarathbun5433
Жыл бұрын
💯
@embenard
Жыл бұрын
As someone who had spinal fusion as a teenager, I definitely think he should go for it as it will improve his quality of life immensely! Luckily though mine is only the thoracic spine that needed to be fused, it might be more for him now seeing how advanced he has it... Either way, good luck to him!
@rachelbrewin5618
Жыл бұрын
Hi Caleb, I'm not in the U.S so 401k and Roth IRA are complete mysteries to me, i love the channel tho. In the U.k we have state pensions, workplace pensions and private pensions. All employers must offer a workplace pension by law, it's an employee right, not a 'benefit'. Our state pension pays out about the same as your social security - you need 35 years of contributions to qualify for full state pension.
@kiretheyoutuber6535
Жыл бұрын
15:34 I absolutely love Toyota F-150's. The best of both worlds
@nicholedomke5453
Жыл бұрын
Some of my story mirrors his! I bought a business from my mentor at 24 years old in March 2022! 1 year and going strong!
@Hunnyfrog
Жыл бұрын
I knew that there was something good coming today. It’s Caleb releasing a financial audit✨
@erinkerbs6789
Жыл бұрын
The VA will cover 100% of any medical expenses that the army claims is a disability, even if they claim it's 0% Debilitating. My husband is disabled from the army as well.
@TimeMachineTCG
Жыл бұрын
Please have more of a balance of people like this who are more responsible and the absolute ass hats. Watching both is more fun than just destroying dumb people
@4akeralison
Жыл бұрын
Thank you for changing my mindset! I have started watching your visit, made myself a budget, and am coming out of debt. I realizes that I was just spending my money on BS. I have already saved $1600 this month!
@rebeccalahti9468
Жыл бұрын
Congrats that’s amazing
@sades_travels1749
Жыл бұрын
I enjoyed this episode immensely. So refreshing to see such a young man with his head on his shoulders. There is hope for Gen Z after all....
@TylerG60
Жыл бұрын
Had back surgery when I was 22 about 7 years ago. It really sucks and you're never really 100% ever again. Wish this guy luck with his back issues.
@wildnaturalista
Жыл бұрын
I'd love to see more business audits! I am starting a business based around helping small businesses keep their finances in check.
@773fishing2
Жыл бұрын
Love seeing a young, motivated entrepreneur with a good outlook and financial literacy on the show. Not as dramatic as a typical audit but it's refreshing.
@vynilrob9719
Жыл бұрын
Woot! The KZitem plaque! Well deserved, sir!
@santiagorestrepo2717
3 ай бұрын
This was refreshing to see and mad respect to this veteran, I’m rooting for you!
@username9999
Жыл бұрын
Hello Fresh or similar service can be a good way to transition away from eating out. It doesn't save much money, if any- but it forces you to cook your own food and is almost like a cooking class. It gets expensive once the trial is over, but it worked for us make sure we had food at home and ideas of what to eat.
@lukeoffen7335
Жыл бұрын
Glad to see someone doing so well, good for this guy! Makes me want to do better with my own financials
@maclaindrake2891
Жыл бұрын
I always watch these to make me feel like I am financially smart. 😂
@christopherhead4501
Жыл бұрын
Crazy that he is walking around in chronic pain because he can't finance a $175k operation to fix his spine. In the UK this would've been fixed at zero cost for him, probably years before it got so bad....
@Conscious.Consumer
Жыл бұрын
All he has to do is go to the va. Its service connected soo he should be getting disability payment monthly, free basic health care. And all things related would be free to him. Aka surgery that costs $0 for him.
@tnicole902
Жыл бұрын
Haven't watched the whole video yet, but this guy's voice is 😍
@fpl_bailey
Жыл бұрын
At 23, this kid is doing great...just don't commit any crimes he will be just fine.
@brycekoci
Жыл бұрын
Thanks brother i’m trying 🤝😂
@maxj_games1554
Жыл бұрын
Mom new financial audit just dropped!
@ArtistFormallyKnownasMC
Жыл бұрын
Thank you for your service. I can’t imagine the pain you’ve gone through. 😢😢
@HaydenWoods
Жыл бұрын
Day 1 of wondering if Caleb would do another online audit/interview 🤣 Would like to showcase the pros/cons of credit consolidation now that I got done with that program at the end of 2022.
@davemart3913
Жыл бұрын
This guy is 23 with a back like that? That blows, when he hits 50 he may be in pretty bad shape
@bigtrig7575
Жыл бұрын
As a business owner, using the car for work, should be able to write off costs and depreciate the truck
@vapidrise2587
Жыл бұрын
Thank you caleb! I watch these while waiting for calls at work and they always give me the motivation to keep pushing through my shift for that plan baby! Again appreciate the great content keep it up!!!
