I'm so happy I made productive decisions about my finances that changed my life forever,hoping to retire next year... Investment should always be on any creative man's heart for success in life.
@nissan38p69
Жыл бұрын
I agree with you and believe that the secret to financial stability is having the right investment ideas to enable you earn more money, I don't know who agrees with me but either way I recommend real estate or crypto and stocks.
@wells7147
Жыл бұрын
Yeah!! It would be more beneficial and yield more profit if you actually trade on cryptocurrency, I've been trading since the dip, I've made so much profit trading.
@wilsonrichard440
Жыл бұрын
I am interested to know more and invest in Crypto please
@robertgreg6009
Жыл бұрын
trading is easier with proper guidance, especially from a professional, Newbies who are not aware of how crypto truly works and wish to make profits from it, I would advise to invest with a professional like Fergus waylen, It helps secure and minimize the possibilities of losses.
@Georgina705
Жыл бұрын
I'm honestly surprised that this name is being mentioned here, I stumbled upon one of his clients testimony last week in CNBC world news
@JonathanMahadeo
10 жыл бұрын
thank you for this video, before this, the only Bond i knew was James.
@apoel4haris
9 жыл бұрын
Jmagnum8989 the only bonds I know... are the bonds between Naruto and Sasuke
@simonmurage7710
9 жыл бұрын
+Jmagnum8989 man you cracked my limbs alilo but honestly before this I only knew were Off jail bonds
@clarencetaylor7455
6 жыл бұрын
I'm shaken, not stirred
@sanfordmichelojr7350
5 жыл бұрын
🤦🏼♂️😂😂😂😂😂
@Zafar_Kahn
Жыл бұрын
😂😂😂
@MoneyWeekVideos
12 жыл бұрын
Thanks. Yeah there are a lot of bad teachers out there. The advantage with me is as soon as you get bored you can switch me off. I wish I'd been able to do that back at college all those years ago.
@Martin-dw8zz
4 жыл бұрын
Hahaha you're great thank you so much, very informative
@FJAK2049
3 жыл бұрын
We need more teachers like you. So well explained, 9 years now i hope everything is good 🙏🏽
@upthebracket26
4 жыл бұрын
2010: '1.5% is a low yield' 2020: 'Hold my beer'
@tech4028
4 жыл бұрын
good comment G
@mariewesthott
3 жыл бұрын
9 years later and STILL the best explanation on you tube! - thank you!!!
@dhruvbhardwaj5406
3 жыл бұрын
can you please tell me, why do people buy bonds from other people and not from the government directly as soon as they're issued by the government? I mean, they would obviously trade at a higher market price when they are sold by another person than issued by the goverment
@solitaryconfinement1975
3 жыл бұрын
@@dhruvbhardwaj5406 Convenience, I would assume
@Isaacdby
2 жыл бұрын
Government does not default payment
@carloschu7127
Жыл бұрын
2023 US TBills 5.5% yield. 2023 Japan finally raise to 0.5% yield for YCC. Yeah this video still worthy to unferstand the basics.
@Ajmx378
8 жыл бұрын
Tim has taught me more in his videos than my degree has done in the last two year hahahah. Top Guy!
@dejialonge
5 жыл бұрын
truee.
@deejaaay7600
3 жыл бұрын
You're a great guy for doing this. It's difficult to take in what is said in class all the time and furthermore understand what the book is saying. I wish publishers would understand that there is a simple way to explain this kind of stuff and that they'd be doing the public a service speaking in such a way. Nobody is impressed reading text they can't understand or for that matter, using words that are ancient or sentences that sound like old english. So great work. You're helping me through my core classes!
@GrahamRowanWealth
10 жыл бұрын
Great explanation of a complex topic tny investors don't understand.
@jriver64
4 жыл бұрын
Tim, you are so awesome for breaking this down to the bone! Thank you.
@stacysmith7387
2 жыл бұрын
You are such a great teacher and human for sharing this free, quality, education. Please keep these up forever.
@srazavitousi
7 жыл бұрын
Awesome, he couldn't explain any better.
@aniketdutta5600
3 жыл бұрын
I DONT KNOW HOW I FOUND THIS CHANNEL , BUT I AM GLAD I DID
@TheClarko1234
11 жыл бұрын
Helped me through last year at uni back in Edinburgh and into the city down here! Hugely appreciated, great teaching style. Thanks
@csommer22
Жыл бұрын
Still hands down the best explanation. I miss the early tube formats 😔
@MrDadebitch
8 жыл бұрын
im a little confused.. so at the end of the 4 years the gov't will pqy me back the 113? i get paid each year and paid in full at the end
@commodore7838
8 жыл бұрын
at the end of the four years you will get paid 100 dollars- thats the fixed value of the bond. 113 is the market price. each year you get paid the interest which in this video is 5% or 5$.
