Thank you for watching! I hope you enjoyed the video! Let me know if you have any questions for Ken and I’ll get him to answer here in the comments!!
@daytonaenmarch
3 жыл бұрын
Your channel is helping a lot of people including myself. I'm currently looking to get an HTB equity loan after being accepted for a mortgage. I believe circumstances both with your career and finances along with knowledge on the matter are the key factors. At first, whilst scared of what it meant to lend such an amount from the government and what was involved in paying it back seemed daunting it is all relevant to your personal financial situation and location you are buying. For me, I'm in the midlands in a location where things seem to be thriving with good locations being built on and surrounding areas being popular with schools, sports facilities, and countryside. If you feel confident in your location and good with your money watch the rest of the videos on here as they are of great help plus the comments section is full of questions and, like me, people who are currently going through or have been in situations you are looking to get yourself in! Keep up the good work dude.
@SelfInvested
3 жыл бұрын
Great contribution, thank you! I’m glad to hear you have found the videos useful! You’re right, people need to look at their own circumstances and prospects, and do their own research and number crunching before applying to either of the schemes. Also, location is extremely important! All the best with your purchase and let me know if there’s anything you would like me to cover in future videos!
@daytonaenmarch
3 жыл бұрын
@@SelfInvested Honestly thanks for your videos I think more people will relate to you as you come across on their level and down to earth, no BS! Keep up the videos, I'm sure ill have some questions in the future, or even if you want to get some on the channel who goes through the process and personal experiences with it I'm happy to help. All the best
@SelfInvested
3 жыл бұрын
@@daytonaenmarch I might just have to take you up on that offer! Add me on Instagram @selfinvested_uk... Let’s keep in touch!
@kyrakoven
3 жыл бұрын
Just come across your channel. As a qualified mortgage adviser and someone looking to purchase, I find your videos very interesting. You have some great content!
@SelfInvested
3 жыл бұрын
Hi Krya, thank you for watching! I’m glad you find them interesting! Are you buying now or waiting until the stamp duty holiday ends?
@butterflybarbs
3 жыл бұрын
I found this to be so informative, thank you for this video. I’ve been watching your videos most of the morning. The shared ownership was an eye opener.
@SelfInvested
3 жыл бұрын
You’re welcome! I’m glad you found the videos useful! Yup, there’s a lot to Shared ownership!
@NathanHQ
3 жыл бұрын
Hey mate...just found your channel....help to buy can be great to help new people get started. Great conversation guys. Great vid! ...keep in touch...Like 5 🙂 happy to support
@SelfInvested
3 жыл бұрын
Thanks for watching, Nathan! Glad you enjoyed the video! I need to check out you’re videos on investing. It looks like your channel is growing quickly! Well done!!
@MONEYANDTIME
3 жыл бұрын
Great interview with a mortgage advisor. Thanks for sharing.
@SelfInvested
3 жыл бұрын
Thank you for watching! I’ve a few number crunching videos if think you may enjoy based on your channel ;)
@moonprincess2239
11 ай бұрын
Thank you so much so helpful!!!!!!
@Real.Estate.Report
3 жыл бұрын
With the rates being so low, this is a great way to borrow and invest.
@SelfInvested
3 жыл бұрын
Mortgage rates aren’t so low over here at the moment, especially for 85% LTV mortgages and below. The Bank of England base rate is at a record low of 0.1% but lenders are nervous about the state of the economy and soaring house prices, so they’re pricing in the risk!
@Thepearlsandperils
3 жыл бұрын
This was a really great video, very insightful thank you 😊
@SelfInvested
3 жыл бұрын
You are very welcome! Thank you for sharing my channel on your stories. I really appreciate the encouragement and support :)
@claudiagrant3322
3 жыл бұрын
Great information and advice. Thank you both!
@SelfInvested
3 жыл бұрын
Thank you for watching! Which of the schemes are you considering?
@mboy5761
3 жыл бұрын
Thank you Lemuel god send !
@SelfInvested
3 жыл бұрын
Haha! You’re welcome! Which scheme are you considering?
@Adam-ts8zf
3 жыл бұрын
Proper sound content mate. Keep it coming.
@SelfInvested
3 жыл бұрын
Thank you Adam! I’m glad you think so!!
@alextaylor480
3 жыл бұрын
Great content Lemuel. Very useful for me as I am looking to buy with HTB next year.
@SelfInvested
3 жыл бұрын
Thank you, Alex! I appreciate the feedback. Have you spoken with a mortgage adviser yet?
@alextaylor480
3 жыл бұрын
@@SelfInvested No problem. Not yet, but after watching your video I'll reach out to an adviser soon!
@SelfInvested
3 жыл бұрын
Good luck with it all!
@cj91r
3 жыл бұрын
great video thanks for sharing
@SelfInvested
3 жыл бұрын
You’re welcome! Hope you found it useful!
@1zuta
3 жыл бұрын
Great Video and really informative!
@SelfInvested
3 жыл бұрын
Thank you for watching! I'm glad you found it useful! Are you thinking about using Help to Buy?
@cruzer079
3 жыл бұрын
Very useful info brother 👏🏽 I’ll be getting in touch
@SelfInvested
3 жыл бұрын
You’re welcome! Glad you found it helpful!
@LaSexyPetite
3 жыл бұрын
This has been really helpful. Thanks
@SelfInvested
3 жыл бұрын
You're welcome!
