This card essentially forces me to treat myself twice a month by eating out, which I otherwise wouldn’t do. I got $35 back from Amex offers on things that I would have spent money on anyway, and I used all of the monthly credits, so I really can’t complain about the membership for the first year.
@ChaseYokoyama
6 ай бұрын
TBF if you value it enough, that peace of mind or experience of eating out 2x a month can make it worth it on it's own. And it's always nice to save some money with offers along the way
@jesseadan148
6 ай бұрын
If you feel forced then don’t keep the card. In my case I Uber every month at least once a month, and usually Grubhub/ shake shack once a month. If it’s a bother then you’re forcing yourself to use this card. A card is should simplify your life.
@colinyuhl9339
6 ай бұрын
Had the gold card since 2007. Got the SavorOne last year and haven’t looked back. 3% entertainment is also a super slept on category, it blows Gold out of the water for daily spend. Paired with my VX Biz card it’s been a killer combo.
@ChaseYokoyama
6 ай бұрын
im definitely eyeing out the VX and capital one combo 👀 appreciate you sharing that
@Campos2011
6 ай бұрын
👍🏽 I’m on that Cap1 duo also, a great combo. 1-2 trips a year to Mexico & few stateside hotel stays.
@noahzero9380
6 ай бұрын
I was approved for this card but I couldn’t get over the fact that I would be paying $250/yr for a coupon book.
@ChaseYokoyama
6 ай бұрын
were you pre approved or you applied before finding out it was a coupon book?
@newagain9964
6 ай бұрын
Fax. 😂. Amex’s gaslighting is incredible.
@Mi-dk7br
6 ай бұрын
But if you do order out a lot then the extra $10 is useful
@newagain9964
6 ай бұрын
@@Mi-dk7br but if u order out a lot u losing money. 🤦
@ChaseYokoyama
6 ай бұрын
@@Mi-dk7br true
@TheAudioCzar
6 ай бұрын
This is why I use my credit for shake shack or cheesecake.
@ChaseYokoyama
6 ай бұрын
i do miss me some cheesecake
@chadpennycuff
6 ай бұрын
Shake Shack FTW on the dining credit. My son gets a medium shake, and I get a small. $1.30 a month after the credit is a great father-son experience. I look forward to burning that credit with him once a month. I take an Uber or lift twice a month. The gold credit stacks nicely with the plat credit. Then I pay for it with a Delta card once a month for yet another $10 off. Both of these were lifestyle changes - but both are enhancements. Life is what you choose.
@ChaseYokoyama
6 ай бұрын
That is awesome! TBH that father son experience sounds priceless to me. 👏🏽 I'm glad that the gold credits work well with that. you definitely found a great way to get value from it.
@newagain9964
6 ай бұрын
The family that Amex together stays together? 😂
@ChaseYokoyama
6 ай бұрын
@@newagain9964 😂
@dylan-nguyen
5 ай бұрын
The best thing to get with the dining credit is a drink like boba or coffee It’s like usually only 50c extra and I always do pickup I shop a crap ton at Costco but if you’re trying to find the best meal deals the weekly ad of a grocery store is usually better. Ex: USDA Choice NY Strip is occasionally $6/lb at Safeway but usually $12/lb at Costco
@ChaseYokoyama
5 ай бұрын
I dont drink either 😅 except I want to get into coffee 🤔
@seand99x
6 ай бұрын
Great video chase, the diminishing value for the credits was one of the reasons I canceled my Gold card when it came up for renewal. I am instead using my chase sapphire preferred card for dining and my hotel cards for groceries.
@ChaseYokoyama
6 ай бұрын
Thanks for sharing and way to slim down that portfolio. Im now open to looking to find another dining / grocery card
@eitherorbooks
6 ай бұрын
This card makes perfect sense if you have some disposable income, live in an urban area, and don't have a car. Everyone else - idk what you are doing.
@yijunshen9287
6 ай бұрын
that is why i am tired of prepaid fee credit card. Many people saying its free trip, its not. You cant outsamrt than company study your spending bahavior. They tell where to spend, how mucb to spend, where to get back and how much it worth it. If they couldnt make huge profits of you, they just change the game either increasing fees or make rules on applying or redeem credit. You never gonna win. Its manipulated market You would think you are the winner but in credit card game, you are the only fool
@ChaseYokoyama
6 ай бұрын
it seems like i am slowly moving out of the amex gold demographic for now.