@cybernaut_ev3106
6 жыл бұрын
Thanks for the question, MrDadebitch. I was thinking the same thing. And thank you Commodore for explaining it because Tim Bennett did not explain that this bond was being resold.
@lioiniesta
12 жыл бұрын
Thank you very very much. My biggest fear is that you get bored with this and stop!! you should know that when we wake up, the first thing we do is check if you posted a new video!! so please carry on!!!!!!! you make all concepts easy. its a God given talent you have!!!! ur the lionel messi of finance!!!!
@NathanHQ
4 жыл бұрын
Bonds can be quite complex. Also, as a general rule of thumb. As you get older, you will likely move more of your assets into bonds. They are not really a young persons investment of choice.
@AnOnlineWorld
10 жыл бұрын
Excellent explanation and flow! Made it easy for me to put the dots together... Cheers from Cyprus!
@aycaramba9540
4 жыл бұрын
6:19 "so ...some investors will just say..." (writes FY)
@15kiyi
12 жыл бұрын
Tim, I am very impressed of the simplicity of your video. Thanks for that. Money Week has to be proud of you. THanks.
@TopShaggerStones
Жыл бұрын
Your comment towards the end regarding QE and central banks was very interesting - thought provoking even. Encouraging money to get out of bonds and go somewhere else. Would you care to comment on this further, a decade later, regarding the current financial climate? Is it intended or do the central banks simply have an arm caught between a rock (depression) and a hard place (inflation) with nothing but a rusty spork to free themselves (QE)? I am starting to think that it is intended. I foresee a massive ‘reallocation of capital’ to truly bring us in to the 21st century. Perhaps I’m just a nut job but nonetheless your comment on the above would be greatly appreciated. Best regards, S*
@nurlatifahmohdnor8939
2 жыл бұрын
Page 1053 sanative = curative sanatorium = or US sanitorium n, pl sanatoriums or sanatoria. 1 an institution for the medical care and recuperation of persons who are chronically ill. 2 Brit. a room as in a boarding school where sick pupils may receive treatment. [C19: from NL, from L sanare to heal]
@williamhorner6724
Жыл бұрын
The Common Sense Glass Steagall Act and Pre-1997 Strict Banking Regulations are to be Reinstated to prevent the racketeering of mortgage Ponzi schemes.
@hojdog
2 жыл бұрын
But, if you hold bonds, the value of your money will have decreased over the course of the investment, due to inflation. So why would a government like China buy bonds from the USA, instead of paying off their own debt or investing in themselves? Are they just hedging against a crisis in their own country?
@jordansernik
2 жыл бұрын
So the Fed buys bonds, which also pushes the price of bonds up as it decreases supply, which lowers the YTM, making them less attractive. Is that correct?
@YMarquise
5 жыл бұрын
If i wanna take inflation into consideration, is there any way i can add it to the equation to get a final result for the maturity to yield ?
@davecorley5514
Жыл бұрын
Thanks. But inflation takes its toll. Bond issuance is one of Treasury’s sources of money. A nation that needs more money than it has looks to its Treasury to get that excess. The supply of money for bond issuance and entitlement programs and wars and other things increases as the demand increases. So whether it’s bond issuance or spending without bond issuance, the supply of money increases (inflates). So the yield on a fixed treasury reduces as inflation eats away at the par value of the currency. Is the “real” % yield, accounting for inflation simply a reduction of the coupon rate minus the annual discount rate minus the inflation rate?
@RaviGosain1
7 жыл бұрын
THANK YOU! SO USEFUL!
@moonbull3137
3 жыл бұрын
Thank you this definitely made me know more about bonds
@martymcfly5423
3 жыл бұрын
awesome
@ChristopherFranko
7 жыл бұрын
"and stick it somewhere else" ... mostly in their pockets.
@bigfriki
7 жыл бұрын
*Vaults XD
@zorgee
7 ай бұрын
this guy is fantastic ....at explaining things...good job man.
@PepysFlora-t8p
14 күн бұрын
Wilson Amy Garcia Robert White Sharon
@WingMane52
6 жыл бұрын
nominal value AKA face value(USA finance class term)
@AlwaysHopeful87
11 жыл бұрын
Another excellent explanation. Thank you.
@ianbaker2599
4 жыл бұрын
This is just such a clear easy to understand explanation. Thankyou.
@edsr164
2 жыл бұрын
What’s the difference between the interest and the dividend that some bonds pay?
@perhapd
11 жыл бұрын
Great video. All videos by MoneyWeek are excellent. Concepts are explained with great clarity.