@TaeminnieLee
Жыл бұрын
Oh man. If I came on this show I'd get ripped apart. I started working very late because of extremely poor mental health (family thought i wouldnt make it but surprisingly after 15 yrs of therapy and tons of work i have managed a normal life)... financially, I don't have any debt, but also don't have anything in retirement... I don't spend much since I'm still living with family (I tend to spiral when alone) but yeah I'm so behind financially :( working towards better income currently. I wish I could have figured out stuff earlier... but at the same time I do believe I should be grateful that I am able to live with little to no torment in my day to day life currently.
@elisek1721
Жыл бұрын
Glad he’s going to local Cbus places & Barry’s from my hometown! Keep eating local.
@ocabj
Жыл бұрын
My head snapped to my other screen this is playing on when he said "Toyota F-150."
@jamesg2254
Жыл бұрын
I like how this was a different vibe then the other people you have on that are in much more dire situations who also don’t seem to get it. Love the content as always and I find it very helpful for managing my own finances.
@RoseWater20
Жыл бұрын
Thank you for your service! I wish you all the best on your financial journey as well as your health journey.
@michaellamatthies1709
Жыл бұрын
Just stumbled across your videos last night! I’ve watched probably 5 financial audits at this point haha super entertaining and educational, Caleb 👏🏼 I’ve subscribed and am definitely sticking around for more! Definitely helps that it makes me feel very good about where I’m at for being 24 😬
@carried98
Жыл бұрын
This guy really has his head screwed on straight! I hope he enjoys fabulous success.
@emilieg-sw1pq
Жыл бұрын
For his back problems my sister had the same he did, she did the operation at 20 year old and her life is way better, she is so happy. He should do more research for specialists as the more he wait the body heal way faster younger then older.
@FilthyfrankTv2.0
Жыл бұрын
Watching these videos everyday keeps me in check 😂🙏🏼
@theonewhitemage
11 ай бұрын
As someone who also has pretty severe scoliosis, I totally understand Bryce wanting to put off having the surgery. Even the last specialist I spoke with said that unless it start impacting my heart, lung or kidney function there's no real need for it yet. I'd rather have a flexible yet not so pretty spine than a rigid straight one.
@thomasgoehring6078
Жыл бұрын
This guy is so badass! Best wishes man & good luck with your inflatable business!
@skylar8810
Жыл бұрын
The scariest thing was that degree of scoliosis...
@TheCowmoon
Жыл бұрын
I love this channel! It’s refreshing hearing about other people around my age their finances and know that we all make/made dumb financial decisions, but we can always make a comeback! My husband and I lit a fire under our butts the last two years and paid off last last of our debt this past week! Working on our emergency fund now and building our down payment (Dave Ramsey baby step inspired)! Love the inspiration from this channel to keep going!!!
@owensmatt
Жыл бұрын
Great episode overall on finances. The serving two years in the service; processing in with a serious previous health condition scoliosis, getting a MOS like Ranger that is physical demanding to aggravate the one condition that ended up forcing medical separation and receiving $1600 a month . . . . Inflatables weigh 400+ pounds, rolling them up/setting up is physically demanding on the back as well which is also caused the scoliosis to continue getting worse in the last 2 years. . .
@joshiwai
Жыл бұрын
Caleb should do a interview with himself on his finances and bank statements👌🏼
@katjones4840
6 ай бұрын
These OG episodes of financial audit are so good!
@solajegs
Жыл бұрын
15:35 "Toyota F-150" My sweet summer child Caleb; Toyota doesn't make the F-150.
@davidreavis8073
Жыл бұрын
I watch your videos everyday. I'm on track to cut out over 600 a month in spending and save over 2500 a month. Thanks for the videos.
@adamkrasuski862
Жыл бұрын
I always felt like I missed out on not making my own business but after seeing all of the overhead, start up costs, dealing with employees, I am so happy I didn’t.
@soapa4279
Жыл бұрын
Yup. The problem with the social media age business owners, they only show you the glitz and glamour, and how successful it looks from the outside. Maybe some are, but there’s so much involved with starting a business and keeping it up. High start up costs, maintenance, legal, long hours, etc. It’s not for everyone.
@Nswany4
Жыл бұрын
Lol “Toyota F-150”… can tell Caleb is not a car guy😂
@ricseeds4835
Жыл бұрын
It was a one-time Vegas trip!
@searchy9636
Жыл бұрын
I'm a recent subscriber and I'm loving these videos. I admire everyone that comes in and is transparent about their financial situations. At least they are aware that something needs changing - and Caleb, you have a fantastic way of being pragmatic about these lol super entertaining.
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