@newagain9964
6 ай бұрын
Still don’t make sense. I can get similar even same multipliers on much cheaper and $0 af cards.
@jordanramon6973
6 ай бұрын
are they cash back cards? Which one do you use?@@newagain9964
@imoutahere4u
6 ай бұрын
I get 5X points at restaurants and groceries. And the card I use is $0 annual fee.
@ChaseYokoyama
6 ай бұрын
which secret card might that be?
@docsays
6 ай бұрын
- is it capped per month?
@Michael-qs1yd
6 ай бұрын
I actually use my AMEX Gold to pay my rent at 4X. I purchase Visa Gift Cards at the supermarket. That has been racking up my MR points fast. Although that add a service fee, it is just added to the overall 4x multiplier and points stacked in such a quick time more than makes up for it.
@johng.5100
6 ай бұрын
If u keep that up and AMEX finds out, they will take all your points back. It's called Manufatured spending, and it is highly frowned upon by issuers.
@kirklandguy015
6 ай бұрын
What about the 1 to 2 % fee u need to pay??
@Michael-qs1yd
6 ай бұрын
@@kirklandguy015 I don't mind adding that cost to the 4x multiplier. Some places such as Staples sell Visa gc without a fee but I don't own a card that will provide 5% at office supply like the Chase Business Ink card. Eventually, I would like to ge that card to replace that rent strategy
@ChaseYokoyama
6 ай бұрын
Thats solid although MSing aint for everyone
@TienTran-bi1jv
6 ай бұрын
Wait how can you pay rent with visa gift card?
@mastrkents
6 ай бұрын
3:36 whoa bruh, gotta tip on the delivery too. idk if in the next couple minutes you take that into account or not, but it's a big reason why I never do the delivery option, unless Uber Eats is running their "40% off" delivery promo.
@ChaseYokoyama
6 ай бұрын
100% you gotta tip. But i wanted to show the price without tipping because i know everyone may tip differently so I wanted to keep it as consistent as I could. I agree that those fees / tips add up and make me not want to do the delivery option.
@LukesPointsandMiles
6 ай бұрын
Love this one, Chase! I have a decision to make on mine very soon and I think I’ve made my mind up.
@travel.life.dreams
6 ай бұрын
Is your made up mind: ask for a retention offer??
@LukesPointsandMiles
6 ай бұрын
@@travel.life.dreams got one last year
@cupidok2768
6 ай бұрын
what card do i use for groceries
@LukesPointsandMiles
6 ай бұрын
@@cupidok2768 Amex gold, cap1 savor1, citi premier or AAA visa
@ChaseYokoyama
6 ай бұрын
I appreciate you Uncle Luke 🤙🏽 these monthly credits are tiring me out just like all those calf raises and curls in front of the mirror 😂
@ctcristo
6 ай бұрын
Whatever it is worth it is never worth the full amount. If some guy knocks on your door and tries ro sell you a coupon book with these crazy monthly credits how much would you pay for thr coupon book?
@ChaseYokoyama
6 ай бұрын
I'll buy it for $2 max. Take it or leave it
@GlacialSilenc3
6 ай бұрын
I believe you did a great job explaining why it may not be worth it for you. I think what may allow you to keep for another year is if they have a retention offer of some kind?
@ChaseYokoyama
6 ай бұрын
Very true. TBH i should request a retention offer
@EVO.0w0
6 ай бұрын
Yeah, I’m getting tired of the coupon book from AMEX most likely I’ll cancel end of the year, the platinum and gold
@ChaseYokoyama
6 ай бұрын
Couponing is the name of the game for Amex
@newagain9964
6 ай бұрын
Yup. Vote with your wallet and feet!
@kobyjones
6 ай бұрын
This is a great video. Since changes to Amex Gold Biz card (taking out shipping), it's been mothballed until I need it for ad spend.
@LifelsGreat
6 ай бұрын
That shipping affected me big time still very disappointed about that
@ChaseYokoyama
6 ай бұрын
oh ya. that business change was no good 😪 thank you for watching Koby 🤙🏽
@robertm8380
6 ай бұрын
Sounds like you need a Blue Cash Preferred Amex card for 6X groceries at your local grocery store not Costco
@Campos2011
6 ай бұрын
Thanks for mentioning that card, I just looked it up and they have a $250 back after spending $3k in 6months and first year $95 fee waived. I wonder if I could sign up, hit the amount then keep less than a year and downgrade before renewal. I’ll have to look it out.