@MyAeq
3 жыл бұрын
Really useful video, answered a lot of questions i had myself with regards to the equity loan. Thanks for posting
@SelfInvested
3 жыл бұрын
Glad it was helpful! You can check out my H2B equity loan playlist for more videos on the scheme: kzitem.info/door/PLUG_SDz9gLQJIBs_0uHERF90GRFLamKv_
@MyAeq
3 жыл бұрын
@@SelfInvested Thanks, I've already watched a some, very informative.
@SelfInvested
3 жыл бұрын
@@MyAeq Awesome! Thank you for watching :)
@BenOnPS3
3 жыл бұрын
Super useful. Thanks
@SelfInvested
3 жыл бұрын
You’re welcome! I’m happy you found it useful!
@LaSexyPetite
3 жыл бұрын
He mentioned that location is key. I wish he elaborated on great locations to consider. I'd really appreciate any information on that.
@SelfInvested
3 жыл бұрын
I'll be doing a mini-series on how to buy well starting in February that I'm sure will be very helpful to you. Can I ask what you're interested in buying, new build, H2B, Shared Ownership, etc.?
@LaSexyPetite
3 жыл бұрын
@@SelfInvested H2B Equity Loan
@SelfInvested
3 жыл бұрын
@@LaSexyPetite Have seen these videos: kzitem.info/door/PLUG_SDz9gLQJIBs_0uHERF90GRFLamKv_
@Insightofanauthor
3 жыл бұрын
This was extremely useful to me. Many thanks
@SelfInvested
3 жыл бұрын
I’m glad you found it useful. Which of the schemes are you interested in?
@Insightofanauthor
3 жыл бұрын
@@SelfInvested i was looking at either help to buy or shared ownership scheme. Im a first time buyer. Having now heard about whats coming up next year in the shared ownership scheme l feel a bit more confident.
@SelfInvested
3 жыл бұрын
Make sure you do your research! Many people have been stung in the past because they didn’t fully understand the scheme or the terms of their lease. Panorama are covering the scheme on BBC One on Wednesday 25 November at 7.30pm, “The Home I Can’t Afford”, it will be worth watching, I’m sure! Make sure you read your lease and don’t forget to speak with a mortgage adviser, if you haven’t already.
@Insightofanauthor
3 жыл бұрын
@@SelfInvested thk you. Will do.
@rb7007
3 жыл бұрын
Really helpful and informative! Thank you! 👍
@SelfInvested
3 жыл бұрын
Thank you for watching! I’m glad you found it useful! Are you planning to use one of the schemes?
@rb7007
3 жыл бұрын
@@SelfInvested Yes. I’m interested in the shared ownership scheme. Just reading up on it at the moment to see if it’s something that would work for me.
@SelfInvested
3 жыл бұрын
Good to hear you’re doing your own research! I’ve made quite a few videos on Shared Ownership but if there’s anything you want me to look at specifically for you and make a video on, let me know!
@kingares9768
Жыл бұрын
How did you find your insurance which was cheaper than what was recommended by the broker? Comparison sites? Also did you get the earnings protection as well? (P.S. THANK YOU SO MUCH FOR THESE VIDEOS I HAVE NOW STARTED THE PROCESS WITH A BROKER FIRM FROM YOUR OTHER VIDEO)
@SelfInvested
Жыл бұрын
You welcome, King! Thank you for watching the videos ;) Have a read of this webpage for life insurance: www.moneysavingexpert.com/insurance/cheap-life-insurance/ I used Cavendish Online
@kingares9768
Жыл бұрын
@@SelfInvested Thank you so much again
@xjay1234
3 жыл бұрын
I will be using HTB next year (outside London) only going to take a 5% equity loan.
@SelfInvested
3 жыл бұрын
Thanks for watching. I think it’s a sensible idea to take out the minimum amount you need. What percentage deposit will you have?
@xjay1234
3 жыл бұрын
@@SelfInvested 10%
@SelfInvested
3 жыл бұрын
@@xjay1234 What’s the main reason for getting the loan? Is it to try and get a lower interest rate on the mortgage or you would be able to afford without it?
@xjay1234
3 жыл бұрын
@@SelfInvested Because 95% LTVs are not available. But 90% is that's why I'm doing it. Otherwise wouldn't need to.
@SelfInvested
3 жыл бұрын
Oh, I see you, so you have 10% with the loan! I have a video coming out tomorrow on 95% mortgages, it might be of interest!
@AshaKumariAPK
3 жыл бұрын
Would you ever have to pay stamp duty on a shared ownership, when we can afford to staircase?
@SelfInvested
3 жыл бұрын
Hi Asha, have you watched my shared ownership explained video (kzitem.info/news/bejne/wIifyISqf5Zpm5w). I think it may answer your question. Let me know if not. Thanks!
@TheWealthPrince
3 жыл бұрын
If I'm being totally honest with you, I'm not a huge fan of help to buy, but still this was a good breakdown haha 🌟 thank you for sharing!
@SelfInvested
3 жыл бұрын
Thank you for watching! It’s definitely not for everyone that’s for sure. I think it’s a good alternative to renting privately, if that’s your only other option! Have you watched my video from last week on ‘Is the Help to Buy scheme right for you...’? (kzitem.info/news/bejne/2IiwxWWJcn9yiI4) I give my thoughts on who I think Shared Ownership is for!
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