@Chicburgerandwings
11 ай бұрын
you got me when you said well it is too good because i forgot something* :D
@souhaylsoulami7591
8 жыл бұрын
Why would the market price rise beyond the nominal price + 5%. Why would an investor buy a government bond at a price of 113 pounds if he would get only 105 in yield?
@JRWB78
8 жыл бұрын
Bond prices rise and fall for the same reason that the price of anything rises and falls - supply and demand. Bond prices are high (for example, 113) when demand for bonds is high - typically, during a bear market in stocks. Yields, of course, move in the opposite direction. So, if there was a stock market crash and everyone piled into bonds ("flight to safety", "flight to quality"), bonds become more expensive for the investor (lender) and debt becomes cheaper for the borrower - in other words, prices rise, yields fall. The reverse occurs during a bull market in stocks - debtors must reduce bond prices and increase coupons in order to attract debt capital.
@souhaylsoulami7591
8 жыл бұрын
Thanks a lot :)
@tjwied
8 жыл бұрын
Also, the buyer would get $5/year until maturity. You would never buy a bond to lose money. In this example, the maturity was 4 years after purchasing the treasury - so a total yield of $120.
@moreezy3877
6 жыл бұрын
Still not understanding how he got the 5$ to subtract from the 3.25 in the second equation
@prasanhr9548
8 жыл бұрын
Finally i get it.... Thanks :-)
@anitasebok1841
6 жыл бұрын
How you make that 3 p loss evry year of that13,if you sell you get your13, no one keeps it to maturity,bonds were made to sell and buy
@krishnakora
8 жыл бұрын
Thank you.
@liamdonaldson6449
7 жыл бұрын
What about taxes and inflation?
@danielncheengamwa889
11 жыл бұрын
thanks, your explanations are so clear and am learning a lot from you.
@praveendixit.parambhattaraka
8 жыл бұрын
nice video.... i am sure you can elaborate it further... please do
@tonyoshea3
9 ай бұрын
Thank you. So understandable.
@darrinh4854
2 жыл бұрын
Can we buy bonds in the primary market?
@jadeandrews5674
7 ай бұрын
I'm studying R02 (Investment Principles & Risk) at the moment, and this is by far the best explanation on Bonds!!! Thank you!!
@360degreeloud
8 жыл бұрын
could u please make a video on how to understant FINANCIAL TIMES .
@CarlosBenitez-ib9qf
8 жыл бұрын
lol
@gideonkoroka1920
4 ай бұрын
AWESOME presentation
@guloguloguy
6 жыл бұрын
...........What about figuring in the "Rate of Inflation, .....and also, Taxes?!.... How bad does either of these things destroy One's "ACTUAL "Rate of Return"?!....
@tanishpanjwani3117
4 жыл бұрын
And that is still not considering inflation
@duggydugg3937
7 жыл бұрын
Why does the UK need to borrow a penny..? Answer : the Roth schild controlled central bank has it like that.. Even though the Boe was nationalized in 1937..somehow gb thinks it can't issue pounds sterling on its own... Without interference from bankstards.. Great Britain does not use euros ... the other member nations do to their disadvantage... government debt
@some-_-guy
Жыл бұрын
I love this channel. I just wish the older vids could be updated to improve video and (more importantly) audio quality. Thank you for sharing the wealth (of information) that you have! 😃
@ianwilkinson7023
8 ай бұрын
Thank you for this very simple and clear explanation about bond yields.
@Ryan-lx6oh
9 жыл бұрын
Thank you, very informative!
@doreenbrown1532
4 жыл бұрын
I love my bonds but it would be nice to get a bigger prize than £25 one month. Why did Gorden Brown reduce them. This upset a lot of Premium Bond holders like myself.
@anitasebok1841
6 жыл бұрын
How you make that 13 loss?did you think about ?Do you plan collapsing markets? Its accounting doing the crashes anyway
@drcrad
2 жыл бұрын
you're on fire! great vid
@johnholme783
Жыл бұрын
This channel is an excellent resource for anybody studying economics like myself. It’s both comprehensive and easy to understand!
@TramonWalker
7 жыл бұрын
Bonds... James Bonds!
@isaacking4555
2 жыл бұрын
The kind of information they won’t explain in school. Never took a class for this information but as a day trader I’m educating myself on other information around the market. Better to learn when you have a genuine interest than by being forced in some class that only wants to weed you out.
@preeti123ist
6 жыл бұрын
Sir I would be grateful if you would explain the principal debt instruments for raising finance in international financial markets... Please make it sooner as my exams are nearing by this month end
@retarty
Жыл бұрын
You are such a great teacher
@sergecampeau3610
6 жыл бұрын
Will all the different possible types and options of bonds, how is it possible to make a fluid market for them? How are they traded? Are they standardised? Is there a limited number of bonds types?