@ChaseYokoyama
6 ай бұрын
That is a solid grocery card for general grocery spend. However I practically never shop at any other grocery store at the moment. Therefore I wouldn't be sure if I want a grocery card with an AF.
@jwil4286
6 ай бұрын
They should make the dining credit unrestricted like the Bonvoy Brilliant has
@ChaseYokoyama
6 ай бұрын
that would be a lot easier 🙏🏽 please listen, Amex
@newagain9964
6 ай бұрын
That’s because brilliant is $695 of whack. It needs unrestricted. Just to fool a few fools.
@jwil4286
6 ай бұрын
@@newagain9964 the FNC and Platinum status help it pay for itself as well
@7hector
6 ай бұрын
I’ve been back and forth on weather to keep or cancel my Amex gold. I can’t use the credits because of where I live.
@ChaseYokoyama
6 ай бұрын
if you aren't using the credit then I hope you are spending enough on the card to outweigh the annual fee with just the value of amex points alone.
@schermnaam5811
6 ай бұрын
The couponing required to ensure value from AF heavy Amex cards (Gold, Platinum, Green, Plat & Reserve Deltas, Bonvoy Brilliant, Hilton Aspire) is making Cash Back the more sensible/hassle free play. For points, accepting 1-2 fewer cents per $100 restaurant spend, the CSP (supplemented w/+1-2 c/100 during the Freedom’s restaurant quarter) frees you from Amex credit slavery.
@ChaseYokoyama
6 ай бұрын
ya Amex is just milking with the high annual fee credit cards. Imagine if chase had a constant grocery store card too 👀
@schermnaam5811
6 ай бұрын
@@ChaseYokoyama Citi Premier has 3x for both dining and groceries; using that for the overflow after maxing out two Custom Cash’s could be an awesome setup (at the expense of Hyatt transfers and travel protections, as a Cash Back play, it’s nearly set it and forget it).
@newagain9964
6 ай бұрын
Leave green out of it. Only decent Amex card (should be 3x travel AND entertainment tho). U only need clear.
@schermnaam5811
6 ай бұрын
@@newagain9964Agree Green is the best value for its AF due to 3x travel and restaurants (like CSP), particularly if you’re already a Clear user. If not, Lounge Buddy can help offset the AF as it refunds paid daily access to lounges have prime time Priority Pass restrictions.
@Ravenmachine
6 ай бұрын
FYI, if you grocery shop in person at Walmart you will get the 4x points (Amex gold) but if you order Walmart delivery you’ll only get 1x points. I love me some Costco but wish they took more than Visa
@faizpkmn129
6 ай бұрын
That is not true its still 1x
@Ravenmachine
6 ай бұрын
@@faizpkmn129 in person it’s 4x, I use mine all the time because of it and it shows on my point list
@Ravenmachine
6 ай бұрын
@@faizpkmn129 I snapped a pic showing my points but it wouldn’t let me share but I can lift the text from the pic; here you go…
@Ravenmachine
6 ай бұрын
@@faizpkmn129 Merchandise & Supplies - Groceries WALMART NEIGHBORHOOD MARKET $189.96 Mar 4, 2024 On your statement as WAL-MART NEIGHBORHOOLAWRENCEVILLE GA 760 Membership Rewards® Points 4X at U.S. Supermarkets Split It Plan It® Plan It® Divide this transaction into monthly payments for a fixed monthly fee.
@ChaseYokoyama
6 ай бұрын
you will only earn 4x at Walmart Neighborhood but not at regular walmarts. I also wish Costco took more than just Visa :(
@AFC_27
6 ай бұрын
I just closed my gold yesterday. Sadly I was also denied for the WF Autograph Journey :(
@ChaseYokoyama
6 ай бұрын
tough luck on the Journey. you can always try again later. but congrats on breaking free from the gold! 🙌🏽
@AFC_27
6 ай бұрын
@@ChaseYokoyama Yea, I'll call recon next month when I get the denial letter. But yes, saved a lot on AFs this year ditching all those AMEX cards.
@newagain9964
6 ай бұрын
Cap one duo is where it’s at
@ctcristo
6 ай бұрын
Those credits are crazy have to go out of way. Spend $5 in gas to use $10 credit
@ChaseYokoyama
6 ай бұрын
hahah ya especially in LA if you want to drive out of the way for some food in traffic 😂
@a-mad4356
6 ай бұрын
Wells fargo active cash is my goto for costco. 2% back on everything plus 600$ phone coverage at a 0$ annual fee is hard to beat.
@ChaseYokoyama
6 ай бұрын
thats a good suggestion 👏🏽 i was thinking even the Capital One Venture X because I might start rocking the Capital One Duo
@feeb2634
5 ай бұрын
You also receive the 4x on each of these purchases
@ChaseYokoyama
5 ай бұрын
4x on those two categories is pretty solid
@kaina732
6 ай бұрын
I guess I am looking at it that I would still be saving $7 of the $10 credit even with the increase cost. Plus the 4x dining and grocery fits my spending habits well.
@ChaseYokoyama
6 ай бұрын
there ya go 👏🏽as long as it fits YOUR lifestyle thats all that matters.
@kaina732
6 ай бұрын
@@ChaseYokoyama And if that changes I would just use the CPP for dining and Freedom Unlimited for grocery instead.
@kaina732
6 ай бұрын
Or maybe the Bilt for 3x dining and transfer partner Hwn.
@Thecreditcardconnection
6 ай бұрын
Hola Chase!! The Gold Card was a good card and I great bonus in year 1. I cancelled and then literally cut it Live on KZitem! 😂. I couldn’t justify the $250 annual fee especially when I wasn’t using the grocery shopping because I shop at Costco. I love the breakdown in this video. You put it all out there for all of us to see if it works for us.. I just got the Green to see if I actually get more value from it . Thanks again for another great video! Take care!
@ChaseYokoyama
6 ай бұрын
Lets goooo! we
@tennisad-in4002
6 ай бұрын
really close to closing the card like the reasons you mentioned. Couldn't move the points so stuck for another year
@tennisad-in4002
6 ай бұрын
Hope they update it
@ChaseYokoyama
6 ай бұрын
That update will come...but im scared that it will make the card worse
@newagain9964
6 ай бұрын
I saw it wasn’t even worth getting. I only have green and platinum…but there can be only one! Hmm. Prob be plat until I complete my foreign travels in 2025
@JC-vg6yp
Ай бұрын
You didnt factor in your time or gas if you were to pick it up. Both has value added
@ChaseYokoyama
Ай бұрын
yes that is true to get the most accurate answer. TBH i personally will not be going down to that granular detail
@txnhb
4 ай бұрын
Now that i can finanly qualify, it does not seem worth it. I jave a Navy Fed amex card that gives me the same points.
@ChaseYokoyama
4 ай бұрын
yewww im happy to hear that you found a better fit
@Adiscretefirm
6 ай бұрын
Amex cards are perfect for people that travel for work and get reimbursed
@ChaseYokoyama
6 ай бұрын
Ya Amex targets high spenders
@benchoflemons398
6 ай бұрын
Idk you get at minimum 3x/3% worldwide with no fees if not 5% when using mobile wallets. It’s an expensive coupon book
@jesseadan148
6 ай бұрын
This is exactly how I use my credits. Ordering food for office meetings then getting reimbursed.
@kirasoleil
4 ай бұрын
is the downgrade path for the gold the amex green or is there no downgrade path?
@docsays
6 ай бұрын
Im fine with the Gold. My family easily runs $1200 a mth on dining + another $700-$800 on groceries so we more than recoup the AF. I don’t even use the credits every month!
@ChaseYokoyama
6 ай бұрын
sheeeesh Doc 👏🏽 you spend enough to make my AF worth it too 😂 the amex gold is running numbers for you!
@YanLuo
6 ай бұрын
Even if I can utilize all the monthly credits, it’s more like a $100 effective AF card imo so I can’t justify it over 5x at CCC x 2. Probably different if my monthly food bill is higher…
@ChaseYokoyama
6 ай бұрын
yup the gold card aint suited for everybody. Those CCC cards are nice to have
@robertm8380
6 ай бұрын
What if Amex made Gold 5X for everything and no coupon book. I think many Gold Card holders should voice there opinion and let them know if they cancel maybe they will offer you more points a retention offer to not cancel if ask for retention offer
@ChaseYokoyama
6 ай бұрын
5x would be cool. im sure frequent diners and grocery shoppers (outside of Costco, Target, Walmart, etc.) would be okay with this change. However since I would still primarily shop at Costco idk if that 5x change would benefit me.