@didelanachar1698
11 жыл бұрын
Hey, have you considered this thing called the Intellitus Cash System? (google it). My mother says it makes people plenty of profits.
@nvarchar
12 жыл бұрын
How about inflation? doesn't it need to be reduced from the return? actually seems like a loss with 1.55% return.
@Zaffydoo
12 жыл бұрын
the bond is worth 100 gbp - we bought it at 113 and sell at 100 without any coupon involved...I think thats what you are asking?
@majedcse
11 жыл бұрын
Have you tried Smarter Money Maker? (look for it on google) It is a simple way to earn extra income quickly
@aj_wuwei
10 жыл бұрын
brilliant sir..
@peterghostine3519
3 жыл бұрын
Superb bond primer.
@oussamagharbi5419
3 жыл бұрын
your uploaded video in 2011 is helping still helping people in 2021 god bless you sir
@ginotarabotto
Жыл бұрын
Great explanation
@john-blair
3 жыл бұрын
Great video. Watching this in the context of Q/E. So a government that needs cash will issue government bonds to take money out of circulation/economy - lowering inflation. Then if inflation gets too low it will undergo some Q/E - creating digital money to buy up the government bonds it issued previously - freeing up money to be spent elsewhere e.g. corporate bonds and hopefully boost investment and inflation. Did i get that right? Thanks.
@DavidEVogel
3 жыл бұрын
So a government that needs cash will issue government bonds to take money out of circulation No. The FED auctions Treasury bonds. Say $1 trillion. Proceeds from the auction are transferred to the Treasury. The Treasury uses the proceeds to pay the obligations of the federal government. Once paid, the money supply increases by $1 trillion.
@Tinankalubo
12 жыл бұрын
hey thanks a lot for the bond video it simplified things for me more than when i sit in my finanicial management class
@jdmaryanne
11 ай бұрын
excellent video
@anitasebok1841
6 жыл бұрын
Actively.calling price fluctuation a loss is very dangerous
@salilbidaye
13 жыл бұрын
Tim, thaks for taking time and wffort to share these informative videos. I have been going through your other videos aswell. Thanks for providing insight on some financial jargons and what they mean in simple understandable language. Highly recommended videos for someone to understand whats going on in the present market.
@Smooflala
4 жыл бұрын
Thank you Tim! Very generous sharing of brilliantly clear knowledge here
@mooseSFLA
3 жыл бұрын
Power to the people
@DAN_ZEMAN
2 жыл бұрын
Fantastic, thorough explanation. Well done sir 👍
@iampennochio
12 жыл бұрын
Why does the gov need to borrow money when it can print its own money at will???
@Tinankalubo
12 жыл бұрын
do you have videos about corperate bonds and how they cost is presented in the financial statements
@pablochaconn1
Жыл бұрын
Great video!
@petereias422
7 жыл бұрын
great accent
@linde_learn3892
4 жыл бұрын
You are absolutely brilliant. Keep doing this!
@AlexHop1
3 жыл бұрын
Thank you for this clear explanation!
@smartpurushoth
7 жыл бұрын
How about 1.25% inflation every year?
@Mblueblueblue-ih8du
9 жыл бұрын
its my way of understanding the textbook ^_^
@VinhPham_intown
12 жыл бұрын
why the author says "we lose 13 pounds over 4 years" please explain it to me
@evamww
11 жыл бұрын
brilliant videos. I subscribed Money Week magazine because of this video channel.
@heshboi
7 жыл бұрын
i don't know if i'm being really dense. at the end of 4 years you should have $120 right? $5x4years + $100par = $120 which is $7 return. so how is that 1.55%?? maybe i'm looking at this too simplistically.
@devonrayramirez3691
7 жыл бұрын
Dee you are calculating the percentage over the 4 years. He is doing it yearly
@BeautifulNaturalDramatic
4 жыл бұрын
Nicely explained thanks
@Enquiringmind777
4 жыл бұрын
Can you do a Bonds for dummies video? I am the said latter.
@Clarc115
4 жыл бұрын
A good explanation of Fed's QE2
@resignurdrnk7535
3 жыл бұрын
over a decade old and this video is teaching me so much. thank you
@Mattoman501
4 жыл бұрын
Finally a video that makes sense. Thanks Tim.
@61vamshi
12 жыл бұрын
hi can you please differentiate the nominal and market price here ?
@marcgerges1380
2 жыл бұрын
Very easy to understand, thank you Tim
@godsend6986
11 жыл бұрын
Very good refresher course! And the way you teach is interesting.
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