@357twilson
6 ай бұрын
U.S. Bank Altitude Go card is 4X on dining.
@ChaseYokoyama
6 ай бұрын
very true. need that 2x on grocery to be higher too tho.
@etaaan_mc
6 ай бұрын
Keep us posted on how getting the SavorOne goes! I just tried to apply for the SavorOne myself (I already have the Venture X) and got denied 😕.
@ChaseYokoyama
6 ай бұрын
You got it! oh nooo. what was the reason for denial if you dont mind sharing?
@etaaan_mc
6 ай бұрын
@@ChaseYokoyama it was due to “number of tradelines opened in last 24 months” and “too many revolving accounts”
@ChaseYokoyama
6 ай бұрын
@@etaaan_mc ya they are sensitive to new inquiries like that. just give it some time (like a few months) and try again. I had the same reason for denial before but now im in the clear. I was denied sometime late last year when i checked.
@cjjohnson4231
6 ай бұрын
😂 your frig. My trifecta currently are AMEX Platinum; AMEX Gold and Citi Costco Executive. All benefits maxed. For the Gold, just added it back this year for the 4x and while we shop mostly at Costco, Publix gets a good portion of our food budget. Tip! Just used Uber Eats and stacked m Uber credits for takeout at Shake Shack. Uber One helps reduce higher costs a little but $25 in Uber Cash is the real deal when we aren’t traveling. Hadn’t realized the costs are higher; makes sense adding a middleman. I use my monthly food credit by ordering direct. Good video!
@ChaseYokoyama
6 ай бұрын
Thank you CJ! 🙏🏽 I just need more dining and grocery spend outside of Costco
@jun.oshima
6 ай бұрын
Can't justify any coupon credit card anymore. I'm done with coupon system.
@ChaseYokoyama
6 ай бұрын
im starting to feel your pain with this card ☠️
@1stoptech
6 ай бұрын
I'm getting the GOLD sometime later this year. I'm walking distance from the Cheesecake factory and Shake Shack. But until then I'm spending on my BIlt for dinning and on my Bonvoy Boundless for groceries
@ChaseYokoyama
6 ай бұрын
omg that must be so fun to live walking distance to those places 🥲 my body would not appreciate that tho.
@juniorndour
6 ай бұрын
In Canada we have the Amex Cobalt card that earns 5x on grocery
@ChaseYokoyama
6 ай бұрын
5x must be nice. except I still couldnt use it at Costco 😭
@SCheng09
6 ай бұрын
You’ll never have to hear these daunting words if you go with the Savor One: “Sorry we don’t take American Express”
@AP_808
6 ай бұрын
I find this to be fairly rare. What I get hit by is restaurants coding goofy. Like bistros sometimes code as bars or we had food in a zoo restaurant recently and it coded as charity. I find with Chase the 3X dining is usually less nonsense and goes thru. Probably what they use to categorize is a broader range of mcc codes…
@ChaseYokoyama
6 ай бұрын
😂 😂 😂
@gwvaio
6 ай бұрын
🗣️ THANK YOU for talking about the $10 credits. Using those credits on an app you’re paying at least $25 for meal delivery. $10 is a joke credit
@ChaseYokoyama
6 ай бұрын
its a tough to use credit sometimes for sure
@tarrius1210
6 ай бұрын
Im going with a Citi custom cash duo or trio 🏆 The amex gold SUB is a must though.
@ChaseYokoyama
6 ай бұрын
the CCC is a great pick 🤝🏽
@ItsMeCJ
6 ай бұрын
Working out made you taller?? 🤣 Wait…your healthy meal?! I’m done 😂
@ChaseYokoyama
6 ай бұрын
it was either that or the Oreos 😳
@ItsMeCJ
6 ай бұрын
@@ChaseYokoyama 🤣🤣
@jonathanbarron7554
6 ай бұрын
For the $10 can you let it stack throughout the year?
@ChaseYokoyama
6 ай бұрын
unfortunately you can not
@wilfredpapaya4739
6 ай бұрын
Might downgrade the gold to green or cancel if AMEX refresh is lackluster. This might be me in 2025.
@ChaseYokoyama
6 ай бұрын
unfortunately im assuming they will raise the annual fee and add more credits 😖
@colinshi8247
6 ай бұрын
Minus the welcome bonus, I consider the Bilt card a much better dining and travel card than the Amex Gold. Bilt has a baseline 3x on dining, and up to 12x considering (3 base x 2 rent day x 2 transfer bonuses). I never have problems getting Mastercard or Visa accepted at restaurants. I struggle to use the Amex Gold at restaurants with only about a 50% acceptance rate. If they raise the annual fee for any reason, I will surely cancel the Amex Gold.
@ChaseYokoyama
6 ай бұрын
we are all waiting on the impeding amex gold update 👀 im hoping for the best but expecting the worst. Taking advantage of Bilt's rent day is huge
@stevefrisch3426
6 ай бұрын
I get 4x on dining and groceries plus 6x on gas with my $75 Wyndham Earner Plus card… just saying.
@ChaseYokoyama
6 ай бұрын
Thats pretty good! I also like to look at what I can do with the points as well
@frankcutronijr
6 ай бұрын
How about using the U.S. Bank Altitude Reserve?
@ChaseYokoyama
6 ай бұрын
I think that card and its 3x on Mobile payments category is amazing. The $325 travel and dining credit is also super helpful.
@ghgilland
6 ай бұрын
The Costco factor is annoying, but I can still easily find value in the Amex Gold. The credits are a bit annoying too since you are paying a tiny premium even for pickup orders. Nonetheless, my spreadsheet calcs. confirm that our spending on those two categories definitely justifies using this card (that is...until Amex decides to destroy its value on the inevitable AF increase). I actually enjoy the simplicity (very few people talk about the simplicity). My wife and I both use the Gold for all food purchases (minus Costco, of course).
@ChaseYokoyama
6 ай бұрын
appreciate you sharing 🙏🏽 i love the fact you got a spreadsheet to calculate the value. if it works for you then keep using it. im soooo anxious to see what amex does with this card
@yurig2530
6 ай бұрын
I cancelled Gold after they switched from airline credit to useless Uber.
@ChaseYokoyama
6 ай бұрын
we didnt know how blessed we were with the airline credit 😢 but TBF the uber credit does fit the gold card better as being the food card.
@yurig2530
6 ай бұрын
@@ChaseYokoyama it was not my restaurant card, since I use Citi Prestige for that purpose. I was using it strictly for groceries, but then I switched to USB AR, then to Citi Premier, and then to Savor One. But now I just use gift cards which I buy at Staples or ODOM or Fluz. I could be using Custom Cash in combination with Curve, but I just buy a GC with it once a month. 9 GCs every month.
@Cookiekaikai
6 ай бұрын
Couldn't agree more about the amex gold credit.
@ChaseYokoyama
6 ай бұрын
we will see how Amex stirs things up on this card in the future.
@yijunshen9287
6 ай бұрын
that is why i am tired of prepaid fee credit card. Many people saying its free trip, its not. You cant outsamrt than company study your spending bahavior. They tell where to spend, how mucb to spend, where to get back and how much it worth it. If they couldnt make huge profits of you, they just change the game either increasing fees or make rules on applying or redeem credit. You never gonna win. Its manipulated market You would think you are the winner but in credit card game, you are the only fool
@MJ-tastic
6 ай бұрын
I recommend the U.S. Bank Altitude Go Card - 20,000 Sign Up Bonus Points; 4X all food purchases (includes Costco!); no annual fee. You’re welcome ❤
@ChaseYokoyama
6 ай бұрын
Thanks for sharing! Are you sure the card earns 4x on Costco purchases?
@kirklandguy015
6 ай бұрын
Us bank go gets u 4% cashback on dining
@ChaseYokoyama
6 ай бұрын
that's correct. dining it matches the gold but it earns 2x on groceries.
@jesseadan148
6 ай бұрын
Were penny pinching on this video 😂
@ChaseYokoyama
6 ай бұрын
gotta do what you gotta do to justify the annual fee 🤷🏽♂️ im a frugal person by nature so I dont like spending money on a card that doesnt give me positive value
@travel.life.dreams
6 ай бұрын
You were right. Did love this video. Hate blanket blind fanboy-ing.
@ChaseYokoyama
6 ай бұрын
Thank you! 🤙🏽 I might not be the right customer for the Amex gold anymore
@travel.life.dreams
6 ай бұрын
@ChaseYokoyama the dining credit alone makes it not right for alot of ppl. Those restrictions on restaurants alone means most people won't get full $120 value. So the "effective annual fee of $10" that's been parroted across KZitem isn't really real.
@dgasmd1
6 ай бұрын
I like the video, but have suggestions: 1. STOP using Costco, Walmart, Target, and such for groceries. The food is as garbage as it gets. Find a clean store that sell clean food and get the Amex Blue Cash preferred. $6K/year at 6% cash back. If you spend more than $6K/year in groceries, get a 2nd card of the same. At $95/year the math is in your favor. For restaurants, there are plenty of 3% cash back cards, No Amex points for you to trade on it, but getting rid of the Gold Annual fee will be justified at the end of the year. Unless you are making Amex you main set up that cover most expenses and have enough expenses to justify the rewards and credits, it is like throwing money out the window to say "I can". YMMV
@ChaseYokoyama
6 ай бұрын
ya i like some of your suggestions. i agree there are other great options for 3% back on groceries and/or dining with little to no annual fee. but whaaat? how come the groceries at those stores are trash?
@dgasmd1
6 ай бұрын
@@ChaseYokoyama Food quality. Look at the labels. Tomato sauce should have nothing but tomato and water at most, pasta should have no more than wheat and water, etc.These large stores are not selling quality food. They are selling bulk cheap food that is even ilegal in a lot of countries due to GMO, cancer causing preservatives, etc. It is beyond me how we allow our own food to poison us. OK, off the preaching box LOL.....
@johng.5100
6 ай бұрын
Chick Fil A sucks, way over priced even before uber price gouging.
@ChaseYokoyama
6 ай бұрын
Does it suck cause it’s over priced or does it suck cause it taste bad? 🤔
@johng.5100
6 ай бұрын
@ChaseYokoyama both, Popeyes chicken sandwich is better. Try that one out if u haven't already. Has better crunch and flavor.
@randallraines6553
6 ай бұрын
@@johng.5100no way fam. Chik fil a sandwiches are the bomb! Especially their waffles fries and dips.
@callmeNeno
6 ай бұрын
I have the Gold, but after 1 year and getting that bonus, I will be using my Verizon Visa Signature card 4 % on groceries 3% takeouts no annual fee
@ChaseYokoyama
6 ай бұрын
ya there are so many more options than the Amex gold card. Good alternative Neno! 🤙🏽
@hikintrailsndrinkinales
6 ай бұрын
I can’t justify the Gold card in my town. Only have access to Cheesecake Factory. The platinum card works better for me.
@ChaseYokoyama
6 ай бұрын
Fair point. Dont stretch to justify a card if you dont have to. I still love my Platinum as well (for now at least....)
@randallraines6553
6 ай бұрын
Chase "Problem with the Amex Gold card" Yokoyama 😂
@ChaseYokoyama
6 ай бұрын
hahah there you are! I missed these comments 🫶🏽
@fridayjones1482
5 ай бұрын
You cannot use this at Walmart so it is a useless card.
@ChaseYokoyama
5 ай бұрын
its unfortunate it doesn't code at Walmart. It only codes at Walmart Neighborhood Markets
@Lifeissorich.
6 ай бұрын
They're going to increase the annual fee again in 2025 anyway.
@ChaseYokoyama
6 ай бұрын
i bet all my money that you are correct with this one
@antoniobismonte4489
6 ай бұрын
Then don’t use Uber Eats just use the Uber credit card
@ChaseYokoyama
6 ай бұрын
dont want to use uber just for the uber card tho
@antoniobismonte4489
6 ай бұрын
Waste of time
@ChaseYokoyama
6 ай бұрын
its just not an ideal card for me anymore
@fogrunr5075
6 ай бұрын
I get more value using the Wendy's app!
@ChaseYokoyama
6 ай бұрын
😂 on God lmao.
@fogrunr5075
6 ай бұрын
@@ChaseYokoyama 😂😂
@CesarJoel
6 ай бұрын
I agree that look stronger and taller 😂 My family of spends a lot in groceries and love the referrals. Agree with your point of view Chase, great video!🫵
@ChaseYokoyama
6 ай бұрын
hahah im glad someone else noticed 😂 thank you Cesar!
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